新闻源 财富源

2019年09月16日 星期一

中国平安(601318)公告正文

中国平安:2012年第三季度报告

公告日期:2012-10-31

2012年第三季度报告
(股票代码:601318)
 二〇一二年十月三十日
                                                                                                                                                 2012 年第三季度报告
                                                                                 目录§1 重要提示 ...................................................................................................................................................... 2§2 公司基本情况 .............................................................................................................................................. 2§3 季度经营分析 .............................................................................................................................................. 3§4 重要事项 ...................................................................................................................................................... 4§5 附录 .............................................................................................................................................................. 9
                                                                                                             2012 年第三季度报告§1 重要提示1.1 本公司董事会、监事会及其董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。1.2 本公司第九届董事会第三次会议于 2012 年 10 月 30 日审议通过了本公司《2012 年第三季度报告》,会议应出席董事 19 人,实到董事 16 人,委托 3 人(董事顾敏先生委托董事任汇川先生出席会议并行使表决权,董事王冬胜先生委托董事伍成业先生出席会议并行使表决权,董事郭立民先生委托董事范鸣春先生出席会议并行使表决权)。1.3 本公司 2012 年第三季度财务报告未经审计。1.4 本公司董事长兼首席执行官马明哲,首席财务官姚波及副首席财务执行官麦伟林保证本季度报告中财务报告的真实、完整。§2 公司基本情况2.1 主要会计数据及财务指标
                                                                2012 年 9 月 30 日     2011 年 12 月 31 日     比上年末增减(%)
    总资产(人民币百万元)                                                    2,630,601              2,285,424                      15.1
    归属于母公司股东的权益 (人民币百万元)                                     146,198                130,867                      11.7
    归属于母公司股东的每股净资产(人民币元)                                      18.47                  16.53                      11.7
                                                                            2012 年 1-9 月                   比上年同期增减(%)
    经营活动产生的现金流量净额(人民币百万元)                                            160,849                                   88.2
    每股经营活动产生的现金流量净额(人民币元)                                              20.32                                   88.2
                                                                                                              比上年同期增减(%)
                                                                 2012 年 7-9 月        2012 年 1-9 月
                                                                                                                  (7-9 月)
    归属于母公司股东的净利润(人民币百万元)                                      2,126                 16,085                      20.7
    基本每股收益(人民币元)                                                       0.27                   2.03                      20.7
    稀释每股收益(人民币元)                                                       0.27                   2.03                      20.7
    扣除非经常性损益后的基本每股收益(人民币元)                                   0.27                   2.04                      24.1
    加权平均净资产收益率(%)                                                      1.45                  11.55       上升 0.07 个百分点
    扣除非经常性损益后的加权平均净资产收益率(%)                                  1.45                  11.57       上升 0.11 个百分点
    非经常性损益项目(人民币百万元)                                                         2012 年 1-9 月
    非流动资产处置损益                                                                                                            (35)
    计入当期损益的政府补助                                                                                                         42
    捐赠支出                                                                                                                      (38)
    除上述各项之外的其他营业外收支净额                                                                                             18
    所得税影响数                                                                                                                  (16)
    少数股东应承担的部分                                                                                                           (1)
    合计                                                                                                                          (30)注:本公司对非经常性损益项目的确认依照中国证监会公告【2008】43 号《公开发行证券的公司信息披露解释性公告第 1 号-非经常性损益》的规定执行。本公司作为综合性金融集团,投资业务是本公司的主营业务之一,持有或处置交易性金融资产及可供出售金融资产而产生的公允价值变动损益或投资收益均属于本公司的经常性损益。
                                                                                      2012 年第三季度报告2.2 中国会计准则和国际财务报告准则财务报表差异说明本公司按照中国企业会计准则编制的合并财务报表中列示的净利润及股东权益,与按照国际财务报告准则编制的合并财务报表中列示的无差异。2.3 报告期末股东总数及前十名流通股股东(或无限售条件股股东)持股情况表
    报告期末股东总数(户)               股东总数为263,323户,其中A股股东257,723户, H股股东5,600户。
                                   前十名无限售条件流通股股东持股情况
    股东名称(全称)                               期末持有无限售条件流通股的数量(股)            种类
    汇丰保险控股有限公司                                                   618,886,334           H股
    香港上海汇丰银行有限公司                                               613,929,279           H股
    深圳市投资控股有限公司                                                 481,359,551           A股
    源信行投资有限公司                                                     380,000,000           A股
    林芝新豪时投资发展有限公司                                             319,094,187           A股
    林芝景傲实业发展有限公司                                               273,701,889           A股
    深业集团有限公司                                                       179,675,070           A股
    深圳市武新裕福实业有限公司                                             175,655,734           A股
    工布江达江南实业发展有限公司                                           139,112,886           A股
    深圳市立业集团有限公司                                                  78,829,088           A股§3 季度经营分析
    2012 年第三季度,全球经济仍较为疲弱。欧美日推出了量化宽松政策,对国内经济前景的影响尚不明朗;国内经济增速仍在下探,A 股市场持续低迷,对金融业整体经营带来一定的挑战。面对复杂的经济形势和市场环境,本公司坚持稳健经营理念,迎难而上,积极应对,以“一个客户、一个账户、多个产品、一站式服务”的综合金融模式为目标,确保各项业务健康、可持续和稳健的发展。与此同时,我们围绕“专业,让生活更简单”的新型金融业客户体验,积极探索金融业对现代科技的创新运用,为综合金融战略的进一步深化奠定了坚实基础。
    回顾前三季度的经营情况,本公司在以下业务领域有稳健的业绩表现:
    公司整体业绩保持稳健增长。截至 2012 年 9 月 30 日,集团总资产为人民币 26,306.01 亿元,较年初增长 15.1%。归属于母公司股东的权益为人民币 1,461.98 亿元,较年初增长 11.7%。公司前三季度实现归属于母公司股东的净利润人民币 160.85 亿元,同比增长 10.8%。本公司第三季度实现的净利润较前两个季度有所下滑,主要原因是股票市场持续低位运行导致投资损失和资产减值增加。
    保险业务保持平稳健康发展。本公司寿险业务保持平稳发展,前三季度累计实现规模保费人民币1,575.68 亿元。其中盈利能力较高的个人寿险业务实现规模保费人民币 1,387.09 亿元,同比增长 9.8%。平安产险依托专业化经营和领先的服务水平,促进业务稳健增长,前三季度实现保费收入人民币 738.87 亿元,同比增长 20.0%,市场份额较去年底提升 0.4 个百分点至 17.8%。企业年金业务持续保持健康增长,投资管
                                                                                                  2012 年第三季度报告理资产规模和受托管理资产规模指标位于市场前列。
    银行业务稳健增长,两行整合过渡平稳。随着“平安银行股份有限公司”正式揭牌,平安银行步入一个崭新的发展阶段。前三季度,银行业务为集团贡献利润人民币52.46亿元。银行总资产近人民币1.5万亿元;存款总额达人民币9,353.97亿元,较2011年末增长9.9%。信用卡业务继续快速增长,前三季度新发卡超过300万张,累计流通卡量达到1,048万张。同业业务在理财产品、外汇、贵金属等方面积极创新、提升服务,有力地支持了银行中间业务收入的增长。
    信托私人财富管理业务快速增长,证券投行业务位居前列。平安信托四度蝉联“中国优秀信托公司”奖,私人财富管理业务保持高速增长。截至第三季度末,信托高净值客户数已超过1.7万,较2011年末增长33.6%;信托资产管理规模达人民币2,315.15亿元,较2011年末增长18.0%。受国内外宏观经济环境影响,股票一级市场发行较去年同期明显放缓,而债券发行较为活跃。平安证券前三季度成功完成16个股票项目和31个债券项目主承销发行,累计承销家数均在市场排名第三。
    当前世界经济环境复杂多变,国际经济、资本市场仍然持续动荡,国内经济总体增速将有所趋缓,结构性矛盾逐步显现、企业经营成本上升等不利因素,对经济运行形成一定压力,同时也给金融业的发展带来了较大的挑战,保险业的总体增速将有所趋缓,银行业的竞争继续加剧,资本市场将持续动荡。
    公司将高度关注经济及市场趋势,采取较为审慎、稳妥的发展策略,继续按照既定的战略和计划,依托综合金融的优势,保持保险、银行、投资等各项业务合理增长,继续优化业务结构,积极部署新的利润增长点,不断强化集团核心竞争力,为未来长期可持续增长奠定更好的基础,为广大股东、客户创造更大的价值。§4 重要事项4.1 公司主要会计报表项目、财务指标大幅度变动的情况及原因√适用 □不适用
                                                                                                    单位:人民币百万元
                                                                   变动幅度
    资产负债表项目            2012 年 9 月 30 日 2011 年 12 月 31 日                           主要变动原因
                                                                    (%)
                                                                               结算备付金受结算时间及客户交易行为的
    结算备付金                           1,413               2,438       (42.0)
                                                                                影响,变化较大
    拆出资金                            17,402               8,447       106.0 银行同业业务规模扩大
    买入返售金融资产                   141,050              37,312       278.0 银行同业业务规模扩大
    应收账款                            99,135             170,727       (41.9) 银行代付业务减少
    定期存款                           211,625             152,943        38.4 增加定期存款投资
    应收款项类投资                      88,522              31,826       178.1 增加应收款项类投资
    商誉                                11,918               9,203        29.5 合并上海家化
    向中央银行借款                      25,817               1,131      2,182.7 再贴现融资规模扩大银行同业及其他金融机构
                                    317,892             154,157       106.2 银行同业业务结构调整存放款项
    拆入资金                            10,180              26,279       (61.3) 银行同业业务结构调整
                                                                                                 2012 年第三季度报告
    应付账款                           30,300            70,639       (57.1) 银行代付业务减少
    预收保费                            4,295             7,320       (41.3) 预收保费已转实收
    应交税费                            5,002             7,267       (31.2) 应交所得税减少
    应付债券                           35,744            26,633        34.2 平安寿险发行次级债
                                                                   变动幅度
    利润表项目                    2012 年 1-9 月   2011 年 1-9 月                            主要变动原因
                                                                    (%)
    分保费收入                             57               123       (53.7) 平安产险再保分入业务减少
                                                                              主要因银行业务的合并口径差异,生息资产
    银行业务利息净收入                 25,662            11,187       129.4
                                                                               规模增加及同比利率上升也有正面影响
    公允价值变动(损失)/收
                                           82              (637)     不适用 交易性金融资产公允价值波动
    益
    汇兑(损失)/收益                     252              (457)     不适用 汇率波动及外币资产规模变动
    其他业务收入                        6,519             3,382        92.8 合并上海家化
    保险合同赔付支出净额               54,355            38,864        39.9 保险业务增长
    营业税金及附加                      7,633             5,174        47.5 业务增长
                                                                              主要因银行业务及上海家化的合并口径差
    业务及管理费                       39,616            28,495        39.0
                                                                               异、业务增长、经营成本上升
    摊回分保费用                        3,448             2,460        40.2 平安产险再保分出业务增加
    财务费用                            1,504               689       118.3 次级债及长期借款利息增加
    其他业务成本                       10,510             6,793        54.7 合并上海家化
                                                                              资本市场持续低位运行导致可供出售金融
    资产减值损失                        8,083             2,831       185.5
                                                                               资产减值增加
    其他综合(损失)/收益                2,534           (17,582)     不适用 可供出售金融资产公允价值波动4.2 重大事项进展情况及其影响和解决方案的分析说明√ 适用 □不适用认购平安银行非公开发行股份情况
    2011 年 8 月 17 日,本公司公告提及本公司拟认购深发展1非公开发行的不少于 892,325,997 股但不超过1,189,767,995 股的股票(以下简称“本次股份认购”)。
    2012 年 8 月 15 日,本公司公告提及平安银行拟将非公开发行股票股东大会决议有效期延长 12 个月,除股东大会决议有效期作前述延长外,关于非公开发行股票的其他相关内容不变。
         截至本报告披露之日,本次股份认购尚需取得有关监管机关的批准。发行 A 股次级可转换公司债券情况
    2011 年 12 月 20 日,本公司公告提及本公司拟发行总额不超过人民币 260 亿元的 A 股可转换公司债券,该可转债及未来经可转债转换的 A 股股票将在上海证券交易所上市。1
    深发展,指深圳发展银行股份有限公司,2010 年 5 月开始是本公司的联营公司,2011 年 7 月转为本公司的子公司,于 2012年 7 月 27 日更名为“平安银行股份有限公司”。
                                                                                   2012 年第三季度报告
    2012 年 2 月 8 日,本公司 2012 年第一次临时股东大会审议通过了本公司 A 股可转换公司债券发行相关议案。
    2012 年 5 月 28 日,本公司公告提及中国保险监督管理委员会核准了本公司发行 A 股次级可转换公司债券。
    截至本报告披露之日,本次 A 股次级可转换公司债券发行尚需取得有关证券监管部门的批准。
    详细内容请查阅本公司于 2011 年 8 月 18 日、2011 年 12 月 21 日、2012 年 2 月 9 日、2012 年 5 月 29日及 2012 年 8 月 16 日在《上海证券报》、《中国证券报》、《证券时报》、《证券日报》以及上海证券交易所网站(www.sse.com.cn)发布的相关公告。4.3 公司、股东及实际控制人承诺事项履行情况√ 适用 □不适用
    股东承诺
    本公司于 2010 年 2 月 22 日接获林芝新豪时投资发展有限公司、林芝景傲实业发展有限公司和工布江达江南实业发展有限公司三家股东的书面通知。根据该等书面通知,林芝新豪时投资发展有限公司和林芝景傲实业发展有限公司将在 5 年内以在二级市场公开出售和大宗交易相结合的方式减持,每年减持本公司的股份将分别不超过 389,592,366 股 A 股股份及 331,117,788 股 A 股股份的 30%。工布江达江南实业发展有限公司拥有本公司 A 股股份中的 88,112,886 股在 5 年内也将以在二级市场公开出售和大宗交易相结合的方式进行减持,每年减持本公司的股份将不超过 88,112,886 股 A 股股份的 30%。
    截至 2012 年 9 月 30 日,上述三家股东均履行了其承诺。
    投资深发展所作出的承诺
    平安寿险就认购深发展非公开发行 379,580,000 股新股承诺:自上述认购的股份上市之日起(即 2010年 9 月 17 日)36 个月内不得转让本次认购股份,但是,在法律许可及相关监管部门同意的前提下,在平安寿险与其关联机构(包括平安寿险的控股股东、实际控制人以及与平安寿险同一实际控制人控制的不同主体)之间进行转让不受此限。平安寿险如有违反上述承诺的卖出交易,将授权中国证券登记结算有限责任公司深圳分公司将卖出本次认购股份的所得资金划入深发展上市公司帐户归深发展全体股东所有。
    截至 2012 年 9 月 30 日,上述承诺仍在履行之中。
    与深发展重大资产重组所作出的承诺
    (1) 本公司承诺,自本次深发展非公开发行股份发行结束之日起 36 个月内不得转让本公司及子公司持有的深发展全部股份。但是,在适用法律许可的前提下,在本公司与本公司关联机构(即在任何直接或间接控制本公司、直接或间接受本公司控制、与本公司共同受他人控制的人)之间进行转让不受此限。上述期限届满之后本公司可按中国证券监督管理委员会及深圳证券交易所的有关规定处置该等新发行股份。
    (2) 根据本公司与深发展于 2010 年 9 月 14 日签署的《盈利预测补偿协议》的约定,本公司应于本次深发展发行股份购买资产实施完毕后的 3 年内(“补偿期间”),在每一年度结束后的 4 个月内,根据中国会计
                                                                                           2012 年第三季度报告准则编制原平安银行1在该等年度的备考净利润数值(“已实现盈利数”),并促使本公司聘请的会计师事务所尽快就该等已实现盈利数以及该等已实现盈利数与相应的利润预测数(“利润预测数”)之间的差异金额(“差异金额”)出具专项审核意见(“专项审核意见”)。如果根据该专项审核意见,补偿期间的任一年度内的实际盈利数低于相应的利润预测数,则本公司应以现金方式向深发展支付前述实际盈利数与利润预测数之间的差额部分的 90.75%(“补偿金额”)。本公司应在针对该年度的专项审核意见出具后的 20 个营业日内将该等金额全额支付至深发展指定的银行帐户。
    (3) 就原平安银行两处尚未办理房产证的房产,本公司出具了《中国平安保险(集团)股份有限公司关于为平安银行股份有限公司潜在房产权属纠纷提供补偿的承诺函》。根据该承诺函,本公司承诺,如果未来原平安银行的上述房产产生权属纠纷,本公司将尽力协调各方,争取妥善解决纠纷,避免对银行正常经营秩序造成不利影响。如果因房产权属纠纷导致上述分支机构需要承担额外的成本或者发生收入下降的情形,本公司承诺将以现金方式补偿给深发展因原平安银行处理房产纠纷而产生的盈利损失。
    此外,本公司还就上述两处尚未办理房产证的房产出具了《中国平安保险(集团)股份有限公司关于平安银行股份有限公司存在权属瑕疵的房产的解决方案的承诺函》。根据该承诺函,本公司承诺,在本次交易完成后的三年内,如果深发展未能就该两处房产办理房产证且未能妥善处置该等房产,则本公司将在该三年的期限届满后的三个月内以公平合理的价格购买或者指定第三方购买该等房产。
    (4) 本公司承诺,与深发展重大资产重组完成后,在本公司作为深发展的控股股东期间,针对本公司以及本公司控制的其他企业未来拟从事或实质性获得深发展同类业务或商业机会,且该等业务或商业机会所形成的资产和业务与深发展可能构成潜在同业竞争的情况,本公司以及本公司控制的其他企业将不从事与深发展相同或相近的业务,以避免与深发展的业务经营构成直接或间接的竞争。
    (5) 本公司承诺,在与深发展重大资产重组完成后,就本公司及本公司控制的其他企业与深发展之间发生的构成深发展关联交易的事项,本公司及本公司控制的其他企业将遵循市场交易的公开、公平、公正的原则,按照公允、合理的市场价格与深发展进行交易,并依据有关法律、法规及规范性文件的规定履行决策程序,依法履行信息披露义务。本公司保证本公司及本公司控制的其他企业将不通过与深发展的交易取得任何不正当的利益或使深发展承担任何不正当的义务。
    (6) 本公司承诺,本次重大资产重组完成后,在本公司作为深发展的控股股东期间,将维护深发展的独立性,保证深发展在人员、资产、财务、机构、业务等方面与本公司以及本公司控制的其他企业彼此间独立。
    截至 2012 年 9 月 30 日,上述承诺仍在履行之中。4.4 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明□ 适用 √不适用4.5 报告期内现金分红政策的执行情况1
    原平安银行,指原平安银行股份有限公司,2011 年 7 月前是本公司的子公司,2011 年 7 月开始是深发展的子公司,因被深发展吸收合并,于 2012 年 6 月 12 日注销。
                                                                                2012 年第三季度报告
    2012 年 6 月 27 日,本公司股东大会决议,以总股本 7,916,142,092 股为基数,派发公司 2011 年度末期股息,每股派发现金股息人民币 0.25 元(含税),共计人民币 1,979,035,523 元。该利润分配方案已经实施完毕。
    2012 年 8 月 23 日,本公司董事会决议,以总股本 7,916,142,092 股为基数,派发公司 2012 年度中期股息,每股派发现金股息人民币 0.15 元(含税),共计人民币 1,187,421,313.80 元。该利润分配方案已经实施完毕。4.6 担保情况
                                                                                单位: 人民币百万元
                            公司对外担保情况(不包括对控股子公司的担保)
    报告期内对外担保发生额合计                                                                           -
    报告期末对外担保余额合计                                                                             -
                                    公司对控股子公司的担保情况
    报告期内对控股子公司担保发生额合计                                                             317
    报告期末对控股子公司担保余额合计                                                             5,850
                             公司担保总额情况(包括对控股子公司的担保)
    担保总额                                                                                     5,850
    担保总额占公司净资产的比例(%)                                                                  4.04.7 内部控制评价工作进展情况
    第三季度,在公司管理层的指导下,合规部门与业务部门紧密协作,在上半年内部控制工作成果的基础上,顺利完成今年内控自评第一轮运行有效性测试,目前尚未发现内部控制方面的重大缺陷和实质性漏洞。同时,公司稽核部门作为公司内部相对独立的第三方,启动内部控制稽核独立评价工作,根据集团合并财务报表的重要性水平,综合分析确定财务报表科目和业务流程的映射关系,选择重要流程纳入内控稽核独立评价范围,对业务流程固有风险及控制活动进行独立评估及测试,全面督促并加强公司业务管理流程的风险管控。截至 2012 年 9 月 30 日,内控稽核独立评价已完成风险点选取及部分控制活动的测试工作,第一阶段独立测试工作将于 11 月中旬完成,各项工作按年初确定的内控评价计划稳步推进、进展顺利。
    第四季度,公司将持续推进内部控制评价,全面开展内控自评补充抽样测试及稽核独立评价测试工作,对发现的控制缺陷及时进行整改、跟踪及总结分析,确保全面达成2012年内控评价整体工作目标。同时,公司将在推动内控评价工作的同时,持续深入开展内控工作竞赛、完善内控问责与考核机制,加强内控宣导、培训及内控文化建设,进一步提升公司内部控制的健全性和有效性,提升公司全面风险管理水平。
                                                                     董事长兼首席执行官      马明哲
                                                                  中国平安保险(集团)股份有限公司
                                                                             二〇一二年十月三十日
                                                                                        2012 年第三季度报告§5 附录
                                   中国平安保险(集团)股份有限公司
                                              合并资产负债表
                                              2012 年 9 月 30 日
                                                                                          单位:人民币百万元
                                                                   2012 年 9 月 30 日      2011 年 12 月 31 日
                                                                        (未经审计)               (经审计)资产
    货币资金                                                                 296,941                   242,009
    结算备付金                                                                 1,413                     2,438
    拆出资金                                                                  17,402                     8,447
    以公允价值计量且其变动计入损益的金融资产                                  28,199                    29,880
    衍生金融资产                                                                 695                       818
    买入返售金融资产                                                         141,050                    37,312
    应收利息                                                                  27,890                    22,735
    应收保费                                                                  15,518                    12,089
    应收账款                                                                   99,135                   170,727
    应收分保账款                                                               4,910                     4,369
    应收分保合同准备金                                                         9,838                     7,892
    保户质押贷款                                                              17,402                    14,105
    发放贷款及垫款                                                           694,413                   611,731
    存出保证金                                                                   377                       302
    定期存款                                                                 211,625                   152,943
    可供出售金融资产                                                         294,597                   306,691
    持有至到期投资                                                           517,747                   480,005
    应收款项类投资                                                            88,522                    31,826
    长期股权投资                                                              15,360                    14,623
    商誉                                                                      11,918                     9,203
    存出资本保证金                                                            10,959                     9,966
    投资性房地产                                                              11,614                     9,206
    固定资产                                                                  15,390                    14,423
    无形资产                                                                  27,778                    24,251
    递延所得税资产                                                            13,784                    13,383
    其他资产                                                                  21,004                    16,598
    独立账户资产                                                              35,120                    37,452
    资产总计                                                               2,630,601                 2,285,424负债及股东权益
                                                                                 2012 年第三季度报告负债
    短期借款                                                       3,864                           2,994
    向中央银行借款                                                25,817                           1,131
    银行同业及其他金融机构存放款项                               317,892                         154,157
    拆入资金                                                      10,180                          26,279
    衍生金融负债                                                     717                             732
    卖出回购金融资产款                                            97,545                          99,734
    吸收存款                                                     903,456                         827,819
    代理买卖证券款                                                 6,859                           8,230
    应付账款                                                      30,300                          70,639
    预收账款                                                       3,710                           3,210
    预收保费                                                       4,295                           7,320
    应付手续费及佣金                                               2,792                           2,706
    应付分保账款                                                   5,752                           4,689
    应付职工薪酬                                                   8,215                           7,649
    应交税费                                                       5,002                           7,267
    应付利息                                                      11,065                           9,645
    应付赔付款                                                    16,594                          13,256
    应付保单红利                                                  21,095                          17,979
    保户储金及投资款                                             258,991                         224,200
    保险合同准备金                                               600,155                         529,563
    长期借款                                                      10,291                          11,134
    应付债券                                                      35,744                          26,633
    递延所得税负债                                                 5,540                           4,612
    其他负债                                                      15,340                          15,052
    独立账户负债                                                  35,120                          37,452
    负债合计                                                    2,436,331                       2,114,082股东权益
    股本                                                           7,916                           7,916
    资本公积                                                      74,529                          72,226
    盈余公积                                                       6,982                           6,982
    一般风险准备                                                     395                             395
    未分配利润                                                    56,138                          43,219
    外币报表折算差额                                                 238                             129
    归属于母公司股东权益合计                                     146,198                         130,867
    少数股东权益                                                  48,072                          40,475
    股东权益合计                                                 194,270                         171,342
    负债和股东权益合计                                          2,630,601                       2,285,424
    公司法定代表人:马明哲              主管会计工作负责人:姚波          会计机构负责人:麦伟林
                                                                                   2012 年第三季度报告
                                 中国平安保险(集团)股份有限公司
                                          合并利润表
                                        2012 年 1-9 月
                                                                                        单位:人民币百万元
                                               2012 年                            2011 年
    项目                                     7-9 月             1-9 月         7-9 月            1-9 月
                                      (未经审计)         (未经审计)     (未经审计)        (未经审计)一、营业收入
    保险业务收入                               52,093            179,905           43,879           159,959
       其中:分保费收入                            13               57                 45             123
    减:分出保费                               (3,014)           (10,187)          (2,492)           (8,349)
         提取未到期责任准备金                (1,862)            (6,930)          (1,760)           (8,584)
    已赚保费                                   47,217            162,788           39,627           143,026
    银行业务利息收入                           19,020             56,391           15,573            21,904
    银行业务利息支出                          (10,224)           (30,729)          (7,934)          (10,717)
    银行业务利息净收入                          8,796             25,662            7,639            11,187
    非保险业务手续费及佣金收入                  2,613              7,640            2,711             6,173
    非保险业务手续费及佣金支出                  (340)              (945)            (351)              (719)
    非保险业务手续费及佣金净收入                2,273              6,695            2,360             5,454
    投资收益                                    6,190             24,438            5,197            23,374
    公允价值变动损益                              (73)                82            (251)              (637)
    汇兑损益                                         16              252            (308)              (457)
    其他业务收入                                2,486              6,519            1,316             3,382
    营业收入合计                               66,905            226,436           55,580           185,329二、营业支出
    退保金                                     (1,374)            (3,950)          (1,132)           (3,190)
    保险合同赔付支出                          (19,493)           (58,255)         (13,935)          (41,684)
    减:摊回保险合同赔付支出                    1,396              3,900              910             2,820
    提取保险责任准备金                        (15,368)           (59,715)         (13,136)          (63,489)
    减:摊回保险责任准备金                        557              1,037            (194)               316
    保单红利支出                                (937)             (4,721)          (1,023)           (3,865)
    分保费用                                         (2)              (5)                (3)            (16)
    保险业务手续费及佣金支出                   (4,457)           (15,595)          (3,804)          (13,179)
    营业税金及附加                             (2,555)            (7,633)          (2,163)           (5,174)
    业务及管理费                              (14,276)           (39,616)         (12,272)          (28,495)
    减:摊回分保费用                            1,019              3,448              838             2,460
    财务费用                                    (605)             (1,504)           (241)              (689)
    其他业务成本                               (3,533)           (10,510)          (2,509)           (6,793)
    资产减值损失                               (2,593)            (8,083)          (1,702)           (2,831)
    营业支出合计                              (62,221)         (201,202)          (50,366)         (163,809)
    三、营业利润                                  4,684             25,234            5,214            21,520
                                                                                    2012 年第三季度报告
    加:营业外收入                                       80        182                159              240
    减:营业外支出                                     (64)      (195)                (64)           (185)
    四、利润总额                                        4,700     25,221               5,309          21,575
    减:所得税                                        (794)     (3,788)            (2,021)         (5,289)
    五、净利润                                          3,906     21,433               3,288          16,286
    归属于母公司股东的净利润                          2,126     16,085               1,762          14,519
    少数股东损益                                      1,780      5,348               1,526           1,767六、每股收益(人民币元)
    基本每股收益                                       0.27       2.03                0.22            1.88
    稀释每股收益                                       0.27       2.03                0.22            1.88
    七、其他综合收益                                    (2,049)     2,534            (14,037)         (17,582)
    八、综合收益总额                                     1,857     23,967            (10,749)          (1,296)
    归属于母公司股东的综合收益总额                      623     18,951            (12,015)          (2,787)
    归属于少数股东的综合收益总额                      1,234      5,016               1,266           1,491
    公司法定代表人:马明哲              主管会计工作负责人:姚波             会计机构负责人:麦伟林
                                                                                    2012 年第三季度报告
                                   中国平安保险(集团)股份有限公司
                                               合并现金流量表
                                               2012 年 1-9 月
                                                                                      单位:人民币百万元
                                                                 2012 年 1-9 月         2011 年 1-9 月
                                                                      (未经审计)           (未经审计)一、经营活动产生的现金流量
    客户存款和同业存放款项净增加额                                          239,372                 37,706
    收到原保险合同保费取得的现金                                            173,897                155,468
    向央行借款净增加额                                                       24,676                         -
    保户储金及投资款净增加额                                                 28,312                 29,535
    收取利息、手续费及佣金的现金                                             53,394                 22,791
    银行业务及证券业务拆借资金净增加额                                            -                    89
    银行业务及证券业务买入返售业务资金净减少额                                    -                 28,731
    银行业务及证券业务卖出回购业务资金净增加额                                    -                 10,529
    银行业务应收账款净减少额                                                 72,186                         -
    银行业务应付账款净增加额                                                      -                 32,933
    收到的其他与经营活动有关的现金                                            5,992                  3,085
    经营活动现金流入小计                                                    597,829                320,867
    发放贷款及垫款净增加额                                                 (85,080)               (27,925)
    再保业务产生的现金净额                                                  (2,361)                (2,842)
    支付原保险合同赔付款项的现金                                           (54,842)               (38,582)
    存放中央银行和银行同业款项净增加额                                     (49,800)               (16,268)
    银行业务及证券业务买入返售业务资金净增加额                             (65,213)                         -
    银行业务及证券业务卖出回购业务资金净减少额                              (7,387)                         -
    银行业务及证券业务拆借资金净减少额                                     (16,785)                         -
    银行业务应付账款净减少额                                               (40,758)                         -
    银行业务应收账款净增加额                                                      -               (80,522)
    支付利息、手续费及佣金的现金                                           (45,000)               (21,708)
    支付保单红利的现金                                                      (2,158)                (1,200)
    支付给职工以及为职工支付的现金                                         (19,106)               (13,227)
    支付的各项税费                                                         (16,241)               (10,686)
    支付的其他与经营活动有关的现金                                         (32,249)               (22,429)
    经营活动现金流出小计                                                  (436,980)              (235,389)
    经营活动产生的现金流量净额                                              160,849                 85,478
                                                                            2012 年第三季度报告二、投资活动产生的现金流量
    收回投资所收到的现金                                           672,702                  437,466
    取得投资收益收到的现金                                          34,929                   23,354
    处置固定资产、无形资产和其他长期资产收回的现金净额                 151                       29
    收购子公司收到的现金净额                                              -                  81,238
    处置子公司增加的现金净额                                           525                      837
    收到的其他与投资活动有关的现金                                   2,741                      313
    投资活动现金流入小计                                           711,048                  543,237
    投资支付的现金                                                (814,907)                (550,865)
    购建固定资产、无形资产和其他长期资产支付的现金                  (3,136)                  (2,615)
    保户质押贷款净增加额                                            (3,297)                  (4,600)
    收购子公司支付的现金净额                                        (2,339)                    (583)
    投资活动现金流出小计                                          (823,679)                (558,663)
    投资活动产生的现金流量净额                                    (112,631)                 (15,426)三、筹资活动产生的现金流量
    吸收投资收到的现金                                                 461                   16,291
    取得借款收到的现金                                               1,821                    2,389
    发行债券所收到的现金                                             8,998                    5,994
    保险业务卖出回购业务资金净增加额                                 5,133                          -
    筹资活动现金流入小计                                            16,413                   24,674
    偿还债务支付的现金                                              (3,709)                  (2,261)
    分配股利、利润或偿付利息支付的现金                              (5,795)                  (7,037)
    其中:子公司支付给少数股东的股利                                  (151)                     (90)
    购买子公司少数股权支付的现金                                    (2,575)                         -
    保险业务卖出回购业务资金净减少额                                      -                 (33,985)
    筹资活动现金流出小计                                           (12,079)                 (43,283)
    筹资活动产生的现金流量净额                                       4,334                  (18,609)
    四、汇率变动对现金及现金等价物的影响                                  58                     (410)
    五、现金及现金等价物净增加额                                      52,610                   51,033
    加:期初现金及现金等价物余额                                   110,481                   80,938
    六、期末现金及现金等价物余额                                     163,091                  131,971
    公司法定代表人:马明哲               主管会计工作负责人:姚波   会计机构负责人:麦伟林
                                                                                        2012 年第三季度报告
                                     中国平安保险(集团)股份有限公司
                                            母公司资产负债表
                                            2012 年 9 月 30 日
                                                                                           单位:人民币百万元
                                                                 2012 年 9 月 30 日        2011 年 12 月 31 日
                                                                      (未经审计)                   (经审计)资产
    货币资金                                                                  7,421                         453
    以公允价值计量且其变动计入当期损益的金融资产                              7,086                       13,307
    买入返售金融资产                                                          1,970                            -
    应收利息                                                                    117                          68
    定期存款                                                                  2,700                           4
    可供出售金融资产                                                          2,066                        3,248
    应收款项类投资                                                              100                         100
    长期股权投资                                                            110,808                      110,808
    固定资产                                                                     34                          53
    其他资产                                                                    570                          85
    资产总计                                                               132,872                      128,126负债及股东权益负债
    短期借款                                                                  1,200                            -
    卖出回购金融资产款                                                          250                            -
    应付职工薪酬                                                                450                         412
    应交税费                                                                      3                           6
    应付利息                                                                      8                           9
    长期借款                                                                  4,030                        5,230
    其他负债                                                                  1,278                         103
    负债合计                                                                  7,219                        5,760股东权益
    股本                                                                      7,916                        7,916
    资本公积                                                                 83,662                       83,575
    盈余公积                                                                  6,982                        6,982
    一般风险准备                                                                395                         395
    未分配利润                                                               26,698                       23,498
    股东权益合计                                                            125,653                      122,366
    负债和股东权益总计                                                      132,872                      128,126
    公司法定代表人:马明哲              主管会计工作负责人:姚波                   会计机构负责人:麦伟林
                                                                                      2012 年第三季度报告
                         中国平安保险(集团)股份有限公司
                                        母公司利润表
                                       2012 年 1-9 月
                                                                                        单位:人民币百万元
                                  2012 年                                    2011 年
    项目                         7-9 月                   1-9 月          7-9 月                   1-9 月
                          (未经审计)             (未经审计)        (未经审计)              (未经审计)一、营业收入
    投资收益                        424                     6,776           18,707                    23,673
    公允价值变动损益                      -                        -             8                        4
    汇兑损失                         (8)                      (7)            (253)                     (260)
    其他业务收入                      50                     149                46                      140
    营业收入合计                    466                     6,918           18,508                    23,557二、营业支出
    营业税金及附加                   (3)                      (9)              (3)                       (9)
    业务及管理费                   (124)                    (301)            (116)                     (281)
    财务费用                        (72)                    (217)             (71)                     (204)
    其他业务成本                     (1)                      (1)                   -                    (1)
    资产减值损失                          -                        -           (7)                      (14)
    营业支出合计                   (200)                    (528)            (197)                     (509)
    三、营业利润                      266                     6,390           18,311                    23,048
    加:营业外收入                       1                     2                    -                         -
    减:营业外支出                        -                  (22)              (1)                       (2)
    四、利润总额                      267                     6,370           18,310                    23,046
    减:所得税                            -                   (2)                   -                         -
    五、净利润                        267                     6,368           18,310                    23,046
    六、其他综合收益                  (58)                      86             (171)                     (516)
    七、综合收益总额                  209                     6,454           18,139                    22,530
    公司法定代表人:马明哲   主管会计工作负责人:姚波                    会计机构负责人:麦伟林
                                                                                       2012 年第三季度报告
                                        中国平安保险(集团)股份有限公司
                                               母公司现金流量表
                                                 2012 年 1-9 月
                                                                                          单位:人民币百万元
                                                                   2012 年 1-9 月           2011 年 1-9 月
                                                                      (未经审计)               (未经审计)一、经营活动产生的现金流量
    收到的其他与经营活动有关的现金                                              151                         140
    经营活动现金流入小计                                                        151                         140
    支付给职工以及为职工支付的现金                                             (121)                        (71)
    支付的各项税费                                                              (15)                        (24)
    支付的其他与经营活动有关的现金                                             (238)                      (159)
    经营活动现金流出小计                                                       (374)                      (254)
    经营活动产生的现金流量净额                                                 (223)                      (114)二、投资活动产生的现金流量
    收回投资所收到的现金                                                     12,924                      18,142
    取得投资收益收到的现金                                                     6,317                      6,685
    投资活动现金流入小计                                                     19,241                      24,827
    投资支付的现金                                                           (7,625)                    (22,702)
    购建固定资产、无形资产和其他长期资产支付的现金                               (5)                        (14)
    投资活动现金流出小计                                                     (7,630)                    (22,716)
    投资活动产生的现金流量净额                                                11,611                      2,111三、筹资活动产生的现金流量
    吸收投资收到的现金                                                             -                     16,135
    取得借款收到的现金                                                         1,200                           -
    卖出回购业务资金净增加额                                                    250                         998
    筹资活动现金流入小计                                                       1,450                     17,133
    偿还债务所支付的现金                                                     (1,200)                           -
    分配股利及偿付利息支付的现金                                             (2,202)                     (4,459)
    筹资活动现金流出小计                                                     (3,402)                     (4,459)
    筹资活动产生的现金流量净额                                               (1,952)                     12,674
    四、汇率变动对现金及现金等价物的影响                                           (7)                      (250)
    五、现金及现金等价物净增加/(减少)额                                         9,429                     14,421
    加:期初现金及现金等价物余额                                                453                       1,797
    六、期末现金及现金等价物余额                                                 9,882                     16,218
    公司法定代表人:马明哲                 主管会计工作负责人:姚波              会计机构负责人:麦伟林