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中国平安(601318)公告正文

中国平安:2014年第一季度报告

公告日期:2014-05-07

       2014年第一季度报告
      (股票代码:601318)(A 股可转换公司债券代码:113005)
        二〇一四年四月二十八日
                                                                                                                                                  2014 年第一季度报告
                                                                                  目录
    §1   重要提示 ...................................................................................................................................................... 2
    §2   公司基本情况 .............................................................................................................................................. 2
    §3   季度经营分析 .............................................................................................................................................. 4
    §4   重要事项 ...................................................................................................................................................... 5
    §5   附录 .............................................................................................................................................................. 9
                                                                                                             2014 年第一季度报告§1 重要提示1.1 本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。1.2 本公司第九届董事会第十三次会议于 2014 年 4 月 28 日审议通过了《2014 年第一季度报告》,会议应出席董事 19 人,实到董事 15 人,委托 4 人(董事谢吉人先生、杨小平先生、黎哲女士及顾敏先生分别委托董事任汇川先生、汤云为先生、马明哲先生及姚波先生出席会议并行使表决权)。1.3 本公司第一季度财务报告未经审计。1.4 本公司董事长兼首席执行官马明哲,首席财务官兼总精算师姚波及副首席财务执行官麦伟林保证本季度报告中财务报告的真实、准确、完整。§2 公司基本情况2.1 主要会计数据及财务指标
                                                              2014 年 3 月 31 日       2013 年 12 月 31 日     比上年末增减(%)
    总资产(人民币百万元)                                                    3,661,234              3,360,312                      9.0
    归属于母公司股东权益(人民币百万元)                                        193,586                182,709                      6.0
    归属于母公司股东的每股净资产 (人民币元)                                       24.46                23.08                      6.0
                                                               2014 年 1-3 月          2013 年 1-3 月       比上年同期增减(%)
    经营活动产生的现金流量净额(人民币百万元)                                  106,400                 60,682                     75.3
    每股经营活动产生的现金流量净额(人民币元)                                      13.44                 7.67                     75.3
                                                               2014 年 1-3 月          2013 年 1-3 月       比上年同期增减(%)
    营业收入(人民币百万元)                                                    131,154                103,136                     27.2
    归属于母公司股东的净利润 (人民币百万元)                                    10,809                  7,393                     46.2归属于母公司股东扣除非经常性损益后的净利润
    (人民币百万元)                                                             10,807                  7,389                     46.3
    基本每股收益(人民币元)                                                         1.37                 0.93                     46.2
    稀释每股收益(人民币元)                                                         1.29                 0.93                     38.7
    加权平均净资产收益率 (%)                                                        5.7                   4.5       上升 1.2 个百分点
    扣除非经常性损益后的加权平均净资产收益率 (%)                                    5.7                   4.5       上升 1.2 个百分点
    非经常性损益项目(人民币百万元)                                                                    2014 年 1-3 月
    非流动资产处置损益                                                                                                             (8)
    计入当期损益的政府补助                                                                                                         21
    捐赠支出                                                                                                                       (3)
    除上述各项之外的其他营业外收支净额                                                                                             (3)
    所得税影响数                                                                                                                   (9)
    少数股东应承担的部分                                                                                                              4
    合计                                                                                                                              2注:本公司对非经常性损益项目的确认依照中国证监会公告【2008】43 号《公开发行证券的公司信息披露解释性公告第 1 号-非经常性损益》的规定
    执行。本公司作为综合性金融集团,投资业务是本公司的主营业务之一,持有或处置以公允价值计量且其变动计入当期损益的金融资产以及可供
    出售金融资产而产生的公允价值变动损益或投资收益均属于本公司的经常性损益。
                                                                                                     2014 年第一季度报告2.2 中国会计准则与国际财务报告准则会计报表差异说明
    本公司按照中国会计准则编制的合并财务报表中列示的净利润以及股东权益,与按照国际财务报告准则编制的合并财务报表中列示的并无差异。2.3 报告期末股东总数及前十名股东持股情况
    报告期末股东总数    261,192户,其中A股股东255,854户,H股股东5,338户
                                                前十名股东持股情况
                                               持股            持股                    持有有限售条         质押或冻结
                                                                             股份
          股东名称            股东性质         比例            总数                     件股份数量           股份数量
                                                                             种类
                                              (%)           (股)                      (股)              (股)
    深圳市投资控股有限公司         国家              6.08       481,359,551     A股            -             质押 239,980,000
    同盈贸易有限公司             境外法人            4.98       394,500,996     H股            -             质押 394,500,996
    商发控股有限公司             境外法人            3.11       246,563,123     H股            -             质押 246,563,123
    隆福集团有限公司             境外法人            3.02       239,089,199     H股            -             质押 239,089,199
    林芝新豪时投资发展有限     境内非国有法
                                                  2.55       202,233,499     A股            -             质押 80,000,000
    公司                            人
    深业集团有限公司             国有法人            2.11       166,665,065     A股            -                    -
                            境内非国有法
    永新裕福实业有限公司                             2.04       161,549,006     A股            -                    -
                                 人
    工布江达江南实业发展有     境内非国有法
                                                  1.42       112,112,886     A股            -             质押 69,000,000
    限公司                          人
    林芝景傲实业发展有限公     境内非国有法
                                                  1.21        95,853,412     A股            -             质押 47,500,000
    司                              人
    TEMASEK      FULLERTON
                                QFII              1.17        92,753,762     A股            -                    -ALPHA PTE LTD.上述股东关联关系或一致行动关系的说明:
    同盈贸易有限公司、商发控股有限公司、隆福集团有限公司均属于卜蜂集团有限公司的间接全资控股子公司,同时卜蜂集团有限公司通过全资子公司林芝正大环球投资有限公司持有工布江达江南实业发展有限公司63.34%的股份,工布江达江南实业发展有限公司与同盈贸易有限公司、商发控股有限公司、隆福集团有限公司因具有同一控制人构成关联关系。除上述情况外,本公司未知上述其他股东之间是否存在关联关系或一致行动关系。2.4 A 股可转换公司债券(附次级条款)(以下简称“A 股可转债”)情况
                                       报告期末前十名A股可转债持有人持有情况
                                                                                                            质押或冻结的
                          持债人名称                               持有金额(元) 持有比例(%)
                                                                                                          债券金额(元)
    深圳市投资控股有限公司                                                1,341,178,000               5.16           -
                                                                                                                质押
    兴业银行股份有限公司-兴全趋势投资混合型证券投资基金                  1,155,253,000               4.44
                                                                                                            1,154,227,000
                                                                                2014 年第一季度报告
    GIC PRIVATE LIMITED                                        990,319,000        3.81          -
    UBS AG                                                     876,717,000        3.37          -
    华夏人寿保险股份有限公司-万能保险产品                     830,648,000        3.19          -
    中国人寿保险股份有限公司-分红-个人分红-005L-FH002 沪   542,680,000        2.09          -
    中国建设银行-博时主题行业股票证券投资基金                 472,320,000        1.82          -
    李莉                                                       471,189,000        1.81   质押 471,189,000
    中国太平洋人寿保险股份有限公司-传统-普通保险产品         444,676,000        1.71          -
    中国人寿保险股份有限公司-分红-团体分红-005L-FH001 沪   444,296,000        1.71          -注:根据上海证券交易所《关于可转换公司债券参与质押式回购交易业务的通知》等相关规定,本公司A股可转债自2013年12月9日起参与质押式回购交易。本公司根据中国证券登记结算有限责任公司提供的A股可转债持有人名册和各结算参与人债券回购质押专用账户具体持有人信息,进行了合并加总。A股可转债担保人情况本公司无A股可转债担保人。报告期内A股可转债转股价格调整本次发行的A股可转债转股起止日期为自A股可转债发行结束之日满六个月后的第一个交易日起至A股可转债到期之日止,即自2014年5月23日至2019年11月22日,初始转股价格为41.33元/股。报告期内无转股价格调整。报告期内A股可转债累计转股情况本次发行的A股可转债,转股起止日期自2014年5月23日至2019年11月22日,因此,报告期内无转股情况。A股可转债信用评级情况大公国际资信评估有限公司对本次发行的A股可转债进行信用评级,并出具了《中国平安保险(集团)股份有限公司公开发行A股可转换公司债券(附次级条款)2013年度信用评级报告》,确定本次A股可转债信用等级为AAA。§3 季度经营分析
    2014年第一季度,国内经济增速放缓,结构调整与转型升级稳步推进,改革不断深化。中国平安积极落实“合理增长、优化结构、部署未来”的经营策略,在传统金融业务保持显著增长的基础上,积极布局非传统业务,综合实力持续、稳步增强。传统金融业务方面,保险业务稳定增长,业务品质保持优良;银行发挥综合金融优势,实现持续、稳健的增长,并结合互联网技术,打造“智能旗舰店”,引领网点新理念;综合金融深挖客户价值,推进客户迁徙,深化协同效应。非传统业务方面,我们积极研究并主动把握互联网金融带来的新机遇,陆金所、万里通、车市、支付等非传统业务在规模和用户数方面均有显著增长。
    回顾2014年第一季度的经营情况,本公司在以下经营领域有突出表现:
    公司整体业绩稳健增长。2014 年第一季度实现归属于母公司股东的净利润 108.09 亿元,同比增长 46.2%。截至 2014 年 3 月 31 日,归属于母公司股东权益为 1,935.86 亿元,较年初增长 6.0%;公司总资产达 3.66 万亿元,较年初增长 9.0%。
                                                                                                  2014 年第一季度报告
    寿险业务平稳健康增长,产险业务品质保持良好,养老险企业年金业务行业居前。寿险业务第一季度实现规模保费 918.01 亿元,同比增长 22.7%。其中,个人寿险业务实现规模保费 800.01 亿元,同比增长 17.8%。平安产险第一季度业务快速增长,实现保费收入 347.18 亿元,同比增长 27.9%,业务品质保持良好。养老险企业年金业务持续保持健康增长,受托管理资产规模和管理费收入均处于同业前列。
    截至 2014 年 3 月 31 日,本公司保险资金投资组合规模达 1.30 万亿元,较年初增长 5.7%。保险资金投资组合净投资收益率保持稳定,受资本市场持续低迷的影响,总投资收益率存在一定压力。
    银行继续发挥综合金融优势,规模实现稳健增长。平安银行持续优化结构,加快业务创新,实现投行、票据、黄金、结算和现金管理等业务的较快增长;深化战略转型,零售改革稳步实施。2014年第一季度,平安银行实现净利润50.54亿元,同比增长40.8%,为集团贡献利润29.23亿元,同比增长58.9%。截至2014年3月31日,平安银行总资产约2.10万亿元,较年初增长10.9%。存款总额1.38万亿元,较年初增长13.6%;贷款总额0.89万亿元,较年初增长5.1%;信用卡累计流通卡量达1,487万张。平安银行不良贷款率为0.91%,信贷资产质量保持稳定,风险可控。
    平安信托继续专注于私人财富管理业务,平安证券积极推进业务转型。平安信托私人财富管理业务稳步增长,截至2014年3月31日,信托活跃高净值客户数已超过2.4万,较年初增长10.9%;信托资产管理规模3,589.51亿元,较年初增长23.6%,其中以个人客户为主的集合信托产品的实收信托规模超2,200亿元,较年初增长26.4%,位居行业前列;公司严控风险,到期产品均顺利兑付。平安证券完成7家信用债主承销发行;融资融券业务规模38.37亿元,较年初增长18.1%;资产管理业务受托资金规模595.36亿元,较年初增长10.2%。
      展望未来,中国经济运行情况相对平稳,有利于深化改革的顺利推进,但总体经济形势依然复杂,给金融业的经营带来一定的挑战。本公司将密切关注外部经济环境的变化,全面提升集团内各子公司的协同效应,持续探索现代科技与传统金融的深度融合,努力把平安建设成为“中国领先的个人综合金融服务提供商”。§4 重要事项4.1 公司主要会计报表项目、财务指标大幅度变动的情况及原因√适用 □不适用
                                                                                                    单位:人民币百万元
    资产负债表项目             2014 年 3 月 31 日 2013 年 12 月 31 日 变动幅度(%)            主要变动原因
    拆出资金                              47,292             27,241           73.6 银行同业业务规模增加以公允价值计量且其变动计
                                      59,145             30,253           95.5 增加债券、基金等投资
    入当期损益的金融资产
    预收保费                               6,029             16,058          (62.5) 部分预收保费已转实收
    应付债券                              78,301             56,756           38.0 子公司发行次级债等
    利润表项目                  2014 年 1-3 月    2013 年 1-3 月    变动幅度(%)               主要变动原因
    分出保费                               7,671              5,206           47.3 再保业务增长
    提取未到期责任准备金                   3,901              2,536           53.8 保险业务增长非保险业务手续费及佣金净
                                       4,103              2,654           54.6 银行中间业务收入增加
    收入
                                                                                               2014 年第一季度报告
                                                                              投资资产规模增长以及新增固定到期日投
    投资收益                            15,966            11,569         38.0
                                                                              资利息率上升
    公允价值变动损益                     (825)                  53    不适用 交易性金融资产公允价值波动
    汇兑损益                                47                 (26)   不适用 汇率及外币资产规模变动
    退保金                               2,495             1,742         43.2 部分分红保险产品退保金增加
    保险业务手续费及佣金支出             9,133             6,924         31.9 保险业务增长
    营业税金及附加                       3,606             2,691         34.0 业务增长
    业务及管理费                        18,054            13,895         29.9 业务增长及战略投入增加
    财务费用                             1,364                 546      149.8 借款及债券利息支出增加
                                                                              资本市场持续低迷导致可供出售金融资产
    资产减值损失                         5,263             1,831        187.4
                                                                              减值增加
    所得税                               3,676             2,825         30.1 应税收入增长
                                                                              可供出售金融资产出售、减值准备计提及公
    其他综合收益                           116             1,628        (92.9)
                                                                              允价值波动综合影响4.2 重大事项进展情况及其影响和解决方案的分析说明□适用 √不适用4.3 公司、股东及实际控制人承诺事项履行情况√ 适用 □不适用股东承诺本公司于2010年2月22日接获原深圳市新豪时投资发展有限公司(后更名为“林芝新豪时投资发展有限公司”)、原深圳市景傲实业发展有限公司(后更名为“林芝景傲实业发展有限公司”)和原深圳市江南实业发展有限公司(后更名为“工布江达江南实业发展有限公司”)三家股东的书面通知。根据该等书面通知,林芝新豪时投资发展有限公司和林芝景傲实业发展有限公司将在5年内以在二级市场公开出售和大宗交易相结合的方式减持,每年减持本公司的股份将分别不超过389,592,366股A股股份及331,117,788股A股股份的30%。工布江达江南实业发展有限公司拥有本公司A股股份中的88,112,886股在5年内也将以在二级市场公开出售和大宗交易相结合的方式进行减持,每年减持本公司的股份将不超过88,112,886股A股股份的30%。截至2014年3月31日,上述承诺仍在履行之中,没有出现违反承诺的情况。与深发展1重大资产重组所作出的承诺(1)本公司承诺,自本次深发展非公开发行股份发行结束之日起 36 个月内不得转让本公司及子公司持有的
    深发展全部股份。但是,在适用法律许可的前提下,在本公司与本公司关联机构(即在任何直接或间接
    控制本公司、直接或间接受本公司控制、与本公司共同受他人控制的人)之间进行转让不受此限。上述
    期限届满之后本公司可按中国证监会及深圳证券交易所的有关规定处置该等新发行股份。(2)根据本公司与深发展于 2010 年 9 月 14 日签署的《盈利预测补偿协议》的约定,深发展应于本次深发展
    发行股份购买资产实施完毕后的 3 年内(“补偿期间”),在每一年度结束后的 4 个月内,根据中国会计准1
    深发展,指原深圳发展银行股份有限公司,2010 年 5 月开始是本公司的联营公司,2011 年 7 月转为本公司的子公司,于2012 年 7 月 27 日更名为“平安银行股份有限公司”。
                                                                                          2014 年第一季度报告
    则编制原平安银行2在该等年度的备考净利润数值(“已实现盈利数”),并促使其聘请的会计师事务所尽
    快就该等已实现盈利数以及该等已实现盈利数与相应的利润预测数(“利润预测数”)之间的差异金额(“差
    异金额”)出具专项审核意见(“专项审核意见”)。如果根据该专项审核意见,补偿期间的任一年度内的
    实际盈利数低于相应的利润预测数,则本公司应以现金方式向深发展支付前述实际盈利数与利润预测数
    之间的差额部分的 90.75%(“补偿金额”)。本公司应在针对该年度的专项审核意见出具后的 20 个营业日
    内将该等金额全额支付至深发展指定的银行账户。(3)就原平安银行两处尚未办理房产证的房产,本公司出具了《中国平安保险(集团)股份有限公司关于为
    平安银行股份有限公司潜在房产权属纠纷提供补偿的承诺函》。根据该承诺函,本公司承诺,如果未来
    原平安银行的上述房产产生权属纠纷,本公司将尽力协调各方,争取妥善解决纠纷,避免对银行正常经
    营秩序造成不利影响。如果因房产权属纠纷导致上述分支机构需要承担额外的成本或者发生收入下降的
    情形,本公司承诺将以现金方式补偿给深发展因原平安银行处理房产纠纷而产生的盈利损失。
    此外,本公司还就上述两处尚未办理房产证的房产出具了《中国平安保险(集团)股份有限公司关于平
    安银行股份有限公司存在权属瑕疵的房产的解决方案的承诺函》。根据该承诺函,本公司承诺,在本次
    交易完成后的三年内,如果深发展未能就该两处房产办理房产证且未能妥善处置该等房产,则本公司将
    在该三年的期限届满后的三个月内以公平合理的价格购买或者指定第三方购买该等房产。(4)本公司承诺,与深发展重大资产重组完成后,在本公司作为深发展的控股股东期间,针对本公司以及本
    公司控制的其他企业未来拟从事或实质性获得深发展同类业务或商业机会,且该等业务或商业机会所形
    成的资产和业务与深发展可能构成潜在同业竞争的情况,本公司以及本公司控制的其他企业将不从事与
    深发展相同或相近的业务,以避免与深发展的业务经营构成直接或间接的竞争。(5)本公司承诺,在与深发展重大资产重组完成后,就本公司及本公司控制的其他企业与深发展之间发生的
    构成深发展关联交易的事项,本公司及本公司控制的其他企业将遵循市场交易的公开、公平、公正的原
    则,按照公允、合理的市场价格与深发展进行交易,并依据有关法律、法规及规范性文件的规定履行决
    策程序,依法履行信息披露义务。本公司保证本公司及本公司控制的其他企业将不通过与深发展的交易
    取得任何不正当的利益或使深发展承担任何不正当的义务。(6)本公司承诺,本次重大资产重组完成后,在本公司作为深发展的控股股东期间,将维护深发展的独立性,
    保证深发展在人员、资产、财务、机构、业务等方面与本公司以及本公司控制的其他企业彼此间独立。截至2014年3月31日,上述第(2)项承诺已经履行完毕,其余承诺仍在履行之中,没有出现违反承诺的情况。就上述第(2)项承诺,亦未出现本公司向深发展支付补偿金的情况。发行260亿元A股可转债所作出的承诺本公司在发行260亿元A股可转债期间,就部分下属公司涉及自用物业建设项目及养老社区建设项目,本公司承诺,目前及未来都将严格遵守保险资金投资不动产的相关规定,遵守专地专用原则,不变相炒地卖地,不利用投资养老和自用性不动产的名义开发和销售商品住房。截至2014年3月31日,上述承诺仍在履行之中,没有出现违反承诺的情况。认购平安银行非公开发行新股所作出的承诺本公司就认购平安银行非公开发行1,323,384,991股新股承诺,自新增股份上市之日(2014年1月9日)起,三十六个月内不得转让。但是,在适用法律许可的前提下,在本公司关联机构(即在任何直接或间接控制本2原平安银行,指原平安银行股份有限公司,2011 年 7 月前是本公司的子公司,2011 年 7 月开始是深发展的子公司,因被深发展吸收合并,于 2012 年 6 月 12 日注销。
                                                                                                         2014 年第一季度报告公司、直接或间接受本公司控制、与本公司共同受他人控制的人)之间进行转让不受此限。锁定期满之后,本公司可以按中国证监会和深圳证券交易所的有关规定处置本次发行的股份。截至2014年3月31日,上述承诺仍在履行之中,没有出现违反承诺的情况。4.4 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明□ 适用 √ 不适用4.5 报告期内现金分红政策的执行情况
    2014年3月13日,本公司董事会建议,派发公司2013年度末期股息,每股派发现金股息0.45元(含税)。由于本公司于2013年11月22日发行的A股可转债将于2014年5月23日可以开始转股,目前尚难以预计A股股权登记日时公司的总股本,因此,暂时无法确定本次股息派发总额,若按公司2013年12月31日的股本总数7,916,142,092计算,2013年末期股息派发总额为3,562,263,941.40元。
    该利润分配方案须经 2014 年 6 月 12 日举行的 2013 年年度股东大会审议通过后实施。4.6 担保情况
                                                                                                         单位: 人民币百万元
                                  公司对外担保情况(不包括对控股子公司的担保)
    报告期内对外担保发生额合计                                                                                                    -
    报告期末对外担保余额合计                                                                                                      -
                                              公司对控股子公司的担保情况
    报告期内对控股子公司担保发生额合计                                                                                    5,972
    报告期末对控股子公司担保余额合计                                                                                     25,326
                                   公司担保总额情况(包括对控股子公司的担保)
    担保总额                                                                                                             25,326
    担保总额占公司净资产的比例(%)                                                                                          13.1
    其中:直接或间接为资产负债率超过 70%的被担保对象提供的担保金额                                                    19,810注:上表中的数据未包含本公司的控股子公司平安银行等按照监管部门批准的经营范围开展的金融担保业务的数据。
                                                                                     中国平安保险(集团)股份有限公司
                                                                                         董事长兼首席执行官 马明哲
                                                                                           二〇一四年四月二十八日
                                                                                         2014 年第一季度报告§5 附录
                                   中国平安保险(集团)股份有限公司
                                             合并资产负债表
                                            2014 年 3 月 31 日
                                                             单位:百万元     币种:人民币   审计类型:未经审计
                                                                 2014 年 3 月 31 日          2013 年 12 月 31 日
                                                                     (未经审计)                  (经审计)资产
    货币资金                                                                  391,713                    349,442
    结算备付金                                                                  1,678                      1,554
    拆出资金                                                                   47,292                     27,241
    以公允价值计量且其变动计入当期损益的金融资产                               59,145                     30,253
    衍生金融资产                                                                3,696                      3,402
    买入返售金融资产                                                          370,502                    298,080
    应收利息                                                                   31,677                     28,949
    应收保费                                                                   26,060                     24,205
    应收账款                                                                     8,273                      8,033
    应收分保账款                                                                7,397                      8,924
    应收分保合同准备金                                                         15,911                     13,839
    保户质押贷款                                                               30,914                     26,107
    发放贷款及垫款                                                            907,377                    861,770
    存出保证金                                                                    848                        903
    存货                                                                         2,001                      1,764
    定期存款                                                                  208,184                    200,384
    可供出售金融资产                                                          251,747                    236,863
    持有至到期投资                                                            757,105                    744,070
    应收款项类投资                                                            298,132                    276,332
    长期股权投资                                                               12,089                     12,081
    商誉                                                                       11,791                     11,791
    存出资本保证金                                                             10,991                     10,961
    投资性房地产                                                               18,029                     18,264
    固定资产                                                                   16,596                     16,841
    无形资产                                                                   31,708                     32,103
    递延所得税资产                                                             14,970                     15,253
    其他资产                                                                   85,990                     61,300
    独立账户资产                                                               39,418                     39,603
    资产总计                                                                 3,661,234                 3,360,312
                                                                             2014 年第一季度报告负债及股东权益负债
    短期借款                                                      10,331                     10,391
    向中央银行借款                                                 1,799                      2,264
    银行同业及其他金融机构存放款项                               498,748                    447,673
    拆入资金                                                      22,691                     25,482
    交易性金融负债                                                 4,227                      3,692
    衍生金融负债                                                   3,502                      2,918
    卖出回购金融资产款                                           106,141                    121,642
    吸收存款                                                    1,342,072                  1,181,472
    代理买卖证券款                                                 7,937                     10,043
    应付账款                                                       3,032                      2,618
    预收款项                                                       5,106                      5,014
    预收保费                                                       6,029                     16,058
    应付手续费及佣金                                               4,490                      3,495
    应付分保账款                                                  11,232                     12,303
    应付职工薪酬                                                   9,673                     12,060
    应交税费                                                      10,265                      8,244
    应付利息                                                      20,235                     17,106
    应付赔付款                                                    24,644                     22,503
    应付保单红利                                                  26,662                     25,232
    保户储金及投资款                                             319,986                    310,296
    保险合同准备金                                               771,553                    718,666
    长期借款                                                      27,618                     23,656
    应付债券                                                      78,301                     56,756
    递延所得税负债                                                 6,210                      6,238
    其他负债                                                      46,817                     35,182
    独立账户负债                                                  39,418                     39,603
    负债合计                                                    3,408,719                  3,120,607股东权益
    股本                                                           7,916                      7,916
    资本公积                                                      83,080                     83,006
    盈余公积                                                       6,982                      6,982
    一般风险准备                                                     395                        395
    未分配利润                                                    95,108                     84,299
    外币报表折算差额                                                 105                        111
    归属于母公司股东权益合计                                     193,586                    182,709
    少数股东权益                                                  58,929                     56,996
    股东权益合计                                                 252,515                    239,705
    负债和股东权益合计                                          3,661,234                  3,360,312
    公司法定代表人: 马明哲              主管会计工作负责人: 姚波     会计机构负责人: 麦伟林
                                                                                     2014 年第一季度报告
                                  中国平安保险(集团)股份有限公司
                                          合并利润表
                                         2014 年 1-3 月
                                                           单位:百万元   币种:人民币   审计类型:未经审计
                                                              2014 年 1-3 月            2013 年 1-3 月
                                                                (未经审计)               (未经审计)一、营业收入
    保险业务收入                                                           108,075                    85,018
       其中:分保费收入                                                         6                          25
    减:分出保费                                                            (7,671)                  (5,206)
       提取未到期责任准备金                                                (3,901)                  (2,536)
    已赚保费                                                                96,503                    77,276
    银行业务利息收入                                                        27,919                    20,293
    银行业务利息支出                                                       (15,970)                 (10,779)
    银行业务利息净收入                                                      11,949                     9,514
    非保险业务手续费及佣金收入                                               4,883                     2,978
    非保险业务手续费及佣金支出                                               (780)                     (324)
    非保险业务手续费及佣金净收入                                             4,103                     2,654
    投资收益                                                                15,966                    11,569
    公允价值变动损益                                                         (825)                          53
    汇兑损益                                                                     47                     (26)
    其他业务收入                                                             3,411                     2,096
    营业收入合计                                                           131,154                   103,136二、营业支出
    退保金                                                                  (2,495)                  (1,742)
    保险合同赔付支出                                                       (25,305)                 (21,898)
    减:摊回保险合同赔付支出                                                 2,581                     1,802
    提取保险责任准备金                                                     (47,703)                 (39,394)
    减:摊回保险责任准备金                                                     630                      901
    保单红利支出                                                            (2,094)                  (2,239)
    分保费用                                                                      -                         (3)
    保险业务手续费及佣金支出                                                (9,133)                  (6,924)
    营业税金及附加                                                          (3,606)                  (2,691)
    业务及管理费                                                           (18,054)                 (13,895)
                                                                           2014 年第一季度报告
    减:摊回分保费用                                             2,303                    1,285
    财务费用                                                    (1,364)                   (546)
    其他业务成本                                                (4,989)                 (3,985)
    资产减值损失                                                (5,263)                 (1,831)
    营业支出合计                                              (114,492)                (91,160)
    三、营业利润                                                    16,662                   11,976
    加:营业外收入                                                  47                      46
    减:营业外支出                                                 (40)                    (29)
    四、利润总额                                                    16,669                   11,993
    减:所得税                                                  (3,676)                 (2,825)
    五、净利润                                                      12,993                    9,168
    归属于母公司股东的净利润                                    10,809                    7,393
    少数股东损益                                                 2,184                    1,775六、每股收益 (人民币元)
    基本每股收益                                                  1.37                     0.93
    稀释每股收益                                                  1.29                     0.93七、其他综合收益
    以后期间在满足规定条件时将重分类进损益的
      其他综合收益项目:
       可供出售金融资产变动                                      (288)                    2,040
       影子会计调整                                                495                     122
       境外经营外币报表折算差额                                     (6)                      3
       按照权益法核算的在被投资单位其他综合收益中
                                                                     4                           -
         所享有的份额
       所得税影响                                                  (89)                   (537)
    其他综合收益合计                                               116                    1,628
    八、综合收益总额                                                13,109                   10,796
    归属母公司股东的综合收益总额                                10,864                    8,815
    归属少数股东的综合收益总额                                   2,245                    1,981
    公司法定代表人: 马明哲             主管会计工作负责人: 姚波   会计机构负责人: 麦伟林
                                                                                           2014 年第一季度报告
                                    中国平安保险(集团)股份有限公司
                                            合并现金流量表
                                             2014 年 1-3 月
                                                               单位:百万元     币种:人民币   审计类型:未经审计
                                                                     2014 年 1-3 月              2013 年 1-3 月
                                                                        (未经审计)                 (未经审计)一、经营活动产生的现金流量
    收到原保险合同保费取得的现金                                                 96,370                    76,803
    客户存款和银行同业存放款项净增加额                                          211,081                   221,159
    保户储金及投资款净增加额                                                      6,717                     9,875
    收取利息、手续费及佣金的现金                                                 25,629                    18,150
    银行业务及证券业务拆借资金净增加额                                                 -                    3,048
    银行业务及证券业务卖出回购资金净增加额                                             -                   16,445
    银行业务应付账款净增加额                                                         60                           -
    银行业务应收账款净减少额                                                        387                       970
    收到的其他与经营活动有关的现金                                               10,416                     1,610
    经营活动现金流入小计                                                        350,660                   348,060
    支付原保险合同赔付款项的现金                                                (23,182)                  (20,136)
    再保业务产生的现金净额                                                       (2,335)                     (788)
    支付保单红利的现金                                                             (864)                     (887)
    发放贷款及垫款净增加额                                                      (44,565)                  (36,429)
    向中央银行借款净减少额                                                         (476)                  (14,767)
    存放中央银行和银行同业款项净增加额                                          (57,736)                   (9,877)
    支付利息、手续费及佣金的现金                                                (22,678)                  (15,580)
    支付给职工以及为职工支付的现金                                              (11,697)                   (9,069)
    支付的各项税费                                                               (5,460)                   (4,921)
    银行业务及证券业务拆借资金净减少额                                           (5,822)                          -
    银行业务及证券业务买入返售资金净增加额                                       (3,822)                 (163,473)
    银行业务及证券业务卖出回购资金净减少额                                      (25,465)                          -
    银行业务应付账款净减少额                                                           -                   (1,007)
    支付的其他与经营活动有关的现金                                              (40,158)                  (10,444)
    经营活动现金流出小计                                                       (244,260)                 (287,378)
    经营活动产生的现金流量净额                                                  106,400                    60,682二、投资活动产生的现金流量
                                                                             2014 年第一季度报告
    收回投资所收到的现金                                         231,708                  546,196
    取得投资收益收到的现金                                        18,900                   11,231
    处置固定资产、无形资产和其他长期资产收回的现金净额               287                       27
    收到的其他与投资活动有关的现金                                   127                      258
    投资活动现金流入小计                                         251,022                  557,712
    投资支付的现金                                              (309,710)                (645,051)
    购建固定资产、无形资产和其他长期资产支付的现金                (1,877)                    (828)
    保户质押贷款净增加额                                          (4,748)                  (1,879)
    投资活动现金流出小计                                        (316,335)                (647,758)
    投资活动产生的现金流量净额                                   (65,313)                 (90,046)三、筹资活动产生的现金流量
    吸收投资收到的现金                                             5,145                    1,100
      其中:子公司吸收少数股东投资收到的现金                         157                    1,100
    取得借款收到的现金                                            11,328                    4,235
    发行债券收到的现金                                            19,995                           -
    保险业务卖出回购业务资金净增加额                               9,945                           -
    筹资活动现金流入小计                                          46,413                    5,335
    偿还债务所支付的现金                                          (4,397)                  (7,694)
    分配股利及偿付利息支付的现金                                  (4,049)                    (961)
      其中:子公司支付给少数股东的股利                               (61)                     (25)
    保险业务卖出回购业务资金净减少额                                    -                 (12,088)
    筹资活动现金流出小计                                          (8,446)                 (20,743)
    筹资活动产生的现金流量净额                                    37,967                  (15,408)
    四、汇率变动对现金及现金等价物的影响                                 820                    (179)
    五、现金及现金等价物净增加╱(减少)额                              79,874                  (44,951)
    加:期初现金及现金等价物余额                                 244,877                  246,886
    六、期末现金及现金等价物余额                                     324,751                  201,935
    公司法定代表人: 马明哲               主管会计工作负责人: 姚波   会计机构负责人: 麦伟林
                                                                                          2014 年第一季度报告
                                     中国平安保险(集团)股份有限公司
                                            母公司资产负债表
                                            2014 年 3 月 31 日
                                                              单位:百万元    币种:人民币   审计类型:未经审计
                                                                  2014 年 3 月 31 日         2013 年 12 月 31 日
                                                                       (未经审计)                   (经审计)资产
    货币资金                                                                     515                       4,159
    以公允价值计量且其变动计入当期损益的金融资产                               11,732                      8,888
    买入返售金融资产                                                            7,619                     13,486
    应收利息                                                                     262                        114
    定期存款                                                                    6,000                      6,500
    可供出售金融资产                                                            9,760                      2,115
    长期股权投资                                                              131,294                    128,895
    固定资产                                                                      24                         25
    应收股利                                                                      20                         25
    其他资产                                                                    3,606                       152
    资产总计                                                                 170,832                    164,359负债及股东权益负债
    短期借款                                                                    1,200                      1,700
    卖出回购金融资产款                                                          1,000                       400
    应付职工薪酬                                                                 530                        557
    应交税费                                                                      22                          3
    应付利息                                                                      84                         33
    长期借款                                                                    4,430                      4,430
    应付债券                                                                   22,423                     22,188
    其他负债                                                                      98                        103
    负债合计                                                                   29,787                     29,414股东权益
    股本                                                                        7,916                      7,916
    资本公积                                                                   87,321                     87,291
    盈余公积                                                                    6,982                      6,982
    一般风险准备                                                                 395                        395
    未分配利润                                                                 38,431                     32,361
    股东权益合计                                                              141,045                    134,945
    负债和股东权益总计                                                        170,832                    164,359
    公司法定代表人: 马明哲             主管会计工作负责人: 姚波                    会计机构负责人: 麦伟林
                                                                                         2014 年第一季度报告
                                中国平安保险(集团)股份有限公司
                                           母公司利润表
                                           2014 年 1-3 月
                                                             单位:百万元    币种:人民币   审计类型:未经审计
                                                                2014 年 1-3 月             2013 年 1-3 月
                                                                  (未经审计)                (未经审计)一、营业收入
    投资收益                                                                  6,460                       175
    汇兑损益                                                                        -                         (1)
    其他业务收入                                                                  88                          64
    营业收入合计                                                              6,548                       238二、营业支出
    营业税金及附加                                                                (5)                         (4)
    业务及管理费                                                               (108)                     (118)
    财务费用                                                                   (365)                      (73)
    营业支出合计                                                               (478)                     (195)
    三、营业利润                                                                  6,070                           43
    四、利润总额                                                                  6,070                           43
    减:所得税                                                                      -                           -
    五、净利润                                                                    6,070                           43六、其他综合收益
    以后期间在满足规定条件时将重分类进损益的
      其他综合收益项目:
      可供出售金融资产变动                                                        28                           1
    其他综合收益合计                                                              28                           1
    七、综合收益总额                                                              6,098                           44
    公司法定代表人: 马明哲         主管会计工作负责人: 姚波                     会计机构负责人: 麦伟林
                                                                                             2014 年第一季度报告
                                       中国平安保险(集团)股份有限公司
                                              母公司现金流量表
                                                2014 年 1-3 月
                                                                  单位:百万元   币种:人民币   审计类型:未经审计
                                                                     2014 年 1-3 月            2013 年 1-3 月
                                                                       (未经审计)               (未经审计)一、经营活动产生的现金流量
    收到的其他与经营活动有关的现金                                                   204                          59
    经营活动现金流入小计                                                             204                          59
    支付给职工以及为职工支付的现金                                                   (78)                     (70)
    支付的各项税费                                                                     (4)                        (3)
    支付的其他与经营活动有关的现金                                                  (119)                    (111)
    经营活动现金流出小计                                                           (201)                     (184)
    经营活动产生的现金流量净额                                                          3                    (125)二、投资活动产生的现金流量
    收回投资所收到的现金                                                          10,847                     1,629
    取得投资收益收到的现金                                                         6,264                     1,124
    投资活动现金流入小计                                                          17,111                     2,753
    投资支付的现金                                                               (26,646)                  (1,484)
    投资活动现金流出小计                                                         (26,646)                  (1,484)
    投资活动产生的现金流量净额                                                    (9,535)                    1,269三、筹资活动产生的现金流量
    取得借款收到的现金                                                                   -                   1,500
    卖出回购业务资金净增加额                                                         600                      100
    筹资活动现金流入小计                                                             600                     1,600
    偿还债务支付的现金                                                             (500)                     (500)
    分配股利及偿付利息支付的现金                                                     (82)                     (74)
    筹资活动现金流出小计                                                           (582)                     (574)
    筹资活动产生的现金流量净额                                                         18                    1,026
    四、汇率变动对现金及现金等价物的影响                                                     -                        (1)
    五、现金及现金等价物净增加额                                                      (9,514)                    2,169
    加:期初现金及现金等价物余额                                                  17,645                    11,973
    六、期末现金及现金等价物余额                                                       8,131                    14,142
    公司法定代表人: 马明哲               主管会计工作负责人: 姚波                    会计机构负责人: 麦伟林