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2020年01月22日 星期三

华夏银行(600015)公告正文

华夏银行股份有限公司2005年第三季度报告

公告日期:2005-10-31


                    华夏银行股份有限公司2005年第三季度报告
    
§1 重要提示
    1.1 本公司董事会及其董事保证本报告所载资料不存在任何虚假记载、误导性
陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    1.2本公司第四届董事会第八次会议于2005年10月27日审议通过了公司《2005年第三季度报告》。会议应到董事17名,实际到会董事14名,张萌董事授权方建一副董事长行使表决权,姜培维独立董事授权张利国独立董事行使表决权,牧新明独立董事授权张明远独立董事行使表决权。
1.3公司第三季度财务报告未经审计。
1.4公司董事长刘海燕、行长吴建、财务负责人刘熙凤及会计机构负责人张兆良、
孙立国,保证季度报告中财务报告的真实、完整。
§2 公司基本情况
2.1 公司基本信息
股票简称     华夏银行     变更前简称(如有)                                
股票代码                                                              600015
                                   董事会秘书                  证券事务代表 
姓名                                   赵军学                        张太旗 
联系地址         北京市东城区建国门内大街22号  北京市东城区建国门内大街22号 
                                 华夏银行大厦                  华夏银行大厦 
电话               108,523,857,001,085,000,000   108,523,857,001,085,000,000
传真                                1085239605                    1085239605
电子信箱                       zhdb@hxb.com.cn               zhdb@hxb.com.cn
2.2 财务资料
2.2.1 主要会计数据及财务指标
(币种:人民币)
                                   本报告期末     上年度期末    本报告期末比上年度期末增 
                                                                        减(%)         
总资产(千元)                        333,491,697      304,325,736                    9.58%
股东权益(不含少数股东权益)(千      10,272,524        9,608,995                    6.91%
元)                                                                                      
每股净资产(元)                             2.45             2.29                    6.99%
调整后的每股净资产(元)                     2.32             2.16                    7.41%
                                       报告期   年初至报告期期末   本报告期比上年同期增减
                                                                                  (%) 
经营活动产生的现金流量净额(千                                                            
元)                                                   -2,873,081                         
每股收益(元)                               0.11             0.26                   57.14%
净资产收益率(%)                         4.53%           10.76%         增加1.38个百分点
扣除非经常性损益后的净资产收益                                                           
率(%)                                   4.82%           11.60%         增加1.31个百分点
非经常性损益项目(千元)                                                            金额 
营业外收支净额                                                                   -129,068
收回以前年度已核销资产                                                              1,159
以前年度已经计提各项减值准备的转回                                                    738
非经常性损益影响所得税                                                             41,361
合计                                                                              -85,810
2.2.2 利润表
(单位:人民币元)
     项     目         2005年7-9月     2004年7-9月    
一、营业收入         3,548,280,322.71 2,783,391,369.70
利息收入             2,699,795,797.35 2,119,991,393.35
金融机构往来收入       295,424,175.11   204,089,976.93
手续费收入              75,481,589.27    54,324,349.15
汇兑收益                30,381,068.91    18,099,762.35
投资收益               435,192,254.93   381,844,429.64
其他营业收入            12,005,437.14     5,041,458.28
二、营业支出         2,652,839,619.89 2,125,570,829.41
利息支出             1,175,598,090.57   932,038,135.83
金融机构往来支出       357,283,650.80   242,680,431.05
手续费支出              18,827,755.15    17,783,666.93
营业费用               864,306,521.34   612,937,830.36
其他营业支出           236,823,602.03   320,130,765.24
三、营业税金及附加     155,457,769.51   121,511,084.81
四、营业利润           739,982,933.31   536,309,455.48
加:营业外收入            5,420,099.57     2,534,003.20
减:营业外支出           51,443,508.96    42,805,066.17
五、利润总额           693,959,523.92   496,038,392.51
减:所得税              228,121,987.44   200,238,646.16
六、净利润             465,837,536.48   295,799,746.35
(单位:人民币元)
     项     目         2005年1-9月     2004年1-9月    
一、营业收入         9,955,760,647.91 7,787,940,214.52
利息收入             7,636,070,493.50 5,976,506,996.63
金融机构往来收入       783,656,831.16   639,138,868.76
手续费收入             206,585,541.82   161,287,108.80
汇兑收益                79,058,000.89    46,706,439.81
投资收益             1,218,196,062.36   951,255,337.50
其他营业收入            32,193,718.18    13,045,463.02
二、营业支出         7,738,150,716.65 6,034,451,342.43
利息支出             3,612,160,569.86 2,618,302,297.39
金融机构往来支出       703,826,433.60   554,405,919.22
手续费支出              69,873,808.65    39,592,560.26
营业费用             2,445,711,192.18 2,003,745,012.07
其他营业支出           906,578,712.36   818,405,553.49
三、营业税金及附加     438,270,528.85   340,143,676.40
四、营业利润         1,779,339,402.41 1,413,345,195.69
加:营业外收入            9,142,354.13     5,218,087.42
减:营业外支出          138,210,647.24   123,573,818.51
五、利润总额         1,650,271,109.30 1,294,989,464.60
减:所得税              544,589,466.07   503,840,053.52
六、净利润           1,105,681,643.23   791,149,411.08
2.3 报告期末股东总数及前十名流通股股东持股表(非G股公司)
(单位:股)
       报告期末股东总数(户)                           271109户                    
前十名流通股股东持股情况                                                            
股东名称(全称)                        期末持有流通股的数量 种类(A、B、H股或其它)
上证50交易型开放式指数证券投资基金                26,130,797                    A股 
易方达50指数证券投资基金                          13,967,732                    A股 
中信经典配置证券投资基金                          11,236,929                    A股 
金鑫证券投资基金                                  10,391,064                    A股 
中国高新投资集团公司                               9,366,995                    A股 
汉兴证券投资基金                                   7,787,413                    A股 
博时裕富证券投资基金                               6,308,773                    A股 
富国动态平衡证券投资基金                           6,205,100                    A股 
渣打-CITIGROUP GLOBAL MARKETS LIMITED             4,981,211                    A股 
金泰证券投资基金                                   4,770,000                    A股 
                                                 101,146,014                        
    §3 管理层讨论与分析
    3.1 公司报告期内经营活动总体状况的简要分析
    1、三季度末总资产规模达到3334.92亿元,比年初增加291.66亿元,增长9.58
%;
        2、三季度末股东权益达到102.73亿元,比年初增加6.64亿元,增长6.91%

    3、三季度末每股净资产为2.45元,比年初增加0.16元,增长6.99%;
    4、前三季度主营业务利润为17.79亿元,比上年同期增加3.66亿元,增长25.9
0%;
    5、前三季度利润总额为16.50亿元,比上年同期增加3.55亿元,增长27.41%。
    3.1.1 占主营收入或主营业务利润总额10%以上的主营行业或产品情况
    □适用√不适用
    3.1.2 公司经营的季节性或周期性特征
    □适用√不适用
    3.1.3 报告期利润构成情况(主营业务利润、其他业务利润、期间费用、投资
收益、补贴收入与营业外收支净额在利润总额中所占比例与前一报告期相比的重大
变动及原因的说明)
√适用□不适用
报告期内,公司主营业务利润、其他业务利润、期间费用、投资收益、补贴
收入与营业外收支净额在利润总额中所占比例与前一报告期相比未发生重大变
化。
(单位:人民币千元)
                          本报告期             前一报告期   
     项目             金额       占利润总额%      金额      
主营业务利润              739,983     106.63%      1,039,356
其它业务利润                    0           0              0
期间费用                  864,307     124.55%      1,581,405
投资收益                  435,192      62.71%        783,004
补贴收入                        0           0              0
营业外收支净额            -46,023      -6.63%        -83,045
利润总额                  693,960     100.00%        956,312
                 前一报告期                
                               增减比例    
     项目       占利润总额%   (百分点)   
主营业务利润          108.68%         -2.05
其它业务利润                0             0
期间费用              165.36%        -40.81
投资收益               81.88%        -19.17
补贴收入                    0             0
营业外收支净额         -8.68%         -2.05
利润总额              100.00%             0
3.1.4 主营业务及其结构与前一报告期相比发生重大变化的情况及原因说明
√适用□不适用
报告期内,公司主营业务及其结构与前一报告期相比未发生重大变化。
(单位:人民币千元)
                            本报告期           前一报告期  
      项目            金额     占主营业务收入%    金额     
利息收入              2,699,796          76.09%   4,936,275
金融机构往来收入        295,424           8.33%     488,232
手续费收入               75,482           2.13%     131,104
汇兑收益                 30,381           0.85%      48,677
投资收益                435,192          12.26%     783,004
其他营业收入             12,005           0.34%      20,188
主营业务收入          3,548,280         100.00%   6,407,480
                    前一报告期    
      项目        占主营业务收入% 
利息收入                    77.04%
金融机构往来收入             7.62%
手续费收入                   2.05%
汇兑收益                     0.76%
投资收益                    12.22%
其他营业收入                 0.31%
主营业务收入               100.00%
3.1.5 主营业务盈利能力(毛利率)与前一报告期相比发生重大变化的情况及其
原因说明
√适用□不适用
报告期内,公司主营业务盈利能力(毛利率)与前一报告期相比未发生重大
变化。
            主营业务收入(千元)  主营业务成本(千元)  毛利率(%)  
本报告期                 3,548,280             2,652,840       25.24%
前一报告期               6,407,480             5,085,311       20.63%
    3.2 重大事项及其影响和解决方案的分析说明
    √适用□不适用
    1、本公司不存在控制关系的关联方
    报告期内,公司的关联交易主要为对股东以及关联方的贷款。公司在处理关
联交易时,均严格按照有关法律、法规及公司制定的各项业务管理规章制度进行,
对公司的经营成果和财务状况没有产生负面影响。报告期末,公司不存在控制关
系的关联方。
公司对持有公司5%及5%以上股份股东的贷款情况如下:
(单位:人民币千元)
    股东名称     持有股权(万股) 2005年9月末贷款余额 2004年末贷款余额  
首钢总公司                60000.96             249,000           249,000
联大集团有限公司             36000             199,000           199,000
注:上述关联方贷款金额均不超过其在公司的投资额。
2、报告期末,公司仍在履行的3000万元以上关联贷款情况如下:
(单位:人民币千元)
         关联企业名称          2005年9月末贷款余额  占贷款总额比例  
首钢总公司                                   249,000           0.12%
北京首钢建设集团有限公司                      96,179           0.05%
北京首钢新钢有限责任公司                     137,440           0.06%
北京首钢特殊钢有限公司                       118,000           0.06%
北京首钢机电有限公司                         138,780           0.07%
中国首钢国际贸易工程公司                      40,000           0.02%
联大集团有限公司                             199,000           0.09%
山东省经济技术开发中心                        99,940           0.05%
山东金安投资有限公司                          88,300           0.04%
北京中关村网络发展有限责任公司                65,206           0.03%
北京国利能源投资有限公司                     280,000           0.13%
    3.3 会计政策、会计估计、合并范围变化以及重大会计差错的情况及原因说明
□适用√不适用
    3.4 经审计且被出具"非标意见"情况下董事会和监事会出具的相关说明
    □适用√不适用
    3.5 预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比
发生大幅度变动的警示及原因说明
    □适用√不适用
    3.6 公司对已披露的年度经营计划或预算的滚动调整情况
    □适用√不适用
    3.7 公司原非流通股东在股权分置改革过程中做出的特殊承诺及其履行情况
    □适用  √不适用
    董事长:刘海燕
    华夏银行股份有限公司董事会
    2005年10月27日
附录:1、资产负债表
2、利润表
3、现金流量表
资产负债表
编制单位:华夏银行股份有限公司                    单位:人民币元
        项     目             2005年9月30日        2004年12月31日    
流动资产                                                             
现金及银行存款                   1,050,929,123.73      972,863,036.46
存放中央银行款项                39,029,299,476.36   59,115,531,007.85
存放同业款项                     8,581,958,579.44    4,522,699,248.52
拆放同业                         1,505,425,500.00    1,239,128,000.00
拆放金融性公司                      49,021,060.62      430,000,000.00
短期贷款                       123,451,812,205.91  107,015,852,217.20
进出口押汇                         990,064,064.94    1,212,047,290.39
应收利息                           704,019,094.82      585,502,938.28
其他应收款                       1,975,908,396.08      435,381,839.67
减:坏账准备                       250,011,770.23      248,988,436.82
应收款项净额                     2,429,915,720.67      771,896,341.13
贴现                            24,199,898,804.16   18,206,992,436.66
短期投资                         7,437,348,255.07    2,332,122,194.73
买入返售款项                     8,274,198,609.00   11,056,523,176.80
一年内到期的长期债券投资         4,946,695,165.28    5,490,262,699.74
流动资产合计                   221,946,566,565.18  212,365,917,649.48
编制单位:华夏银行股份有限公司                    单位:人民币元
       项     目          2005年9月30日      2004年12月31日   
长期资产:                                                    
中长期贷款                57,349,561,382.29  48,645,423,391.29
逾期贷款                   6,849,821,674.62   6,031,887,076.79
减:贷款损失准备           4,719,043,398.26   4,408,978,163.73
长期债券投资              46,932,242,108.11  36,456,353,171.15
长期股权投资                  50,000,000.00      50,000,000.00
减:长期投资减值准备                                          
长期投资净额              46,982,242,108.11  36,506,353,171.15
固定资产原价               4,773,194,050.64   4,644,469,733.73
减:累计折旧               1,266,319,430.77   1,055,970,066.59
固定资产净值               3,506,874,619.87   3,588,499,667.14
在建工程                      27,101,531.01      67,412,391.74
固定资产清理                   4,006,547.18      18,180,516.97
长期资产合计             110,000,564,464.82  90,448,778,051.35
无形资产及其他资产:                                          
无形资产                                                      
长期待摊费用                 516,541,865.96     522,649,293.25
待处理抵债资产               314,654,441.36     253,726,950.02
无形资产及其他资产合计       831,196,307.32     776,376,243.27
递延税项:                                                    
递延税款借项                 713,369,932.80     734,664,115.92
资产总计                 333,491,697,270.12 304,325,736,060.02
编制单位:华夏银行股份有限公司                    单位:人民币元
      项     目         2005年9月30日      2004年12月31日   
流动负债:                                                  
短期存款               167,308,822,287.06 162,874,183,753.45
短期储蓄存款            15,429,185,335.35  15,416,384,182.67
财政性存款                      15,620.14                   
票据融资                 2,023,578,414.68   2,504,367,276.00
同业存放款项            15,195,016,633.87  13,264,115,113.12
同业拆入                     1,807,409.69     520,000,000.00
卖出回购证券款             480,000,000.00   1,280,000,000.00
汇出汇款                   847,096,823.57   1,825,519,264.44
应解汇款及临时存款         763,881,978.85     273,615,492.90
委托资金                                          500,000.00
存入短期保证金          52,038,933,197.71  33,907,329,822.63
应付利息                 1,611,761,843.06   1,045,008,717.54
应付工资                   151,486,213.21      70,670,000.00
应付福利费                  43,368,133.26      33,243,485.99
应交税金                   723,337,630.08     532,383,606.34
应付股利                     3,850,000.00         150,000.00
其他应付款               1,784,819,202.29   1,488,032,021.86
递延收益                   233,459,721.55                   
一年内到期的长期负债        19,095,237.00      14,393,730.60
其他流动负债             2,038,386,721.97                   
流动负债合计           260,697,902,403.34 235,049,896,467.54
编制单位:华夏银行股份有限公司                    单位:人民币元
      项     目         2005年9月30日      2004年12月31日   
长期负债:                                                  
长期存款                42,027,178,180.26  42,741,997,485.56
长期储蓄存款            16,151,981,227.92  12,620,906,913.14
存入长期保证金               7,954,600.00       7,954,600.00
转贷款资金                  84,157,225.73      45,985,604.10
发行长期债券             4,250,000,000.00   4,250,000,000.00
长期负债合计            62,521,271,233.91  59,666,844,602.80
递延税项:                                                  
递延税款贷项                                                
负债合计               323,219,173,637.25 294,716,741,070.34
股东权益:                                                  
股本                     4,200,000,000.00   4,200,000,000.00
资本公积                 3,759,619,618.71   3,759,619,618.71
一般风险准备               100,000,000.00     100,000,000.00
盈余公积                   548,952,305.66     548,952,305.66
其中:公益金               145,993,768.55     145,993,768.55
未分配利润               1,686,104,708.54   1,000,423,065.31
其中:拟分配现金股利                          420,000,000.00
外币报表折算差额           -22,153,000.04                   
股东权益合计            10,272,523,632.87   9,608,994,989.68
负债及股东权益总计     333,491,697,270.12 304,325,736,060.02
法定代表人:刘海燕                    行长:吴建            财务负责人:
刘熙凤
编制单位:华夏银行股份有限公司                    单位:人民币元
     项     目         2005年7-9月     2004年7-9月    
一、营业收入         3,548,280,322.71 2,783,391,369.70
利息收入             2,699,795,797.35 2,119,991,393.35
金融机构往来收入       295,424,175.11   204,089,976.93
手续费收入              75,481,589.27    54,324,349.15
汇兑收益                30,381,068.91    18,099,762.35
投资收益               435,192,254.93   381,844,429.64
其他营业收入            12,005,437.14     5,041,458.28
二、营业支出         2,652,839,619.89 2,125,570,829.41
利息支出             1,175,598,090.57   932,038,135.83
金融机构往来支出       357,283,650.80   242,680,431.05
手续费支出              18,827,755.15    17,783,666.93
营业费用               864,306,521.34   612,937,830.36
其他营业支出           236,823,602.03   320,130,765.24
三、营业税金及附加     155,457,769.51   121,511,084.81
四、营业利润           739,982,933.31   536,309,455.48
加:营业外收入            5,420,099.57     2,534,003.20
减:营业外支出           51,443,508.96    42,805,066.17
五、利润总额           693,959,523.92   496,038,392.51
减:所得税              228,121,987.44   200,238,646.16
六、净利润             465,837,536.48   295,799,746.35
法定代表人:刘海燕                    行长:吴建            财务负责人:
刘熙凤
编制单位:华夏银行股份有限公司                    单位:人民币元
     项     目         2005年1-9月     2004年1-9月    
一、营业收入         9,955,760,647.91 7,787,940,214.52
利息收入             7,636,070,493.50 5,976,506,996.63
金融机构往来收入       783,656,831.16   639,138,868.76
手续费收入             206,585,541.82   161,287,108.80
汇兑收益                79,058,000.89    46,706,439.81
投资收益             1,218,196,062.36   951,255,337.50
其他营业收入            32,193,718.18    13,045,463.02
二、营业支出         7,738,150,716.65 6,034,451,342.43
利息支出             3,612,160,569.86 2,618,302,297.39
金融机构往来支出       703,826,433.60   554,405,919.22
手续费支出              69,873,808.65    39,592,560.26
营业费用             2,445,711,192.18 2,003,745,012.07
其他营业支出           906,578,712.36   818,405,553.49
三、营业税金及附加     438,270,528.85   340,143,676.40
四、营业利润         1,779,339,402.41 1,413,345,195.69
加:营业外收入            9,142,354.13     5,218,087.42
减:营业外支出          138,210,647.24   123,573,818.51
五、利润总额         1,650,271,109.30 1,294,989,464.60
减:所得税              544,589,466.07   503,840,053.52
六、净利润           1,105,681,643.23   791,149,411.08
法定代表人:刘海燕                    行长:吴建            财务负责人:
刘熙凤
编制单位:华夏银行股份有限公司                    单位:人民币元
      项                     目          2005年1-9月     
一、经营活动产生的现金流量:                             
    收回的中长期贷款                     5,796,068,324.28
    吸收的活期存款净额                  -8,484,155,501.98
    吸收的活期存款以外的其他存款       609,597,171,881.82
    同业存款净额                         1,930,901,520.75
    向其他金融企业拆入的资金净额        -1,800,788,861.32
    收取的利息                           8,618,376,246.41
    收取的手续费                           206,585,541.82
    收回的已于前期核销的贷款                 1,159,022.75
    收回的委托资金净额                   1,276,099,780.92
    收到的其他与经营活动有关的现金       1,364,064,216.31
       现金流入小计                    618,505,482,171.76
    对外发放的中长期贷款                15,413,469,702.09
    对外发放的短期贷款净额              22,954,408,562.96
    对外发放的委托贷款净额               1,233,726,652.89
    支付的活期存款以外的其他存款本金   575,144,221,358.18
    存放同业款项净额                     1,484,759,084.11
    拆放其他金融机构资金净额            -3,026,486,325.11
    支付的利息                           3,391,950,227.14
    支付的手续费                            69,873,808.65
    支付给职工以及为职工支付的现金         900,176,039.87
    支付的所得税款                         503,022,103.03
    支付的除所得税以外的其他税费           299,210,870.19
    支付的其他与经营活动有关的现金       3,010,230,891.80
       现金流出小计                    621,378,562,975.80
    经营活动产生的现金流量净额          -2,873,080,804.04
编制单位:华夏银行股份有限公司                    单位:人民币元
                项                     目                    2005年1-9月     
二、投资活动产生的现金流量:                                                 
    收回投资所收到的现金                                    72,276,358,892.85
    取得债券利息收入所收到的现金                             1,106,829,228.31
    处置固定资产、无形资产和其他长期资产而收到的现金净额            80,909.87
        现金流入小计                                        73,383,269,031.03
    购建固定资产、无形资产和其他长期资产所支付的现金           361,614,601.54
    债券投资所支付的现金                                    87,336,239,703.23
        现金流出小计                                        87,697,854,304.77
   投资活动产生的现金流量净额                              -14,314,585,273.74
三、筹资活动产生的现金流量:                                                 
    吸收权益性投资所收到的现金                                               
    发行债券所收到的现金                                                     
        现金流入小计                                                         
    分配股利或利润所支付的现金                                 416,300,000.00
        现金流出小计                                           416,300,000.00
   筹资活动产生的现金流量净额                                 -416,300,000.00
四、汇率变动对现金的影响额                                       6,598,380.37
五、现金及现金等价物净增加额                               -17,597,367,697.41
现金流量表(续)
编制单位:华夏银行股份有限公司                    单位:人民币元
                  项                     目                         2005年1-9月        
现金流量表补充说明                                                                     
1、不涉及现金收支的投资和筹资活动:                                                    
   以固定资产偿还债务                                                                  
   以投资偿还债务                                                                      
   以固定资产进行投资                                                                  
   以其他实物资产偿还债务                                                              
   融资租赁固定资产                                                                    
   接受捐赠的非现金资产                                                                
   以投资转贷款                                                                        
2、将净利润调节为经营活动的现金流量:                                                  
   净利润                                                              1,105,681,643.23
   加:计提的坏帐准备或转销的坏帐及计提的其他资产减值准备                  3,572,090.92
       计提的贷款呆帐准备                                                844,122,426.80
       固定资产折旧                                                      223,223,576.68
       长期待摊费用摊销                                                  273,201,145.36
       处置固定资产、无形资产和其他长期资产的损失(减:收益)             12,904,201.67
       投资损失(减收益)                                               -1,218,196,062.36
       经营性应收项目的减少(减:增加)                              -33,819,011,548.50
       经营性应付项目的增加(减:减少)                               29,701,421,722.16
   经营活动产生的现金流量净额                                         -2,873,080,804.04
3、现金及现金等价物的净增加情况:                                                      
   现金的期末余额                                                      1,050,929,123.73
   减:现金的期初余额                                                    972,863,036.46
   加:现金等价物的期末余额                                           32,751,299,364.33
   减:现金等价物的期初余额                                           50,426,733,149.01
   现金及现金等价物净增加额                                          -17,597,367,697.41
    法定代表人:刘海燕                    行长:吴建            财务负责
人:刘熙凤