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2019年09月16日 星期一

中国平安(601318)公告正文

中国平安2007年第三季度报告

公告日期:2007-10-26

股票代码:601318 股票简称:中国平安

中国平安保险(集团)股份有限公司2007年第三季度报告

    1重要提示
    1.1本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    1.2会议应出席董事19人,实到董事17人,委托2人。(董事陈◇委托董事周永健代为参会并行使表决权,董事王冬胜委托董事伍成业代为参会并行使表决权。)
    1.3公司第三季度财务报告未经审计。
    1.4本公司董事长兼首席执行官马明哲,总经理兼首席财务官张子欣,副首席财务执行官麦伟林保证本季度报告中财务报告的真实、完整。
    1.5本报告分别以中英文编制,在对中英文本理解上发生歧义时,以中文文本为准。
    2公司基本情况
    2.1主要会计数据及财务指标
                                                                                              本报告期末比上
                                                              本报告期末      上年度期末
                                                                                             年度期末增减(%)
     总资产(百万元)                                                 623,722        463,288                 34.6
     股东权益(1) (百万元)                                           103,235         45,260                128.1
     每股净资产(1) (元)                                               14.06           7.31                 92.3
                                                                   年初至报告期期末           比上年同期增减
                                                                      (1—9月)                    (%)
     经营活动产生的现金流量净额(百万元)                                 19,778                           (40.7)
     每股经营活动产生的现金流量净额(元)                                   2.79                           (48.1)
                                                                              年初至报告      本报告期(7-9
                                                                报告期
                                                                                期期末       月)比上年同期增
                                                              (7-9月)
                                                                              (1-9月)           减(%)
     净利润(1) (百万元)                                               3,616         11,679                347.5
     基本每股收益(元)                                                  0.49           1.65                276.9
     扣除非经常性损益后的基本每股收益(元)                                 -           1.60                    -
     稀释每股收益(元)                                                  0.49           1.65                276.9
     净资产收益率(全面摊薄)(1) (%)                                    3.5           11.3   上升1.3个百分点
     扣除非经常性损益后的净资产收益率(全面摊薄)(1) (%)                3.5           11.0   上升1.3个百分点
                               非经常性损益项目                              年初至报告期期末金额(百万元)
     非流动性资产处置损益                                                                    349
     除上述各项之外的营业外收支净额                                                           62
     所得税影响数                                                                            (67)
     少数股东应承担的部分                                                                    (37)
     合计                                                                                    307
        (1)以归属于母公司股东的数据填列。
        2.2报告期末股东总人数及前十名流通股东(或无限售条件股东)持股情况表
                                                                                                          单位:股
     报告期末股东总数(户)                       股东总数为100,057户,其中境内A股94,064户,境外H股5,993户。
                                        前十名无限售条件流通股股东持股情况
                                                   期末持有无限售条件流通股
                  股东名称(全称)                                                               种类
                                                             的数量
     汇丰保险控股有限公司                                          618,886,334                 H股
     香港上海汇丰银行有限公司                                      613,929,279                 H股
     日本第一生命保险相互会社                                       49,333,334                 H股
     中国工商银行-诺安股票证券投资基金                             24,305,518                 A股
     中国工商银行-博时第三产业成长股票证
                                                                    14,003,401                 A股
     券投资基金
     中国工商银行-景顺长城精选蓝筹股票型
                                                                    13,542,339                 A股
     证券投资基金
     中国人寿保险股份有限公司-传统-普通
                                                                    13,077,800                 A股
     保险产品-005L-CT001沪
     中国建设银行-银华核心价值优选股票型
                                                                    12,350,543                 A股
     证券投资基金
     中国建设银行-交银施罗德蓝筹股票证券
                                                                    10,748,161                 A股
     投资基金
     中国工商银行-汇添富成长焦点股票型证
                                                                    10,577,452                 A股
     券投资基金
        3重要事项
        3.1公司主要会计 报表项目、财务指标大幅度变动的情况及原因
        √适用□不适用
                                                                                               单位:人民币百万元
                                2007年9月2006年12月变动幅度
         资产负债表项目            30日         31日        (%)                   主要变动原因
    交易性金融资产                  64,585       44,003       46.8   投资规模扩大
    发放贷款及垫款                  68,651       49,152       39.7   银行业务规模扩大
    定期存款                        41,043       65,416      (37.3)  定期存款到期及投资减少
    可供出售金融资产               153,085       95,200       60.8   投资规模扩大
    长期股权投资                     1,841          415      343.6   增加投资
    投资性房地产                     3,731        1,660      124.8   合并深圳市中信城市广场投资有限公司,增加投
                                                                     资性房地产
    代理买卖证券款                  11,988        3,750      219.7   证券业务规模扩大
    长期借款                         1,625          155      948.4   子公司增加长期借款
    资本公积                        71,506       23,246      207.6   A股溢价发行及可供出售金融资产公允价值增加
    未分配利润                      16,968        9,182       84.8   本年利润增加
                                  2007年       2006年      变动幅度
           利润表项目             7—9月       7—9月       (%)                    主要变动原因
    银行业务利息净收入                 620           11    5,536.4   银行业务规模扩大
    投资收益                        17,018        4,442      283.1   投资资产规模扩大及投资收益率上升
    公允价值变动收益                 5,342         (983)    不适用   交易性金融资产公允价值大幅增加
    提取保险责任准备金              23,034       10,705      115.2   提取寿险责任准备金增加
    保单红利支出                       426         (737)    不适用   2006年三季度将原计入保单红利支出的分红特
                                                                     别储备重分类至寿险责任准备金下。
    业务及管理费                     5,148        2,153      139.1   业务规模扩大
    资产减值损失                       235          108      117.6   银行业务贷款损失准备增加
    净利润                           3,739          825      353.2   保险、银行、资产管理三大业务线利润增长
        3.2重大事项进展情况及其影响和解决方案的分析说明
        □适用√不适用
        3.3公司、股东及实际控制人承诺事项履行情况
        □适用√不适用
        3.4预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明
        □适用√不适用
        3.5其他需说明的重大事项
        3.5.1公司持有其他上市公司股权情况
        √适用□不适用
        报告期末,本公司及下属子公司合计持有上市公司的股权投资情况如下(前十大股权投资按初始投资成本排序):
                                           持股数量       初始投资成本       占该公司
    序号     股票代码         简称                                                         资产分类
                                           (百万股)         (百万元)         股本比例
    1        600016        民生银行               721              5,501          5.20%    可供出售金融资产
                                                   32                138                   交易性金融资产
    2        HK1088        中国神华                 6                149          0.44%    可供出售金融资产
             601088                                60              2,210                   可供出售金融资产
                                                   21                789                   交易性金融资产
    3        600000        浦发银行               197              2,228          4.92%    可供出售金融资产
                                                   17                206                   交易性金融资产
    4        HK0939        建设银行                80                218          0.18%    可供出售金融资产
             601939                               210              1,357                   可供出售金融资产
                                                 122                 802                   交易性金融资产
    5        HK1398        工商银行                62                273          0.13%    可供出售金融资产
             601398                               353              1,100                   可供出售金融资产
                                                    6                 34                   交易性金融资产
    6        HK3988        中国银行               260                750          0.14%    可供出售金融资产
             601988                                91                280                   可供出售金融资产
    7        HK2628        中国人寿                17                526          0.15%    可供出售金融资产
             601628                                24                444                   可供出售金融资产
                                                    1                 54                   交易性金融资产
    8        601006        大秦铁路               140                692          1.09%    可供出售金融资产
                                                    2                 14                   交易性金融资产
    9        000002        万科A                  86                615          1.29%    可供出售金融资产
                                                    3                 32                   交易性金融资产
    10       600048        保利地产                 6                268          1.06%    可供出售金融资产
                                                    7                347                   交易性金融资产
                  合计                                            19,027
        3.5.2公司持有非上市金融企业、拟上市公司股权的情况
        √适用□不适用
        报告期末,本公司下属子公司平安信托投资有限责任公司持有非上市金融企业股权情况如下:
    持有对象名称                  初始投资金额      持股数量        占该公司                 期末账面净值
                                  (百万元)        (百万股)        股权比例                 (百万元)
    兴业证券股份有限公司                        9               7                   0.77%                     4
                                                                              董事长兼首席执行官          马明哲
                                                                 中国平安保险(集团)股份有限公司董事会
                                                                                     二〇〇七年十月二十五日
     4附录
                                      中国平安保险(集团)股份有限公司
                                                  合并资产负债表
                                                 2007年9月30日
                                                                     单位:  百万元币种:人民币审计类型:未经审计
                   项目                          2007年9月30日                        2006年12月31日
    资产
    货币资金                                                         104,374                               42,585
    结算备付金                                                         4,772                                  875
    贵金属                                                                 -                                  111
    拆出资金                                                             660                                1,727
    交易性金融资产                                                    64,585                               44,003
    衍生金融资产                                                          17                                   21
    买入返售金融资产                                                  18,650                                7,251
    应收利息                                                           5,044                                3,249
    应收保费                                                           4,328                                3,073
    应收分保账款                                                       2,053                                  795
    应收分保未到期责任准备金                                           2,797                                2,437
    应收分保未决赔款准备金                                             2,204                                1,724
    应收分保寿险责任准备金                                                 6                                    -
    应收分保长期健康险责任准备金                                           6                                    -
    保户质押贷款                                                       2,153                                1,381
    发放贷款及垫款                                                    68,651                               49,152
    存出保证金                                                           990                                  334
    定期存款                                                          41,043                               65,416
    可供出售金融资产                                                 153,085                               95,200
    持有至到期投资                                                   129,090                              129,250
    长期股权投资                                                       1,841                                  415
    商誉                                                                 475                                  409
    存出资本保证金                                                     1,560                                1,520
    投资性房地产                                                       3,731                                1,660
    固定资产                                                           6,782                                4,552
    无形资产                                                             917                                  940
    递延所得税资产                                                       447                                  888
    其他资产                                                           3,461                                4,320
    资产总计                                                         623,722                              463,288
    负债及股东权益
    负债
    短期借款                                                           1,358                                  527
    同业及其他金融机构存放款项                                         7,297                                3,465
    存入保证金                                                         6,468                                5,485
    拆入资金                                                           1,160                                  992
    衍生金融负债                                                         384                                  178
    卖出回购金融资产款                                                17,914                               14,573
    吸收存款                                                          62,872                               66,725
    代理买卖证券款                                                    11,988                                3,750
    预收保费                                                             669                                1,352
    应付手续费及佣金                                                   1,185                                  894
    应付分保账款                                                       2,490                                  746
    应付职工薪酬                                                       5,481                                2,133
    应交税费                                                           1,641                                1,166
    应付利息                                                             475                                  287
    应付赔付款                                                         4,251                                3,981
    应付保单红利                                                       5,039                                4,107
    保户储金及投资款                                                   5,570                                4,049
    未到期责任准备金                                                  15,628                               12,937
    未决赔款准备金                                                     7,778                                6,480
    寿险责任准备金                                                   313,429                              248,574
    长期健康险责任准备金                                              35,547                               30,694
    长期借款                                                           1,625                                  155
    递延所得税负债                                                     5,721                                1,441
    其他负债                                                           2,815                                1,971
    负债合计                                                         518,785                              416,662
    所有者权益
    股本                                                               7,345                                6,195
    资本公积                                                          71,506                               23,246
    盈余公积                                                           6,928                                6,120
    一般风险准备                                                         517                                  517
    未分配利润                                                        16,968                                9,182
    外币报表折算差额                                                     (29)                                   -
    归属于母公司所有者权益合计                                       103,235                               45,260
    少数股东权益                                                       1,702                                1,366
    所有者权益合计                                                   104,937                               46,626
    负债和所有者权益总计                                             623,722                              463,288
    公司法定代表人:马明哲                  主管会计工作负责人:   张子欣                  会计机构负责人:   麦伟林
                                                      中国平安保险(集团)股份有限公司
                                                                     合并利润表
                                                                  2007年1—9月
                                                                                            单位:   百万元币种:人民币审计类型:未经审计
                                                                         2007年                                             2006年
                        项目
                                                         7—9月                    1—9月                    7—9月                   1—9月
    一、营业收入                                                    45,051                   129,102                    20,836                   75,463
          已赚保费                                                  21,213                   70,393                     17,238                   58,718
               保险业务收入                                         22,307                   76,192                     18,397                   64,397
                 其中:分保费收入                                       18                        65                        18                       25
               减:分出保费                                            (868)                  (3,468)                     (954)                   (3,420)
                    提取未到期责任准备金                               (226)                  (2,331)                     (205)                   (2,259)
          银行业务利息净收入                                           620                     1,647                        11                       32
               利息收入                                              1,016                     2,732                        16                       38
               利息支出                                               (396)                  (1,085)                        (5)                       (6)
          手续费及佣金净收入                                           660                    1,804                         95                      283
               手续费及佣金收入                                        781                     2,138                       102                      320
               手续费及佣金支出                                        (121)                   (334)                        (7)                      (37)
          投资收益                                                  17,018                    46,142                     4,442                   13,244
          公允价值变动收益                                           5,342                     8,436                      (983)                   3,018
          汇兑损失                                                    (132)                    (467)                      (157)                     (287)
          其他业务收入                                                 330                    1,147                        190                      455
    二、营业支出                                                    (41,162)                (116,726)                  (20,075)                  (70,275)
          退保金                                                     (3,804)                  (9,723)                   (1,966)                   (5,876)
          赔付支出                                                   (5,847)                 (17,638)                   (4,537)                  (12,351)
          减:摊回赔付支出                                             563                     1,730                       642                    1,774
          提取保险责任准备金                                        (23,034)                 (67,983)                  (10,705)                  (40,726)
          减:摊回保险责任准备金                                       144                      492                         22                       31
          保单红利支出                                                (426)                  (1,323)                       737                      (977)
          分保费用                                                       (3)                     (10)                       (1)                       (2)
          营业税金及附加                                             (1,055)                  (2,797)                     (459)                   (1,233)
          保险业务手续费及佣金支出                                   (2,445)                  (8,111)                   (1,836)                   (5,768)
          业务及管理费                                               (5,148)                 (11,719)                   (2,153)                   (6,139)
          减:摊回分保费用                                             237                      912                        333                    1,255
          其他业务成本                                                (109)                    (304)                       (44)                     (110)
          资产减值损失                                                 (235)                   (252)                      (108)                     (153)
    三、营业利润                                                       3,889                  12,376                       761                     5,188
        加:营业外收入                                                     5                     440                        12                        28
        减:营业外支出                                                    21                     (29)                       (10)                     (27)
    四、利润总额                                                       3,915                  12,787                       763                     5,189
        减:所得税费用                                                  (176)                   (722)                       62                      (358)
    五、净利润                                                         3,739                  12,065                       825                     4,831
        归属于母公司所有者的净利润                                     3,616                  11,679                       808                     4,753
        少数股东损益                                                     123                     386                        17                        78
    六、每股收益
       (一)基本每股收益                                               0.49                     1.65                     0.13                      0.77
       (二)稀释每股收益                                               0.49                     1.65                     0.13                      0.77
    公司法定代表人:马明哲                  主管会计工作负责人:   张子欣                 会计机构负责人:麦伟林
                                               中国平安保险(集团)股份有限公司
                                                               合并现金流量表
                                                               2007年1—9月
                                                                                         单位:   百万元币种:人民币审计类型:未经审计
                                                                           2007年1-9月                                2006年1-9月
    一、经营活动产生的现金流量
    收到原保险合同保费取得的现金                                                             74,139                                       61,511
    再保业务产生的现金净额                                                                     (321)                                        (278)
    保户储金及投资款净增加额                                                                  1,131                                          513
    客户存款和同业存放款项净增加/(减少)额                                                       (21)                                         483
    向其他金融机构拆入资金净增加额                                                              816                                           79
    收取利息、手续费及佣金的现金                                                              4,729                                          283
    拆入资金净增加额                                                                            168                                            -
    收到的其他与经营活动有关的现金                                                           10,400                                          901
       经营活动现金流入小计                                                                  91,041                                       63,492
    支付原保险合同赔付款项的现金                                                            (17,252)                                     (11,829)
    支付保单红利的现金                                                                         (391)                                        (153)
    客户贷款及垫款净增加额                                                                  (19,383)                                          (2)
    存放中央银行和同业款项净增加额                                                           (3,627)                                        (550)
    支付利息、手续费及佣金的现金                                                             (9,389)                                      (5,690)
    支付给职工以及为职工支付的现金                                                           (3,944)                                      (2,757)
    支付的各项税费                                                                          (3,366)                                       (1,146)
    支付的其他与经营活动有关的现金                                                          (13,911)                                      (8,040)
       经营活动现金流出小计                                                                (71,263)                                      (30,167)
       经营活动产生的现金流量净额                                                            19,778                                       33,325
    二、投资活动产生的现金流量
                                                                                          267,264                                         71,066
    收回投资所收到的现金
                                                                                            12,862                                         6,580
    取得投资收益收到的现金
    处置固定资产、无形资产和其他长期资产收                                                       92                                          186
       回的现金净额
                                                                                          280,218                                         77,832
       投资活动现金流入小计
    购建固定资产、无形资产和其他长期资产支                                                   (2,075)                                      (1,122)
       付的现金
       投资支付的现金                                                                         (257,260)                                     (96,357)
       质押贷款净增加额                                                                           (772)                                        (356)
       购买子公司支付的现金净额                                                                   (382)                                            -
       购买子公司部分股权支付的现金净额                                                           (229)                                            -
       支付的其他与投资活动有关的现金                                                                 -                                        (357)
          投资活动现金流出小计                                                               (260,718)                                      (98,192)
          投资活动产生的现金流量净额                                                             19,500                                     (20,360)
       三、筹资活动产生的现金流量
       吸收投资收到的现金                                                                        38,222                                           76
       取得借款收到的现金                                                                           982                                          955
       收到的其他与筹资活动有关的现金                                                             3,341                                            -
          筹资活动现金流入小计                                                                   42,545                                        1,031
       分配股利及偿付利息支付的现金                                                             (3,617)                                      (2,022)
       其中:子公司支付给少数股东的股利                                                            (34)                                         (78)
       支付的其他与筹资活动有关的现金                                                                 -                                      (4,502)
          筹资活动现金流出小计                                                                 (3,617)                                       (6,524)
          筹资活动产生的现金流量净额                                                             38,928                                      (5,493)
       四、汇率变动对现金及现金等价物的影响                                                        (96)                                        (295)
       五、现金及现金等价物净增加额                                                              78,110                                        7,177
       加:期初现金及现金等价物余额                                                              47,327                                       25,488
       六、期末现金及现金等价物余额                                                             125,437                                       32,665
    公司法定代表人:马明哲                               主管会计工作负责人:          张子欣                          会计机构负责人:麦伟林
                                         中国平安保险(集团)股份有限公司
                                                 母公司资产负债表
                                                 2007年9月30日
                                                              单位:百万元币种:人民币审计类型:未经审计
                          项目                              2007年9月30日                 2006年12月31日
     资产
                                                                            46,478                          3,139
       货币资金
                                                                             5,527                          5,458
       交易性金融资产
                                                                                93                             29
       应收利息
                                                                               824                            776
       定期存款
                                                                             4,940                          4,227
       可供出售金融资产
                                                                            17,868                         17,368
       长期股权投资
                                                                                67                             69
       固定资产
                                                                                13                             18
       无形资产
                                                                               827                            422
       其他资产
                                                                            76,637                         31,506
       资产总计
     负债及股东权益
     负债
                                                                             1,236                            820
       拆入资金
                                                                             3,290                              -
       卖出回购金融资产款
                                                                             1,627                            586
       应付职工薪酬
                                                                               168                             75
       应交税费
                                                                                93                             93
       递延所得税负债
                                                                               114                            146
       其他负债
        负债合计                                                             6,528                          1,720
     所有者权益
                                                                             7,345                          6,195
       股本
                                                                            52,718                         15,731
       资本公积
                                                                             5,429                          4,969
       盈余公积
                                                                               395                            395
       一般风险准备
                                                                             4,222                          2,496
       未分配利润
        所有者权益合计                                                      70,109                         29,786
        负债和所有者权益总计                                                76,637                         31,506
    公司法定代表人:马明哲                    主管会计工作负责人:   张子欣                 会计机构负责人:麦伟林
                                                      中国平安保险(集团)股份有限公司
                                                                    母公司利润表
                                                                  2007年1—9月
                                                                                            单位:   百万元币种:人民币审计类型:未经审计
                                                                       2007年                                              2006年
                       项目
                                                      7—9月                     1—9月                    7—9月                   1—9月
    一、营业收入                                                   1,576                      6,918                      172                    5,479
          投资收益                                                 1,170                      6,048                      150                    5,363
          公允价值变动收益                                           364                        723                       27                       96
          汇兑损失                                                     9                       (16)                      (11)                     (16)
          其他业务收入                                                33                        163                        6                       36
    二、营业支出                                                   (946)                   (1,504)                      (186)                    (454)
          营业税金及附加                                            (52)                     (106)                        (1)                      (4)
          业务及管理费                                             (894)                   (1,398)                      (185)                    (450)
    三、营业利润                                                     630                      5,414                      (14)                   5,025
          加:营业外收入                                               -                          -                        -                        -
          减:营业外支出                                               -                        (1)                       (1)                      (1)
    四、利润总额                                                     630                      5,413                      (15)                   5,024
          减:所得税费用                                              37                     (142)                        32                       (6)
    五、净利润                                                       667                      5,271                       17                    5,018
    公司法定代表人:马明哲                               主管会计工作负责人:          张子欣                          会计机构负责人:麦伟林
                                         中国平安保险(集团)股份有限公司
                                                 母公司现金流量表
                                                  2007年1—9月
                                                                     单位:  百万元币种:人民币审计类型:未经审计
                                                           2007年1-9月                    2006年1-9月
      一、经营活动产生的现金流量
      收到的其他与经营活动有关的现金                                         163                              36
        经营活动现金流入小计                                                 163                              36
      支付给职工以及为职工支付的现金                                        (197)                           (148)
      支付的各项税费                                                        (289)                            (10)
      支付的其他与经营活动有关的现金                                        (102)                           (123)
        经营活动现金流出小计                                                (588)                           (281)
        经营活动产生的现金流量净额                                          (425)                           (245)
      二、投资活动产生的现金流量
      收回投资所收到的现金                                                11,455                          11,747
      取得投资收益收到的现金                                               3,884                           5,087
      处置固定资产和无形资产收回的现金净额                                    14                               -
        投资活动现金流入小计                                              15,353                          16,834
      购建固定资产、无形资产和其他长期资产支付                               (30)                            (39)
        的现金
      投资支付的现金                                                     (10,715)                        (13,719)
      购买子公司支付的现金净额                                                 -                          (1,386)
        投资活动现金流出小计                                             (10,745)                        (15,144)
        投资活动产生的现金流量净额                                         4,608                           1,690
      三、筹资活动产生的现金流量
      吸收投资收到的现金                                                  38,222                               -
      取得借款收到的现金                                                     416                              34
      收到的其他与筹资活动有关的现金                                       3,290                          11,817
        筹资活动现金流入小计                                              41,928                          11,851
      分配股利及偿付利息支付的现金                                        (3,053)                         (1,972)
      支付的其他与筹资活动有关的现金                                           -                         (12,285)
        筹资活动现金流出小计                                              (3,053)                        (14,257)
        筹资活动产生的现金流量净额                                        38,875                          (2,406)
      四、汇率变动对现金及现金等价物的影响                                   (16)                            (15)
      五、现金及现金等价物净增加额                                        43,042                            (976)
      加:期初现金及现金等价物余额                                         3,448                           2,637
      六、期末现金及现金等价物余额                                        46,490                           1,661
        公司法定代表人:马明哲                   主管会计工作负责人:张子欣                    会计机构负责人:   麦伟林