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华夏银行(600015)公告正文

华夏银行股份有限公司2004年第三季度报告

公告日期:2004-10-30


                  华夏银行股份有限公司2004年第三季度报告

    1重要提示
    1.1本公司董事会及其董事保证本报告所载资料不存在任何虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    1.2本公司第四届董事会第四次会议于2004年10月28日审议通过了公司《2004年第三季度报告》
    1.3公司第三季度财务报告未经审计。
    1.4公司董事长刘海燕、行长吴建、财务负责人刘熙凤及会计机构负责人张兆良、孙立国,保证季度报告中财务报告的真实、完整。
    2公司基本情况
    2.1公司基本信息
股票简称    华夏银行      变更前简称(如有)
股票代码    600015
                        董事会秘书                          证券事务代表
姓名        赵京学                                                张太旗
联系地址    北京市东城区建国门内大街22号    北京市东城区建国门内大街22号
            华夏银行大厦                                    华夏银行大厦
电话        01085238570                                      01085238570
传真        01085239605                                      01085239605
电子信箱    zhdb@hxb.cc                                      zhdb@hxb.cc
    2.2财务资料
    2.2.1主要会计数据及财务指标
                                                                           币种:人民币
                                         本报告期末           上年度期末
总资产(千元)                            276,153,415          246,828,787
股东权益(不含少数股东权益)(千元)        9,383,227            8,627,077
每股净资产(元)                                 2.23                 2.46
调整后的每股净资产(元)                         2.12                 2.32
                                             报告期     年初至报告期期末
                                         (7-9月)           (1-9月)
经营活动产生的现金流量净额(千元)                              -5,618,829
每股收益(元)                                   0.07                 0.19
净资产收益率(%)                             3.15%                8.43%
扣除非经常性损益后的净资产收益率              3.51%                9.60%
(%)

                                                    本报告期末比上年度期
                                                            末增减(%)
总资产(千元)                                                      11.88%
股东权益(不含少数股东权益)(千元)                                 8.76%
每股净资产(元)                                                    -9.35%
调整后的每股净资产(元)                                            -8.62%
                                                    本报告期比上年同期增
                                                                减(%)
经营活动产生的现金流量净额(千元)
每股收益(元)                                                      -7.33%
净资产收益率(%)                                       增加0.42个百分点
扣除非经常性损益后的净资产收益率                        增加0.48个百分点
(%)
非经常性损益项目                                                    金额
营业外收入                                                         5,218
营业外支出                                                       123,574
收回已核销贷款                                                     7,512
非经常性损益影响所得税                                            -1,023
合计                                                            -109,821
    2.2.2利润表(见附录)
    2.3前十名流通股股东持股表
                                                                              单位:股
报告期末股东总数(户)                                          332424户
前十名流通股股东持股情况
股东名称(全称)                                    期末持有流通股的数量
博时裕富证券投资基金                                           6,559,908
中国高新投资集团公司                                           5,775,595
华安上证180指数增强型证券投资基金                              2,847,560
林渐娟                                                         2,240,600
林伟仪                                                         2,236,360
朱文琪                                                         2,160,000
天同180指数证券投资基金                                        1,712,663
王惠强                                                         1,655,630
张宗德                                                         1,499,200
广州天广发投资有限公司                                         1,400,000

                                                       种类(A、B、H股或
股东名称(全称)
                                                                  其它)
博时裕富证券投资基金                                                 A股
中国高新投资集团公司                                                 A股
华安上证180指数增强型证券投资基金                                    A股
林渐娟                                                               A股
林伟仪                                                               A股
朱文琪                                                               A股
天同180指数证券投资基金                                              A股
王惠强                                                               A股
张宗德                                                               A股
广州天广发投资有限公司                                               A股
    3管理层讨论与分析
    3.1公司报告期内经营活动总体状况的简要分析
    1、总资产规模达到2761.53亿元,比2003年12月31日增加293.24亿元,增长11.88%;
    2、本外币存款余额为2291.17亿元,比2003年12月31日增加198.03亿元,增长9.46%;
    3、股东权益达到93.83亿元,比2003年12月31日增加7.56亿元,增长8.76%;
    4、主营业务利润为14.13亿元,比上年同期增加2.19亿元,增长18.34%;
    5、利润总额为12.95亿元,比上年同期增加2.02亿元,增长18.48%。
    3.1.1占主营收入或主营业务利润总额10%以上的主营行业或产品情况
    □适用√不适用
    3.1.2公司经营的季节性或周期性特征
    □适用√不适用
    3.1.3报告期利润构成情况(主营业务利润、其他业务利润、期间费用、投资收益、补贴收入与营业外收支净额在利润总额中所占比例与前一报告期相比的重大变动及原因的说明)
    □适用√不适用
    3.1.4主营业务及其结构与前一报告期相比发生重大变化的情况及原因说明
    □适用√不适用
    3.1.5主营业务盈利能力(毛利率)与前一报告期相比发生重大变化的情况及其原因说明
    √适用□不适用
              主营业务收入(千元)   主营业务成本(千元)    毛利率(%)
本报告期      2,783,391                        2,247,082          19.27%
前一报告期    5,004,549                        4,127,513          17.52%
    3.2重大事项及其影响和解决方案的分析说明
    □适用√不适用
    3.3会计政策、会计估计、合并范围变化以及重大会计差错的情况及原因说明
    □适用√不适用
    3.4经审计且被出具"非标意见"情况下董事会和监事会出具的相关说明
    □适用√不适用
    3.5预测年初至下一报告期期末的累计净利润可能为亏损或者与上年同期相比发生大幅度变动的警示及原因说明
    □适用√不适用
    3.6公司对已披露的年度经营计划或预算的滚动调整情况
    □适用√不适用
    董事长:刘海燕
    华夏银行股份有限公司董事会
    2004年10月28日
    4附录:
    资产负债表
                                                       单位:元币种:人民币未经审计
                                                 期末数
项目                        编号
                                            合并                   母公司
流动资产
现金及银行存款                                             971,526,345.95
贵金属
存放中央银行款项                                        33,834,835,889.42
存放同业款项                                             5,694,281,316.82
存放联行款项
存放系统内款项
拆放同业                                                   952,338,500.00
拆放金融性公司                                             413,150,196.77
短期贷款                                               103,790,009,572.05
进出口押汇                                                 982,273,170.23
议付信用证款项                                                          0
应收利息                                                   539,975,126.27
其他应收款                                               1,448,512,413.61
减:坏账准备                                               217,642,686.91
应收款项净额                                             1,770,844,852.97
贴现                                                    22,204,022,064.01
短期投资                                                 1,715,794,713.51
委托贷款及委托投资                                       4,929,985,293.41
买入返售资产                                             1,048,680,684.93
待摊费用
一年内到期的长期债券投资                                 7,679,118,131.99
一年内到期的其他长期资产
其他流动资产
流动资产合计                                           185,986,860,732.06
长期资产:
中长期贷款                                              45,860,622,419.99
逾期贷款                                                 7,148,409,877.59
减:贷款呆账准备                                         3,855,728,027.14
长期债券投资                                            36,024,420,728.44
长期股权投资
减:长期投资减值准备
长期投资净额                                            36,024,420,728.44
固定资产原价                                             4,047,533,188.89
减:累计折旧                                               993,942,822.42
固定资产净值                                             3,053,590,366.47
在建工程                                                   454,247,976.67
固定资产清理                                                25,241,353.94
长期资产合计                                            88,710,804,695.96
无形资产及其他资产:
无形资产
长期待摊费用                                               490,759,050.92
待处理抵债资产                                             166,781,928.71
其他长期资产                                                50,000,000.00
无形资产及其他资产合计                                     707,540,979.63
递延税项:
递延税款借项                                               748,208,468.61
资产总计                                               276,153,414,876.26
流动负债:
短期存款                                               138,053,357,434.33
短期储蓄存款                                            13,114,152,990.81
财政性存款
向中央银行借款                                             355,868,500.60
同业存放款项                                            12,339,307,060.32
联行存放款项
系统内存款
同业拆入                                                 1,729,315,750.00
金融性公司拆入                                             400,000,000.00
卖出回购证券款                                           9,175,137,441.08
汇出汇款                                                 1,420,617,338.27
应解汇款及临时存款                                         414,649,599.00
委托资金                                                 4,929,985,293.41
存入短期保证金                                          29,799,912,858.50
应付利息                                                 1,206,828,025.16
应付工资                                                   247,286,827.29
应付福利费                                                  30,142,233.44
应交税金                                                   494,874,265.89
应付股利                                                       150,000.00
其他应付款                                               1,073,600,422.90
预提费用
递延收益
发行短期债券
一年内到期的长期负债
其他流动负债
流动负债合计                                           214,785,186,041.00
长期负债:
长期存款                                                37,650,000,000.00
长期储蓄存款                                            10,085,002,006.06
存入长期保证金
转贷款资金
发行长期债券                                             4,250,000,000.00
长期应付款
其他长期负债
长期负债合计                                            51,985,002,006.06
递延税项:
递延税款贷项
负债合计                                               266,770,188,047.06
股东权益:
股本                                                     4,200,000,000.00
资本公积                                                 3,759,619,618.71
一般风险准备                                               100,000,000.00
盈余公积                                                   396,414,669.92
其中:公益金                                                95,147,889.97
未分配利润                                                 927,192,540.57
其中:拟分配现金股利
股东权益合计                                             9,383,226,829.20
减:待处理财产净损失
股东权益净额                                             9,383,226,829.20
负债及股东权益总计                                     276,153,414,876.26

                                                 期初数
项目
                                       合并                       母公司
流动资产
现金及银行存款                                            764,663,063.38
贵金属
存放中央银行款项                                       45,260,805,053.63
存放同业款项                                            2,907,504,080.47
存放联行款项
存放系统内款项
拆放同业                                                    5,000,000.00
拆放金融性公司                                            712,144,629.89
短期贷款                                               86,184,435,830.62
进出口押汇                                              1,117,176,420.38
议付信用证款项
应收利息                                                  460,233,838.79
其他应收款                                                356,524,229.77
减:坏账准备                                              213,977,113.36
应收款项净额                                              602,780,955.20
贴现                                                   21,890,617,476.28
短期投资                                                3,830,998,847.36
委托贷款及委托投资                                      4,000,153,848.80
买入返售资产                                            4,673,400,000.00
待摊费用
一年内到期的长期债券投资                                4,663,022,166.25
一年内到期的其他长期资产
其他流动资产
流动资产合计                                          176,612,702,372.26
长期资产:
中长期贷款                                             36,113,516,904.17
逾期贷款                                                5,450,012,334.53
减:贷款呆账准备                                        3,640,456,869.73
长期债券投资                                           27,413,446,668.98
长期股权投资
减:长期投资减值准备
长期投资净额                                           27,413,446,668.98
固定资产原价                                            2,798,777,917.69
减:累计折旧                                              823,872,884.96
固定资产净值                                            1,974,905,032.73
在建工程                                                1,415,079,584.34
固定资产清理                                               37,733,713.40
长期资产合计                                           68,764,237,368.42
无形资产及其他资产:
无形资产
长期待摊费用                                              504,479,360.33
待处理抵债资产                                            144,576,973.15
其他长期资产                                               50,000,000.00
无形资产及其他资产合计                                    699,056,333.48
递延税项:
递延税款借项                                              752,790,966.77
资产总计                                              246,828,787,040.93
流动负债:
短期存款                                              137,797,637,366.02
短期储蓄存款                                           11,014,541,346.89
财政性存款
向中央银行借款                                          1,812,101,796.45
同业存放款项                                           11,617,229,796.12
联行存放款项
系统内存款
同业拆入                                                  680,000,000.00
金融性公司拆入
卖出回购证券款                                          7,481,592,151.80
汇出汇款                                                  907,563,848.78
应解汇款及临时存款                                         30,953,610.26
委托资金                                                4,000,153,848.80
存入短期保证金                                         22,307,423,867.03
应付利息                                                  712,279,494.06
应付工资                                                  125,079,810.02
应付福利费                                                 30,948,298.66
应交税金                                                  541,659,422.20
应付股利                                                   27,975,367.92
其他应付款                                                951,366,190.87
预提费用
递延收益
发行短期债券
一年内到期的长期负债
其他流动负债
流动负债合计                                          200,038,506,215.88
长期负债:
长期存款                                               29,950,000,000.00
长期储蓄存款                                            8,213,203,406.93
存入长期保证金
转贷款资金
发行长期债券
长期应付款
其他长期负债
长期负债合计                                           38,163,203,406.93
递延税项:
递延税款贷项
负债合计                                              238,201,709,622.81
股东权益:
股本                                                    3,500,000,000.00
资本公积                                                4,459,619,618.71
一般风险准备                                              100,000,000.00
盈余公积                                                  396,414,669.92
其中:公益金                                               95,147,889.97
未分配利润                                                171,043,129.49
其中:拟分配现金股利                                       35,000,000.00
股东权益合计                                            8,627,077,418.12
减:待处理财产净损失
股东权益净额                                            8,627,077,418.12
负债及股东权益总计                                    246,828,787,040.93
    法定代表人:刘海燕                        行长:吴建                    财务负责人:刘熙凤
    利润表
                                                     单位:元币种:人民币未经审计
                                                 本期数(7-9)月
项目                    编号
                                        合并                      母公司
一、营业收入                                            2,783,391,369.70
利息收入                                                2,119,991,393.35
金融机构往来收入                                          204,089,976.93
手续费收入                                                 54,324,349.15
汇兑收益                                                   18,099,762.35
投资收益                                                  381,844,429.64
其他营业收入                                                5,041,458.28
二、营业支出                                            2,125,570,829.41
利息支出                                                  932,038,135.83
金融机构往来支出                                          242,680,431.05
手续费支出                                                 17,783,666.93
营业费用                                                  612,937,830.36
其他营业支出                                              320,130,765.24
三、营业税金及附加                                        121,511,084.81
四、营业利润                                              536,309,455.48
加:营业外收入                                              2,534,003.20
减:营业外支出                                             42,805,066.17
五、利润总额                                              496,038,392.51
减:所得税                                                200,238,646.16
六、净利润                                                295,799,746.35

                                        上年同期数(7-9)月
项目
                             合并                                 母公司
一、营业收入                                            2,178,462,146.09
利息收入                                                1,661,166,659.42
金融机构往来收入                                          138,411,679.03
手续费收入                                                 50,228,696.06
汇兑收益                                                    3,263,704.99
投资收益                                                  285,498,876.65
其他营业收入                                               39,892,529.94
二、营业支出                                            1,630,728,983.87
利息支出                                                  637,333,727.45
金融机构往来支出                                          129,727,068.62
手续费支出                                                  9,057,281.19
营业费用                                                  470,388,825.95
其他营业支出                                              384,222,080.66
三、营业税金及附加                                         96,205,603.60
四、营业利润                                              451,527,558.62
加:营业外收入                                             10,435,879.13
减:营业外支出                                             38,412,395.22
五、利润总额                                              423,551,042.53
减:所得税                                                157,902,552.33
六、净利润                                                265,648,490.20
    法定代表人:刘海燕                  行长:吴建          财务负责人:刘熙凤
    利润表
                                                     单位:元币种:人民币未经审计
                                                年初至报告期数(1-9)月
项目                    编号
                                       合并                       母公司
一、营业收入                                            7,787,940,214.52
利息收入                                                5,976,506,996.63
金融机构往来收入                                          639,138,868.76
手续费收入                                                161,287,108.80
汇兑收益                                                   46,706,439.81
投资收益                                                  951,255,337.50
其他营业收入                                               13,045,463.02
二、营业支出                                            6,034,451,342.43
利息支出                                                2,618,302,297.39
金融机构往来支出                                          554,405,919.22
手续费支出                                                 39,592,560.26
营业费用                                                2,003,745,012.07
其他营业支出                                              818,405,553.49
三、营业税金及附加                                        340,143,676.40
四、营业利润                                            1,413,345,195.69
加:营业外收入                                              5,218,087.42
减:营业外支出                                            123,573,818.51
五、利润总额                                            1,294,989,464.60
减:所得税                                                503,840,053.52
六、净利润                                                791,149,411.08

                                          上年同期数(1-9)月
项目
                                  合并                            母公司
一、营业收入                                            6,014,190,545.13
利息收入                                                4,495,035,490.60
金融机构往来收入                                          378,465,433.54
手续费收入                                                147,693,514.33
汇兑收益                                                   33,758,810.49
投资收益                                                  868,260,570.17
其他营业收入                                               90,976,726.00
二、营业支出                                            4,555,655,205.50
利息支出                                                1,818,452,648.57
金融机构往来支出                                          350,402,320.55
手续费支出                                                 23,567,072.25
营业费用                                                1,501,231,895.66
其他营业支出                                              862,001,268.47
三、营业税金及附加                                        264,202,308.79
四、营业利润                                            1,194,333,030.84
加:营业外收入                                             15,700,210.42
减:营业外支出                                            116,668,843.11
五、利润总额                                            1,093,364,398.15
减:所得税                                                432,526,028.13
六、净利润                                                660,838,370.02
    法定代表人:刘海燕                           行长:吴建                    财务负责人:刘熙凤
    现金流量表
                                                     单位:元币种:人民币未经审计
项目                                                   编号         合并
一、经营活动产生的现金流量:
收回的中长期贷款
吸收的活期存款净额
吸收的活期存款以外的其他存款
同业存款净额
系统内存款净额
向其他金融企业拆入的资金净额
收取的利息
收取的手续费
收回的已于前期核销的贷款
收回的委托资金净额
收到的其他与经营活动有关的现金
现金流入小计
对外发放的中长期贷款
对外发放的短期贷款净额
对外发放的委托贷款净额
支付的活期存款以外的其他存款本金
存放同业款项净额
存放系统内款项净额
拆放其他金融机构资金净额
支付的利息
支付的手续费
支付给职工以及为职工支付的现金
支付的所得税款
支付的除所得税以外的其他税费
支付的其他与经营活动有关的现金
现金流出小计
经营活动产生的现金流量净额
二、投资活动产生的现金流量:
收回投资所收到的现金
分得股利或利润所收到的现金
取得债券利息收入所收到的现金
处置固定资产、无形资产和其他长期资产而收到的
现金净额
收到的其他与投资活动有关的现金
现金流入小计
购建固定资产、无形资产和其他长期资产所支付的
现金
权益性投资所支付的现金
债券投资所支付的现金
支付的其他与投资活动有关的现金
现金流出小计
投资活动产生的现金流量净额
三、筹资活动产生的现金流量:
吸收权益性投资所收到的现金
发行债券所收到的现金
借款所收到的现金
收到的其他与筹资活动有关的现金
现金流入小计
偿还债务所支付的现金
分配股利或利润所支付的现金
减少注册资本所支付的现金
支付的其他与筹资活动有关的现金
现金流出小计
筹资活动产生的现金流量净额
四、汇率变动对现金的影响额
五、现金及现金等价物净增加额
现金流量表补充说明
1、不涉及现金收支的投资和筹资活动:
以固定资产偿还债务
以投资偿还债务
以固定资产进行投资
以其他实物资产偿还债务
融资租赁固定资产
接受捐赠的非现金资产
以投资转贷款
2、将净利润调节为经营活动的现金流量:
净利润
加:计提的坏帐准备或转销的坏帐及计提的其他资
产减值准备
计提的投资风险准备
计提的贷款呆帐准备
固定资产折旧
无形资产摊销
长期待摊费用摊销
处置固定资产、无形资产和其他长期资产的损失
(减:收益)
固定资产报废损失
其他营业支出
投资损失(减收益)
经营性应收项目的减少(减:增加)
经营性应付项目的增加(减:减少)
其他
经营活动产生的现金流量净额
3、现金及现金等价物的净增加情况:
现金的期末余额
减:现金的期初余额
加:现金等价物的期末余额
减:现金等价物的期初余额
现金及现金等价物净增加额

项目                                                              母公司
一、经营活动产生的现金流量:
收回的中长期贷款                                        6,851,225,375.39
吸收的活期存款净额                                     -2,255,359,517.55
吸收的活期存款以外的其他存款                          496,078,356,347.23
同业存款净额                                              722,077,264.20
系统内存款净额
向其他金融企业拆入的资金净额                            1,686,627,743.43
收取的利息                                              6,589,506,089.07
收取的手续费                                              161,287,108.80
收回的已于前期核销的贷款                                    7,512,121.73
收回的委托资金净额                                        929,801,444.61
收到的其他与经营活动有关的现金                            269,483,448.81
现金流入小计                                          511,040,517,425.72
对外发放的中长期贷款                                   18,832,188,585.22
对外发放的短期贷款净额                                 18,632,225,079.01
对外发放的委托贷款净额                                    929,831,444.61
支付的活期存款以外的其他存款本金                      474,172,005,865.36
存放同业款项净额                                        2,416,854,436.74
存放系统内款项净额
拆放其他金融机构资金净额                               -4,457,774,236.24
支付的利息                                              2,706,819,231.67
支付的手续费                                               39,592,560.26
支付给职工以及为职工支付的现金                            715,062,140.82
支付的所得税款                                            502,832,227.47
支付的除所得税以外的其他税费                              404,384,946.78
支付的其他与经营活动有关的现金                          1,765,323,809.47
现金流出小计                                          516,659,346,091.17
经营活动产生的现金流量净额                             -5,618,828,665.45
二、投资活动产生的现金流量:
收回投资所收到的现金                                   36,202,164,522.95
分得股利或利润所收到的现金
取得债券利息收入所收到的现金                              863,916,797.57
处置固定资产、无形资产和其他长期资产而收到的                  276,581.00
现金净额
收到的其他与投资活动有关的现金
现金流入小计                                           37,066,357,901.52
购建固定资产、无形资产和其他长期资产所支付的              521,265,024.75
现金
权益性投资所支付的现金
债券投资所支付的现金                                   45,640,283,425.43
支付的其他与投资活动有关的现金
现金流出小计                                           46,161,548,450.18
投资活动产生的现金流量净额                             -9,095,190,548.66
三、筹资活动产生的现金流量:
吸收权益性投资所收到的现金                              4,250,000,000.00
发行债券所收到的现金
借款所收到的现金
收到的其他与筹资活动有关的现金
现金流入小计                                            4,250,000,000.00
偿还债务所支付的现金
分配股利或利润所支付的现金                                 62,825,367.92
减少注册资本所支付的现金
支付的其他与筹资活动有关的现金
现金流出小计                                               62,825,367.92
筹资活动产生的现金流量净额                              4,187,174,632.08
四、汇率变动对现金的影响额
五、现金及现金等价物净增加额                          -10,526,844,582.03
现金流量表补充说明
1、不涉及现金收支的投资和筹资活动:
以固定资产偿还债务
以投资偿还债务
以固定资产进行投资
以其他实物资产偿还债务
融资租赁固定资产
接受捐赠的非现金资产
以投资转贷款
2、将净利润调节为经营活动的现金流量:
净利润                                                    791,149,411.08
加:计提的坏帐准备或转销的坏帐及计提的其他资               68,307,507.60
产减值准备
计提的投资风险准备
计提的贷款呆帐准备                                        717,631,456.89
固定资产折旧                                              177,887,826.88
无形资产摊销
长期待摊费用摊销                                          292,100,619.25
处置固定资产、无形资产和其他长期资产的损失                 10,257,773.62
(减:收益)
固定资产报废损失
其他营业支出                                               32,466,589.00
投资损失(减收益)                                         -951,255,337.50
经营性应收项目的减少(减:增加)                      -31,204,056,822.11
经营性应付项目的增加(减:减少)                       24,346,303,792.17
其他
经营活动产生的现金流量净额                             -5,618,828,665.45
3、现金及现金等价物的净增加情况:
现金的期末余额                                            971,526,345.95
减:现金的期初余额                                        764,663,063.38
加:现金等价物的期末余额                               27,051,087,708.76
减:现金等价物的期初余额                               37,784,795,573.36
现金及现金等价物净增加额                              -10,526,844,582.03
    法定代表人:刘海燕                         行长:吴建                  财务负责人:刘熙凤