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2019年09月23日 星期一

中国平安(601318)公告正文

中国平安:2014年第三季度报告

公告日期:2014-10-29

       2014年第三季度报告
      (股票代码:601318)(A 股可转换公司债券代码:113005)
        二〇一四年十月二十八日
                                                                                                                                                 2014 年第三季度报告
                                                                                 目录
    §1   重要提示 ...................................................................................................................................................... 2
    §2   公司基本情况 .............................................................................................................................................. 2
    §3   季度经营分析 .............................................................................................................................................. 5
    §4   重要事项 ...................................................................................................................................................... 7
    §5   附录 ............................................................................................................................................................ 12
                                                                                                             2014 年第三季度报告§1 重要提示1.1 本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。1.2 本公司第九届董事会第十六次会议于 2014 年 10 月 28 日审议通过了《2014 年第三季度报告》,会议应出席董事 19 人,实到董事 17 人,委托 2 人(副董事长范鸣春先生、董事黎哲女士分别委托董事吕华先生、董事长马明哲先生出席会议并行使表决权)。1.3 本公司第三季度财务报告未经审计。1.4 本公司董事长兼首席执行官马明哲,首席财务官兼总精算师姚波及财务总监项有志保证本季度报告中财务报告的真实、准确、完整。§2 公司基本情况2.1 主要会计数据及财务指标
                                                              2014 年 9 月 30 日       2013 年 12 月 31 日     比上年末增减(%)
    总资产(人民币百万元)                                                    3,859,496              3,360,312                     14.9
    归属于母公司股东权益(人民币百万元)                                        218,678                182,709                     19.7
    归属于母公司股东的每股净资产 (人民币元)                                       27.62                23.08                     19.7
                                                               2014 年 1-9 月          2013 年 1-9 月       比上年同期增减(%)
    经营活动产生的现金流量净额(人民币百万元)                                   94,056                208,861                    (55.0)
    每股经营活动产生的现金流量净额(人民币元)                                      11.88                26.38                    (55.0)
                                                               2014 年 1-9 月          2013 年 1-9 月       比上年同期增减(%)
    营业收入(人民币百万元)                                                    344,360                274,483                     25.5
    归属于母公司股东的净利润 (人民币百万元)                                    31,687                 23,339                     35.8归属于母公司股东扣除非经常性损益后的净利润
                                                                            31,672                 23,535                     34.6(人民币百万元)
    基本每股收益(人民币元)                                                         4.00                 2.95                     35.8
    稀释每股收益(人民币元)                                                         3.78                 2.95                     28.1
    加权平均净资产收益率 (%)                                                      15.67                13.67         上升 2 个百分点
    扣除非经常性损益后的加权平均净资产收益率 (%)                                  15.66                13.79       上升 1.87 个百分点
    非经常性损益项目(人民币百万元)                               2014 年 7-9 月                           2014 年 1-9 月
    非流动资产处置损益                                                                       16                                    51
    计入当期损益的政府补助                                                                   81                                   166
    捐赠支出                                                                                (12)                                 (26)
    除上述各项之外的其他营业外收支净额                                                     (237)                                (238)
    所得税影响数                                                                             31                                       -
    少数股东应承担的部分                                                                     63                                    62
    合计                                                                                    (58)                                   15注:本公司对非经常性损益项目的确认依照中国证监会公告【2008】43 号《公开发行证券的公司信息披露解释性公告第 1 号-非经常性损益》的规定
    执行。本公司作为综合性金融集团,投资业务是本公司的主营业务之一,持有或处置以公允价值计量且其变动计入当期损益的金融资产以及可供
    出售金融资产而产生的公允价值变动损益或投资收益均属于本公司的经常性损益。
                                                                                                   2014 年第三季度报告2.2 中国会计准则与国际财务报告准则会计报表差异说明
    本公司按照中国会计准则编制的合并财务报表中列示的净利润以及股东权益,与按照国际财务报告准则编制的合并财务报表中列示的并无差异。2.3 报告期末股东总数、前十名股东及前十名无限售条件股东持股情况
    本报告期内公司股份总数因 A 股可转换公司债券(附次级条款)(以下简称“A 股可转债”)转股,新增 67,756 股。截至 2014 年 9 月 30 日,公司总股本为 7,916,209,848 股,其中 A 股为 4,786,477,392 股,H股为 3,129,732,456 股。
    报告期末股东总数     251,794户,其中A股股东246,548户,H股股东5,246户
                                    前十名股东及前十名无限售条件股东持股情况
                                                                                      持有有限售条         质押或冻结
                                               持股比例       持股总数      股份
          股东名称               股东性质                                               件股份数量           股份数量
                                                 (%)        (股)        种类
                                                                                          (股)             (股)
    深圳市投资控股有限公司      国家                   6.08      481,359,551   A股                      -   质押 190,030,000
    同盈贸易有限公司            境外法人               4.98      394,500,996   H股                      -   质押 394,500,996
    商发控股有限公司            境外法人               3.11      246,563,123   H股                      -   质押 246,563,123
    隆福集团有限公司            境外法人               3.02      239,089,199   H股                      -   质押 239,089,199
    深业集团有限公司            国有法人               1.94      153,865,065   A股                      -                      -工布江达江南实业发展有
                             境内非国有法人         1.24       98,112,886   A股                      -    质押 98,000,000
    限公司华夏人寿保险股份有限公
                             其他                   1.20       95,223,983   A股                      -                      -
    司-万能保险产品TEMASEK FULLERTON
                             其他                   1.17       92,753,762   A股                      -                      -
    ALPHA PTE LTD.林芝新豪时投资发展有限
                             境内非国有法人         1.08       85,355,857   A股                      -    质押 85,000,000
    公司南方东英资产管理有限公
    司-南方富时中国          其他                   0.84       66,364,721   A股                      -                      -
    A50ETF上述股东关联关系或一致行动关系的说明:
    同盈贸易有限公司、商发控股有限公司、隆福集团有限公司均属于卜蜂集团有限公司的间接全资控股子公司,同时卜蜂集团有限公司通过全资子公司林芝正大环球投资有限公司持有工布江达江南实业发展有限公司89.81%的股份,工布江达江南实业发展有限公司与同盈贸易有限公司、商发控股有限公司、隆福集团有限公司因具有同一控制人构成一致行动关系。
    除上述情况外,本公司未知上述其他股东之间是否存在关联关系或一致行动关系。2.4 A 股可转债情况报告期末前十名 A 股可转债持有人持有情况截至 2014 年 9 月 30 日,共有 10,846 名 A 股可转债持有人,其中前十名 A 股可转债持有人情况如下:
                                    报告期末前十名A股可转债持有人持有情况
                                                                期末持有金额       占A股可转债     质押或冻结的
                     A股可转债持有人名称
                                                                  (元)           余额比例(%) 债券金额(元)
    兴业银行股份有限公司-兴全趋势投资混合型证券投资基金            1,154,228,000              4.44     质押 1,154,227,000
    UBS AG                                                            959,342,000              3.69                        -
                                                                                                                                        2014 年第三季度报告
    GIC PRIVATE LIMITED                                                                              896,259,000                    3.45                            -
    中国建设银行-银华-道琼斯 88 精选证券投资基金                                                   534,231,000                    2.05                            -
    华夏人寿保险股份有限公司-万能保险产品                                                           507,645,000                    1.95                            -
    李莉                                                                                             488,366,000                    1.88       质押 488,366,000
    兴业全球基金-兴业银行-兴业银行股份有限公司上海分行                                             458,227,000                    1.76       质押 374,128,000
    中国太平洋人寿保险股份有限公司-传统-普通保险产品                                               396,629,000                    1.53                            -
    兴业银行股份有限公司-兴全全球视野股票型证券投资基金                                             377,296,000                    1.45       质押 298,371,000
    中国工商银行股份有限公司-兴全可转债混合型证券投资基金                                           355,173,000                    1.37       质押 340,000,000注:根据上海证券交易所《关于可转换公司债券参与质押式回购交易业务的通知》等相关规定,本公司A股可转债自2013年12月9日起参与质押式回购交易。本公司根据中国证券登记结算有限责任公司提供的A股可转债持有人名册和各结算参与人债券回购质押专用账户具体持有人信息,进行了合并加总。A股可转债担保人情况本公司无A股可转债担保人。报告期内A股可转债累计转股情况本公司2013年发行的A股可转债,转股起止日期自2014年5月23日至2019年11月22日。截至2014年9月30日,A股可转债共转股67,756股。详情如下:
                                               报告期内变动情况                                                  累计转股数
          2014年1月1日                                                                       报告期内                         2014年9月30日              未转股金额
    A股可转债                                                                                             累计转股数 占转股前
          A股可转债余额                                                                      转股数                           A股可转债余额              占总发行
    简称                                                                                                  (股)     公司已发行
          (元)               转股(元)      赎回(元)        回售(元)        其他(元)        (股)                           (元)                     A股可转债比例
                                                                                                                 股份总数比例
    平安转债      26,000,000,000     2,774,000              –              –              –      67,756      67,756   0.000856%          25,997,226,000       99.98933%报告期内A股可转债转股价格调整本公司2013年发行的A股可转债初始转股价格为41.33元/股,报告期内转股价格调整情况如下:
    转股价格调整日期                 调整后转股价格                             披露时间                     转股价格调整说明                      披露媒体
    2014年6月27日                      40.88元/股                     2014年6月20日                        2013年末期分红派息             《中国证券报》、
                                                                                                                                        《上海证券报》、
    2014年9月12日                      40.63元/股                         2014年9月5日                     2014年中期分红派息             《证券时报》、《证
                                                                                                                                        券日报》
        截至本报告期末最新转股价格                                                                             40.63元/股A股可转债信用评级情况大公国际资信评估有限公司对本次发行的A股可转债进行了跟踪信用评级,于2014年4月24日出具了《中国平安保险(集团)股份有限公司2013年A股可转换公司债券(附次级条款)跟踪评级报告》(大公报SD【2014】066号),评级报告对A股可转债信用等级维持AAA,发债主体信用等级维持AAA,评级展望维持稳定。根据该次评级结果,A股可转债仍可作为债券质押式回购交易的质押券。§3 季度经营分析
    2014年第三季度,国内经济增速趋于平稳,外部需求改善,内生发展动力逐步增强,宏观政策稳中趋松,有效促进结构调整。中国平安继续保持安全与效益并重,传统业务和互联网金融业务并进的战略,保
                                                                                2014 年第三季度报告险业务增速稳定,品质优良;银行业务规模保持平稳增长,盈利能力显著增强;金融业综合经营继续深化,科技创新助力业务快速发展;公司继续加强互联网金融布局,陆金所、万里通等互联网金融业务不断丰富产品功能,改善用户体验,用户活跃度不断提升,互联网金融平台的交易规模显著增长。
    回顾2014年前三季度的经营情况,本公司在以下领域有突出表现:
    公司整体业绩稳健增长。2014 年前三季度实现归属于母公司股东的净利润 316.87 亿元,同比增长 35.8%;截至 2014 年 9 月 30 日,归属于母公司股东权益为 2,186.78 亿元,较年初增长 19.7%;公司总资产约 3.86万亿元,较年初增长 14.9%。
    寿险业务继续保持平稳健康发展,尤其是盈利能力较强的个人寿险业务实现较快增长。产险业务稳健增长,品质保持良好。保险资金净投资收益率稳步提升。
    平安寿险始终以客户经营为核心,坚持体验驱动、价值经营,致力于公司业务及内含价值的持续健康成长。个人寿险业务继续坚持队伍为基的核心经营理念,在代理人数量稳定增长的同时,重点推动代理人产能和收入的提升,加强代理人管理及行为规范,严防风险,保证代理人队伍的健康发展;银行保险业务根据行业特点及市场发展趋势,在满足渠道需求的基础上,持续推动业务结构不断优化;平安寿险在巩固现有渠道优势的同时,积极探索推广网络销售、电话销售等新型营销方式,扩展销售渠道,培育新的增长点。
    平安寿险实现规模保费 1,917.24 亿元,同比增长 15.4%。其中,盈利能力较强的个人寿险业务规模及价值均实现较快增长,个人寿险业务实现规模保费 1,779.76 亿元,同比增长 14.3%;新业务规模保费 423.25亿元,同比增长 19.9%。银行保险业务实现规模保费 123.03 亿元,同比增长 35.8%,其中 10 年期及以上期缴新业务规模保费同比大幅提升。电销业务前三季度实现规模保费 67.35 亿元,同比增长 41.6%,继续保持高速增长,电销业务市场份额稳居行业第一。
    平安产险坚持以客户为导向的经营模式,走内涵式、精细化的发展道路,促进业务稳健增长。前三季度实现保费收入 1,051.03 亿元,同比增长 25.8%。其中,来自于交叉销售和电话及网络销售的保费收入 443.55亿元,同比增长 22.6%;车商渠道保费收入 211.78 亿元,同比增长 27.6%。同时,平安产险持续提升专业技术水平,关注业务品质,盈利能力保持良好,前三季度综合成本率为 94.9%。
    平安养老险企业年金业务保持健康增长,截至 2014 年三季度末,企业年金受托和投资合计管理资产规模达到 1,792.17 亿元,继续保持同业前列。
    截至 2014 年 9 月 30 日,本公司保险资金投资组合规模达 1.37 万亿元,较年初增长 11.2%。前三季度,保险资金投资组合年化净投资收益率达 5.3%,年化总投资收益率达 4.6%,净投资收益率稳步提升。
    银行业务规模保持平稳增长,资产负债结构持续优化,盈利能力显著增强,资产质量风险可控。
    平安银行充分发挥综合金融优势,加快转变经营管理方式,稳步推进公司、投行、资金同业、小企业和零售等重点战略业务发展,加强橙 E 网、橙子银行、行 E 通和口袋银行等互联网金融平台建设,持续提升客户体验,加大风险管控力度,不断提升盈利能力。截至 2014 年 9 月末,平安银行资产总额 21,443.58亿元,较年初增长 13.4%;存款余额 15,081.79 亿元,较年初增长 23.9%,增量为上年全年增量的 1.5 倍,增速居同业领先地位,市场份额提升;贷款余额 9,928.92 亿元,较年初增长 17.2%。
    平安银行盈利能力显著增强,各项收入和盈利指标表现突出。2014 年前三季度,平安银行实现净利润156.94 亿元,同比增长 34.2%;非利息净收入 162.33 亿元,同比增长 95.8%,在营业收入中的占比提升至
                                                                                  2014 年第三季度报告29.7%。得益于近两年来的持续业务结构调整和优化,经营效率显著提升,净利差、净息差分别同比提升 0.29、0.30 个百分点。在收入快速增长的同时,成本得到有效管控,成本收入比同比下降 2.87 个百分点至 36.7%。
    资产质量方面,平安银行坚持“以风险控制为本”的理念,稳步提升全面风险管理能力,积极支持实体经济,确保稳健经营。截至 2014 年 9 月末,平安银行不良贷款余额 97.65 亿元,较年初增长 29.5%;不良贷款率 0.98%,比年初上升 0.09 个百分点。拨贷比 1.89%,较年初上升 0.10 个百分点;贷款拨备覆盖率 191.82%,较年初下降 9.24 个百分点。2014 年前三季度,受经济增速放缓、产业结构调整升级的深入推进等影响,部分企业尤其是民营中小企业授信客户面临经营不畅、利润下滑、融资困难等问题,导致企业出现资金链紧张、断裂、无力还款等情况,平安银行资产质量受到一定影响。平安银行已通过一系列措施,加大不良资产清收处置力度,通过多种方式清收化解不良资产,前三季度共清收不良资产 21.45 亿元。后续平安银行将进一步优化信贷结构,防范和化解存量贷款可能出现的各类风险,严控新增不良贷款,加大不良贷款处置力度,保持资产质量相对稳定。
    信托业务专注于开拓高品质私人财富管理业务,严控融资类信托项目风险。
    平安信托私人财富管理业务稳步增长,截至 2014 年 9 月 30 日,高净值客户数已超过 2.9 万,较年初增长 33.6%;信托资产管理规模 3,771.47 亿元,较年初增长 29.9%,其中集合信托占比达 72.5%,业务结构优于同业。
    针对行业发展趋势与现状,平安信托持续完善按照巴塞尔Ⅱ要求建立的全面风险管理体系,以风险偏好为抓手合理配置风险资本,有效使用信用评级和风险量化两项工具管理风险,对超过 1,300 个交易对手完成了主体评级,对每项投资均开展风险计量,作为项目准入、风控措施制定、资金对接要求和授信额度设置的重要依据,保证了平安信托各项业务的风险可控。
    截至 2014 年 9 月 30 日,集合信托中融资类信托计划的规模为 1,507.70 亿元,其中投向房地产的规模为 680.28 亿元,占比为 45.1%。融资类信托计划面临的风险主要为信用风险,公司针对信用风险建立了完善的前中后台审批机制,并重点对房地产信托项目建立了独立的投后资产管理团队,向各项目委派董事、财务人员和工程人员,通过股东会、董事会等公司治理方式,对项目的工程进度、销售进度进行投后监控,以便预警项目开工和销售风险。房地产存量项目中,大中型交易对手占比 90%以上,一二线城市的分布比例超过三分之二,剩余期限 2 年以内的产品占比 80%以上。2014 年前三季度房地产集合信托计划到期项目全部如期兑付,共兑付 256 亿元,第四季度预计将兑付 115 亿元。所有存量项目风险可控,未发现潜在违约风险。
    互联网金融业务保持高速增长,陆金所P2P交易规模全国领先。
    陆金所继续凭借其低成本、低风险、高流动性与优质客户体验等优势受市场追捧,截至 2014 年 9 月 30日,注册零售用户数已突破 300 万,并以每月超过 40 万新增注册用户的速度不断增长;机构客户超过 1,000家;2014 年前三季度,陆金所金融资产交易规模同比增长近 5 倍,其中 P2P 交易规模同比上涨近 5 倍,跃居中国 P2P 市场第一。
    万里通通用积分服务平台业务快速发展,2014年8月万里通召开中国首家通用积分联盟启动仪式,与多家国内外知名公司展开合作;截至2014年9月30日,万里通注册用户数达6,271万,较年初增长53%,合作商户门店超50万家,积分交易规模同比增长260%。
    展望未来,中国经济运行仍将处在合理区间,金融体制改革将持续深化,金融运行效率和服务实体经济能力不断提升,但整体形势仍旧错综复杂,给金融业的经营带来一定的挑战。本公司将密切关注外部经济环境的变化,继续落实“平安战车”的公司管控及治理模型,全面提升集团内各子公司的协同效应,持
                                                                                       2014 年第三季度报告续探索现代科技与传统金融的深度融合,努力把平安建设成为“国际领先的个人金融生活服务提供商”。§4 重要事项4.1 公司主要会计报表项目、财务指标大幅度变动的情况及原因(1) 主要财务指标增减变动幅度及原因
                                                                                   单位:人民币百万元
                             2014年9月30日    2013年12月31日     变动幅度
             主要财务指标                                                          主要变动原因
                              /2014年1-9月     /2013年1-9月      (%)
    总资产                           3,859,496          3,360,312        14.9   业务规模扩大
    总负债                           3,577,663          3,120,607        14.6   业务规模扩大
    归属于母公司股东权益               218,678           182,709         19.7   经营业绩贡献
    归属于母公司股东的净利润            31,687            23,339         35.8   公司盈利能力稳步提升(2)财务报表主要项目变动分析
                                                                                   单位:人民币百万元
                                                                 变动幅度
            资产负债表项目   2014年9月30日    2013年12月31日                       主要变动原因
                                                                   (%)
                                                                             结算备付金因受结算时间及
    结算备付金                           2,080             1,554        33.8     客户交易行为影响,变化幅
                                                                              度较大
    拆出资金                            48,567            27,241        78.3    银行同业业务结构调整
    以公允价值计量且其变动计                                                    业务规模增长,该类投资增
                                     48,238            30,253        59.4
    入当期损益的金融资产                                                       加
    衍生金融资产                         4,912             3,402        44.4    衍生工具规模增长
    应收账款                            14,666             8,033        82.6    应收保理款项增加
                                                                             保险业务发展及保户贷款需
    保户质押贷款                        35,081            26,107        34.4
                                                                             求增加
    存出保证金                             553               903       (38.8) 转融通业务存出保证金减少
                                                                             业务规模增长,该类投资增
    应收款项类投资                     379,927           276,332        37.5
                                                                              加
                                                                             银行再贴现融资业务规模减
    向中央银行借款                       1,357             2,264       (40.1)
                                                                             少
    短期借款                            20,450            10,391        96.8    短期借款需求增加
    拆入资金                            17,325            25,482       (32.0) 银行同业业务结构调整
    预收保费                             6,417            16,058       (60.0) 部分预收保费已转实收
    应付手续费及佣金                     4,874             3,495        39.5    保险业务增长
    应交税费                            12,730             8,244        54.4    应交企业所得税增加
    应付利息                            25,277            17,106        47.8    应付债券及借款利息增加
    长期借款                            34,304            23,656        45.0    长期借款需求增加
                                                                                 2014 年第三季度报告
                                                                        次级债、二级资本债券等发
    应付债券                         105,740           56,756       86.3
                                                                        行
                                                                        可供出售金融资产出售、减
    其他综合收益                        5,243         (4,538)    不适用    值准备计提及公允价值波动
                                                                        的综合影响
                                                             变动幅度
            利润表项目       2014年1-9月    2013年1-9月                         主要变动原因
                                                               (%)
    分出保费                           19,082          13,802       38.3   再保分出业务增长
    提取未到期责任准备金                9,638           6,531       47.6   保险业务增长
                                                                        银行业务贷款规模扩大,结
    银行业务利息净收入                 39,791          30,389       30.9
                                                                        构改善非保险业务手续费及佣金净
                                    15,788           9,682       63.1   银行中间业务净收入增加
    收入
                                                                        交易性金融资产公允价值变
    公允价值变动损益                     213               11    1,836.4
                                                                        动
    汇兑损益                              (4)           (286)       98.6   汇率及外汇资产规模变动
                                                                        第三方资产管理、租赁及互
    其他业务收入                       12,380           8,270       49.7
                                                                        联网金融等业务增长
                                                                        部分分红保险产品退保金增
    退保金                              7,546           5,588       35.0
                                                                        加
    摊回保险合同赔付支出                8,958           6,343       41.2   再保分出业务增长
    保险业务手续费及佣金支出           25,991          18,970       37.0   保险业务增长
    摊回分保费用                        6,080           4,076       49.2   再保分出业务增长
    财务费用                            4,383           2,046      114.2   借款及债券利息支出增加
                                                                        万能寿险业务增长引致账户
    其他业务成本                       17,942          13,018       37.8   利息支出增加,以及租赁、
                                                                        互联网金融等业务增长
                                                                        可供出售金融资产减值准备
    资产减值损失                       19,101           5,907      223.4
                                                                        及贷款减值准备计提
    所得税                             10,889           8,090       34.6   应税利润增加
                                                                        可供出售金融资产出售、减
    其他综合收益                       10,116            716     1,312.8    值准备计提及公允价值波
                                                                         动的综合影响4.2 重要事项进展情况及其影响和解决方案的分析说明认购平安银行非公开发行股份情况2014年7月15日,本公司第九届董事会第十四次会议审议通过了《关于认购平安银行非公开发行股票的议案》及《关于平安资管认购平安银行非公开发行优先股的议案》,决定以自有资金认购平安银行非公开发行普通股股份,认购比例为平安银行本次非公开发行普通股数量的45%-50%,并通过本公司控股子公司平安资
                                                                                           2014 年第三季度报告产管理有限责任公司以其受托管理的保险资金认购平安银行非公开发行优先股股份,认购比例为平安银行本次非公开发行优先股数量的50%-60%,认购优先股的具体比例以相关监管部门批复为准。截至本报告披露之日,本次股份认购尚需取得有关监管机关的批准。4.3 公司、股东及实际控制人承诺事项履行情况股东承诺本公司于2010年2月22日接获原深圳市新豪时投资发展有限公司(后更名为“林芝新豪时投资发展有限公司”)、原深圳市景傲实业发展有限公司(后更名为“林芝景傲实业发展有限公司”)和原深圳市江南实业发展有限公司(后更名为“工布江达江南实业发展有限公司”)三家股东的书面通知。根据该等书面通知,林芝新豪时投资发展有限公司和林芝景傲实业发展有限公司将在5年内以在二级市场公开出售和大宗交易相结合的方式减持,每年减持本公司的股份将分别不超过389,592,366股A股股份及331,117,788股A股股份的30%。工布江达江南实业发展有限公司拥有本公司A股股份中的88,112,886股在5年内也将以在二级市场公开出售和大宗交易相结合的方式进行减持,每年减持本公司的股份将不超过88,112,886股A股股份的30%。截至2014年9月30日,上述承诺仍在履行之中,没有出现违反承诺的情况。与深发展1重大资产重组所作出的承诺(1)本公司承诺,自本次深发展非公开发行股份发行结束之日起 36 个月内不得转让本公司及子公司持有的
    深发展全部股份。但是,在适用法律许可的前提下,在本公司与本公司关联机构(即在任何直接或间接
    控制本公司、直接或间接受本公司控制、与本公司共同受他人控制的人)之间进行转让不受此限。上述
    期限届满之后本公司可按中国证监会及深圳证券交易所的有关规定处置该等新发行股份。(2)本公司承诺,与深发展重大资产重组完成后,在本公司作为深发展的控股股东期间,针对本公司以及本
    公司控制的其他企业未来拟从事或实质性获得深发展同类业务或商业机会,且该等业务或商业机会所形
    成的资产和业务与深发展可能构成潜在同业竞争的情况,本公司以及本公司控制的其他企业将不从事与
    深发展相同或相近的业务,以避免与深发展的业务经营构成直接或间接的竞争。(3)本公司承诺,在与深发展重大资产重组完成后,就本公司及本公司控制的其他企业与深发展之间发生的
    构成深发展关联交易的事项,本公司及本公司控制的其他企业将遵循市场交易的公开、公平、公正的原
    则,按照公允、合理的市场价格与深发展进行交易,并依据有关法律、法规及规范性文件的规定履行决
    策程序,依法履行信息披露义务。本公司保证本公司及本公司控制的其他企业将不通过与深发展的交易
    取得任何不正当的利益或使深发展承担任何不正当的义务。(4)本公司承诺,本次重大资产重组完成后,在本公司作为深发展的控股股东期间,将维护深发展的独立性,
    保证深发展在人员、资产、财务、机构、业务等方面与本公司以及本公司控制的其他企业彼此间独立。截至2014年9月30日,上述第(1)项承诺已经履行完毕,其余承诺仍在履行之中,没有出现违反承诺的情况。发行A股可转债所作出的承诺本公司在发行A股可转债期间,就部分下属公司涉及自用物业建设项目及养老社区建设项目,本公司承诺,目前及未来都将严格遵守保险资金投资不动产的相关规定,遵守专地专用原则,不变相炒地卖地,不利用投资养老和自用性不动产的名义开发和销售商品住房。1
    深发展,指原深圳发展银行股份有限公司,2010 年 5 月开始是本公司的联营公司,2011 年 7 月转为本公司的子公司,于2012 年 7 月 27 日更名为“平安银行股份有限公司”。
                                                                                                         2014 年第三季度报告截至2014年9月30日,上述承诺仍在履行之中,没有出现违反承诺的情况。认购平安银行非公开发行1,323,384,991股新股所作出的承诺本公司就认购平安银行非公开发行1,323,384,991股新股承诺,自新增股份上市之日(2014年1月9日)起,三十六个月内不得转让。但是,在适用法律许可的前提下,在本公司关联机构(即在任何直接或间接控制本公司、直接或间接受本公司控制、与本公司共同受他人控制的人)之间进行转让不受此限。锁定期满之后,本公司可以按中国证监会和深圳证券交易所的有关规定处置本次发行的股份。截至2014年9月30日,上述承诺仍在履行之中,没有出现违反承诺的情况。4.4 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明□ 适用 √ 不适用4.5 报告期内现金分红政策的执行情况
    本公司2013年末期利润分配方案已于2014年6月12日召开的2013年年度股东大会上审议通过,以总股本7,916,148,463股为基数,向全体股东派发公司2013年末期股息,每股派发现金红利0.45元(含税),共计约35.62亿元。该利润分配方案已经实施完毕。
    本公司2014年中期利润分配方案已于2014年8月19日召开的第九届董事会第十五次会议上审议通过,以总股本7,916,205,253股为基数,向全体股东派发公司2014年中期股息,每股派发现金红利0.25元(含税),共计约19.79亿元。截至本报告披露之日,该利润分配方案已经实施完毕。4.6 担保情况
                                                                                                         单位: 人民币百万元
                                  公司对外担保情况(不包括对控股子公司的担保)
    报告期内对外担保发生额合计                                                                                                    -
    报告期末对外担保余额合计                                                                                                      -
                                              公司对控股子公司的担保情况
    报告期内对控股子公司担保发生额合计                                                                                   14,551
    报告期末对控股子公司担保余额合计                                                                                     33,905
                                   公司担保总额情况(包括对控股子公司的担保)
    担保总额                                                                                                             33,905
    担保总额占公司净资产的比例(%)                                                                                          15.5
    其中:直接或间接为资产负债率超过 70%(于 2014 年 9 月 30 日)的被
                                                                                                                      28,445
      担保对象提供的担保金额注:上表中的数据未包含本公司的控股子公司平安银行等按照监管部门批准的经营范围开展的金融担保业务的数据。
                                                                                       2014 年第三季度报告4.7 会计政策的变更及影响财政部于 2014 年陆续颁布和修订了一系列会计准则,自 2014 年 7 月 1 日起施行,鼓励境外上市的企业提前施行。本公司已于 2013 年年报及 2014 年相应执行了上述准则,新准则的执行对于本公司的经营成果、财务状况及现金流量未产生重大影响。有关新准则的具体执行情况如下:2014 年 1 月至 3 月,财政部颁布了《企业会计准则第 39 号- 公允价值计量》、《企业会计准则第 40 号- 合营安排》、《企业会计准则第 41 号- 在其他主体中权益的披露》以及修订后的《企业会计准则第 9 号- 职工薪酬》、《企业会计准则第 30 号- 财务报表列报》以及《企业会计准则第 33 号- 合并财务报表》。本集团在编制 2013 年度财务报表时已提前采用上述准则,并已在 2013 年度财务报告中作出了相关披露。2014 年 3 月,财政部颁布了修订后的《企业会计准则第 2 号- 长期股权投资》。本集团采用了修订后的《企业会计准则第 2 号-长期股权投资》。该准则要求将对被投资单位不具有实施控制、共同控制或重大影响、且原以成本法核算的长期股权投资重分类至可供出售金融资产。本集团已根据准则要求将比较期间的资产负债表进行重分类调整。该变更对所有者权益、净利润无影响,对本集团合并财务报表影响如下:
                                                                                         单位:人民币百万元
                                     2013 年 12 月 31 日                       2012 年 12 月 31 日
          项目
                            调整后         调整前        影响金额     调整后        调整前       影响金额
    长期股权投资                  12,081        18,138         (6,057)      9,960         15,895        (5,935)
    可供出售金融资产             236,863       230,806          6,057     301,911        295,976         5,9352014 年 6 月,财政部颁布了《企业会计准则第 37 号-金融工具列报》,自 2014 年年度财务报告起实施。这个会计准则的采用对本集团的财务状况、经营成果及现金流量未产生重大影响。除上述会计政策变更之外,本报告期财务报表所采用的会计政策与本集团编制 2013 年度财务报表所采用的会计政策一致。
                                                                      中国平安保险(集团)股份有限公司
                                                                         董事长兼首席执行官 马明哲
                                                                          二〇一四年十月二十八日
                                                                                       2014 年第三季度报告§5 附录
                                   中国平安保险(集团)股份有限公司
                                             合并资产负债表
                                            2014 年 9 月 30 日
                                                                      单位:人民币百万元   审计类型:未经审计
                                                             2014 年 9 月 30 日             2013 年 12 月 31 日
                                                                 (未经审计)                     (经审计)资产
    货币资金                                                            412,305                         349,442
    结算备付金                                                            2,080                           1,554
    拆出资金                                                             48,567                          27,241
    以公允价值计量且其变动计入当期损益的金融资产                         48,238                          30,253
    衍生金融资产                                                          4,912                           3,402
    买入返售金融资产                                                    217,723                         298,080
    应收利息                                                             36,905                          28,949
    应收保费                                                             27,762                          24,205
    应收账款                                                              14,666                           8,033
    应收分保账款                                                          7,184                           8,924
    应收分保合同准备金                                                   16,246                          13,839
    保户质押贷款                                                         35,081                          26,107
    发放贷款及垫款                                                    1,036,734                         861,770
    存出保证金                                                              553                             903
    存货                                                                   2,464                           1,764
    定期存款                                                            212,689                         200,384
    可供出售金融资产                                                    295,216                         236,863
    持有至到期投资                                                      779,182                         744,070
    应收款项类投资                                                      379,927                         276,332
    长期股权投资                                                         12,049                          12,081
    商誉                                                                 12,005                          11,791
    存出资本保证金                                                       11,589                          10,961
    投资性房地产                                                         17,924                          18,264
    固定资产                                                             17,162                          16,841
    无形资产                                                             31,108                          32,103
    递延所得税资产                                                       16,118                          15,253
    其他资产                                                            118,799                          61,300
    独立账户资产                                                         44,308                          39,603
    资产总计                                                          3,859,496                       3,360,312负债及股东权益负债
    短期借款                                                      20,450                          10,391
    向中央银行借款                                                 1,357                           2,264
    银行同业及其他金融机构存放款项                               365,854                         447,673
    拆入资金                                                      17,325                          25,482
    交易性金融负债                                                 4,512                           3,692
    衍生金融负债                                                   3,244                           2,918
    卖出回购金融资产款                                           102,044                         121,642
    吸收存款                                                    1,470,756                       1,181,472
    代理买卖证券款                                                10,324                          10,043
    应付账款                                                       3,164                           2,618
    预收款项                                                       6,433                           5,014
    预收保费                                                       6,417                          16,058
    应付手续费及佣金                                               4,874                           3,495
    应付分保账款                                                   9,019                          12,303
    应付职工薪酬                                                  13,923                          12,060
    应交税费                                                      12,730                           8,244
    应付利息                                                      25,277                          17,106
    应付赔付款                                                    26,675                          22,503
    应付保单红利                                                  28,358                          25,232
    保户储金及投资款                                             346,235                         310,296
    保险合同准备金                                               814,737                         718,666
    长期借款                                                      34,304                          23,656
    应付债券                                                     105,740                          56,756
    递延所得税负债                                                 4,666                           6,238
    其他负债                                                      94,937                          35,182
    独立账户负债                                                  44,308                          39,603
    负债合计                                                    3,577,663                       3,120,607股东权益
    股本                                                           7,916                           7,916
    资本公积                                                      87,569                          87,544
    其他综合收益                                                   5,243                          (4,538)
    盈余公积                                                       6,982                           6,982
    一般风险准备                                                     395                             395
    未分配利润                                                   110,445                          84,299
    外币报表折算差额                                                 128                             111
    归属于母公司股东权益合计                                     218,678                         182,709
    少数股东权益                                                  63,155                          56,996
    股东权益合计                                                 281,833                         239,705
    负债和股东权益合计                                          3,859,496                       3,360,312
    公司法定代表人: 马明哲              主管会计工作负责人: 姚波          会计机构负责人: 项有志
                                                                                             2014 年第三季度报告
                                  中国平安保险(集团)股份有限公司
                                            合并利润表
                                          2014 年 1-9 月
                                                                     单位:人民币百万元           审计类型:未经审计
                                                    2014 年                                 2013 年
                                             7-9 月              1-9 月              7-9 月              1-9 月
                                        (未经审计)         (未经审计)         (未经审计)         (未经审计)一、营业收入
    保险业务收入                                  71,708              251,103               60,071              204,531
       其中:分保费收入                                14                   25                   22                   50
    减:分出保费                                  (5,207)            (19,082)              (4,361)             (13,802)
       提取未到期责任准备金                      (3,482)             (9,638)              (2,542)              (6,531)
    已赚保费                                      63,019              222,383               53,168              184,198
    银行业务利息收入                              30,906               88,097               24,293               67,647
    银行业务利息支出                             (16,548)            (48,306)             (13,344)             (37,258)
    银行业务利息净收入                            14,358               39,791               10,949               30,389
    非保险业务手续费及佣金收入                       6,806             18,000                4,290               10,968
    非保险业务手续费及佣金支出                       (774)            (2,212)                (541)              (1,286)
    非保险业务手续费及佣金净收入                     6,032             15,788                3,749                9,682
    投资收益                                      20,029               53,809               14,222               42,219
    公允价值变动损益                                    (9)              213                      79                   11
    汇兑损益                                         (101)                   (4)             (181)                (286)
    其他业务收入                                     4,696             12,380                3,023                8,270
    营业收入合计                                 108,024              344,360               85,009              274,483二、营业支出
    退保金                                        (2,493)             (7,546)              (1,876)              (5,588)
    保险合同赔付支出                             (25,086)            (75,846)             (22,551)             (65,653)
    减:摊回保险合同赔付支出                         3,190              8,958                2,406                6,343
    提取保险责任准备金                           (19,104)            (84,236)             (19,226)             (76,755)
    减:摊回保险责任准备金                            689               1,577                 301                 1,594
    保单红利支出                                  (1,189)             (4,550)                (867)              (4,349)
    分保费用                                            (1)                  (1)                  (3)                  (6)
    保险业务手续费及佣金支出                      (8,630)            (25,991)              (6,098)             (18,970)
    营业税金及附加                                (4,011)            (11,494)              (3,158)              (8,712)
    业务及管理费                                 (21,754)            (60,275)             (17,812)             (47,787)
                                                                                        2014 年第三季度报告
    减:摊回分保费用                                      1,713        6,080           1,516           4,076
    财务费用                                           (1,550)        (4,383)          (691)          (2,046)
    其他业务成本                                       (7,242)       (17,942)        (4,703)         (13,018)
    资产减值损失                                       (5,462)       (19,101)        (2,118)          (5,907)
    营业支出合计                                      (90,930)      (294,750)       (74,880)        (236,778)
    三、营业利润                                           17,094         49,610          10,129          37,705
    加:营业外收入                                         108           291            104              230
    减:营业外支出                                        (260)         (338)           (42)            (393)
    四、利润总额                                           16,942         49,563          10,191          37,542
    减:所得税                                         (4,132)       (10,889)        (2,510)          (8,090)
    五、净利润                                             12,810         38,674           7,681          29,452
    归属于母公司股东的净利润                           10,325         31,687           5,429          23,339
    少数股东损益                                          2,485        6,987           2,252           6,113六、每股收益 (人民币元)
    基本每股收益                                           1.30         4.00            0.69            2.95
    稀释每股收益                                           1.23         3.78            0.69            2.95七、其他综合收益
    以后期间在满足规定条件时将重分类进损
       益的其他综合收益项目:
       可供出售金融资产变动                               9,023       16,924           4,415             486
       影子会计调整                                    (3,835)        (3,546)          (155)             421
       境外经营外币报表折算差额                                2          17             (2)               6
       按照权益法核算的在被投资单位其他综合
                                                              (2)         (1)             6                8
         收益中所享有的份额
       所得税影响                                      (1,205)        (3,278)        (1,059)            (205)
    其他综合收益合计                                      3,983       10,116           3,205             716
    八、综合收益总额                                       16,793         48,790          10,886          30,168
    归属母公司股东的综合收益总额                       14,162         41,485           8,836          24,326
    归属少数股东的综合收益总额                            2,631        7,305           2,050           5,842
    公司法定代表人: 马明哲             主管会计工作负责人: 姚波                会计机构负责人: 项有志
                                                                                   2014 年第三季度报告
                                    中国平安保险(集团)股份有限公司
                                            合并现金流量表
                                             2014 年 1-9 月
                                                                 单位:人民币百万元   审计类型:未经审计
                                                                2014 年 1-9 月          2013 年 1-9 月
                                                                  (未经审计)             (未经审计)一、经营活动产生的现金流量
    收到原保险合同保费取得的现金                                         238,009                 197,754
    客户存款和银行同业存放款项净增加额                                   207,337                 280,240
    保户储金及投资款净增加额                                              22,507                  28,782
    收取利息、手续费及佣金的现金                                          84,408                  63,599
    银行业务及证券业务拆借资金净增加额                                          -                 17,484
    银行业务及证券业务买入返售资金净减少额                                40,102                          -
    银行业务应收账款净减少额                                                    -                  3,624
    收到的其他与经营活动有关的现金                                        33,315                  23,083
    经营活动现金流入小计                                                 625,678                 614,566
    支付原保险合同赔付款项的现金                                         (71,189)                (62,097)
    再保业务产生的现金净额                                                (5,589)                 (2,260)
    支付保单红利的现金                                                    (2,086)                 (1,922)
    发放贷款及垫款净增加额                                              (153,747)               (111,838)
    向中央银行借款净减少额                                                  (932)                (13,717)
    存放中央银行和银行同业款项净增加额                                   (56,954)                (24,101)
    支付利息、手续费及佣金的现金                                         (67,909)                (51,281)
    支付给职工以及为职工支付的现金                                       (29,152)                (23,456)
    支付的各项税费                                                       (23,036)                (16,578)
    银行业务及证券业务拆借资金净减少额                                   (12,210)                         -
    银行业务及证券业务买入返售资金净增加额                                      -                (37,698)
    银行业务及证券业务卖出回购资金净减少额                               (13,953)                 (7,307)
    银行业务应付账款净减少额                                                (213)                 (1,689)
    银行业务应收账款净增加额                                              (3,440)                         -
    支付的其他与经营活动有关的现金                                       (91,212)                (51,761)
    经营活动现金流出小计                                                (531,622)               (405,705)
    经营活动产生的现金流量净额                                            94,056                 208,861二、投资活动产生的现金流量
    收回投资所收到的现金                                           743,362                    912,649
    取得投资收益收到的现金                                          62,837                     48,277
    处置固定资产、无形资产和其他长期资产收回的现金净额                 334                         96
    处置子公司收到的现金净额                                             5                        109
    收到的其他与投资活动有关的现金                                   2,058                        807
    投资活动现金流入小计                                           808,596                    961,938
    投资支付的现金                                               (981,462)                 (1,155,151)
    购建固定资产、无形资产和其他长期资产支付的现金                (10,229)                     (5,172)
    保户质押贷款净增加额                                            (9,007)                    (5,388)
    购买子公司部分少数股权支付的现金净额                            (1,000)                          -
    收购子公司支付的现金净额                                         (385)                      (176)
    投资活动现金流出小计                                        (1,002,083)                (1,165,887)
    投资活动产生的现金流量净额                                   (193,487)                  (203,949)三、筹资活动产生的现金流量
    吸收投资收到的现金                                                 306                      1,233
      其中:子公司吸收少数股东投资收到的现金                           306                      1,233
    取得借款收到的现金                                              69,846                     28,936
    发行债券收到的现金                                              53,127                      1,400
    筹资活动现金流入小计                                           123,279                     31,569
    偿还债务所支付的现金                                          (29,884)                   (19,823)
    分配股利及偿付利息支付的现金                                   (11,777)                   (11,123)
      其中:子公司支付给少数股东的股利                              (1,105)                     (731)
    保险业务卖出回购业务资金净减少额                                (2,816)                  (23,975)
    筹资活动现金流出小计                                          (44,477)                   (54,921)
    筹资活动产生的现金流量净额                                      78,802                   (23,352)
    四、汇率变动对现金及现金等价物的影响                                   278                      (549)
    五、现金及现金等价物净减少额                                      (20,351)                   (18,989)
    加:期初现金及现金等价物余额                                   244,877                    246,886
    六、期末现金及现金等价物余额                                       224,526                    227,897
    公司法定代表人: 马明哲               主管会计工作负责人: 姚波     会计机构负责人: 项有志
                                                                                       2014 年第三季度报告
                                     中国平安保险(集团)股份有限公司
                                            母公司资产负债表
                                            2014 年 9 月 30 日
                                                                    单位:人民币百万元   审计类型:未经审计
                                                                 2014 年 9 月 30 日      2013 年 12 月 31 日
                                                                      (未经审计)                (经审计)资产
    货币资金                                                                  155                       4,159
    以公允价值计量且其变动计入当期损益的金融资产                           10,125                       8,888
    买入返售金融资产                                                             -                     13,486
    应收利息                                                                  591                        114
    定期存款                                                                4,000                       6,500
    可供出售金融资产                                                       16,793                       2,115
    应收款项类投资                                                            411                             -
    长期股权投资                                                          136,764                     128,895
    固定资产                                                                   21                         25
    应收股利                                                                   20                         25
    其他资产                                                                  705                        152
    资产总计                                                             169,585                     164,359负债及股东权益负债
    短期借款                                                                4,470                       1,700
    卖出回购金融资产款                                                      1,510                        400
    应付职工薪酬                                                              620                        557
    应交税费                                                                   27                          3
    应付利息                                                                  202                         33
    长期借款                                                                2,190                       4,430
    应付债券                                                               22,906                      22,188
    其他负债                                                                  804                        103
    负债合计                                                               32,729                      29,414股东权益
    股本                                                                    7,916                       7,916
    资本公积                                                               87,457                      87,454
    其他综合收益                                                               10                       (163)
    盈余公积                                                                6,982                       6,982
    一般风险准备                                                              395                        395
    未分配利润                                                             34,096                      32,361
    股东权益合计                                                          136,856                     134,945
    负债和股东权益总计                                                    169,585                     164,359
    公司法定代表人: 马明哲             主管会计工作负责人: 姚波                 会计机构负责人: 项有志
                                                                                                   2014 年第三季度报告
                                  中国平安保险(集团)股份有限公司
                                               母公司利润表
                                               2014 年 1-9 月
                                                                           单位:人民币百万元          审计类型:未经审计
                                                          2014 年                                 2013 年
                                                   7-9 月              1-9 月              7-9 月             1-9 月
                                              (未经审计)         (未经审计)         (未经审计)         (未经审计)一、营业收入
    投资收益                                                407              8,552                 253                8,000
    汇兑损益                                                 (5)                  (5)                  (2)                  1
    其他业务收入                                            100               280                      66               193
    营业收入合计                                            502              8,827                 317                8,194二、营业支出
    营业税金及附加                                           (6)              (16)                     (4)              (11)
    业务及管理费                                          (175)              (417)                (129)               (362)
    财务费用                                              (384)            (1,116)                 (84)               (240)
    其他业务成本                                               -                  (1)                  (1)                 (1)
    营业支出合计                                          (565)            (1,550)                (218)               (614)
    三、营业利润                                               (63)              7,277                     99             7,580
    加:营业外收入                                               -                   1                     -                  1
    减:营业外支出                                             (1)                  (2)                  (6)                 (6)
    四、利润总额                                               (64)              7,276                     93             7,575
    减:所得税                                                 -                    -                    -                   -
    五、净利润                                                 (64)              7,276                     93             7,575六、其他综合收益
    以后期间在满足规定条件时将重分类进损益
      的其他综合收益项目:
      可供出售金融资产变动                                   21               172                  (23)                (27)
    按照权益法核算的在被投资单位其他综合收
                                                               -                   1                     -                   -
      益中所享有的份额
    其他综合收益合计                                         21               173                  (23)                (27)
    七、综合收益总额                                           (43)              7,449                     70             7,548
    公司法定代表人: 马明哲           主管会计工作负责人: 姚波                          会计机构负责人: 项有志
                                                                                           2014 年第三季度报告
                                        中国平安保险(集团)股份有限公司
                                               母公司现金流量表
                                                 2014 年 1-9 月
                                                                       单位:人民币百万元    审计类型:未经审计
                                                                   2014 年 1-9 月           2013 年 1-9 月
                                                                    (未经审计)               (未经审计)一、经营活动产生的现金流量
    收到的其他与经营活动有关的现金                                               530                       191
    经营活动现金流入小计                                                         530                       191
    支付给职工以及为职工支付的现金                                              (165)                     (162)
    支付的各项税费                                                                   (6)                   (21)
    支付的其他与经营活动有关的现金                                              (530)                     (222)
    经营活动现金流出小计                                                        (701)                     (405)
    经营活动产生的现金流量净额                                                  (171)                     (214)二、投资活动产生的现金流量
    收回投资所收到的现金                                                       23,334                     2,918
    取得投资收益收到的现金                                                      7,761                     8,853
    投资活动现金流入小计                                                       31,095                    11,771
    投资支付的现金                                                           (44,521)                   (4,764)
    购建固定资产、无形资产和其他长期资产支付的现金                                   (1)                         -
    支付的其他与投资活动有关的现金                                                   (4)                       (3)
    投资活动现金流出小计                                                     (44,526)                   (4,767)
    投资活动产生的现金流量净额                                               (13,431)                     7,004三、筹资活动产生的现金流量
    取得借款收到的现金                                                          3,970                     2,200
    保险业务卖出回购业务资金净增加额                                            1,110                            -
    筹资活动现金流入小计                                                        5,080                     2,200
    偿还债务支付的现金                                                        (3,940)                   (1,500)
    保险业务卖出回购业务资金净减少额                                                   -                  (200)
    分配股利及偿付利息支付的现金                                              (5,023)                   (3,570)
    筹资活动现金流出小计                                                      (8,963)                   (5,270)
    筹资活动产生的现金流量净额                                                (3,883)                   (3,070)
    四、汇率变动对现金及现金等价物的影响                                                 (5)                        1
    五、现金及现金等价物净(减少)/增加额                                          (17,490)                     3,721
    加:期初现金及现金等价物余额                                               17,645                    11,973
    六、期末现金及现金等价物余额                                                     155                     15,694
    公司法定代表人: 马明哲                主管会计工作负责人: 姚波                会计机构负责人: 项有志