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2020年01月21日 星期二

华夏银行(600015)公告正文

华夏银行:2014年第三季度报告

公告日期:2014-10-31

                       华夏银行股份有限公司 2014 年第三季度报告
    §1 重要提示
    1.1 公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整,
    不存在虚假记载、误导性陈述或者重大遗漏,并承担个别和连带的法律责任。
    1.2 本公司第七届董事会第七次会议于 2014 年 10 月 29 日审议通过了《华夏银行股份有限公司
    2014 年第三季度报告》。会议应到董事 18 人,实到董事 14 人。方建一、李剑波、陈永宏、王化
    成四位董事因公务未能出席会议,方建一副董事长和李剑波董事委托邹立宾董事行使表决权,陈
    永宏独立董事委托肖微独立董事行使表决权,王化成独立董事委托杨德林独立董事行使表决权。
    有效表决票 18 票。4 名监事列席了本次会议。
    1.3 本公司第三季度财务报告未经审计。
    1.4 本公司董事长吴建、行长樊大志、财务负责人关文杰及会计机构负责人符盛丰,保证第三季
    度报告中财务报表的真实、完整。
    §2 主要财务数据及股东变化
    2.1 主要财务数据
                                                                  (单位:百万元 币种:人民币 未经审计)
                                                                                        本报告期末比上年度期
                                                     本报告期末        上年度期末
                                                                                            末增减(%)
    总资产                                                    1,784,092      1,672,447                        6.68
    归属于上市公司股东的所有者权益                              96,266         85,420                        12.70
    归属于上市公司股东的每股净资产(元)                         10.81               9.59                    12.72
                                                年初至报告期期末      上年同期          比上年同期增减(%)
    经营活动产生的现金流量净额                                  -45,070        23,005                      -295.91
    每股经营活动产生的现金流量净额(元)                          -5.06              2.58                  -296.12
                                                年初至报告期期末      上年同期          比上年同期增减(%)
    营业收入                                                    40,819         33,365                        22.34
    归属于上市公司股东的净利润                                  13,177         11,130                        18.39
    归属于上市公司股东的扣除非经常性损益的净利润                13,096         11,117                        17.80
    基本每股收益(元)                                              1.48              1.25                    18.40
    扣除非经常性损益后的基本每股收益(元)                         1.47              1.25                    17.60
    稀释每股收益(元)                                             1.48              1.25                    18.40
    加权平均净资产收益率(%)                                    14.47          14.05           提高 0.42 个百分点
    扣除非经常性损益后的加权平均净资产收益率(%)                14.38          14.03           提高 0.35 个百分点非经常性损益项目和金额
                                                                  (单位:百万元 币种:人民币 未经审计)
                    非经常性损益项目                     报告期内金额               年初至报告期期末金额
    固定资产处置损益                                                           -                           -1
    其他营业外收支净额                                                       20                           120
    非经常性损益总额                                                         20                           119
    减:非经常性损益的所得税影响数                                            8                            35
    非经常性损益净额                                                                        12                            84
    减:归属于少数股东的非经常性损益净影响数(税后)                                         2                              3
    归属于上市公司股东的非经常性损益                                                        10                            81
          注:有关指标根据《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益(2008)》、《公开发行证券的公
      司信息披露内容与格式准则第 13 号:季度报告内容与格式特别规定(2014 年修订)》及《公开发行证券的公司信息披露编报
      规则第 9 号——净资产收益率和每股收益的计算及披露(2010 年修订)》规定计算。
      2.2 报告期末股东总数、前 10 名股东及前 10 名无限售条件股东持股情况
                                                                                                              (单位:股)
    股东总数(户)                                                                                                               132,246
                                                  前十名股东持股情况
             股东名称                报告    期末持股数量           比例      持有有限售           质押或冻结情况         股东性质
             (全称)                期内                           (%)       条件股份数       股份          数量
                                     增减                                         量           状态
    首钢总公司                               0     1,805,506,536        20.28      898,565,511          无                    国有法人
    国网英大国际控股集团有限公司             0     1,623,994,960        18.24     849,298,449           无                    国有法人
    DEUTSCHE                BANK
    LUXEMBOURG S.A.                          0       826,392,738         9.28     669,092,738           无                    境外法人德意志银行卢森堡股份有限公司
    DEUTSCHE               BANK
    AKTIENGESELLSCHAFT                       0       731,085,499         8.21                0          无                    境外法人德意志银行股份有限公司
    红塔烟草(集团)有限责任公司             0       389,480,000         4.37                0          无                    国有法人
                                                                                                                          境内非国
    润华集团股份有限公司                     0       277,388,946         3.12                0        质押    266,043,000
                                                                                                                          有法人
    SAL.OPPENHEIM           JR.&CIE.KOMMANDITGESELLSCHA
                                         0       222,560,000         2.50                0          无                    境外法人FT AUF AKTIEN萨尔奥彭海姆股份有限合伙企业
    北京三吉利能源股份有限公司               0       140,435,034         1.58                0        质押      65,000,000    国有法人
                                                                                                                          境内非国
    上海健特生命科技有限公司                 0       116,438,819         1.31                0        质押      48,037,860
                                                                                                                          有法人
                                                                                                                          境内非国
    广州市欣盛投资有限公司                   0        98,862,356         1.11                0          无
                                                                                                                          有法人
                                             前十名无限售条件股东持股情况
                        股东名称                                   持有无限售条件                        股份种类及数量
                                                                     流通股的数量                  种类                  数量
    首钢总公司                                                                 906,941,025       人民币普通股                906,941,025
    国网英大国际控股集团有限公司                                               774,696,511       人民币普通股                774,696,511DEUTSCHE BANK AKTIENGESELLSCHAFT
                                                                           731,085,499       人民币普通股                731,085,499德意志银行股份有限公司
    红塔烟草(集团)有限责任公司                                               389,480,000       人民币普通股                389,480,000
    润华集团股份有限公司                                                       277,388,946       人民币普通股                277,388,946SAL.OPPENHEIM JR.&
    CIE.KOMMANDITGESELLSCHAFT AUF AKTIEN                                   222,560,000        人民币普通股                222,560,000萨尔奥彭海姆股份有限合伙企业DEUTSCHE BANK LUXEMBOURG S.A.
                                                                       157,300,000        人民币普通股                157,300,000德意志银行卢森堡股份有限公司
    北京三吉利能源股份有限公司                                             140,435,034        人民币普通股                140,435,034
    上海健特生命科技有限公司                                               116,438,819        人民币普通股                116,438,819
    广州市欣盛投资有限公司                                                  98,862,356        人民币普通股                 98,862,356
    上述股东关联关系或一致行动的说明                                 报告期内,上述前 10 名股东中德意志银行卢森堡股份有限公司是德
                                                             意志银行股份有限公司的全资子公司;德意志银行股份有限公司于 2010
                                                             年 3 月 15 日完成收购萨尔奥彭海姆股份有限合伙企业 100%权益持有
                                                             人 SAL.OPPENHEIM JR.&CIE.S.C.A.的 100%股份的交割,具体内容详
                                                             见本公司 2010 年 3 月 18 日临时公告。本公司未知上述其他股东之间是
                                                             否存在关联关系。
      注: 本公司股东德意志银行股份有限公司协议受让萨尔奥彭海姆股份有限合伙企业所持本公司 171,200,000 股股份的股权变动
    事项,正在履行相关法定批准程序。
      §3 银行业务数据
      3.1 主要财务指标
                           项目(%)                             本报告期末                   上年度期末
           资产利润率                                                            0.76                          0.98
           资本利润率                                                           14.45                         19.30
           不良贷款率                                                            0.96                          0.90
                                     人民币                                     69.29                         69.11
           存贷款比例                外币                                      116.07                     103.09
                                     本外币合计                                 70.24                         69.90
                                     人民币                                     44.62                         30.63
           资产流动性比例
                                     外币                                       39.58                         56.63
           单一最大客户贷款比率                                                  4.75                          5.59
           最大十家客户贷款比率                                                 18.25                         23.84
           拨备覆盖率                                                          289.83                     301.53
           贷款拨备率                                                            2.79                          2.73
           成本收入比                                                           37.38                         38.93
      注:1、报告期内,资产利润率和资本利润率未年化。
         2、单一最大客户贷款比率=最大一家客户贷款总额/总资本净额×100%
         3、最大十家客户贷款比率=最大十家客户贷款总额/总资本净额×100%
         其中:总资本净额根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会令 2012 年第 1 号)计算。
      3.2 资本构成及变化情况
      3.2.1 按照《商业银行资本管理办法(试行)》计量
                                                                 (单位:百万元 币种:人民币 未经审计)
                                                   2014 年 9 月 30 日                   2013 年 12 月 31 日
                           项目
                                                  并表             非并表               并表         非并表
              1.总资本净额                         126,808           123,091             105,621        102,315
             1.1:核心一级资本                     96,780                 96,086               85,826         85,322
             1.2:核心一级资本扣减项                         1             2,630                     -         2,630
             1.3:核心一级资本净额                 96,779                 93,456               85,826         82,692
             1.4:其他一级资本                              21                    -                 4               -
             1.5:其他一级资本扣减项                         -                    -                  -              -
             1.6:一级资本净额                     96,800                 93,456               85,830         82,692
             1.7:二级资本                         30,008                 29,635               19,791         19,623
             1.8:二级资本扣减项                             -                    -                  -              -
             2.信用风险加权资产                 1,070,474               1,046,080             988,581        977,130
             3.市场风险加权资产                       6,482                6,482                6,665          6,665
             4.操作风险加权资产                    74,210                 74,029               74,210         74,029
             5.风险加权资产合计                 1,151,166               1,126,591            1,069,456     1,057,824
             6.核心一级资本充足率(%)                 8.41                    8.30               8.03          7.82
             7.一级资本充足率(%)                     8.41                    8.30               8.03          7.82
             8.资本充足率(%)                        11.02                10.93                  9.88          9.67
             9、享受过渡期优惠政策的资本工具:按照《商业银行资本管理办法(试行)》相关规定,
             商业银行 2010 年 9 月 12 日以前发行的不合格二级资本工具可享受优惠政策,即 2013 年 1
             月 1 日起按年递减 10%。2012 年末本公司不合格二级资本账面金额为 84 亿元,2013 年起
             按年递减 10%,本期本公司不合格二级资本工具可计入金额为 67.20 亿元。
    注:1、根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会令 2012 年第 1 号)第一百七十四条、第一百七十五条相关规定,“达标过渡期内,商业银行应当同时按照《商业银行资本充足率管理办法》和本办法计量并披露并表和非并表资本充足率”,并明确相关信息披露内容。以上为根据《商业银行资本管理办法(试行)》计量的并表和非并表口径资本充足率相关数据及信息。
         2、核心一级资本净额=核心一级资本-核心一级资本扣减项。
         3、一级资本净额=核心一级资本净额+其他一级资本-其他一级资本扣减项。
         4、总资本净额=一级资本净额+二级资本-二级资本扣减项。
    3.2.2 按照《商业银行资本充足率管理办法》计量
                                                                        (单位:百万元 币种:人民币 未经审计)
                                               2014 年 9 月 30 日               2013 年 12 月 31 日      2012 年 12 月 31 日
                     项目
                                               并表              非并表           并表         非并表           并表
    资本净额                                   132,577               129,132     105,969       102,623                  94,708
    其中:核心资本                              96,804                95,989      82,058        81,471                  71,464
            核心资本扣减项                              -              1,315             -       1,315                       -
            核心资本净额                        96,804                94,674      82,058        80,156                  71,464
            附属资本                            36,273                36,273      24,881        24,752                  24,202
            总扣减项                               500                 3,130          970        3,600                    958
    风险加权资产及市场风险资本调整            1,073,413    1,049,076       969,303       957,750              873,214
    资本充足率(%)                               12.35          12.31        10.93        10.72                10.85
    核心资本充足率(%)                            9.02           9.02            8.47      8.37                 8.18
    注:1、根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会令 2012 年第 1 号)第一百七十四条、第一百七十五条相关规定,“达标过渡期内,商业银行应当同时按照《商业银行资本充足率管理办法》和本办法计量并披露并表和非并表资本充足率”,并明确相关信息披露内容。以上为根据《商业银行资本充足率管理办法》计量的并表和非并表口径资本充足率相关数据及信息。
    2、核心资本净额=核心资本-核心资本扣减项
    3、资本净额=核心资本+附属资本-总扣减项
    3.3 贷款资产质量情况
                                                                         (单位:百万元 币种:人民币 未经审计)
                   五级分类                               金额                            占比(%)
    正常贷款                                                            882,733                               96.96
    关注贷款                                                             18,892                                2.08
    次级贷款                                                              1,598                                0.18
    可疑贷款                                                              4,938                                0.54
    损失贷款                                                              2,233                                0.24
    合计                                                                910,394                              100.00
    §4 重要事项
    4.1 公司主要会计报表项目、财务指标大幅度变动的情况及原因
                                                                   (单位:百万元 币种:人民币 未经审计)
         主要会计项目                 报告期末         较上年末增减(%)                主要原因
    存放同业款项                                  56,130                      39.61     存放同业增加
    拆出资金                                       2,017                     -90.66     拆出资金减少
    应收利息                                       9,779                      30.82     应收利息增加
    拆入资金                                      49,655                      39.72     拆入资金增加
    衍生金融负债                                    365                      -33.03     衍生金融负债减少
    卖出回购金融资产款                             6,454                     -89.22     卖出回购金融资产减少
    应付职工薪酬                                   6,952                      34.26     应付职工薪酬增加
    应付利息                                      15,798                      35.79     应付利息增加
    应付债务凭证                                  20,396                     142.81     发行同业存单
    其他负债                                       6,583                      34.65     其他负债增加
    盈余公积                                       6,134                      33.78     按 2013 年利润分配方案计提盈余公积
    一般准备                                      17,100                      32.06     按 2013 年利润分配方案计提一般准备
         主要会计项目                  报告期          较上年同期增减(%)                         主要原因
    利息支出                                      35,934                      34.16     利息支出增加
    手续费及佣金收入                               6,390                      32.77     中间业务收入增加
    手续费及佣金支出                                609                       79.12     手续费支出增加
    投资收益/(损失)                                 447                 3,625.00        投资收益增加
    公允价值变动收益/(损失)                        129                 214.16     公允价值变动
    汇兑收益                                       196                  50.77     汇兑收益增加
    资产减值损失                                  5,234                 68.68     资产减值损失增加
    营业外收入                                     150                 328.57     营业外收入增加
    营业外支出                                      31                  72.22     营业外支出增加
    少数股东损益                                    38                1,366.67    少数股东损益增加
    4.2 重大事项进展情况及其影响和解决方案的分析说明
    □适用 √不适用
    4.3 公司及持股 5%以上的股东承诺事项履行情况
         2011 年 4 月,本公司非公开发行 18.5919746 亿有限售条件的流通股。首钢总公司、国网
    英大国际控股集团有限公司、德意志银行卢森堡股份有限公司均已承诺自本次非公开发行股份
    交割之日起 5 年内不转让本次发行所认购的本公司股份;到期转让股份及受让方的股东资格应
    根据相关法律法规的规定取得监管部门的同意。未违反做出的承诺。
    4.4 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动
    的警示及原因说明
    □适用 √不适用
    4.5 执行新会计准则对合并财务报表的影响
    4.5.1 长期股权投资准则变动对于合并财务报告影响(一)
                                                                  (单位:百万元       币种:人民币 未经审计)
                                               2013年1月1日                        2013年12月31日
             被投资              交易基本信    归属于母公司      长期股权                           归属于母公司
                                                                                   可供出售金融
               单位                  息          股东权益          投资                               股东权益
                                                                                    资产(+/-)
                                                  (+/-)        (+/-)                              (+/-)
    中国银联股份有限公司                                                     -81             +81
      VISA 国际组织                                                          -1               +1
              合计                                                           -82             +82
    注:根据《企业会计准则第2号——长期股权投资》对长期股权投资的定义,将本公司对中国银联股份有限公司和VISA国际组织的投资重分类为可供出售金融资产。
    4.5.2 长期股权投资准则变动对于合并财务报表影响(二)
    □适用 √不适用
    4.5.3 职工薪酬准则变动的影响
    □适用     √不适用
    4.5.4 合并范围变动的影响
    □适用   √不适用4.5.5 合营安排分类变动的影响
    □适用   √不适用4.5.6 准则其他变动的影响
    □适用   √不适用4.5.7 其他
    □适用   √不适用附件:银行及合并资产负债表、利润表、现金流量表
                                                         董事长:吴建
                                                 华夏银行股份有限公司董事会
                                                       2014 年 10 月 29 日
                    华夏银行股份有限公司董事、高级管理人员
                  关于公司 2014 年第三季度报告的书面确认意见
    根据《证券法》第 68 条的规定和《关于做好上市公司 2014 年第三季度报告披露工作的通知》的有关要求,作为华夏银行股份有限公司的董事、高级管理人员,我们在全面了解和审核公司 2014 年第三季度报告后,认为:公司严格按《企业会计准则》及其应用指南规范运作,公司 2014 年第三季度报告公允地反映了公司报告期的财务状况和经营成果。我们保证公司2014 年第三季度报告所披露的信息真实、准确、完整,承诺其中不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性承担个别及连带责任。
                                                             2014 年 10 月 29 日
            姓   名                    职       务               签   名
    吴建                     董事长
    方建一                   副董事长
    李汝革                   副董事长
    邹立宾                   董事
    丁世龙                   董事
    Christian K. Ricken      董事
    李剑波                   董事
    樊大志                   董事、行长
    刘春华                   董事、首席审计官
    任永光                   董事、副行长
    赵军学                   董事、董事会秘书
    裴长洪                   独立董事
    曾湘泉                   独立董事
    于长春                   独立董事
    肖微                     独立董事
    陈永宏                   独立董事
    杨德林                   独立董事
    王化成                   独立董事
    王耀庭                   副行长
    李翔                     副行长
    黄金老                   副行长
    关文杰                   财务负责人
                                   银行及合并资产负债表
                                         2014 年 9 月 30 日编制单位:华夏银行股份有限公司
                                                                                         单位:人民币百万元
                                          本集团                                        本银行
           项     目      2014 年 9 月 30 日   2013 年 12 月 31 日      2014 年 9 月 30 日   2013 年 12 月 31 日
                              未经审计                 经审计               未经审计               经审计资产
    现金及存放中央银行款项            286,689                 262,227               286,525               262,020
    存放同业款项                       56,130                  40,204                56,355                40,134
    拆出资金                             2,017                 21,606                  2,017               21,606
    交易性金融资产                       6,425                     8,699               6,425                   8,699
    衍生金融资产                            389                     531                   389                   531
    买入返售金融资产                  309,629                 327,447               309,629               327,447
    应收利息                             9,779                     7,475               9,774                   7,468
    发放贷款和垫款                    884,979                 800,726               858,420               789,119
    可供出售金融资产                   61,606                  65,216                61,606                65,216
    持有至到期投资                    133,563                 109,265               133,563               109,265
    应收款项类投资                     14,809                  11,573                14,809                11,573
    长期股权投资                                                                       2,630                   2,630
    固定资产                             8,855                     8,072               8,842                   8,060
    无形资产                                 89                      91                    88                    90
    递延所得税资产                       4,786                     4,475               4,781                   4,470
    其他资产                             4,347                     4,840               4,249                   3,934
    资产总计                         1,784,092               1,672,447             1,760,102             1,662,262
                                    银行及合并资产负债表-续
                                               2014 年 9 月 30 日编制单位:华夏银行股份有限公司
                                                                                   单位:人民币百万元
                                          本集团                                       本银行
           项      目     2014 年 9 月 30 日    2013 年 12 月 31 日    2014 年 9 月 30 日   2013 年 12 月 31 日
                              未经审计                经审计               未经审计               经审计负债
    向中央银行借款                          38                     30
    同业及其他金融机构存
                                   309,129                  278,986             310,313               280,112放款项
    拆入资金                           49,655                  35,538               29,804               27,842
    衍生金融负债                           365                    545                   365                   545
    卖出回购金融资产款                  6,454                  59,884                6,454               59,884
    吸收存款                       1,267,922              1,177,592             1,266,910             1,176,288
    应付职工薪酬                        6,952                    5,178               6,936                   5,155
    应交税费                            3,896                    3,750               3,967                   3,739
    应付利息                           15,798                  11,634               15,652               11,581
    预计负债                                2                       2                    2                      2
    应付债务凭证                       20,396                    8,400              20,396                   8,400
    其他负债                            6,583                    4,889               3,216                   3,308
    负债合计                         1,687,190              1,586,428             1,664,015             1,576,856股东权益
    股本                                8,905                    8,905               8,905                   8,905
    资本公积                           30,236                  28,693               30,235               28,692
    盈余公积                            6,134                    4,585               6,134                   4,585
    一般准备                           17,100                  12,949               17,100               12,949
    未分配利润                         33,891                  30,288               33,713               30,275归属于母公司股东权益合
                                     96,266                  85,420               96,087               85,406计
    少数股东权益                             636                    599
    股东权益合计                         96,902                  86,019               96,087               85,406
    负债及股东权益总计               1,784,092              1,672,447             1,760,102             1,662,262
           法定代表人:                            行长:                              财务负责人:
                                      银行及合并利润表
                                       2014 年 9 月 30 日编制单位:华夏银行股份有限公司
                                                                                单位:人民币百万元
                                                   本集团                                 本银行
                项    目              2014 年 1-9 月    2013 年 1-9 月       2014 年 1-9 月    2013 年 1-9 月
                                        未经审计            未经审计           未经审计            未经审计
    一、营业收入                               40,819             33,365              40,270             33,249
    利息净收入                               34,248             28,849              33,910             28,744
    利息收入                               70,182             55,633              69,201             55,525
    利息支出                              (35,934)           (26,784)            (35,291)           (26,781)
    手续费及佣金净收入                         5,781             4,473                5,570             4,463
    手续费及佣金收入                         6,390             4,813                6,165             4,803
    手续费及佣金支出                         (609)              (340)               (595)              (340)
    投资收益/(损失)                              447                    12              447                    12
    公允价值变动收益/(损失)                      129              (113)                 129              (113)
    汇兑收益                                     196               130                  196               130
    其他业务收入                                    18              14                     18              13
    二、营业支出                              (23,319)           (18,545)            (23,018)           (18,409)
    营业税金及附加                           (2,811)            (2,379)             (2,790)            (2,374)
    业务及管理费                            (15,260)           (13,050)            (15,175)           (13,012)
    资产减值损失                             (5,234)            (3,103)             (5,039)            (3,010)
    其他业务成本                                 (14)              (13)                 (14)              (13)
    三、营业利润                               17,500             14,820              17,252             14,840
    加:营业外收入                               150                35                  127                30
    减:营业外支出                               (31)              (18)                 (29)              (18)
    四、利润总额                               17,619             14,837              17,350             14,852
    减:所得税费用                           (4,404)            (3,710)             (4,338)            (3,708)
    五、净利润                                 13,215             11,127              13,012             11,144
    归属于母公司股东的净利润                 13,177             11,130              13,012             11,144
    少数股东损益                                 38                     (3)六、每股收益
    基本每股收益(人民币元)                    1.48                1.25              不适用             不适用
    七、其他综合收益                            1,543               (639)              1,543               (639)
    以后会计期间在满足规定条件时将
                                              1,543              (639)               1,543              (639)重分类进损益的其他综合收益项目
    以后会计期间不能重分类进损益的其他综合收益项目
    八、综合收益总额                           14,758             10,488              14,555             10,505
    归属于母公司股东的综合收益总额         14,720             10,491              14,555             10,505
    归属于少数股东的综合收益总额                  38                  (3)
    法定代表人:                            行长:                                   财务负责人:
                                       银行及合并利润表
                                         2014 年 9 月 30 日编制单位:华夏银行股份有限公司
                                                                                       单位:人民币百万元
                                                   本集团                                     本银行
                项     目            2014 年 7-9 月          2013 年 7-9 月     2014 年 7-9 月     2013 年 7-9 月
                                       未经审计                未经审计           未经审计             未经审计
    一、营业收入                              14,442                   11,158            14,219               11,080
    利息净收入                            12,192                    9,704            12,053                9,637
       利息收入                            24,276                   19,222            23,856               19,166
       利息支出                           (12,084)                  (9,518)          (11,803)              (9,529)
    手续费及佣金净收入                     2,115                    1,500              2,031               1,490
       手续费及佣金收入                     2,349                    1,623              2,259               1,613
       手续费及佣金支出                      (234)                    (123)             (228)                (123)
    投资收益/(损失)                          121                          2              121                      2
    公允价值变动收益/(损失)                   (97)                     (74)              (97)                (74)
    汇兑收益                                 107                         21              107                     21
    其他业务收入                               4                          5                  4                    4
    二、营业支出                              (8,443)                  (6,069)           (8,337)              (5,986)
    营业税金及附加                          (991)                    (818)             (985)                (819)
    业务及管理费                          (5,275)                  (4,389)           (5,241)              (4,372)
    资产减值损失                          (2,173)                    (858)           (2,107)                (791)
    其他业务成本                                 (4)                     (4)                (4)                  (4)
    三、营业利润                               5,999                    5,089             5,882                5,094
    加:营业外收入                            38                       16                   25                12
    减:营业外支出                            (18)                       (6)             (16)                    (6)
    四、利润总额                               6,019                    5,099             5,891                5,100
    减:所得税费用                        (1,494)                  (1,270)           (1,463)              (1,268)
    五、净利润                                 4,525                    3,829             4,428                3,832
    归属于母公司股东的净利润               4,507                    3,830             4,428                3,832
    少数股东损益                              18                         (1)六、每股收益
      基本每股收益(人民币元)                  0.51                     0.43            不适用               不适用
    七、其他综合收益                              300                    (745)              300                 (745)
      以后会计期间在满足规定条件时
                                              300                     (745)              300                 (745)将重分类进损益的其他综合收益项目
      以后会计期间不能重分类进损益的其他综合收益项目
    八、综合收益总额                           4,825                    3,084             4,728                3,087
      归属于母公司股东的综合收益总
                                            4,807                    3,085             4,728                3,087额
      归属于少数股东的综合收益总额             18                         (1)
      法定代表人:                           行长:                                     财务负责人:
                                           银行及合并现金流量表
                                                 2014 年 9 月 30 日编制单位:华夏银行股份有限公司
                                                                                                   单位:人民币百万元
                                                                  本集团                                 本银行
                         项      目                  2014 年 1-9 月    2013 年 1-9 月      2014 年 1-9 月     2013 年 1-9 月
                                                       未经审计            未经审计          未经审计             未经审计经营活动产生的现金流量
    客户存款和同业及其他金融机构存放款项净增加额              121,370              99,432            121,415              99,798
    向中央银行借款净增加额                                            8
    拆出资金及买入返售金融资产净减少额                                             86,819                                 86,819
    收取利息、手续费及佣金的现金                               67,809              49,549              66,602             49,434
    收到其他与经营活动有关的现金                                    610               523                   228                  224
    经营活动现金流入小计                                      189,797             236,323            188,245             236,275
    客户贷款和垫款净增加额                                    (86,541)           (85,850)            (72,155)            (77,551)
    存放中央银行和同业款项净增加额                            (49,614)           (34,860)            (49,372)            (34,844)
    拆入资金及卖出回购金融资产款净减少额                      (39,313)           (51,562)            (51,468)            (55,153)
    拆出资金及买入返售金融资产净增加额                         (7,937)                                (7,937)
    支付利息、手续费及佣金的现金                              (31,924)           (25,393)            (31,362)            (25,397)
    支付给职工以及为职工支付的现金                             (6,976)             (5,808)            (6,922)             (5,794)
    支付的各项税费                                             (7,553)             (7,559)            (7,382)             (7,555)
    支付其他与经营活动有关的现金                               (5,009)             (2,286)            (6,425)             (2,294)
    经营活动现金流出小计                                    (234,867)           (213,318)           (233,023)           (208,588)
    经营活动产生的现金流量净额                                (45,070)             23,005            (44,778)             27,687投资活动产生的现金流量
    收回投资收到的现金                                         86,800              36,194              86,800             36,194
    取得投资收益收到的现金                                         6,573            9,871               6,573               9,869
    处置固定资产、无形资产和其他长期资产收到的现金净额              131                   91                131                   91
    投资活动现金流入小计                                       93,504              46,156              93,504             46,154
    投资支付的现金                                          (106,993)            (42,900)           (106,993)            (42,900)
    取得子公司及其他营业单位支付的现金净额                                                                                (2,460)
    购建固定资产、无形资产和其他长期资产支付的现金             (2,597)             (1,405)            (2,580)             (1,397)
    投资活动现金流出小计                                    (109,590)            (44,305)           (109,573)            (46,757)
    投资活动产生的现金流量净额                                (16,086)              1,851            (16,069)               (603)筹资活动产生的现金流量
    吸收投资收到的现金                                                      540
    其中:子公司吸收少数股东权益性投资收到的现金                            540
    发行债务凭证收到的现金                                   14,031                      14,031
    筹资活动现金流入小计                                     14,031         540          14,031
    偿还债务支付的现金                                       (2,035)                     (2,035)
    分配股利、利润或偿付利息支付的现金                       (4,326)     (3,645)         (4,326)   (3,645)
    筹资活动现金流出小计                                     (6,361)     (3,645)         (6,361)   (3,645)
    筹资活动产生的现金流量净额                                   7,670   (3,105)          7,670    (3,645)
    汇率变动对现金及现金等价物的影响额                             76        (4)              76       (4)
    现金及现金等价物净增加额                                (53,410)      21,747        (53,101)    23,435
    加:期/年初现金及现金等价物余额                         216,347      145,164        216,236    144,896
    期/年末现金及现金等价物余额                             162,937      166,911        163,135    168,331
    法定代表人:                                  行长:                      财务负责人: