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2019年09月21日 星期六

民生银行(600016)公告正文

民生银行2007年第三季度报告

公告日期:2007-10-20

股票代码:600016 股票简称: 民生银行

中国民生银行股份有限公司2007年第三季度报告

    重要提示
    本公司董事会、监事会及董事、监事、高级管理人员保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    本季度报告于2007年10月19日公司第四届董事会第十三次会议经通讯表决审议通过。
    本季度财务会计报告未经审计。
    中国民生银行股份有限公司董事会
    本公司董事长董文标、行长王浵世、主管会计工作负责人洪崎、吴透红、会计机构负责人王建平、白丹,保证季度报告中财务报告的真实、完整。
    一、公司基本情况
    (一)主要会计数据及财务指标                               (单位:人民币千元)
                                                                      本报告期末比上年度
                                     本报告期末       上年度期末
                                                                        期末增减(%)
    总资产                            944,601,100       725,087,052             30.27
    股东权益(不含少数股东权益)       45,225,087        19,309,910            134.21
    每股净资产(元)                         3.12              1.90             64.21
                                           年初至报告期期末          比上年同期增减(%)
    经营活动产生的现金流量净额                            3,799,334           -66.66
    每股经营活动产生的现金流量净
    额(元)                                                   0.26           -76.79
                                                                      本报告期比上年同期
                                       报告期       年初至报告期末
                                                                          增减(%)
    净利润                              1,491,122         4,312,400             70.44
    基本每股收益(元)                       0.12              0.33                32
    稀释每股收益(元)                       0.12              0.33                32
    净资产收益率(%)                        3.30              9.54        降低5个百分点
    扣除非经常性损益后的净资产收             3.25              9.47     降低5.09个百分点
    非经常性损益项目                                年初至报告期期末金额
    营业外收入                                                                      54,364
    其中:罚款收入                                                                     255
          其他收入                                                                  54,109
    营业外支出                                                                       9,481
    其中:处置固定资产产生的损失                                                         9
          其他支出                                                                   9,472
    营业外收支净额                                                                  44,883
    加:以前年度计提减值准备的转                                                         -
    减:非经常性损益项目所得税影                                                    14,811
    合计                                                                            30,072
        注:根据本公司2007年10月9日“中国民生银行股份有限公司关于股份变动情况的公告”,公司总股本为14,479,090,468股。
        (二)报告期末与上年同期补充财务数据                                            (单位:人民币千元)
               项        目                         2007年9月30日                      2006年9月30日
    总负债                                                 899,376,013                        632,799,223
    存款总额                                               687,263,963                        549,132,067
    其中:长期存款                                         125,177,872                         99,060,992
    同业拆入                                                28,308,474                            500,095
    贷款总额                                               556,490,189                        431,005,266
    其中:短期贷款                                         241,485,847                        203,246,774
            进出口押汇                                       5,185,002                          2,894,104
            贴现                                            43,070,283                         22,968,645
            中长期贷款                                     261,674,858                        196,900,323
            逾期贷款                                         5,074,199                          4,995,420
        注:报告期末,按照五级分类口径,不良贷款余额为53.28亿元,不良贷款率为0.96%。贷款呆账准备金余额82.89亿元;上年同期,贷款呆账准备金余额65.29亿元。
        (三)股本情况
        (1)本公司股东总数及前十名无限售股东持股情况
     报告期末股东总数                                                           1,008,851
     前十名无限售条件流通股股东持股情况
                                                          期末持有无限售条件流通股           种类(A、B、H
                    股东名称(全称)
                                                                      的数量                     股或其它)
     哈尔滨岁宝热电股份有限公司                                               219,436,000            A股
     上海巴士实业(集团)股份有限公司                                         160,000,000            A股
     中国人寿保险股份有限公司-分红-个人分红-                               155,595,231            A股
     005L-FH002沪
     鞍山市腾鳌特区辽河饲料有限公司                                           131,133,775            A股
     河南开祥电力实业股份有限公司                                             115,407,000            A股
     中国建设银行-长城品牌优选股票型证券投资基金                             108,651,096            A股
     河南兴亚集团控股有限公司                                                  94,161,777            A股
     中国工商银行-诺安股票证券投资基金                                        86,121,817            A股
     融基伟业投资有限公司                                                      84,294,019            A股
     山西海鑫实业股份有限公司                                                  83,366,800            A股
          (2)本公司可转换公司债券持有人总数
    债券持有人总数(户)                                                              66
        截止2007年9月28日收盘,已有3,999,332,000元本公司发行的“民生转债”(100016)转成本公司发行的股票“民生银行”(600016),本季度转股数为10,040股,累计转股股数为1,616,587,569股(含送增股),占本公司总股本11.16%;尚有668,000元的“民生转债”未转股,占民生转债发行总量的0.017%。
        二、重要事项
        (一)公司主要会计报表项目、财务指标大幅度变动的情况及原因
                                                                     (单位:人民币千元)
                                            与上年度末相比
                               报告期末                                 主要原因
                                            增减幅度(%)
    存放同业及其他金融机构                                   存放同业及其他金融机构款项增
                               12,480,182             38.14
    款项                                                     加
    拆出资金                   18,339,033             55.07  拆出资金增加
    交易性金融资产              9,529,424                    交易性金融资产增加,上年为零
    买入返售金融资产           70,286,265            245.87  买入返售业务增加
    应收利息                    3,324,727             57.98  贷款规模扩大,应收利息增加
    投资证券
    -持有至到期投资           73,462,876             82.28  持有至到期资产增加
    -贷款和应收款项           18,726,238             83.09  贷款和应收款项增加
    递延所得税资产              1,278,339             71.13  可抵扣暂时性差异增加
    其他资产                    2,140,693             71.53  其他资产增加
    同业及其他金融机构存放                                   同业及其他金融机构存放款项增
                               96,306,401             72.32
    款项                                                     加
    卖出回购金融资产款         38,016,916            277.04  卖出回购业务增加
    应付职工薪酬                1,682,829             62.95  机构、人员增加
    应交税费                    1,385,382             40.63  营业收入及利润总额增加
    应付利息                    4,388,568             53.93  存款及发行债券规模扩大
    应付债券                   34,135,748             57.37  发行债券增加
    递延所得税负债              1,508,202            502.50  应税暂时性差异增加
    其他负债                    5,555,331             84.64  其他负债增加
    股本                       14,479,090             42.41  非公开发行股票及可转债转股
    资本公积                   16,199,598            586.11  非公开发行股票及可转债转股
    未分配利润                  6,138,446            236.16  当期实现利润增加
    可供出售金融资产公允价                                   可供出售金融资产公允价值变动
                                3,841,939            885.94
    值变动储备                                               储备增加
                                            与上年同期相比
            项  目              报告期      增减幅度(%)               主要原因
    利息收入                   28,795,014             31.18  业务规模扩大,利息收入增加
    利息净收入                 16,005,325             44.85  利息收入增加
    手续费及佣金收入            1,987,629            105.70  手续费及佣金收入增加
    手续费及佣金支出             -182,449             30.79  手续费及佣金支出增加
    手续费及佣金净收入          1,805,180            118.34  手续费及佣金收入增加
    投资收益                       60,176             35.38  投资收益增加
    公允价值变动收益/ (损失)         -917            -98.29  公允价值变动损失减少
    其他业务净收入                -16,441            -71.88  其他业务净收入减少
    营业税金及附加             -1,455,060             49.18  计税营业收入增加
    业务及管理费               -7,695,428             42.41  机构、人员及业务增加
    资产减值损失               -2,205,306             42.81  资产减值准备增加
    营业利润                    6,620,808             64.35  业务规模增长,利润总额增加
    营业外收入                     54,364            897.87  营业外收入增加
    利润总额                    6,665,691             65.66  业务规模增长,利润总额增加
    所得税费用                 -2,353,291             57.57  计税利润增加
                                                             业务规模增长,手续费收入增加,
    净利润                      4,312,400             70.44
                                                                净利润增加
        (二)重大事项进展情况及其影响和解决方案的分析说明
        □适用    不适用
        (三)公司持有其他上市公司股权情况
        适用  □不适用
    序号   股票代                            占该公司股      初始投资
                      简称      持股数量                                    会计核算科目
             码                                权比例      金额(万元)
    1      600837  海通证券     1.90亿股        5.62%         54,884      投资证券—可供出
                                                                          售金融资产
    2      600566  洪城股份    4,893,003股      4.6%         1,477.24     投资证券—可供出
                                                                          售金融资产
    合计                            -            -                             -
        (四)公司持有非上市金融企业、拟上市公司股权的情况
        □适用   不适用
        (五)公司、股东及实际控制人承诺事项履行情况
        □适用    不适用
        (六)预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大
        幅度变动的警示及原因说明
        □适用    不适用
        董事长:董文标
        中国民生银行股份有限公司董事会
        2007年10月20日
        附件:资产负债表、利润表、现金流量表
          附件:                        资产负债表(未经审计)
                                           2007年9月30日
          单位名称:中国民生银行股份有限公司                             (单位:人民币千元)
                  资产                    2007年9月30日                 2006年12月31日
                                              未经审计                       经审计
    现金及存放中央银行款项                       120,259,569                       107,734,380
    存放同业及其他金融机构款项                    12,480,182                         9,034,355
    贵金属                                           135,606                                  -
    拆出资金                                      18,339,033                         11,826,592
    交易性金融资产                                 9,529,424                                  -
    衍生金融资产                                     196,970                            211,751
    买入返售金融资产                              70,286,265                        20,321,348
    应收利息                                       3,324,727                          2,104,490
    发放贷款和垫款,净额                         548,201,534                       465,671,018
    投资证券
        -可供出售金融资产                        60,579,437                        50,162,431
        -持有至到期投资                          73,462,876                        40,302,304
        -贷款和应收款项                          18,726,238                        10,228,093
    固定资产                                       5,508,264                          5,344,025
    无形资产                                         151,943                            151,245
    递延所得税资产                                 1,278,339                            747,017
    其他资产                                       2,140,693                          1,248,003
    资产总计                                    944,601,100                        725,087,052
          法定代表人:董文标               行长:王浵世                  财务负责人:王建平
            (签字)                       (签字)                      (签字)
                                        资产负债表(未经审计)
                                            2007年9月30日
           单位名称:中国民生银行股份有限公司                             (单位:人民币千元)
              负债及股东权益                 2007年9月30日                2006年12月31日
                                               未经审计                        经审计
     负债:
    同业及其他金融机构存放款项                     96,306,401                          55,886,704
    拆入资金                                       28,308,474                          25,850,905
    外国政府借款                                      437,030                             430,187
    衍生金融负债                                      387,169                             392,319
    卖出回购金融资产款                             38,016,916                          10,083,073
    吸收存款                                     687,263,963                         583,315,239
    应付职工薪酬                                    1,682,829                           1,032,751
    应交税费                                        1,385,382                             985,150
    应付利息                                        4,388,568                           2,850,997
    应付债券                                       34,135,748                          21,690,772
    递延所得税负债                                  1,508,202                             250,325
    其他负债                                        5,555,331                           3,008,720
     负债合计                                     899,376,013                         705,777,142
     股东权益:
     股本                                          14,479,090                          10,167,112
     资本公积                                      16,199,598                           2,361,066
     盈余公积                                       1,566,014                           1,566,014
     一般风险准备                                   3,000,000                           3,000,000
     未分配利润                                     6,138,446                           1,826,046
     可供出售金融资产公允价值变动储备               3,841,939                             389,672
                                                            -
     股东权益合计                                  45,225,087                          19,309,910
                                                            -
     负债和股东权益总计                           944,601,100                         725,087,052
           法定代表人:董文标               行长:王浵世                  财务负责人:王建平
             (签字)                       (签字)                      (签字)
                                                利润表(未经审计)
           单位名称:中国民生银行股份有限公司                             (单位:人民币千元)
                    项目                       2007年1-9月                   2006年1-9月
    一、营业收入
         利息收入                                        28,795,014                  21,950,788
         利息支出                                      (12,789,689)                (10,901,424)
         利息净收入                                      16,005,325                  11,049,364
         手续费及佣金收入                                 1,987,629                     966,258
         手续费及佣金支出                                 (182,449)                   (139,499)
         手续费及佣金净收入                               1,805,180                     826,759
         投资收益                                            60,176                      44,451
         公允价值变动损失                                     (917)                    (53,618)
         汇兑收益                                           123,279                     143,188
                                                            (16,441)                   (58,458)
         其他业务净损失
    二、营业费用
         营业税金及附加                                 (1,455,060)                   (975,367)
         业务及管理费                                   (7,695,428)                 (5,403,603)
         资产减值损失                                   (2,205,306)                 (1,544,206)
    三、营业利润                                          6,620,808                   4,028,510
         加:营业外收入                                      54,364                       5,448
         减:营业外支出                                     (9,481)                    (10,305)
    四、利润总额                                          6,665,691                   4,023,653
         减:所得税费用                                 (2,353,291)                 (1,493,460)
    五、净利润                                            4,312,400                   2,530,193
    六、每股收益
          (金额单位为人民币元每股)
         基本每股收益                                          0.33                        0.25
         稀释每股收益                                          0.33                        0.25
           法定代表人:董文标               行长:王浵世                  财务负责人:王建平
             (签字)                       (签字)                      (签字)
                                    现金流量表(未经审计)
        单位名称:中国民生银行股份有限公司                           (单位:人民币千元)
                       项目                                    2007年1-9月
    一、经营活动产生的现金流量
        客户存款和同业存放款项净增加额                                       144,368,421
        向其他金融机构拆入资金净增加额                                         30,398,255
        收取利息、手续费及佣金的现金                                           29,562,406
        收到其他与经营活动有关的现金                                              271,939
          经营活动现金流入小计                                                204,601,021
        客户贷款及垫款净增加额                                               (84,402,607)
        存放中央银行和同业款项净增加额                                       (24,692,875)
        向其他金融机构拆出资金净增加额                                       (62,021,019)
        交易性债券净增加额                                                    (9,529,424)
        贵金属交易净增加额                                                      (135,605)
        支付手续费及佣金的现金                                               (10,838,986)
        支付给职工以及为职工支付的现金                                        (3,210,875)
        支付的各项税费                                                        (3,934,296)
        支付其他与经营活动有关的现金                                          (2,036,000)
          经营活动现金流出小计                                              (200,801,687)
          经营活动产生的现金流量净额                                            3,799,334
    二、投资活动产生的现金流量
        收回投资收到的现金                                                    302,528,185
        取得长期债券投资收益所收到的现金                                           60,176
        处置固定资产和其他长期资产收到的现金                                        2,074
          投资活动现金流入小计                                                302,590,435
        债券投资支付的现金                                                  (350,303,379)
        购建固定资产、无形资产和其他长期资产支
         付的现金                                                               (618,687)
          投资活动现金流出小计                                              (350,922,066)
          投资活动产生的现金流量净额                                         (48,331,631)
    三、筹资活动产生的现金流量
        吸收投资收到的现金                                                     18,150,000
        发行债券收到的现金                                                     16,300,000
          筹资活动现金流入小计                                                 34,450,000
        偿付债券利息支付的现金                                                (4,450,605)
        分配股利支付的现金                                                       (17,531)
          筹资活动现金流出小计                                                (4,468,136)
          筹资活动产生的现金流量净额                                           29,981,864
    四、汇率变动对现金及现金等价物的影响                                         (94,308)
    五、现金及现金等价物净增加额                                             (14,644,741)
        加:期初现金及现金等价物余额                                           74,322,392
    六、期末现金及现金等价物余额                                               59,677,651
       法定代表人:董文标                行长:王浵世                 财务负责人:王建平
         (签字)                       (签字)                      (签字)
                              现金流量表(续)(未经审计)
     单位名称:中国民生银行股份有限公司                            (单位:人民币千元)
     补充资料:                                              2007年1-9月
     1、将净利润调节为经营活动现金流量:
     净利润                                                               4,312,400
     加:资产减值准备                                                     2,205,306
         固定资产折旧                                                       309,467
         无形资产摊销                                                        20,208
         长期待摊费用摊销                                                   150,005
         处置固定资产、无形资产和其他长期资产的
     收益                                                                     (516)
         公允价值变动损益                                                       917
         投资收益                                                          (60,176)
         发行债券利息费用                                                   595,581
         递延所得税                                                       (492,214)
         经营性应收项目的增加                                         (183,160,342)
        经营性应付项目的增加                                            179,918,698
     经营活动产生的现金流量净额                                           3,799,334
     2、不涉及现金收支的投资和筹资活动:
            债务转为资本                                                        542
     3、现金及现金等价物净增加情况:
     现金的年末余额                                                       3,579,987
     减:现金的年初余额                                                 (2,529,723)
     加:现金等价物的年末余额                                            56,097,664
     减:现金等价物的年初余额                                          (71,792,669)
     现金及现金等价物净增加额                                          (14,644,741)
    法定代表人:董文标               行长:王浵世                  财务负责人:王建平
      (签字)                       (签字)                      (签字)
    中国民生银行股份有限公司董事、高级管理人员
    关于公司2007年第三季度报告的书面确认意见
    根据《证券法》、公开发行证券的公司信息披露编报规则第13号-季度报告内容与格式特别规定(2007修订)相关规定和要求,作为中国民生银行股份有限公司的董事、高级管理人员,我们在全面了解和审核公司2007年第三季度报告后,出具意见如下:
    1、公司严格按照企业会计准则、企业会计制度、金融企业会计制度及有关规定规范运作,公司2007年第三季度报告公允地反映了公司本报告期的财务状况和经营成果。
    2、公司2007年第三季度财务报告未经审计。
    3、我们保证公司2007年第三季度报告所披露的信息真实、准确、完整,承诺其所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承担个别及连带责任。
    董事、高管人员签名:
    董文标________   张宏伟________   卢志强________
    史玉柱________   王  航________   黄  晞________
    苏庆赞________   王玉贵________   陈  建________
    邢继军________   王联章________   张  克________
    高尚全________   梁金泉________   王松奇________
    吴志攀________   王浵世________   洪  崎________
    梁玉堂________   邵  平________   毛晓峰________
    吴透红________   赵品璋________

    中国民生银行股份有限公司董事会
    2007年10月20日