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2019年09月16日 星期一

民生银行(600016)公告正文

民生银行:2008年第一季度报告

公告日期:2008-04-25

证券代码:600016 证券简称:民生银行 
中国民生银行股份有限公司2008年第一季度报告


    重要提示
    本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    本季度报告于2008年4月23日公司第四届董事会第十七次会议审议通过。会议应到董事18名,亲自出席13名。委托他人出席5名,张宏伟副董事长、陈建董事书面委托董文标董事长代行表决权,苏庆赞董事书面委托王玉贵董事代行表决权,吴志攀董事书面委托张克董事代行表决权,高尚全董事书面委托王松奇董事代行表决权。
    本季度财务会计报告未经审计。
    中国民生银行股份有限公司董事会
    本公司董事长董文标、行长王浵世、主管会计工作负责人吴透红、赵品璋、会计机构负责人孙先朗、白丹,保证季度报告中财务报告的真实、完整。
    一、公司基本情况
    (一)主要会计数据及财务指标                               (单位:人民币千元)

                                                                  本报告期末比上年度
                                        本报告期末   上年度期末
                                                                    期末增减(%)
总资产                                 1,003,541,228  919,796,410               9.10%
股东权益(不含少数股东权益)              48,715,711   50,186,175              -2.93%
每股净资产(元)                               2.59         3.47              -25.36%
                                           年初至报告期期末       比上年同期增减(%)
经营活动产生的现金流量净额                             -6,453,939         -82.18%
每股经营活动产生的现金流量净额(元)                       -0.34          -90.37%
                                                     年初至报告   本报告期比上年同期
                                          报告期
                                                       期期末         增减(%)
净利润                                     2,457,184   2,457,184              122.32%
基本每股收益(元)                             0.13         0.13               18.18%
稀释每股收益(元)                              0.13        0.13               18.18%
净资产收益率(%)                              5.05%       5.05%    下降0.37个百分点
扣除非经常性损益后的净资产收益率(%)          5.06%       5.06%    下降0.35个百分点
非经常性损益项目                                    年初至报告期期末金额
营业外收入                                                                  6,813
其中:固定资产清理收入                                                        551
      罚款收入                                                                186
      其他收入                                                              6,076
营业外支出                                                                -12,259
其中:固定资产盘亏                                                             -5

        抵债资产折价损失                                                       -51
        捐赠支出                                                               -6,800
        其他支出                                                               -5,403
营业外收支净额                                                                 -5,446
加:以前年度计提减值准备的转回                                                 -
减:非经常性损益项目所得税影响数                                               -1,362
合计                                                                           -4,084

    注:1、本期报表对民生金融租赁股份有限公司财务数据进行了合并编制与披露,上期比较数据仍为本公司比较期间个别报表数据;
    2、报告期末,基本每股收益以股本总数18,823,001,989股为基数计算。
    3、每股收益和净资产收益率根据《公开发行证券公司信息披露编报规则第9号—净资产收益率和每股收益的计算与披露》计算。
    (二)报告期末与上年同期补充财务数据                                     (单位:人民币千元)

           项        目                         2008年3月31日                      2007年3月31日
总负债                                                 954,227,292                        672,114,375
存款总额                                               706,463,348                        581,201,356
其中:长期存款                                         126,087,588                        120,453,474
同业拆入                                                18,998,517                         17,017,361
贷款总额                                               582,841,067                        490,686,560
其中:短期贷款                                         249,754,354                        220,506,431
        进出口押汇                                       5,657,552                          3,898,699
        贴现                                            33,225,326                         51,091,265
        中长期贷款                                     287,836,392                        209,616,955
        逾期贷款                                         6,367,444                          5,573,210

    注:1、上年同期贷款总额及同业拆入根据会计准则进行了同口径追溯调整。
    2、报告期末,按照五级分类口径,不良贷款余额为67.87亿元,不良贷款率为1.16%。贷款呆账准备金余额81.33亿元;上年同期,贷款呆账准备金余额70.80亿元。
    (三)股本情况
    (1)本公司股东总数及前十名无限售股东持股情况

 报告期末股东总数                                                           1,069,520
 前十名无限售条件流通股股东持股情况
                                                       期末持有无限售条件流通股          种类(A、B、H
                股东名称(全称)
                                                                  的数量                     股或其它)
 新希望投资有限公司                                              723,963,349                     A股
 中国船东互保协会                                                580,618,272                     A股
 东方集团股份有限公司                                            569,852,708                     A股
 中国中小企业投资有限公司                                        524,954,731                     A股
 厦门福信集团有限公司                                            487,700,212                     A股
 FULLERTON FINANCIAL HOLDINGS PTE.LTD.                           472,081,592                     A股
 上海健特生命科技有限公司                                        388,470,696                     A股
 四川南方希望实业有限公司                                        340,842,909                     A股
 中国泛海控股集团有限公司                                        330,559,367                     A股
 哈尔滨岁宝热电股份有限公司                                      219,436,000                     A股

    二、重要事项
    (一)公司主要会计报表项目、财务指标大幅度变动的情况及原因
    适用  □不适用                                             (单位:人民币千元)

                                         与上年度末相比
                            报告期末                                 主要原因
                                         增减幅度(%)
 贵金属                          278,815         -33.12%  贵金属资产减少
 交易性金融资产                5,729,409         122.73%  交易性金融资产增加
 衍生金融资产                    376,897         -70.68%  衍生金融资产减少
 买入返售金融资产            116,895,361          86.15%  买入返售金融资产增加
 递延所得税资产                2,160,903         111.62%  递延所得税资产增加
 其他资产                      5,735,728          38.45%  其他应收款、待摊费用增加
 同业及其他金融机构存放
                            138,949,485           75.23%  同业存放增加
 款项
 衍生金融负债                    423,825         -70.65%  衍生金融负债减少
                                                          应付股利、未解付本票、汇出汇
 其他负债                      7,399,294         335.03%  款增加
 股本                         18,823,002          30.00%  资本公积转增股本及送股
 可供出售金融资产公允价                                   可供出售金融资产海通证券及联
 值变动储备                    3,574,506         -47.28%  合银行控股公司公允价值下降
                                         与上年同期相比
         项  目              报告期      增减幅度(%)               主要原因
 利息收入                     12,420,854          39.64%  贷款规模扩大,利率提高
 利息支出                     -5,822,635          33.90%  存款规模扩大,利率提高
 手续费及佣金收入              1,408,979         275.61%  手续费及佣金收入增加
 投资收益/损失                  -323,432      -27007.82%  联合银行控股公司投资损失
                                                          交易类、衍生品公允价值变动收
 公允价值变动收益/损失            75,824        -295.54%  益
 汇兑收益                          5,478         -92.99%  汇率变动的影响
 其他业务收入                      5,615          40.83%  其他业务收入增加
 营业税金及附加                 -673,307          69.31%  计税营业收入增加
 业务及管理费                 -3,224,677          42.41%  机构、人员及业务增加
 其他业务支出                    -44,606         243.49%  其他业务支出增加
                                                          业务规模扩大,利息收入增长,
 营业利润                      3,260,087         105.23%  手续费及佣金收入增长
 营业外收入                        6,813         115.74%  营业外收入增加
 营业外支出                      -12,259        2085.20%  捐赠支出增加
                                                          业务规模扩大,利息收入增长,
 利润总额                     3,254,641          104.55%  手续费及佣金收入增长
 所得税费用                     -797,457          64.14%  应纳税所得额增加
                                                          业务规模扩大,利息收入增长,
 净利润                        2,457,184         122.32%  手续费及佣金收入增长

    注:本期报表对民生金融租赁股份有限公司财务数据进行了合并编制与披露,上期比较数据仍为本公司比较期间个别报表数据。
    (二)重大事项进展情况及其影响和解决方案的分析说明
    □适用       不适用
    (三)公司持有其他上市公司股权情况

        适用    □不适用
                                期末持有数       初始投资      期末账面值      期初账面值     会计核算
序号    证券代码      简称
                                     量        金额(万元)      (万元)       (万元)        科目
1      600837       海通证       1.90亿股          54,884        599,070       1,043,480     可供出售
                    券                                                                       金融资产
2      600566       洪城股      4,893,003股        1,477          4,585          4,575       可供出售
                    份                                                                       金融资产
3                   UCBH        5,381,220股        68,219         29,286         35,087      可供出售
                    holdings                                                                 金融资产
                      Inc.
                                                  124,580        632,941       1,083,142
合计                                 -                                                           -

    注:UCBH holdings Inc.联合银行控股公司(美国)是纳斯达克上市公司,其期初账面价值为初始入账价值。
    (四)公司持有非上市金融企业、拟上市公司股权的情况
    适用    □不适用
    根据中国银行业监督管理委员会《关于批准筹建民生金融租赁股份有限公司的批复(》银监复[2007]445号)的批准,本公司与天津保税区投资有限公司共同出资设立民生金融租赁股份有限公司。根据本公司第四届董事会第二次临时会议决议,民生金融租赁股份有限公司注册资本为人民币32亿元,本公司出资人民币26亿元,占注册资本的81.25%,天津保税区投资有限公司出资人民币6亿元,占注册资本的18.75%。2008年4月2日,民生金融租赁股份有限公司正式开业
    (五)公司、股东及实际控制人承诺事项履行情况
    □适用       不适用
    (六)预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明
    □适用       不适用
    董事长:董文标
    中国民生银行股份有限公司董事会
    2008年4月23日
    附件:合并资产负债表、资产负债表、合并利润表、利润表、合并现金流量表、现金流量表

        附件:                                合并资产负债表(未经审计)
                                                 2008年3月31日
        单位名称:中国民生银行股份有限公司                                              (单位:人民币千元)
                   资产                                  2008年3月31日                               2007年12月31日
                                                           未经审计                                      经审计
 现金及存放中央银行款项                                    122,306,633                                           -
 存放同业及其他金融机构款项                                  6,701,207                                           -
 贵金属                                                        278,815                                           -
 拆出资金                                                   14,465,206                                           -
 交易性金融资产                                              5,729,409                                           -
 衍生金融资产                                                  376,897                                           -
 买入返售金融资产                                          116,895,361                                           -
 应收利息                                                    4,086,173                                           -
 发放贷款和垫款,净额                                      574,708,254                                           -
可供出售金融资产                                            43,625,728                                           -
持有至到期投资                                              51,001,396                                           -
贷款和应收款项                                              49,409,819                                           -
 长期股权投资                                                                                                   --
 固定资产                                                    5,904,412                                           -
 无形资产                                                      155,287                                           -
 递延所得税资产                                              2,160,903                                           -
 其他资产                                                    5,735,728                                           -
 资产总计                                                1,003,541,228                                           -
        法定代表人:董文标                        行长:王浵世                         财务负责人:孙先朗
           (签字)                               (签字)                             (签字)


                                                       合并资产负债表(未经审计)
                                                                  2008年3月31日
           单位名称:中国民生银行股份有限公司                                                                        (单位:人民币千元)
                      负债及股东权益                                             2008年3月31日                            2007年12月31日
                                                                                    未经审计                                       经审计
 负债:
同业及其他金融机构存放款项                                                                         138,949,485                                 -
拆入资金                                                                                            18,998,517                                 -
外国政府借款                                                                                           439,627                                 -
衍生金融负债                                                                                           423,825                                 -
卖出回购金融资产款                                                                                  36,439,618                                 -
吸收存款                                                                                           706,463,348                                 -
应付职工薪酬                                                                                           910,648                                 -
应交税费                                                                                             1,796,872                                 -
应付利息                                                                                             5,734,620                                 -
应付债券                                                                                       34,254,451                                      -
递延所得税负债                                                                                       2,416,987                                 -
其他负债                                                                                             7,399,294                                 -
 负债合计                                                                                          954,227,292                                 -
 股东权益:                                                                                                  -
 股本                                                                                               18,823,002                                 -
 资本公积                                                                                           18,326,321                                 -
      —可供出售金融资产公允价值变动储备                                                             3,574,506                                 -
 盈余公积                                                                                            2,199,532                                 -
 一般风险准备                                                                                        5,800,000                                 -
 未分配利润                                                                                          3,566,856                                 -
 少数股东权益                                                                                          598,225                                 -
 股东权益合计                                                                                       49,313,936                                 -
 负债和股东权益总计                                                                              1,003,541,228                                 -
           法定代表人:董文标                                      行长:王浵世                                     财务负责人:孙先朗
              (签字)                                             (签字)                                         (签字)


                                             资产负债表(未经审计)
                                                 2008年3月31日
        单位名称:中国民生银行股份有限公司                                              (单位:人民币千元)
                   资产                                  2008年3月31日                    2007年12月31日
                                                         未经审计                               经审计
 现金及存放中央银行款项                                           122,306,633                           110,280,844
 存放同业及其他金融机构款项                                         6,701,207                             8,697,096
 贵金属                                                               278,815                               416,891
 拆出资金                                                          14,465,206                            17,438,068
 交易性金融资产                                                     5,729,409                             2,572,314
 衍生金融资产                                                         376,897                             1,285,470
 买入返售金融资产                                                 116,895,361                            62,797,005
 应收利息                                                           4,086,173                             3,750,486
 发放贷款和垫款,净额                                             574,708,254                           547,295,672
可供出售金融资产                                                   43,625,728                            60,715,345
持有至到期投资                                                     51,001,396                            45,816,046
贷款和应收款项                                                     49,409,819                            47,449,433
 长期股权投资                                                       2,600,000                                     0
 固定资产                                                           5,899,760                             5,958,468
 无形资产                                                             155,287                               159,360
 递延所得税资产                                                     2,160,903                             1,021,114
 其他资产                                                           5,735,728                             4,142,798
 资产总计                                                       1,006,136,576                           919,796,410
        法定代表人:董文标                           行长:王浵世                      财务负责人:孙先朗
           (签字)                               (签字)                             (签字)


                                             资产负债表(未经审计)
                                                 2008年3月31日
        单位名称:中国民生银行股份有限公司                                              (单位:人民币千元)
                 负债及股东权益                              2008年3月31日                  2007年12月31日
                                                               未经审计                           经审计
 负债:
同业及其他金融机构存放款项                                             142,135,367                       79,296,724
拆入资金                                                                18,998,517                       20,472,293
外国政府借款                                                               439,627                          435,685
衍生金融负债                                                              423,825                         1,443,889
卖出回购金融资产款                                                      36,439,618                       50,484,122
吸收存款                                                               706,463,348                      671,219,430
应付职工薪酬                                                              910,648                         1,084,699
应交税费                                                                1,796,872                         1,983,641
应付利息                                                               5,734,620                          4,900,223
应付债券                                                               34,254,451                        33,919,858
递延所得税负债                                                         2,416,987                          2,326,769
其他负债                                                               7,399,294                          2,042,902
 负债合计                                                              957,413,174                      869,610,235
 股东权益:
 股本                                                                   18,823,002                       14,479,182
 资本公积                                                               18,326,321                       22,979,757
     —可供出售金融资产公允价值变动储备                                  3,574,506                        6,780,087
 盈余公积                                                               2,199,532                         2,199,532
 一般风险准备                                                            5,800,000                        5,800,000
 未分配利润                                                              3,574,547                        4,727,704
 股东权益合计                                                           48,723,402                       50,186,175
 负债和股东权益总计                                                  1,006,136,576                      919,796,410
        法定代表人:董文标                        行长:王浵世                         财务负责人:孙先朗
           (签字)                               (签字)                             (签字)


                                             合并利润表(未经审计)
        单位名称:中国民生银行股份有限公司                                              (单位:人民币千元)
                      项目                               2008年1-3月                           2007年1-3月
一、营业收入
      利息收入                                                             12,420,854
      利息支出                                                            (5,822,635)
       利息净收入                                                          6,598,219
      手续费及佣金收入                                                     1,408,979
      手续费及佣金支出                                                       (64,145)
       手续费及佣金净收入                                                  1,344,834
       投资收益/损失                                                        (323,432)
       公允价值变动收益/损失                                                  75,824
       汇兑收益                                                                5,478
       其他业务收入                                                            5,615
二、营业费用                                                                        -
       营业税金及附加                                                       (673,307)
       业务及管理费                                                       (3,224,677)
       资产减值损失                                                         (503,861)
       其他业务支出                                                          (44,606)
三、营业利润                                                               3,260,087
       加:营业外收入                                                          6,813
       减:营业外支出                                                        (12,259)
四、利润总额                                                               3,254,641
       减:所得税费用                                                       (797,457)
五、净利润                                                                 2,457,184
      归属于上市公司普通股股东的净利润                                    2,458,959
      少数股东损益                                                            -1,775
六、每股收益
       (金额单位为人民币元每股)
       基本每股收益                                                         0.13
       稀释每股收益                                                         0.13
        法定代表人:董文标                        行长:王浵世                         财务负责人:孙先朗
           (签字)                               (签字)                             (签字)


                                                      利润表(未经审计)
        单位名称:中国民生银行股份有限公司                                              (单位:人民币千元)
                    项目                              2008年1-3月                          2007年1-3月
一、营业收入
      利息收入                                                        12,420,854                         8,894,816
      利息支出                                                                              (5,822,635)(4,348,444)
       利息净收入                                                      6,598,219                         4,546,372
      手续费及佣金收入                                                 1,408,979                           375,113
      手续费及佣金支出                                                                            (64,145)(50,511)
       手续费及佣金净收入                                              1,344,834                           324,602
       投资收益/损失                                                   (323,432)                             1,202
       公允价值变动收益/损失                                              75,824                          (38,777)
       汇兑收益                                                            5,478                            78,104
      其他业务收入                                                         5,615                               3,987
二、营业费用
       营业税金及附加                                                                           (673,307)(397,686)
       业务及管理费                                                                         (3,215,211)(2,264,293)
       资产减值损失                                                                             (503,861)(652,019)
       其他业务支出                                                                               (44,606)(12,986)
三、营业利润                                                           3,269,553                         1,588,506
       加:营业外收入                                                      6,813                             3,158
       减:营业外支出                                                                                (12,259)(561)
四、利润总额                                                           3,264,107                         1,591,103
       减:所得税费用                                                                           (797,457)(485,839)
五、净利润                                                             2,466,650                         1,105,264
六、每股收益
       (金额单位为人民币元每股)
       基本每股收益                                                      0.13                                 0.11
       稀释每股收益                                                      0.13                                 0.11
        法定代表人:董文标                        行长:王浵世                         财务负责人:孙先朗
           (签字)                               (签字)                             (签字)


                                         现金流量表(未经审计)
      单位名称:中国民生银行股份有限公司                                          (单位:人民币千元)
                             项目                                   2008年3月31日             2008年3月31日
                                                                          (集团)                 (银行)
一、经营活动产生的现金流量
     客户存款和同业存放款项净增加额                                           97,496,679               98,082,561
     收取利息、手续费及佣金的现金                                             13,496,499               13,496,499
     贵金属净减少额                                                              138,076                  138,076
     收到其他与经营活动有关的现金                                              1,928,674                1,928,674
        经营活动现金流入小计                                                 113,059,928              113,645,810
     客户贷款及垫款净增加额                                                  (27,882,539)            (27,882,539)
     存放中央银行和同业款项净增加额                                          (11,216,925)            (11,216,925)
     向其他金融机构拆入资金净减少额                                          (15,518,280)            (15,518,280)
     向其他金融机构拆出资金净增加额                                          (50,945,222)            (50,945,222)
     交易性金融资产净增加额                                                   (3,485,518)             (3,485,518)
     支付利息、手续费及佣金的现金                                            (4,717,665)              (4,717,665)
     支付给职工以及为职工支付的现金                                           (1,590,372)             (1,590,372)
     支付的各项税费                                                           (1,679,804)             (1,679,804)
     支付其他与经营活动有关的现金                                             (2,477,542)             (2,468,076)
        经营活动现金流出小计                                               (119,513,867)            (119,504,401)
        经营活动产生的现金流量净额                                            (6,453,939)             (5,858,591)
二、投资活动产生的现金流量
     收回投资收到的现金                                                       36,915,418               36,915,418
     处置固定资产、无形资产和其他长期资产支付的现金                                  608                      608
        投资活动现金流入小计                                                  36,916,026               36,916,026
     证券投资支付的现金                                                      (31,483,315)            (31,483,315)
     购建固定资产、无形资产和其他长期资产支付的现金                             (157,156)               (152,504)
        投资活动现金流出小计                                                 (31,640,471)            (31,635,819)
        投资活动产生的现金流量净额                                             5,275,555                5,280,207
三、筹资活动产生的现金流量
     吸收投资收到的现金                                                         600,000
       筹资活动现金流入小计                                                      600,000
     分配股利、利润或偿付利息支付的现金                                         (723,966)               (723,966)
       筹资活动现金流出小计                                                     (723,966)               (723,966)
        筹资活动产生的现金流量净额                                              (123,966)               (723,966)
四、汇率变动对现金及现金等价物的影响                                            (261,340)               (261,340)
五、现金及现金等价物净增加/(减少)额                                           (1,563,690)             (1,563,690)
     加:年初现金及现金等价物余额                                             37,019,808               37,019,808
六、年末现金及现金等价物余额                                                  35,456,118               35,456,118
    法定代表人:董文标                        行长:王浵世                         财务负责人:孙先朗
       (签字)                               (签字)                             (签字)

    中国民生银行股份有限公司董事、高级管理人员
    关于公司2008年第一季度报告的书面确认意见
    根据《证券法》、《公开发行证券的公司信息披露编报规则第13号-季度报告内容与格式特别规定(2007修订)》相关规定和要求,作为中国民生银行股份有限公司的董事、高级管理人员,我们在全面了解和审核公司2008年第一季度报告后,出具意见如下:
    1、公司严格按照企业会计准则规范运作,公司2008年第一季度报告公允地反映了公司本报告期的财务状况和经营成果。
    2、公司2008年第一季度财务报告未经审计。
    3、我们保证公司2008年第一季度报告所披露的信息真实、准确、完整,承诺其所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承担个别及连带责任。

    董事、高管人员签名:
    董文标________   张宏伟________   卢志强________
    史玉柱________   王  航________   黄  晞________
    苏庆赞________   王玉贵________   陈  建________
    邢继军________   王联章________   张  克________
    高尚全________   梁金泉________   王松奇________
    吴志攀________   王浵世________   洪  崎________
    梁玉堂________   邵  平________    毛晓峰________
    吴透红________   赵品璋________

    中国民生银行股份有限公司董事会
    2008年4月23日