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贵阳银行(601997)公告正文

贵阳银行:2016年第三季度报告

公告日期:2016-10-28

  贵阳银行股份有限公司
BANK OF GUIYANG CO.,LTD.




   2016 年第三季度报告
     (股票代码:601997)
贵阳银行股份有限公司                                      2016 年第三季度报告




                                目         录


一、   重要提示 ....................................................... 2
二、   主要财务数据和股东变化 ......................................... 2
三、   季度经营情况简要分析 ........................................... 4
四、   重要事项 ....................................................... 6
五、   补充财务数据 .................................................. 10
六、   附录 .......................................................... 12




                                     -1-
贵阳银行股份有限公司                                          2016 年第三季度报告




一、 重要提示

(一) 本行董事会、监事会及董事、监事、高级管理人员保证本报告
所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内
容的真实性、准确性和完整性承担个别及连带责任。

(二) 本行第三届董事会 2016 年度第五次临时会议以通讯表决方式审
议通过了《贵阳银行股份有限公司 2016 年第三季度报告》。会议应表
决董事 14 名,实际表决董事 14 名。
(三) 本季度报告所载财务数据及指标按照中国企业会计准则编制,
除特别说明为母公司数据外,均为贵阳银行股份有限公司及控股子公
司广元市贵商村镇银行股份有限公司、贵阳贵银金融租赁有限责任公

司的合并报表数据,货币单位以人民币列示。
(四) 本行董事长陈宗权先生、行长李忠祥先生、主管会计工作的负
责人夏玉琳女士、会计机构负责人李云先生保证本报告中财务报表的
真实、准确、完整。
(五) 本行 2016 年第三季度财务会计报告未经审计。



二、 主要财务数据和股东变化

(一) 主要财务数据
                                                                   币种:人民币
                           本报告期末       上年度期末      本报告期末比上年度
                                                              期末增减(%)
总资产(千元)                327,319,736     238,196,550                   37.42
归属于母公司股东的权益         20,532,704      13,954,060                   47.15
(千元)
归属于母公司股东的每股净             8.93            7.76                   15.08
资产(元)
                                    -2-
   贵阳银行股份有限公司                                                          2016 年第三季度报告


                                  年初至报告期末          上年初至上年报 比上年同期增减(%)
                                      (1-9 月)            告期末(1-9 月)
   经营活动产生的现金流量净                35,512,198               26,856,296                 32.23
   额(千元)
   每股经营活动产生的现金流                    19.15                    14.93                  28.27
   量净额(元)
                                  年初至报告期末          上年初至上年报 比上年同期增减(%)
                                      (1-9 月)            告期末(1-9 月)
   营业收入(千元)                        7,063,653                5,605,255                  26.02
   归属于母公司股东的净利润                2,698,092                2,451,004                  10.08
   (千元)
   归属于母公司股东的扣除非                2,697,160                2,452,194                   9.99
   经常性损益的净利润(千元)
   基本每股收益(元)                              1.46                  1.36                   7.35
   扣除非经常性损益后基本每                        1.45                  1.36                   6.62
   股收益(元)
   稀释每股收益(元)                              1.46                  1.36                   7.35
   加权平均净资产收益率(%)                   17.24                    20.84      下降 3.60 个百分点
   扣除非经常性损益后加权平                    17.24                    20.85      下降 3.61 个百分点
   均净资产收益率(%)
   注:加权平均净资产收益率、扣除非经常性损益后加权平均净资产收益率未年化处理。




   扣除非经常性损益项目和金额
                                                                          单位:千元 币种:人民币
               项目                                             本期金额
   营业外收支净额                                                                             (1848)
   所得税影响数                                                                                 1027
   少数股东权益影响数                                                                          (111)
   合计                                                                                        (932)
   注:根据《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益》(2008 年修订)规定计算。




   (二) 截至报告期末的股东总数、前十名股东持股情况
                                                                                           单位:股
股东总数(户)                                                                                   162,031
                                       前十名股东持股情况
股东名称(全称)             期末持股      比 例      持有有限           质押或冻结情况      股东性质
                             数量          (%)      售条件股        股份状态     数量
                                                      份数量
贵阳市国有资产投资管理公司   331,097,476   14.40      331,097,476         无         -        国有法人

                                                -3-
     贵阳银行股份有限公司                                                         2016 年第三季度报告


贵州产业投资(集团)有限责任
                               141,898,918      6.17     141,898,918     无            -         国有法人
公司
遵义市国有资产投融资经营管
                               94,599,279       4.12     94,599,279      无            -         国有法人
理有限责任公司
                                                                                                 境内非国
贵州神奇投资有限公司           71,513,442       3.11     71,513,442     质押       71,510,000
                                                                                                 有法人
贵阳金阳建设投资(集团)有限
                               66,219,495       2.88     66,219,495      无            -         国有法人
公司
                                                                                                 境内非国
贵州燃气集团股份有限公司       52,340,000       2.28     52,340,000      无            -
                                                                                                 有法人
                                                                                                 境内非国
新余汇禾投资管理有限公司       50,000,000       2.18     50,000,000      无            -
                                                                                                 有法人
全国社会保障基金理事会转持
                               49,625,892       2.16     49,625,892      无            -         国有法人
二户
贵阳市工业投资(集团)有限公
                               47,299,639       2.06     47,299,639     质押       40,000,000    国有法人

中国贵州茅台酒厂(集团)有限
                               37,839,712       1.65     37,839,712      无            -         国有法人
责任公司
                                   前十名无限售条件股东持股情况
           股东名称(全称)                  持有无限售条件                   股份种类及数量
                                               流通股的数量            种类                  数量
谭澍坚                                          24,690,700        人民币普通股             24,690,700
周道忠                                          11,666,079        人民币普通股             11,666,079
全国社保基金四一四组合                          9,999,916         人民币普通股             9,999,916
中国建设银行股份有限公司-万家新利灵
                                                3,549,848         人民币普通股             3,549,848
活配置混合型证券投资基金
张永胜                                          3,500,000         人民币普通股             3,500,000
上海银行股份有限公司-万家瑞兴灵活配
                                                2,915,200         人民币普通股             2,915,200
置混合型证券投资基金
余玉芬                                          2,633,244         人民币普通股             2,633,244
中国建设银行股份有限公司-万家精选混
                                                2,408,100         人民币普通股             2,408,100
合型证券投资基金
陈东                                            2,391,202         人民币普通股             2,391,202
中国人寿保险股份有限公司-分红险                2,200,000         人民币普通股             2,200,000




     三、 季度经营情况简要分析

           报告期内,面对复杂多变的经济形势和日益激烈的竞争环境,本
     行始终坚持以服务中小企业为主,深耕本地市场,加快发展转型,经
                                                       -4-
贵阳银行股份有限公司                               2016 年第三季度报告



营效益稳步提升。2016 年 8 月 16 日,本行在上海证券交易所挂牌上
市,成功登陆资本市场,为推进本行各项业务实现平稳健康发展奠定
了更为坚实的基础。
      规模效益持续增长。截至报告期末,本行资产总额 3273.20 亿元,
较年初增加 891.23 亿元,增幅 37.42%;贷款总额 987.05 亿元,较年
初增加 155.31 亿元,增幅 18.67%;存款总额 2556.67 亿元,较年初
增加 746.80 亿元,增幅 41.26%。前三季度,本行实现利润总额 31.06
亿元,同比增长 3.78%;实现归属于母公司股东的净利润 26.98 亿元,
同比增长 10.08%。
      业务转型成效明显。第三季度,本行积极推进业务转型。公司金
融业务稳步发展,资金来源渠道不断拓宽,客户结构持续优化,获得
非金融企业债务融资工具承销商(银行类)资格。个人金融业务快速
发展,储蓄存款稳步上升,年内信用卡累计发行 14.96 万张。小微业
务加快转型,服务体系不断完善,发行小微金融债券获得监管部门核
准。理财业务快速增长,产品存续规模在贵州省银行业法人机构中排
名第一。直销银行客户稳步增长,电子产品渗透率、交易替代率不断
提高。互联网金融不断创新,切实推进大数据金融,与互联网同业合
作不断加强。大力实施普惠金融,加快县域机构网点布局,第三季度
共有 23 家县域支行获得开业批复。
      监管指标保持良好。截至报告期末,本行资本充足率 14.52%;拨
贷比 3.49%,拨备覆盖率 236.12%;合理控制成本费用,成本收入比
23.86%,较上年同期下降 2.19 个百分点;资产质量保持稳定,不良贷
款率 1.48%。
      综合化、集团化经营稳步推进。报告期内,本行控股子公司广元
市贵商村镇银行股份有限公司稳步发展,多项经营管理指标位于四川

                               -5-
贵阳银行股份有限公司                                                   2016 年第三季度报告



省村镇银行前列。本行控股子公司贵阳贵银金融租赁有限责任公司成
立,贵阳贵银金融租赁有限责任公司注册资本为人民币 200,000 万元,
本行持有其 67.00%的股份。根据财政部、农业部和中国银监会下发的
《关于财政支持建立农业信贷担保体系的指导意见》,本行参股贵州省
农业信贷担保股份有限公司,本行持有其 8.50%的股份。




四、 重要事项

(一) 主要会计报表项目、财务指标变动超过 30%以上的主要项目及

原因
      财务报表数据变动幅度达 30%(含 30%)以上,且占报表日资产总
额 5%(含 5%)或报告期利润总额 10%(含 10%)以上的项目及变化情

况如下:
                                                             单位:千元 币种:人民币
    主要项目           2016 年 9 月 30 日          比上年末增减(%)          主要原因
可供出售金融资产                  66,638,073                      36.06          注1
持有至到期投资                    50,968,995                      37.35          注2
应收款项类投资                    45,300,110                      77.55          注3
吸收存款                         255,667,275                      41.26          注4
应付债券                          36,857,231                      31.26          注5
    主要项目            2016 年 1-9 月            比上年同期增减(%)         主要原因
利息支出                           3,327,395                      31.90          注6
手续费及佣金收入                     841,746                      82.47          注7
投资收益                             338,686                     181.17          注8
资产减值损失                       2,039,361                     185.18          注9


原因分析:
注 1:可供出售金融资产变动原因主要系受本行债券配置计划、债券
市场环境等影响,加大同业存单等投资所致。



                                            -6-
贵阳银行股份有限公司                               2016 年第三季度报告



注 2:持有至到期投资变动原因主要系受本行债券配置计划、债券市
场环境等影响,加大地方政府债等投资所致。

注 3:应收款项类投资变动原因主要系本行加大同业投资业务所致。
注 4:吸收存款变动原因主要系受本行加大市场营销力度,拓展对公存
款客户、储蓄存款客户等影响所致。

注 5:应付债券变动原因主要系受本行增加同业存单发行规模等影响
所致。
注 6:利息支出变动原因主要系本期存款规模、同业存单规模增长,

引起相应的利息支出增加所致。
注 7:手续费及佣金收入变动原因系本行本期加大中间业务发展力度
所致。
注 8:投资收益变动原因系本行根据市场行情处置部分债券所致。
注 9:资产减值损失变动原因主要系本期贷款总额、不良贷款余额增
加,应收款项类投资余额增加,提取减值准备增加所致。


(二) 重要事项进展情况及其影响和解决方案的分析说明
      1.本行于 2016 年 8 月 16 日在上海证券交易所挂牌上市,首次公
开发行人民币 50,000 万股普通股(A 股),募集资金总额为人民币
4,245,000,000.00 元,扣除发行费用人民币 137,027,359.19 元后,
募集资金净额为人民币 4,107,972,640.81 元。募集资金净额已全部用
于补充本行资本金。
      2.本行第三届董事会 2016 年度第三次会议审议通过了《关于修
订<贵阳银行股份有限公司章程>并办理工商变更登记等事项的议案》,
同意变更注册资本并修订《公司章程》。有关详情请参阅本行于 2016
年 9 月 6 日在上海证券交易所网站刊登的相关公告。本事项尚待中国
                                -7-
贵阳银行股份有限公司                               2016 年第三季度报告



银行业监督管理委员会贵州监管局核准并办理工商变更登记。
      3.设立贵阳贵银金融租赁有限责任公司及合并报表范围变更:本
行设立贵阳贵银金融租赁有限责任公司,该公司于 2016 年 7 月 15 日
取得贵州省工商行政管理局颁发的营业执照,注册资本为人民币
200,000 万元,本行以货币出资 134,000 万元人民币,持有该公司 67.00%
的股份;根据企业会计准则相关规定,本季度财务报告将贵阳贵银金
融租赁有限责任公司纳入合并报表范围。
      4.发行小型微型企业贷款专项金融债券:截至报告期末,本行已
收到中国人民银行和中国银行业监督管理委员会贵州监管局关于同意
本行发行小型微型企业贷款专项金融债券的核准,本行获准在全国银
行间债券市场公开发行不超过 50 亿元人民币金融债券,专项用于发放
小型微型企业贷款。2016 年 10 月 26 日正式发行第一期小型微型企业
贷款专项金融债券。有关详情请参阅本行于 2016 年 9 月 21 日、2016
年 10 月 27 日在上海证券交易所网站刊登的相关公告。
      5.拟发行绿色金融债券:本行 2016 年度第二次临时股东大会审
议通过了《关于贵阳银行股份有限公司发行绿色金融债券的议案》,本
行拟发行不超过人民币 80 亿元绿色金融债券,募集资金将全部用于中
国金融学会绿色金融专业委员会编制的《绿色债券支持项目目录》规
定的绿色产业项目。本事项尚待中国人民银行和中国银行业监督管理
委员会贵州监管局核准后方可实施。
      6.本行董事斯劲先生任职资格尚待中国银行业监督管理委员会
贵州监管局批复。
      7.本行副行长梁宗敏先生、张伟先生任职资格尚待中国银行业监
督管理委员会贵州监管局批复。



                               -8-
贵阳银行股份有限公司                                                         2016 年第三季度报告



(三) 公司及持股 5%以上的股东承诺事项履行情况
      1.贵阳市国有资产投资管理公司、贵州产业投资(集团)有限

责任公司、遵义市国有资产投融资经营管理有限责任公司承诺:自本
行首次公开发行的股票在证券交易所上市之日(2016 年 8 月 16 日)
起三十六个月内,不转让或者委托他人管理其持有的本行股份,也不

由本行回购其持有的本行股份。
      2.贵阳市国有资产投资管理公司、贵州产业投资(集团)有限
责任公司、遵义市国有资产投融资经营管理有限责任公司关于稳定股

价的承诺:本行上市后三年内,如本行股票连续 20 个交易日的收盘价
均低于本行最近一期经审计的每股净资产,则触发本行持股 5%以上股
东增持本行股票的义务。本行持股 5%以上股东应在触发增持义务之日
起 10 个交易日内就增持本行股份的具体计划书面通知本行,包括但不
限于拟增持的数量范围、价格区间、完成期限等信息,并由本行进行
公告。
      上述承诺均得到严格履行。
注:本行上市前,持有本行 5%以上股份的股东为贵阳市国有资产投资管理公司(持股占本行总股本 19.46%)、

贵州产业投资(集团)有限责任公司(持股占本行总股本 8.34%)、遵义市国有资产投融资经营管理有限责

任公司(持股占本行总股本 5.56%)。截至报告期末,持有本行 5%以上股份的股东为贵阳市国有资产投资管

理公司(持股占本行总股本 14.40%)、贵州产业投资(集团)有限责任公司(持股占本行总股本 6.17%)。




(四) 预测年初至下一报告期末的累积净利润可能为亏损或者与上年
同期相比发生重大变动的警示及原因说明
         □适用 √不适用




                                              -9-
   贵阳银行股份有限公司                                                                  2016 年第三季度报告



   五、 补充财务数据

   (一) 补充财务指标
 项目(%)                标准值    2016 年 9 月 30 日            2015 年 12 月 31 日        2014 年 12 月 31 日
 资产利润率               ≥0.6%               1.28%                           1.64%                     1.76%
 资本利润率               ≥11%               20.35%                         26.08%                     26.22%
 资本充足率               ≥10.5%              14.52%                         13.54%                     13.54%
 一级资本充足率           ≥8.5%               12.12%                         10.68%                     10.81%
 核心一级资本充足率       ≥7.5%               12.11%                         10.68%                     10.81%
 流动性比率               ≥25%                64.29%                         76.05%                     59.08%
 存贷比                   ≤75%               38.61%                         45.96%                     53.71%
 拆借        拆入资金比                         1.84%                              0%                          0%
 资金
             拆出资金比                            0%                           0.06%                          0%
 比例
 不良贷款率               ≤5%                 1.48%                           1.48%                     0.81%
 拨备覆盖率               ≥150%             236.12%                         239.98%                    400.43%
 拨贷比                   ≥2.5%                3.49%                           3.56%                     3.26%
 成本收入比               ≤45%               23.86%                         26.43%                     27.19%
 利息回收率                                    93.87%                         98.09%                     99.43%
 单一最大客户贷款比       ≤10%
                                                3.35%                           3.22%                     3.74%
 率
 最大十家客户贷款比
                                               29.48%                         28.35%                     31.64%
 率
 授信集中度               ≤50%               31.11%                         32.76%                     45.65%
   注:资产利润率、资本利润率为年化数据。




   (二) 资本构成情况
                                                                              单位:千元 币种:人民币
                                                           2016 年 9 月 30 日
      项目                           并表                                               非并表

核心一级资本净额                                 21,124,889                                          19,002,445
一级资本净额                                     21,139,442                                          19,002,445
资本净额                                         25,342,488                                          23,035,671
风险加权资产合计                                174,478,469                                         164,818,602
信用风险加权资产                                156,454,529                                         146,996,052
市场风险加权资产                                  7,237,108                                           7,237,108
操作风险加权资产                                 10,786,832                                          10,585,442
核心一级资本充足率                                       12.11%                                          11.53%

                                                 -10-
   贵阳银行股份有限公司                                                            2016 年第三季度报告


一级资本充足率                                      12.12%                                        11.53%
资本充足率                                          14.52%                                        13.98%

   注:以上为根据《商业银行资本管理办法(试行)》计量的资本充足率相关数据及信息。其中,信用风险采

   用权重法、市场风险采用标准法、操作风险采用基本指标法计量。




   (三) 贷款五级分类情况
                                                                        单位:千元 币种:人民币
                               2016 年 9 月 30 日                        2015 年 12 月 31 日
       五级分类
                            金额              占比(%)                金额              占比(%)
正常类                       93,680,715                 94.91          78,090,701                  93.88
关注类                        3,564,688                  3.61           3,849,973                   4.63
次级类                          861,379                  0.87             860,857                   1.04
可疑类                          413,357                  0.42             296,691                   0.36
损失类                          184,406                  0.19                 76,019                0.09
总额                         98,704,545                   100          83,174,241                     100




   (四) 母公司杠杆率
                                                                        单位:千元 币种:人民币
                                     2016 年             2016 年          2016 年            2015 年
项目
                                    9 月 30 日          6 月 30 日       3 月 31 日        12 月 31 日
杠杆率(%)                           5.17%               4.79%               5.22%           5.02%
一级资本净额                       19,002,445        15,164,111          14,725,381         13,764,947
调整后的表内外资产余额             354,585,123      316,371,573          281,610,204       268,215,230




                                                         贵阳银行股份有限公司董事会

                                                                     2016 年 10 月 27 日




                                                 -11-
贵阳银行股份有限公司                                                                 2016 年第三季度报告




六、 附录


                          合 并 资 产 负 债 表(资 产)
                                                2016年9月30日


编制单位:贵阳银行股份有限公司                                                             单位:人民币 千元

                       资 产                                    期末数                    期初数

资产:

 现金及存放央行款项                                                  36,627,912                 29,490,955

 存放同业款项                                                            3,319,285                 4,218,892

 贵金属

 拆出资金                                                                                            100,000

 以公允价值计量且其变动计入当期损益的金融资产                            2,372,726                 1,072,741

 衍生金融资产

 买入返售金融资产                                                    13,220,000                    6,020,000

 应收利息                                                                1,375,529                 1,130,268

 发放贷款和垫款                                                      95,259,200                 80,213,867

 可供出售金融资产                                                    66,638,073                 48,976,426

 持有至到期投资                                                      50,968,995                 37,108,463

 应收款项类投资                                                      45,300,110                 25,514,353

 长期应收款                                                              6,647,629

 长期股权投资

 投资性房地产

 固定资产                                                                1,867,921                 1,304,337

 无形资产                                                                  95,134                     49,190

 递延所得税资产                                                            939,071                   807,308

 其他资产                                                                2,688,151                 2,189,750




资产总计                                                            327,319,736                238,196,550

法定代表人:陈宗权         行长:李忠祥           主管会计工作的负责人:夏玉琳       会计机构负责人: 李云



                                                   -12-
贵阳银行股份有限公司                                                             2016 年第三季度报告



         合 并 资 产 负 债 表(负 债 和 所 有 者 权 益)
                                           2016年9月30日


编制单位:贵阳银行股份有限公司                                                       单位:人民币 千元

          负债和所有者权益(或股东权益)                      期末数                  期初数

负债:

  向中央银行借款                                                       370,000                 230,000

  同业及其他金融机构存放款项                                       2,112,597               8,742,159

  拆入资金                                                         4,700,000

  以公允价值计量且其变动计入当期损益的金融负债

  衍生金融负债

  卖出回购金融资产款                                               1,478,290               1,960,000

  吸收存款                                                       255,667,275             180,987,014

  应付职工薪酬                                                         572,515                 476,460

  应交税费                                                             175,967                 149,536

  应付利息                                                         2,107,568               1,787,630

  预计负债

  应付债券                                                        36,857,231              28,078,854

    其中:优先股

          永续债

  递延所得税负债                                                        68,310                 144,934

  其他负债                                                         1,838,384               1,506,080

    负债合计                                                     305,948,137             224,062,667

所有者权益(或股东权益):

  实收资本(或股本)                                               2,298,592               1,798,592

  其他权益工具

    其中:优先股
          永续债

  资本公积                                                         4,854,193               1,246,220

  减:库存股

  其他综合收益                                                         204,929                 432,350

  盈余公积                                                         1,170,468               1,170,468

  一般风险准备                                                     2,595,945               1,462,612

  未分配利润                                                       9,408,577               7,843,818

  归属于母公司所有者权益合计                                      20,532,704              13,954,060

  少数股东权益                                                         838,895                 179,823

    所有者权益(或股东权益)合计                                  21,371,599              14,133,883

     负债和所有者权益(或股东权益)总计                          327,319,736             238,196,550
法定代表人:陈宗权        行长:李忠祥           主管会计工作的负责人:夏玉琳    会计机构负责人: 李云




                                                  -13-
贵阳银行股份有限公司                                                                 2016 年第三季度报告




                       母 公 司 资 产 负 债 表(资 产)
                                                2016年9月30日


编制单位:贵阳银行股份有限公司                                                              单位:人民币 千元

                       资 产                                    期末数                     期初数


资产:

 现金及存放央行款项                                                  36,030,126                  29,001,866

 存放同业款项                                                            2,731,966                  3,027,711

 贵金属

 拆出资金                                                                                             100,000

 以公允价值计量且其变动计入当期损益的金融资产                            2,372,726                  1,072,741

 衍生金融资产

 买入返售金融资产                                                    13,220,000                     6,020,000

 应收利息                                                                1,363,772                  1,119,372

 发放贷款和垫款                                                      92,142,680                  77,599,402

 可供出售金融资产                                                    66,638,073                  48,976,426

 持有至到期投资                                                      50,968,995                  37,108,463

 应收款项类投资                                                      45,300,110                  25,514,353

 长期应收款

 长期股权投资                                                            1,499,120                    159,120

 投资性房地产

 固定资产                                                                1,837,999                  1,271,930

 无形资产                                                                  91,658                      47,782

 递延所得税资产                                                           926,652                     796,569

 其他资产                                                                2,650,386                  2,165,706




资产总计                                                            317,774,263                 233,981,441

法定代表人:陈宗权         行长:李忠祥           主管会计工作的负责人:夏玉琳        会计机构负责人: 李云




                                                  -14-
贵阳银行股份有限公司                                                             2016 年第三季度报告




    母 公 司 资 产 负 债 表(负 债 和 所 有 者 权 益)
                                           2016年9月30日


编制单位:贵阳银行股份有限公司                                                        单位:人民币 千元

         负债和所有者权益(或股东权益)                       期末数                   期初数

负债:

  向中央银行借款                                                       200,000

  同业及其他金融机构存放款项                                       3,262,639                9,213,827

  拆入资金

  以公允价值计量且其变动计入当期损益的金融负债

  衍生金融负债

  卖出回购金融资产款                                               1,478,290                1,960,000

  吸收存款                                                       250,791,789              176,811,977

  应付职工薪酬                                                         569,434                  469,759

  应交税费                                                             166,690                  127,677

  应付利息                                                         2,056,416                1,749,219

  预计负债

  应付债券                                                        36,857,231               28,078,854

    其中:优先股

          永续债

  递延所得税负债                                                        68,310                  144,934

  其他负债                                                         1,806,007                1,499,175

    负债合计                                                     297,256,806              220,055,422

所有者权益(或股东权益):

  实收资本(或股本)                                               2,298,592                1,798,592

  其他权益工具

    其中:优先股

          永续债

  资本公积                                                         4,854,193                1,246,220

  减:库存股

  其他综合收益                                                         204,929                  432,350

  盈余公积                                                         1,170,468                1,170,468

  一般风险准备                                                     2,595,945                1,462,612

  未分配利润                                                       9,393,330                7,815,777

    所有者权益(或股东权益)合计                                  20,517,457               13,926,019

     负债和所有者权益(或股东权益)总计                          317,774,263              233,981,441

法定代表人:陈宗权       行长:李忠祥            主管会计工作的负责人:夏玉琳     会计机构负责人: 李云


                                                 -15-
  贵阳银行股份有限公司                                                                   2016 年第三季度报告




                                   合        并        利       润       表
                                                  2016年1-9月

编制单位:贵阳银行股份有限公司                                                                 单位:人民币 千元
              项 目                   2016年7-9月
        2015年7-9月
        2016年1-9月
       2015年1-9月

一、营业收入                              2,693,068           1,983,079           7,063,653           5,605,255
    利息净收入                            2,192,060           1,774,561           5,936,266           5,039,516
      利息收入                            3,379,379           2,690,146           9,263,661           7,562,119
      利息支出                           (1,187,319)            (915,585)        (3,327,395)         (2,522,603)
    手续费及佣金净收入                      317,654              194,542            789,044             423,692
      手续费及佣金收入                      336,695              211,415            841,746             461,306
      手续费及佣金支出                      (19,041)             (16,873)           (52,702)            (37,614)
    投资收益                                183,725               22,648            338,686             120,454
      其中:对联营企业和合营企业
的投资收益
    公允价值变动收益                         (1,380)              (11,819)           (8,187)             12,412
    汇兑收益                                 (1,760)                  322               801                 797
    其他业务收入                              2,769                 2,825             7,043               8,384
二、营业支出                             (1,356,494)             (818,299)       (3,959,368)         (2,611,975)
    营业税金及附加                          (20,262)             (159,033)         (232,514)           (436,809)
    业务及管理费                           (623,047)             (559,187)       (1,685,299)         (1,460,042)
    资产减值损失                           (713,185)             (100,079)       (2,039,361)           (715,124)
    其他业务成本                                                                     (2,194)
三、营业利润                              1,336,574             1,164,780         3,104,285           2,993,280
  加:营业外收入                              2,534                   907             8,072               5,285
  减:营业外支出                             (1,501)               (1,223)           (6,224)             (5,610)
四、利润总额                              1,337,607             1,164,464         3,106,133           2,992,955
  减:所得税费用                           (183,069)             (209,785)         (397,209)           (532,094)
五、净利润                                1,154,538               954,679         2,708,924           2,460,861
   归属于母公司所有者的净利润             1,154,977               943,132         2,698,092           2,451,004
    少数股东损益                               (439)               11,547            10,832               9,857
六、其他综合收益的税后净额                  (90,126)               69,099          (227,421)            207,457
        归属于母公司所有者的其他综
                                               (90,126)             69,099          (227,421)            207,457
合收益的税后净额
      (一)以后不能重分类进损益的
其他综合收益
          其中:重新计量设定受益计划
净负债或净资产导致的变动
        权益法下在被投资单位不能重
分类进损益的其他综合收益中所享有
的份额
      (二)以后将重分类进损益的其
                                               (90,126)             69,099          (227,421)            207,457
他综合收益
        其中:权益法下在被投资单位
以后将重分类进损益的其他综合收益
中所享有的份额
          可供出售金融资产公允价值变
                                               (90,126)             69,099          (227,421)            207,457
动损益
          持有至到期投资重分类为可供
出售金融资产损益
          现金流量套期损益的有效部分
          外币财务报表折算差额
      归属于少数股东的其他综合收益
的税后净额
七、综合收益总额                             1,064,412          1,023,778          2,481,503           2,668,318
      归属于母公司所有者的综合收益
                                             1,064,851          1,012,231          2,470,671           2,658,461
总额
      归属于少数股东的综合收益总额                (439)             11,547            10,832               9,857
八、每股收益(元/股)
      (一)基本每股收益                          0.60                0.52              1.46                1.36
      (二)稀释每股收益                          0.60                0.52              1.46                1.36
  法定代表人:陈宗权            行长:李忠祥          主管会计工作的负责人:夏玉琳         会计机构负责人:李云



                                                       -16-
  贵阳银行股份有限公司                                                                   2016 年第三季度报告




                                母       公        司        利       润       表
                                                    2016年1-9月

编制单位:贵阳银行股份有限公司                                                                      单位:人民币 千元
                  项 目                 2016年7-9月
         2015年7-9月
        2016年1-9月
         2015年1-9月

一、营业收入                                  2,604,265          1,935,327           6,884,814             5,473,945
      利息净收入                              2,118,409          1,726,785           5,759,382             4,907,826
          利息收入                            3,284,846          2,628,827           9,037,213             7,393,788
          利息支出                           (1,166,437)           (902,042)        (3,277,831)           (2,485,962)
      手续费及佣金净收入                        302,502             194,566             774,849              424,072
          手续费及佣金收入                      320,482             211,408             825,067              461,286
          手续费及佣金支出                      (17,980)            (16,842)            (50,218)             (37,214)
      投资收益                                  183,725              22,648             350,926              120,454
          其中:对联营企业和合营企业
的投资收益
      公允价值变动收益                           (1,380)            (11,819)             (8,187)              12,412
      汇兑收益                                   (1,760)                322                 801                  797
      其他业务收入                                2,769               2,825               7,043                8,384
二、营业支出                                 (1,254,972)           (793,267)        (3,787,125)           (2,498,815)
      营业税金及附加                            (20,169)           (157,108)           (228,331)            (431,577)
      业务及管理费                             (591,865)           (539,465)        (1,597,796)           (1,395,921)
      资产减值损失                             (642,938)            (96,694)        (1,958,804)             (671,317)
      其他业务成本                                                                       (2,194)
三、营业利润                                  1,349,293          1,142,060           3,097,689             2,975,130
    加:营业外收入                                2,535                                   7,870                2,743
    减:营业外支出                               (1,496)             (1,223)             (5,844)              (5,377)
四、利润总额                                  1,350,332          1,140,837           3,099,715             2,972,496
    减:所得税费用                             (183,069)           (209,723)           (388,829)            (531,751)
五、净利润                                    1,167,263             931,114          2,710,886             2,440,745
六、其他综合收益的税后净额                      (90,126)             69,099            (227,421)             207,457
      (一)以后不能重分类进损益的
其他综合收益
          其中:重新计量设定受益计划
净负债或净资产导致的变动
        权益法下在被投资单位不能重
分类进损益的其他综合收益中所享有
的份额
      (二)以后将重分类进损益的其
                                                (90,126)             69,099            (227,421)             207,457
他综合收益
        其中:权益法下在被投资单位
以后将重分类进损益的其他综合收益
中所享有的份额
          可供出售金融资产公允价值变
                                                (90,126)             69,099            (227,421)             207,457
动损益
          持有至到期投资重分类为可供
出售金融资产损益
          现金流量套期损益的有效部分
          外币财务报表折算差额
七、综合收益总额                              1,077,137          1,000,213           2,483,465             2,648,202
八、每股收益(元/股)
      (一)基本每股收益
      (二)稀释每股收益
  法定代表人:陈宗权            行长:李忠祥           主管会计工作的负责人:夏玉琳           会计机构负责人:李云




                                                      -17-
  贵阳银行股份有限公司                                                           2016 年第三季度报告




                              合 并 现 金 流 量 表
                                            2016年1-9月

编制单位:贵阳银行股份有限公司                                                        单位:人民币千元

                         项   目                               本期数                 上年同期数

一、经营活动产生的现金流量:
    客户存款和同业存放款项净增加额                                 68,050,699             43,647,870
    向中央银行借款净增加额                                            140,000                 90,000
    向其他金融机构拆入资金净增加额                                  4,700,000
    收取利息、手续费及佣金的现金                                    5,992,835              5,600,502
    收到其他与经营活动有关的现金                                      476,852                421,329
      经营活动现金流入小计                                         79,360,386             49,759,701
    客户贷款及垫款净增加额                                        (16,705,513)           (13,095,436)
    存放中央银行和同业款项净增加额                                 (7,498,329)              (756,206)
    支付利息、手续费及佣金的现金                                   (2,361,571)            (2,074,307)
    支付给职工以及为职工支付的现金                                   (943,766)              (893,632)
    支付的各项税费                                                 (1,077,786)            (1,041,789)
    买入返售证券款净增加额                                         (7,200,000)            (1,869,600)
    卖出回购证券款净减少额                                           (481,710)            (2,583,350)
    购买融资租赁资产支付的现金                                     (6,760,000)
    支付其他与经营活动有关的现金                                     (819,513)              (589,085)
      经营活动现金流出小计                                        (43,848,188)           (22,903,405)
        经营活动产生的现金流量净额                                 35,512,198             26,856,296
二、投资活动产生的现金流量
    收回投资收到的现金                                            358,576,885             67,685,357
    取得投资收益收到的现金                                          4,108,265              2,397,968
    处置固定资产、无形资产和其他长期资产收回的现金净额                     12                    226
    收到其他与投资活动有关的现金
      投资活动现金流入小计                                        362,685,162             70,083,551
    投资支付的现金                                              (411,498,416)           (109,393,988)
    购建固定资产、无形资产和其他长期资产支付的现金                   (913,919)              (432,817)
    支付其他与投资活动有关的现金
      投资活动现金流出小计                                      (412,412,335)           (109,826,805)
        投资活动产生的现金流量净额                                (49,727,173)           (39,743,254)
三、筹资活动产生的现金流量
    吸收投资收到的现金                                              4,780,499
      其中:子公司吸收少数股东投资收到的现金                          660,000
    发行债券收到的现金                                             44,509,372             12,162,198
    收到其他与筹资活动有关的现金
      筹资活动现金流入小计                                         49,289,871             12,162,198
    偿还债务支付的现金                                            (36,430,000)            (4,100,000)
    分配股利、利润或偿付利息支付的现金                                (12,025)              (241,613)
      其中:子公司支付给少数股东的股利                                (11,760)
    支付其他与筹资活动有关的现金
      筹资活动现金流出小计                                        (36,442,025)            (4,341,613)
        筹资活动产生的现金流量净额                                 12,847,846               7,820,585
四、汇率变动对现金及现金等价物的影响                                    6,150                   3,274
五、现金及现金等价物净增加额                                       (1,360,979)            (5,063,099)
  加:期初现金及现金等价物余额                                      6,641,345               9,525,710
六、期末现金及现金等价物余额                                        5,280,366               4,462,611
法定代表人:陈宗权        行长:李忠祥        主管会计工作的负责人:夏玉琳        会计机构负责人:李云




                                                -18-
  贵阳银行股份有限公司                                                           2016 年第三季度报告




                          母 公 司 现 金 流 量 表
                                             2016年1-9月

编制单位:贵阳银行股份有限公司                                                        单位:人民币千元


                         项 目                                 本期数                 上年同期数


一、经营活动产生的现金流量:
    客户存款和同业存放款项净增加额                                 68,028,624             42,840,368
    向中央银行借款净增加额                                            200,000
    收取利息、手续费及佣金的现金                                    5,699,787              5,433,027
    收到其他与经营活动有关的现金                                      448,372                408,896
      经营活动现金流入小计                                         74,376,783             48,682,291
    客户贷款及垫款净增加额                                        (16,190,049)           (12,590,796)
    存放中央银行和同业款项净增加额                                 (7,468,426)              (732,030)
    支付利息、手续费及佣金的现金                                   (2,321,847)            (2,057,315)
    支付给职工以及为职工支付的现金                                   (901,934)              (862,158)
    支付的各项税费                                                 (1,043,209)            (1,027,671)
    买入返售证券款净增加额                                         (7,200,000)            (1,869,600)
    卖出回购证券款净减少额                                           (481,710)            (2,583,350)
    支付其他与经营活动有关的现金                                     (762,471)              (540,934)
      经营活动现金流出小计                                        (36,369,646)           (22,263,854)
        经营活动产生的现金流量净额                                 38,007,137             26,418,437
二、投资活动产生的现金流量
    收回投资收到的现金                                            358,576,885             67,685,357
    取得投资收益收到的现金                                          4,120,505              2,397,968
    处置固定资产、无形资产和其他长期资产收回的现金净额                     12                    226
    收到其他与投资活动有关的现金
      投资活动现金流入小计                                        362,697,402             70,083,551
    投资支付的现金                                              (412,838,416)           (109,393,988)
    购建固定资产、无形资产和其他长期资产支付的现金                   (907,790)              (419,368)
    支付其他与投资活动有关的现金
      投资活动现金流出小计                                      (413,746,206)           (109,813,356)
        投资活动产生的现金流量净额                                (51,048,804)           (39,729,805)
三、筹资活动产生的现金流量
    吸收投资收到的现金                                              4,120,499
    发行债券收到的现金                                             44,509,372             12,162,198
    收到其他与筹资活动有关的现金
      筹资活动现金流入小计                                         48,629,871             12,162,198
    偿还债务支付的现金                                            (36,430,000)            (4,100,000)
    分配股利、利润或偿付利息支付的现金                                   (265)              (241,613)
    支付其他与筹资活动有关的现金
      筹资活动现金流出小计                                        (36,430,265)            (4,341,613)
        筹资活动产生的现金流量净额                                 12,199,606               7,820,585
四、汇率变动对现金及现金等价物的影响                                    6,150                   3,274
五、现金及现金等价物净增加额                                         (835,911)            (5,487,509)
  加:期初现金及现金等价物余额                                      5,940,977               9,111,552
六、期末现金及现金等价物余额                                        5,105,066               3,624,043
法定代表人:陈宗权         行长:李忠祥       主管会计工作的负责人:夏玉琳        会计机构负责人:李云




                                                -19-