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2019年12月08日 星期天

华夏银行(600015)公告正文

华夏银行:2017年第三季度报告

公告日期:2017-10-31

                        华夏银行股份有限公司 2017 年第三季度报告

           §1 重要提示
           1.1 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、
           准确、完整,不存在虚假记载、误导性陈述或者重大遗漏,并承担个别和连带的
           法律责任。
           1.2 本公司第七届董事会第三十三次会议于 2017 年 10 月 27 日审议通过了《华夏
           银行股份有限公司 2017 年第三季度报告》。会议应到董事 16 人,实到董事 14
           人。王洪军董事、陈永宏独立董事因公务缺席会议,分别委托邹立宾董事、杨德
           林独立董事行使表决权。有效表决票 16 票。8 名监事列席了本次会议。
           1.3 本公司第三季度财务报告未经审计。
           1.4 本公司董事长李民吉、行长张健华、财务负责人关文杰及会计机构负责人符
           盛丰,保证第三季度报告中财务报表的真实、准确、完整。

           §2 主要财务数据及股东变化
           2.1 主要财务数据
                                                       (单位:百万元 币种:人民币 未经审计)
                                                                                      本报告期末比上年度期
                      项目                             本报告期末       上年度期末
                                                                                          末增减(%)
总资产                                                      2,445,789     2,356,235                    3.80
归属于母公司股东的所有者权益                                 163,084       152,184                     7.16
归属于母公司普通股股东的每股净资产(元)                        11.16        10.31                     8.24
                      项目                        年初至报告期期末       上年同期     比上年同期增减(%)
经营活动产生的现金流量净额                                   -100,680       72,961                  -237.99
每股经营活动产生的现金流量净额(元)                            -7.85          5.69                 -237.96
                      项目                        年初至报告期期末       上年同期     比上年同期增减(%)
营业收入                                                      50,072        47,595                     5.20
归属于母公司股东的净利润                                      14,227        14,617                    -2.67
归属于母公司股东的扣除非经常性损益的净利润                    14,191        14,556                    -2.51
基本每股收益(元)                                                1.04          1.14                   -8.77
扣除非经常性损益后的基本每股收益(元)                           1.04          1.14                   -8.77
稀释每股收益(元)                                               1.04          1.14                   -8.77
加权平均净资产收益率(%)                                        9.70        11.82       下降 2.12 个百分点
扣除非经常性损益后的加权平均净资产收益率(%)                    9.68        11.77       下降 2.09 个百分点
               注:
               1、2017 年 3 月,本公司对优先股股东派发现金股息人民币 8.40 亿元。在计算基本每股
           收益及加权平均净资产收益率时,公司考虑了优先股股息发放的影响。
               2、根据中国证券监督管理委员会《公开发行证券的公司信息披露编报规则第 9 号——
           净资产收益率和每股收益的计算及披露(2010 年修订)》的规定,在资产负债表日至财务报
           告批准报出日之间发生公积金转增股本,影响发行在外普通股或潜在普通股数量,但不影响

                                                   1
             所有者权益金额的,应当按调整后的股数重新计算各比较期间的每股收益。各比较期间的归
             属于上市公司普通股股东的每股净资产和每股经营活动产生的现金流量净额按照调整后股
             数计算。

             非经常性损益项目和金额
                                                              (单位:百万元 币种:人民币 未经审计)
                   非经常性损益项目                                报告期内               年初至报告期期末
  固定资产处置损益                                                                  -1                          -3
  其他营业外收支净额                                                                28                          60
  非经常性损益总额                                                                  27                          57
  减:非经常性损益的所得税影响数                                                     8                          20
  非经常性损益净额                                                                  19                          37
  减:归属于少数股东的非经常性损益净影响数(税后)                                   -                           1
  归属于上市公司股东的非经常性损益                                                  19                          36
                 注:有关指标根据《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益
             (2008)》、《公开发行证券的公司信息披露编报规则第 9 号——净资产收益率和每股收益的
             计算及披露(2010 年修订)》规定计算。


             2.2 报告期末普通股股东总数、前十名普通股股东、前十名无限售条件的普通股
             股东持股表
                                                                                          (单位:股)
  股东总数(户)                                                                                                119,794
                                                 前 10 名股东持股情况
                                                       持股                                          质押或冻结情况
                                                                                持有有限售条件
             股东名称                   股东性质       比例       持股总数
                                                                                  股份数量          股份
                                                       (%)                                                     数量
                                                                                                    状态
首钢总公司                              国有法人       20.28    2,599,929,412                   0     无
中国人民财产保险股份有限公司            国有法人       19.99    2,563,255,062                   0     无
国网英大国际控股集团有限公司            国有法人       18.24    2,338,552,742                   0     无
云南合和(集团)股份有限公司              国有法人        4.37      560,851,200                   0     无
中国证券金融股份有限公司                国有法人        3.33      426,787,499                   0     无
润华集团股份有限公司                  境内非国有法人    2.13      273,312,000                   0   质押    259,048,702
华夏人寿保险股份有限公司-万能
                                          其他          1.76      225,758,339                   0     无
保险产品
上海健特生命科技有限公司              境内非国有法人    1.31      167,671,900                   0   质押    159,600,000
中央汇金资产管理有限责任公司            国有法人        1.30      166,916,760                   0     无
梧桐树投资平台有限责任公司              国有法人        0.87      111,297,048                   0     无
                                           前 10 名无限售条件股东持股情况
                                                                 持有无限售条件             股份种类及数量
                        股东名称
                                                                     股份数量            种类                数量
首钢总公司                                                          2,599,929,412    人民币普通股          2,599,929,412
中国人民财产保险股份有限公司                                        2,563,255,062    人民币普通股          2,563,255,062


                                                         2
国网英大国际控股集团有限公司                                 2,338,552,742    人民币普通股         2,338,552,742
云南合和(集团)股份有限公司                                     560,851,200    人民币普通股          560,851,200
中国证券金融股份有限公司                                       426,787,499    人民币普通股          426,787,499
润华集团股份有限公司                                           273,312,000    人民币普通股          273,312,000
华夏人寿保险股份有限公司-万能保险产品                         225,758,339    人民币普通股          225,758,339
上海健特生命科技有限公司                                       167,671,900    人民币普通股          167,671,900
中央汇金资产管理有限责任公司                                   166,916,760    人民币普通股          166,916,760
梧桐树投资平台有限责任公司                                     111,297,048    人民币普通股          111,297,048
上述股东关联关系或一致行动的说明                       本公司未知上述股东之间是否存在关联关系。
                注:
                1、本公司第一大股东首钢总公司已更名为首钢集团有限公司,相关股东登记尚在变更
            过程中。
                2、中国人民财产保险股份有限公司承诺自股份交割日(2016 年 11 月 17 日)起 5 年内
            不转让其受让的本公司股份。


            2.3 报告期末优先股股东总数、前十名优先股股东持股表
                                                                                    (单位:股)
    截止报告期末优先股股东总数(户)                                                                    15
                       前 10 名优先股股东(前 10 名无限售条件优先股股东)持股情况
                                     报告期内                                  质押或冻结情况
                                                期末持股     比例    所持股                        股东
            股东名称(全称)           股份增减                                    股份
                                                  数量       (%)     份类别              数量      性质
                                       变动                                      状态
    中国平安人寿保险股份有限公司
                                         0      39,100,000   19.55   优先股       无         无    其他
    -分红-个险分红
    中国平安人寿保险股份有限公司
                                         0      39,100,000   19.55   优先股       无         无    其他
    -万能-个险万能
    中国平安财产保险股份有限公司
                                         0      39,100,000   19.55   优先股       无         无    其他
    -传统-普通保险产品
    创金合信基金管理有限公司             0      19,500,000   9.75    优先股       无         无    其他
    交银施罗德资产管理有限公司           0      11,200,000   5.60    优先股       无         无    其他
    交银施罗德基金管理有限公司           0      8,600,000    4.30    优先股       无         无    其他
    中加基金管理有限公司                 0      8,400,000    4.20    优先股       无         无    其他
    华润深国投信托有限公司-投资
                                         0      7,300,000    3.65    优先股       无         无    其他
    1 号单一资金信托
    博时基金管理有限公司                 0      5,600,000    2.80    优先股       无         无    其他
    中信银行股份有限公司                 0      5,600,000    2.80    优先股       无         无    其他
    上海浦银安盛资产管理有限公司         0      5,600,000    2.80    优先股       无         无    其他
    前 10 名优先股股东之间,上述股   中国平安人寿保险股份有限公司-分红-个险分红、中国平安人寿保险
    东与前 10 名普通股股东之间存在   股份有限公司-万能-个险万能和中国平安财产保险股份有限公司-传
    关联关系或属于一致行动人的说     统-普通保险产品为一致行动人。交银施罗德资产管理有限公司和交银
    明                               施罗德基金管理有限公司存在关联关系。



                                                     3
    §3 银行业务数据
    3.1 主要财务指标
                项目(%)                                   本报告期末                   上年度期末
  资产利润率                                                               0.60                          0.90
  资本利润率                                                               9.04                         14.56
  不良贷款率                                                               1.70                          1.67
  拨备覆盖率                                                             159.84                        158.73
  贷款拨备率                                                               2.72                          2.65
  成本收入比                                                              35.42                         34.50
                          人民币                                          84.57                         81.99
  存贷款比例              外币折人民币                                    84.19                         65.18
                          本外币                                          84.56                         81.65
                          人民币                                          47.79                         31.45
  资产流动性比例          外币折人民币                                    61.89                         80.92
                          本外币                                          47.86                         31.59
  单一最大客户贷款比率                                                     2.84                          3.47
  最大十家客户贷款比率                                                    16.00                         19.51
        注:
        1、报告期内,资产利润率和资本利润率未年化。
        2、单一最大客户贷款比率=最大一家客户贷款总额/总资本净额×100%
        3、最大十家客户贷款比率=最大十家客户贷款总额/总资本净额×100%
        其中:总资本净额根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会
    令 2012 年第 1 号)计算。
        4、存贷款比例、资产流动性比例、单一最大客户贷款比率、最大十家客户贷款比率为
    监管计算口径。


    3.2 资本构成及变化情况
                                                          (单位:百万元 币种:人民币 未经审计)
                            2017 年 9 月 30 日             2016 年 12 月 31 日        2015 年 12 月 31 日
         项目
                             并表        非并表             并表        非并表         并表        非并表
1.总资本净额                217,797      211,729           178,991      173,565       144,336      139,832
1.1:核心一级资本           143,817      141,805           132,857      131,351       118,250      117,176
1.2:核心一级资本扣减项             3      2,630                   1      2,630               2      2,630
1.3:核心一级资本净额       143,814      139,175           132,856      128,721       118,248      114,546
1.4:其他一级资本            20,073       19,978            20,044       19,978            39               -
1.5:其他一级资本扣减项             -             -                -             -            -             -
1.6:一级资本净额           163,887      159,153           152,900      148,699       118,287      114,546
1.7:二级资本                53,910       52,576            26,091       24,866        26,049       25,286
1.8:二级资本扣减项                 -             -                -             -            -             -
2.信用风险加权资产        1,626,913     1,576,931         1,452,825    1,408,869     1,225,885    1,191,486



                                                      4
3.市场风险加权资产                 11,403       11,403          12,440      12,440           5,364      5,364
4.操作风险加权资产                110,486      108,572         110,486     108,572       99,142        97,935
5.风险加权资产合计              1,748,802     1,696,906       1,575,751   1,529,881   1,330,391      1,294,785
6. 核 心 一 级 资 本 充 足 率
                                       8.22        8.20            8.43        8.41           8.89        8.85
(%)
7.一级资本充足率(%)                  9.37        9.38            9.70        9.72           8.89        8.85
8.资本充足率(%)           12.45      12.48     11.36     11.34     10.85     10.80
        注:
        1、根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会令 2012 年第
    1 号)计算。
        2、核心一级资本净额=核心一级资本-核心一级资本扣减项。
        3、一级资本净额=核心一级资本净额+其他一级资本-其他一级资本扣减项。
        4、总资本净额=一级资本净额+二级资本-二级资本扣减项。


     3.3 杠杆率及其变化情况
                                                              (单位:百万元 币种:人民币 未经审计)
        项目           2017 年 9 月 30 日     2017 年 6 月 30 日       2017 年 3 月 31 日     2016 年 12 月 31 日
 一级资本净额                      159,153                154,931                151,741                  148,699
 调整后的表内外
                                 2,700,144            2,692,738                2,682,319                2,649,577
 资产余额
 杠杆率(%)                           5.89                     5.75                  5.66                   5.61
         注:以上均为非并表口径,依据《商业银行杠杆率管理办法(修订)》(中国银监会
     令[2015]第 1 号)计算。


     3.4 流动性覆盖率信息
                                                     (单位:百万元 币种:人民币 未经审计)
                                项目                                          2017 年 9 月 30 日
     合格优质流动性资产                                                                                321,833

     未来 30 天现金净流出量                                                                            359,730
     流动性覆盖率(%)                                                                                   89.46
         注:以上为并表口径,根据《中国银监会关于做好 2017 年非现场监管报表填报工作的
     通知》(银监发〔2016〕55 号)和《商业银行流动性风险管理办法(试行)》(中国银监
     会令〔2015〕第 9 号)计算。




                                                          5
        3.5 贷款资产质量情况
                                                    (单位:百万元 币种:人民币 未经审计)
               五级分类                        金额                      占比(%)
       正常贷款                                       1,265,468                             93.70
       关注贷款                                         62,097                               4.60
       次级贷款                                          8,854                               0.65
       可疑贷款                                          9,548                               0.71
       损失贷款                                          4,572                               0.34
       合计                                           1,350,539                           100.00


        §4 重要事项
        4.1 公司主要会计报表项目、财务指标大幅度变动的情况及原因
                                                    (单位:百万元 币种:人民币 未经审计)
        主要会计项目           报告期末         较上年末增减(%)              主要原因
存放同业款项                       38,838                     -70.97   存放同业减少
拆出资金                            8,359                     -47.32   拆出资金减少
衍生金融资产                        1,825                    127.27    衍生金融资产增加
买入返售金融资产                   18,417                     -84.91   买入返售金融资产减少
其他资产                            9,141                     57.20    其他资产增加
卖出回购金融资产款                  3,599                     -96.63   卖出回购金融资产减少
应付债务凭证                      419,367                     56.37    发行同业存单
其他综合收益                         -531                  -2,513.64   可供出售金融资产公允价值变动
        主要会计项目           报告期          较上年同期增减(%)               主要原因
利息支出                           38,311                     32.28    利息支出增加
手续费及佣金收入                   15,186                     30.18    手续费业务收入增加
手续费及佣金支出                    1,397                     56.09    手续费业务支出增加
投资收益                                   3                  -97.96   投资收益减少
公允价值变动收益/(损失)              -658                    -530.07   公允价值变动
汇兑损益                            1,096                    不适用    汇兑收益增加
税金及附加                              587                   -67.68   受营改增影响,营业税金减少
其他业务成本                              37                 208.33    其他业务成本增加
营业外支出                                44                  57.14    营业外支出增加
少数股东损益                            100                   40.85    少数股东损益增加


        4.2 重大事项进展情况及其影响和解决方案的分析说明
        □适用 √不适用


        4.3 报告期内超期未履行完毕的承诺事项
        □适用 √不适用




                                                  6
4.4 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相
比发生大幅度变动的警示及原因说明
□适用 √不适用


附件:银行及合并资产负债表、利润表、现金流量表




                                             董事长:李民吉
                                        华夏银行股份有限公司董事会
                                             2017 年 10 月 27 日




                                   7
                         银行及合并资产负债表(未经审计)


编制单位:华夏银行股份有限公司         2017 年 9 月 30 日                       单位:人民币百万元
                                         本集团                                     本银行
       项          目
                         2017 年 9 月 30 日   2016 年 12 月 31 日   2017 年 9 月 30 日   2016 年 12 月 31 日
            资产
现金及存放中央银行款项            278,920               222,173              278,359               221,456
存放同业款项                       38,838               133,780               38,703               133,663
拆出资金                            8,359                15,868                8,359                15,868
以公允价值计量且其变动
                                    3,628                  4,939               3,628                  4,939
计入当期损益的金融资产
衍生金融资产                        1,825                    803               1,825                    803
买入返售金融资产                   18,417               122,032               18,417               122,032
应收利息                           15,483                13,807               15,412                13,796
发放贷款和垫款                  1,313,817             1,184,355            1,262,624             1,139,301
可供出售金融资产                   97,577                92,252               97,577                92,252
持有至到期投资                    392,226               345,593              392,226               345,593
应收款项类投资                    248,278               197,378              247,391               196,478
长期股权投资                                                                   2,630                  2,630
固定资产                           12,659                11,372               12,624                11,341
无形资产                                83                    84                   81                    83
递延所得税资产                      6,538                  5,984               6,346                  5,780
其他资产                            9,141                  5,815               8,076                  5,426


资产总计                        2,445,789             2,356,235            2,394,278             2,311,441




                                                  8
                          银行及合并资产负债表(未经审计)


编制单位:华夏银行股份有限公司               2017 年 9 月 30 日                单位:人民币百万元
                                        本集团                                     本银行
       项          目
                        2017 年 9 月 30 日   2016 年 12 月 31 日   2017 年 9 月 30 日   2016 年 12 月 31 日
            负债
向中央银行借款                   108,000                 108,005             108,000              108,000
同业及其他金融机构
                                 227,473                 225,133             228,668              226,211
存放款项
拆入资金                          56,333                  73,130              15,578               37,377
衍生金融负债                       1,366                   1,093               1,366                 1,093
卖出回购金融资产款                 3,599                 106,696               3,599              106,696
吸收存款                       1,415,273             1,368,300             1,412,901            1,366,008
应付职工薪酬                       9,086                   8,157               9,010                 8,052
应交税费                           5,515                   5,454               5,457                 5,313
应付利息                          14,518                  14,655              14,169               14,294
应付债务凭证                     419,367                 268,184             419,367              268,184
其他负债                          21,285                  24,455              14,379               18,885


负债合计                       2,281,815             2,203,262             2,232,494            2,160,113


股东权益
股本                              12,823                  10,686              12,823               10,686
其他权益工具                      19,978                  19,978              19,978               19,978
       其中:优先股                19,978                  19,978              19,978               19,978
资本公积                          26,625                  28,762              26,624               28,761
其他综合收益                        (531)                    22                 (531)                   22
盈余公积                          11,703                   9,771              11,703                 9,771
一般风险准备                      30,050                  24,605              29,467               24,269
未分配利润                        62,436                  58,360              61,720               57,841
归属于母公司股东权
                                 163,084                 152,184             161,784              151,328
益合计
少数股东权益                         890                    789


股东权益合计                     163,974                 152,973             161,784              151,328


负债及股东权益总计             2,445,789             2,356,235             2,394,278            2,311,441
       法定代表人:                            行长:                          财务负责人:




                                                     9
                                银行及合并利润表 (未经审计)


编制单位:华夏银行股份有限公司                 2017 年 9 月 30 日                           单位:人民币百万元
                                                              本集团                             本银行
                   项      目
                                                 2017 年 1-9 月     2016 年 1-9 月   2017 年 1-9 月   2016 年 1-9 月
 一、营业收入                                           50,072             47,595           49,017            46,594
   利息净收入                                           35,825             36,550           35,169            35,964
     利息收入                                           74,136             65,512           72,369            63,987
     利息支出                                          (38,311)           (28,962)         (37,200)         (28,023)
   手续费及佣金净收入                                   13,789             10,770           13,398            10,359
     手续费及佣金收入                                   15,186             11,665           14,786            11,235
     手续费及佣金支出                                   (1,397)              (895)          (1,388)            (876)
   投资收益/(损失)                                             3              147                3              147
   公允价值变动收益/(损失)                                  (658)             153             (658)             153
   汇兑损益                                                 1,096             (43)           1,096              (43)
   其他业务收入                                               17               18                9                14
 二、营业支出                                          (31,022)           (28,096)         (30,685)         (27,609)
   税金及附加                                               (587)          (1,816)            (575)          (1,758)
   业务及管理费                                        (17,735)           (16,466)         (17,591)         (16,361)
   资产减值损失                                        (12,663)            (9,802)         (12,512)          (9,479)
   其他业务成本                                              (37)             (12)              (7)             (11)
 三、营业利润                                           19,050             19,499           18,332            18,985
   加:营业外收入                                            101              113               95                96
   减:营业外支出                                            (44)             (28)             (44)             (28)
 四、利润总额                                           19,107             19,584           18,383            19,053
   减:所得税费用                                       (4,780)            (4,896)          (4,601)          (4,756)
 五、净利润                                             14,327             14,688           13,782            14,297
   归属于母公司股东的净利润                             14,227             14,617           13,782            14,297
   少数股东损益                                              100               71
六、其他综合收益税后净额                                    (553)             (92)            (553)             (92)
     (一) 以后不能重分类进损益的其他综合收益
     (二) 以后将重分类进损益的其他综合收益
     1.可供出售金融资产公允价值变动损益                     (553)             (92)            (553)             (92)
     归属于母公司股东的其他综合收益税后净额                 (553)             (92)            (553)             (92)
     归属于少数股东的其他综合收益税后净额
七、综合收益总额                                        13,774             14,596           13,229            14,205
     归属于母公司股东的综合收益总额                     13,674             14,525           13,229            14,205
     归属于少数股东的综合收益总额                            100               71
八、每股收益
基本每股收益(人民币元)                                       1.04            1.14
       法定代表人:                              行长:                              财务负责人:

                                                       10
                                银行及合并利润表 (未经审计)

编制单位:华夏银行股份有限公司                 2017 年 9 月 30 日                             单位:人民币百万元
                                                                本集团                           本银行
                   项      目
                                                  2017 年 7-9 月     2016 年 7-9 月   2017 年 7-9 月    2016 年 7-9 月
一、营业收入                                             16,724             16,390            16,403           15,989
  利息净收入                                             11,822             12,440            11,626           12,212
    利息收入                                             25,448             22,252            24,828           21,709
    利息支出                                           (13,626)             (9,812)          (13,202)          (9,497)
  手续费及佣金净收入                                         4,769           3,844             4,645            3,673
    手续费及佣金收入                                         5,247           4,168             5,120            3,993
    手续费及佣金支出                                         (478)            (324)            (475)             (320)
  投资收益/(损失)                                            (140)            (188)            (140)             (188)
  公允价值变动收益/(损失)                                    (829)             286             (829)              286
  汇兑损益                                                   1,097               2             1,097                 2
  其他业务收入                                                  5                6                 4                 4
二、营业支出                                           (10,825)            (10,019)          (10,719)          (9,760)
  税金及附加                                                 (192)            (236)            (188)             (233)
  业务及管理费                                           (6,184)            (5,648)           (6,117)          (5,613)
  资产减值损失                                           (4,445)            (4,132)           (4,412)          (3,911)
  其他业务成本                                                 (4)              (3)               (2)              (3)
三、营业利润                                                 5,899           6,371             5,684            6,229
  加:营业外收入                                               41               58                40               42
  减:营业外支出                                              (14)             (14)              (14)             (14)
四、利润总额                                                 5,926           6,415             5,710            6,257
  减:所得税费用                                         (1,506)            (1,604)           (1,452)          (1,556)
五、净利润                                                   4,420           4,811             4,258            4,701
  归属于母公司股东的净利润                                   4,391           4,791             4,258            4,701
  少数股东损益                                                 29               20
六、其他综合收益税后净额                                      (60)             165               (60)             165
     (一) 以后不能重分类进损益的其他综合收益
     (二) 以后将重分类进损益的其他综合收益
     1.可供出售金融资产公允价值变动损益                       (60)             165               (60)             165
     归属于母公司股东的其他综合收益税后净额                   (60)             165               (60)             165
     归属于少数股东的其他综合收益税后净额
七、综合收益总额                                             4,360           4,976             4,198            4,866
     归属于母公司股东的综合收益总额                          4,331           4,956             4,198            4,866
     归属于少数股东的综合收益总额                              29               20
八、每股收益
  基本每股收益(人民币元)                                      0.34            0.37
        法定代表人:                              行长:                              财务负责人:



                                                        11
                              银行及合并现金流量表 (未经审计)


编制单位:华夏银行股份有限公司               2017 年 9 月 30 日                      单位:人民币百万元
                                                           本集团                            本银行
                 项      目
                                             2017 年 1-9 月     2016 年 1-9 月   2017 年 1-9 月   2016 年 1-9 月
一、经营活动产生的现金流量:
客户存款和同业及其他金融机构存放款项净增
                                                    50,307                              50,346
加额
存放中央银行和同业款项净减少额                       7,646                               7,634
向中央银行借款净增加额                                                 27,985                            28,000
拆出资金及买入返售金融资产净减少额                                    22,937                             22,937
拆入资金及卖出回购金融资产款净增加额                                   29,219                            22,185
经营性应付债务凭证净增加额                         104,183            126,076          104,183          126,076
收取利息、手续费及佣金的现金                        70,223             61,214           68,124           59,263
收到其他与经营活动有关的现金                         1,822            14,611             1,613           14,709
经营活动现金流入小计                               234,181            282,042          231,900          273,170
客户贷款和垫款净增加额                           (142,193)          (139,304)        (135,921)         (131,577)
存放中央银行和同业款项净增加额                                         (2,170)                           (2,001)
客户存款和同业及其他金融机构存放款项净减
                                                                     (19,348)                          (18,791)
少额
向中央银行借款净减少额                                    (5)
拆入资金及卖出回购金融资产款净减少额            (119,894)                           (124,896)
拆出资金及买入返售金融资产净增加额                 (3,031)                             (3,031)
支付利息、手续费及佣金的现金                       (37,738)           (29,721)         (36,607)         (28,828)
支付给职工以及为职工支付的现金                     (10,263)            (9,338)         (10,131)          (9,248)
支付的各项税费                                      (9,969)            (6,782)          (9,258)          (6,680)
支付其他与经营活动有关的现金                      (11,768)            (2,418)         (12,617)           (2,426)
经营活动现金流出小计                             (334,861)          (209,081)        (332,461)         (199,551)
经营活动产生的现金流量净额                       (100,680)             72,961        (100,561)           73,619
二、投资活动产生的现金流量:
收回投资收到的现金                                571,915            541,551          571,915          541,551
取得投资收益收到的现金                              21,051             11,698           21,051           11,698
处置固定资产、无形资产和其他长期资产收到的
                                                          345             111              345              111
现金净额
投资活动现金流入小计                              593,311            553,360          593,311          553,360
投资支付的现金                                   (675,373)          (741,403)        (675,373)         (741,403)
购建固定资产、无形资产和其他长期资产支付的
                                                    (2,120)              (550)          (2,113)            (549)
现金
投资活动现金流出小计                             (677,493)          (741,953)        (677,486)         (741,952)
投资活动产生的现金流量净额                         (84,182)         (188,593)          (84,175)        (188,592)
三、筹资活动产生的现金流量:



                                                     12
吸收投资收到的现金                                     19,978                    19,978
发行债券所收到的现金                         52,000     40,000        52,000      40,000
筹资活动现金流入小计                         52,000    59,978         52,000     59,978
偿还债务支付的现金                           (5,000)                  (5,000)
分配股利、利润或偿付利息支付的现金           (4,880)    (4,730)       (4,880)     (4,730)
筹资活动现金流出小计                         (9,880)    (4,730)       (9,880)     (4,730)
筹资活动产生的现金流量净额                   42,120     55,248        42,120      55,248
四、汇率变动对现金及现金等价物的影响额         (422)       404          (422)        404
五、现金及现金等价物净变动额               (143,164)   (59,980)     (143,038)    (59,321)
加:期初现金及现金等价物余额                259,405    330,968       258,780     330,271
六、期末现金及现金等价物余额                116,241    270,988       115,742     270,950
      法定代表人:                       行长:                   财务负责人:




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