新闻源 财富源

2019年09月18日 星期三

民生银行(600016)公告正文

中国民生银行股份有限公司二○○六年第一季度报告

公告日期:2006-04-27


              中国民生银行股份有限公司二○○六年第一季度报告
    
         重要提示
         本公司董事会及董事保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承担个别及连带责任。
         本季度报告于2006年4月26日公司第三届董事会第二十九次会议经通讯表决审议通过。经叔平董事长因身体健康原因未参加表决。
         本季度财务会计报告未经审计。
         本公司董事长经叔平、行长董文标、主管会计工作负责人洪崎、吴透红、会计机构负责人王建平、白丹,保证季度报告中财务报告的真实、完整。
         一、公司基本情况
         (一)公司基本信息
    
         股票简称       G民生                    转债简称         民生转债
         股票代码       600016                   转债代码         100016
                                 董事会秘书                      证券事务代表
            姓名                   毛晓峰
         联系地址       北京市西城区复兴门内大街2号
            电话               010-58560807
            传真               010-58560681
         电子信箱            cmbc@cmbc.com.cn
         (二)财务资料
         1.主要会计数据及财务指标
                                                                   (单位:人民币千元)
                                                                       本报告期末比上年
                                          本报告期末      上年度期末
                   项   目                                             度期末增减(%)
    总资产                                   567,628,040    557,294,108             1.85
    股东权益(不含少数股东权益)              15,914,061     15,353,371             3.65
     每股净资产(元)                               2.19           2.12             3.62
    调整后每股净资产(元)                          2.14           2.06             3.72
                                                                   (单位:人民币千元)
                                                         年初至报告期   本报告期比上年
                  项     目                  报告期
                                                             期末       同期增减(%)
     经营活动产生的现金流量                  -21,785,326    -21,785,326                 -
     每股收益(元)                                 0.10           0.10            -11.14
    按最新股本计算每股收益(元)注                 0.07            0.07            -36.53
    净资产收益率(%)                              4.74            4.74  增加0.26个百分点
    扣除非经常性损益后净资产收益率(%)            4.74            4.74  增加0.25个百分点
    
        注:根据本公司“中国民生银行股份有限公司2005年度利润分配及资本公积金转增股本方案实施公告”,2005年度利润分配及资本公积金转增股本以本公司截至2006年4月14日收盘的总股本7,261,332,878股为基数,按每10股派送红股1.5股、资本公积金转增2.5股,共计送增股份2,904,533,151股,公司总股本为10,165,866,029股。故按最新股本计算的每股收益为0. 07元。
    
                                                                  (单位:人民币千元)
                 非经常性损益项目                                          金   额
     营业外收入                                                                  1,395
     其中:罚款收入                                                                 27
           固定资产清理收入                                                        302
           其他收入                                                              1,066
     营业外支出                                                                  (913)
     其中:固定资产清理损失                                                          -
           其他支出                                                              (913)
     非经常性损益项目所得税影响数                                                (159)
     合计                                                                          323
         2.利润表(未经审计)
                                                                  (单位:人民币千元)
                 项目                    2006年1-3月               2005年1-3月
     营业收入
         利息收入                                  4,723,312                 4,001,044
         金融企业往来收入                          1,199,270                  283,437
         手续费收入                                  132,526                    85,034
         汇兑收益                                     44,265                    11,749
         投资收益                                    515,827                   624,754
         待出售债券净收入                             11,360                   (2,543)
         其他营业收入                                 17,017                     2,160
         营业收入合计                              6,643,577                 5,005,635
     营业支出
         利息支出                                (2,225,500)               (1,764,424)
         金融企业往来支出                          (953,053)                 (395,372)
         手续费支出                                 (31,656)                  (26,956)
         营业费用                                (1,491,354)               (1,170,326)
         资产减值准备支出                          (449,553)                 (495,357)
         其他营业支出                               (39,880)                   (6,616)
         营业支出合计                            (5,190,996)               (3,859,051)
     三、营业税金及附加                            (268,692)                 (217,599)
     四、营业利润                                  1,183,889                   928,985
         加:营业外收支净额                              482                     1,275
     五、利润总额                                  1,184,371                   930,260
         减:所得税                                (430,407)                 (324,382)
     六、净利润                                      753,964                   605,878
        3.股本情况
        (1)本公司股东总数及前十名股东持股情况
     报告期末股东总数                                            263,462
     前十名股东持股情况
                                                     持股                     持有有限制条
                 股东名称                股东性质               持股总数
                                                     比例                      件股份数量
     新希望投资有限公司                 其他         5.98%   434,551,830     434,551,830
     中国泛海控股有限公司               其他         5.64%   409,301,100     409,301,100
     中国中小企业投资有限公司           其他         5.00%   362,868,634     362,868,634
     东方集团股份有限公司               其他         4.71%   342,048,444     342,048,444
     中国船东互保协会                   其他         4.64%   337,042,812     337,042,812
     厦门福信集团有限公司               其他         4.08%   296,149,191     296,149,191
     ASIA FINANCIAL HOLDINGS PTE. LTD.  外资股东     3.90%   283,362,300     283,362,300
     上海健特生命科技有限公司           其他         3.11%   225,502,868     225,502,868
     四川南方希望实业有限公司           其他         2.82%   204,587,581     204,587,581
     哈尔滨岁宝热电股份有限公司         其他         2.17%   157,423,500     157,423,500
     前十名无限售条件流通股股东持股情况
                                               期末持有无限售条件流通股    种类(A、B、H
                股东名称(全称)
                                                         的数量               股或其它)
     国际金融-渣打-CITIGROUP GLOBAL
                                                      50,644,048           A股
     MARKETS LIMITED
     上证50交易型开放式指数证券投资基金               47,261,472           A股
     易方达50指数证券投资基金                         39,551,016           A股
     天华证券投资基金                                 37,000,789           A股
     汉兴证券投资基金                                 29,000,430           A股
     科瑞证券投资基金                                 22,593,642           A股
     中国人寿保险股份有限公司-分红-个人分
                                                       21,032,110          A股
     红-005L-FH002沪
     南方避险增值基金                                  20,711,696          A股
     兴和证券投资基金                                 19,255,082           A股
     普惠证券投资基金                                 18,761,178           A股
    
        (2)本公司可转换公司债券持有人总数及前十名持有人情况
    
    债券持有人总数(户)                                            244
    本公司可转换公司债券前十名持有人情况
    可转换公司债券持有人名称                     期末持有数量(元)         股份类别
    国泰君安-建行-香港上海汇丰银行有限公司              1,077,000          可转债
    张凤伟                                                  180,000          可转债
    李长顺                                                  170,000          可转债
    张美南                                                  134,000          可转债
    华祖根                                                  125,000          可转债
    周辉                                                    120,000          可转债
    江锡庙                                                  100,000          可转债
    王晓玲                                                   80,000          可转债
    黄霞                                                     80,000          可转债
    李长忠                                                   80,000          可转债
    
         (3)可转换公司债券情况说明
        根据公司可转换公司债券募集说明书规定,可转换公司债券初始转股价格为10.11元,2003年4月14日实施2002年度利润分配及公积金转增方案后,转股价格调整为7.73元;2004年4月16日实施2003年度利润分配及公积金转增方案后,转股价格调整为5.64元;2005年4月15日实施2004年度利润分配方案后,转股价格调整为4.64元;2005年10月24日实施公司股权分置改革方案,资本公积金每10股转增1.55股,民生转债转股价格调整为每股人民币4.02元(详见2005年10月21日《中国证券报》、《上海证券报》和《证券时报》)。至报告期末,转股价格未有调整。
        截止2005年9月29日,民生转债的流通数量已小于3000万元,其余已全部转股,根据有关规定,“民生转债”(100016)已自2005年10月31日起停止交易。
        截止2006年3月31日收盘,已有3,994,679,000元本公司发行的“民生转债”(100016)转成本公司发行的股票“民生银行”(600016),本季度转股数为2,411,890股,累计转股股数为969,172,056股(含送增股),占本公司总股本13.35%;尚有5,321,000元的“民生转债”未转股,占民生转债发行总量的0.133%。至报告期末,担保人中国工商银行的盈利能力、资产状况和信用状况未发生重大变化。
         二、管理层讨论与分析
         (一)报告期经营活动总体状况简要分析
         1.占主营收入或主营业务利润总额10%以上的主营行业或产品情况
    
                                                                  (单位:人民币千元)
            项目              报告期末              报告期初           增长(%)
     总资产                     567,628,040           557,294,108                1.85
     各项贷款                    397,631,704          378,071,845                5.17
       其中:个人贷款             58,820,557           57,167,479                2.89
     各项存款                    493,339,932          488,832,763                0.92
       其中:储蓄存款             77,270,164           74,093,636                4.29
    
        注:由于原规定表格不适合商业银行,上表根据证监会和人民银行有关商业银行信息披露规定披露。
         2.公司经营的季节性或周期性特征
           适用     不适用
         3.报告期利润构成情况
    
                                                               (单位:人民币千元)
                                 2006年1-3月份                 2005年1-3月份
          项   目
                              金额         占比(%)         金额       占比(%)
     营业利润                 1,183,889           99.96       928,985         99.86
     其中:投资收益             515,827           43.55       624,754         67.16
     营业外收支净额                 482            0.04         1,275          0.14
     利润总额                 1,184,371             100       930,260           100
        4.主营业务收入及其结构变动情况                         (单位:人民币千元)
              业务种类             2006年1-3月份      2005年1-3月份     增减(%)
     贷款                                 4,723,312        4,001,044           18.05
     拆借、存放等同业业务                 1,199,270          283,437          323.12
     债券投资                               515,827          624,754          -17.44
     其他业务                               205,168           96,400          112.83
     合计                                 6,643,577        5,005,635           32.72
        5.主营业务盈利能力变动情况                            (单位:人民币千元)
                项目               2006年1-3月份      2005年1-3月份     增减(%)
     营业利润                             1,183,889          928,985           27.44
     营业收入                             6,643,577        5,005,635           32.72
     毛利率(%)                                17.82            18.56           -0.74
    
         报告期毛利率较上年同期下降0.74个百分点,主要由于本公司在报告期加大了对信用卡业务的投入。
        (二)重大事项及其影响和解决方案的分析说明
        1、经中国银行业监督管理委员会青岛监管局(青银监复[2006]8号)批准,本公司青岛分行于2006年3月18日开业。
        2、经中国银行业监督管理委员会银监复[2006]第18号《中国银行业监督管理委员会关于中国民生银行发行金融债券的批复》、《中国人民银行准予行政许可决定书(银市场许准予字[2006]第3号)》批准,同意公司在全国银行间债券市场发行300亿元人民币的金融债券。第一期发行3年期金融债券100亿元,第二期发行5年期金融债券100亿元,第三期发行10年期金融债券100亿元。在2006年12月31日前完成全部金融债券发行工作。详见2006年3月22日《中国证券报》、《上海证券报》和《证券时报》。
        (三)会计政策、会计估计、合并范围变化以及重大会计差错的情况及原因说明
        根据财政部规定,《金融工具确认和计量暂行规定(试行)》(财会[2005]14号)自2006年1月1日起在上市和拟上市的商业银行范围内试行。执行该规定,对本公司的主要影响如下:
        1、与原核算办法相比,执行新规定,报告期内减少净利润53,062千元,为短期债券投资转为按权责发生制原则计提投资收益、长期债券投资计提减值准备政策改变、在表内确认衍生金融工具未实现损益及调整递延所得税所致;减少资本公积49,981千元,为确认可供出售投资未实现损益所致。以上追溯调整合计增加报告期末总资产121,868千元,增加报告期末总负债284,052千元。
        2、经追溯调整,减少报告期初未分配利润59,141千元,为计提短期债券投资利息收入、冲回投资减值准备、在表内确认衍生金融工具未实现损益及调整递延所得税所致;减少报告期初资本公积46,967千元,为确认可供出售投资未实现损益所致。以上追溯调整合计增加报告期初总资产158,017千元,增加报告期初总负债264,125千元。
         (四)经审计且被出具“非标意见”情况下董事会和监事会出具的相关说明
         □适用    不适用
         (五)预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明
         □适用    不适用
         (六)公司对已披露的年度经营计划或预算的滚动调整情况
         □适用    不适用
    
    董事长:经叔平
    中国民生银行股份有限公司董事会
    2006年4月26日
    
      附件:资产负债表、利润表、现金流量表
                                      资产负债表
                                       (未经审计)
                                     2006年3月31日
    
    单位名称:中国民生银行股份有限公司                            货币单位:人民币千元
                                       2006年3月31日               2005年12月31日
     资产
     现金及银行存款                            2,082,030                     1,918,715
     存放中央银行款项                         43,573,554                    54,860,062
     存放同业款项                              8,877,998                    10,639,246
     拆放同业及金融性公司净额                  7,569,180                     8,192,844
     各项贷款                                397,631,704                   378,071,845
     减:贷款呆账准备                        (5,441,044)                   (4,991,491)
     应收利息                                  1,993,462                     1,664,285
     其他应收款净额                            2,053,204                       745,168
     买入返售                                 15,883,962                    20,009,640
     衍生金融工具                                 38,238                        41,694
     待出售投资                               42,371,655                    40,639,827
     持有到期投资                             44,363,815                    38,960,515
     固定资产原价                              3,117,347                     3,192,923
     在建工程                                  1,795,180                     1,705,659
     无形资产                                    135,696                       117,957
     长期待摊费用                                362,609                       363,755
     待处理抵债资产                              843,491                       813,125
     递延税款借项                                375,959                       348,339
     资产总计                                567,628,040                   557,294,108
     负债
     各项存款                               493,339,932                   488,832,763
     同业存放款项                             33,115,387                    33,893,169
     同业拆入                                    575,966                             -
     卖出回购                                  7,397,346                     5,422,664
     汇出汇款                                    919,915                       495,475
     衍生金融工具                                284,052                       264,125
     应付利息                                  2,639,844                     2,313,278
     应付工资                                    328,676                       480,325
     应付福利费                                  106,106                       107,499
     应交税金                                  1,240,241                       946,145
     其他应付款                                3,646,007                     1,525,112
     应付利润                                    241,490                        58,020
     预提费用                                     39,860                        31,538
     发行可转换公司债券                            5,338                        15,207
     发行次级债券                              7,333,687                     7,248,671
     其他长期负债                                500,132                       306,746
     负债合计                                551,713,979                   541,940,737
    法定代表人:经叔平               行长:董文标                  财务负责人:王建平
                                 资产负债表(续)
                                       (未经审计)
                                     2006年3月31日
    单位名称:中国民生银行股份有限公司                            货币单位:人民币千元
                                        2006年3月31日              2005年12月31日
     股东权益
     股本                                        7,261,191                   7,258,779
     资本公积                                    4,214,763                   4,207,435
     盈余公积                                    1,182,831                   1,182,831
     一般准备                                    1,200,000                   1,200,000
     待出售投资未实现损失、税后                   (49,981)                    (46,967)
     未分配利润                                  2,191,683                   1,637,719
     资本折算差额                                 (86,426)                    (86,426)
     股东权益合计                               15,914,061                  15,353,371
     负债和股东权益总计                        567,628,040                 557,294,108
    法定代表人:经叔平               行长:董文标                  财务负责人:王建平
                                         利润表
                                       (未经审计)
    单位名称:中国民生银行股份有限公司                            货币单位:人民币千元
                项目                         2006年1-3月                2005年1-3月
     营业收入
         利息收入                                4,723,312                   4,001,044
         金融企业往来收入                        1,199,270                     283,437
         手续费收入                                132,526                      85,034
         汇兑收益                                   44,265                      11,749
         投资收益                                  515,827                     624,754
         待出售债券净收入                           11,360                     (2,543)
         其他营业收入                               17,017                       2,160
         营业收入合计                            6,643,577                   5,005,635
     营业支出
         利息支出                              (2,225,500)                 (1,764,424)
         金融企业往来支出                        (953,053)                   (395,372)
         手续费支出                               (31,656)                    (26,956)
         营业费用                              (1,491,354)                 (1,170,326)
         资产减值准备支出                        (449,553)                   (495,357)
         其他营业支出                             (39,880)                     (6,616)
         营业支出合计                          (5,190,996)                 (3,859,051)
     三、营业税金及附加                          (268,692)                   (217,599)
     四、营业利润                                1,183,889                     928,985
         加:营业外收支净额                            482                       1,275
     五、利润总额                                1,184,371                     930,260
         减:所得税                              (430,407)                   (324,382)
     六、净利润                                    753,964                     605,878
    法定代表人:经叔平               行长:董文标                  财务负责人:王建平
                                               现金流量表
                                                (未经审计)
    单位名称:中国民生银行股份有限公司                                            货币单位:人民币千元
                                                                                           2006年一季度
     一、经营活动产生的现金流量
          收回的中长期贷款                                                                        8,988,993
          收回的贴现净额                                                                          6,148,797
          吸收的活期存款以外的其他存款                                                          153,373,051
          收取的利息                                                                              5,950,752
          收取的手续费                                                                              132,526
          拆放其他金融机构资金净额                                                                2,025,499
          向其他金融机构拆入的资金净额                                                            2,550,648
          一般存款准备金净额                                                                         20,298
          支付的除所得税以外的其他税费                                                               18,248
          汇出汇款收到/(支付)的净额                                                                 424,440
          收到的其他与经营活动有关的现金                                                            214,968
               现金流入小计                                                                     179,848,220
          对外发放的中长期贷款                                                                 (26,495,264)
          对外发放的短期贷款净额                                                                (8,202,385)
          到期日超过三个月的存放同业款项净额                                                    (2,433,562)
          到期日超过三个月的买入返售收回/(支付)净额                                             (6,034,322)
          到期日超过三个月的拆放同业款项净额                                                    (4,890,357)
          支付的活期存款净额                                                                    (4,659,071)
          支付的活期存款以外的其他存款                                                        (144,206,811)
          同业存放款项净额                                                                        (777,782)
          收到/(支付)的本票净额                                                                   (158,796)
          支付的利息                                                                            (2,766,924)
          支付的手续费                                                                             (31,656)
          支付给职工以及为职工支付的现金                                                          (274,561)
          支付的所得税款                                                                          (458,027)
          支付的其他与经营活动有关的现金                                                          (244,028)
               现金流出小计                                                                   (201,633,546)
          经营活动产生的现金流量净额                                                           (21,785,326)
     二、投资活动产生的现金流量
          收回投资所收到的现金                                                                   13,847,167
          取得长期债券投资利息收入所收到的现金                                                      145,139
          处置固定资产、无形资产和其他长期资产所收回的现金净额                                          302
               现金流入小计                                                                      13,992,608
          债券投资所支付的现金                                                                 (19,006,887)
          购建固定资产、无形资产和其他长期资产所支付的现金                                        (199,578)
               现金流出小计                                                                    (19,206,465)
          投资活动产生的现金流量净额                                                            (5,213,857)
     三、筹资活动产生的现金流量
          可转换公司债券利息所支付的现金                                                              (176)
          分配股利所支付的现金                                                                     (16,530)
          筹资活动产生的现金流量净额                                                               (16,706)
     四、汇率变动对现金及现金等价物的影响额                                                               -
     五、现金及现金等价物净增加额                                                              (27,015,889)
    法定代表人:经叔平                        行长:董文标                         财务负责人:王建平
                                         现金流量表(续)
                                                (未经审计)
    单位名称:中国民生银行股份有限公司                                            货币单位:人民币千元
                                                                                           2006年一季度
     1、将净利润调节为经营活动现金流量:
     净利润                                                                                        753,964
         加/(减):计提的资产减值准备                                                             449,553
                      固定资产折旧                                                                  96,744
                      无形资产摊销                                                                   5,559
                      长期待摊费用摊销                                                              36,371
                      处置固定资产、无形资产和其他长期资产的损失                                     (302)
                      投资收益                                                                   (527,187)
                      可转换公司债券利息费用                                                            47
                      次级债券利息费用                                                              85,016
                      递延所得税                                                                  (27,620)
                      经营性应收项目的增加                                                    (32,152,169)
                      经营性应付项目的增加                                                       9,494,698
          经营活动产生的现金流量净额                                                          (21,785,326)
     2、不涉及现金收支的投资和筹资活动:
          债务转为资本                                                                               9,822
     3、现金及现金等价物净增加情况:
          现金的期末余额                                                                         2,082,030
          减:现金的期初余额                                                                   (1,918,715)
          加:现金等价物的期末余额                                                              19,557,796
          减:现金等价物的期初余额                                                            (46,737,000)
          现金及现金等价物净增加/(减少)额                                                     (27,015,889)
    法定代表人:经叔平                        行长:董文标                         财务负责人:王建平