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2019年09月16日 星期一

宁波银行(002142)公告正文

宁波银行:2014年第一季度报告正文

公告日期:2014-04-26

                                                                   宁波银行股份有限公司 2014 年第一季度报告正文


证券代码:002142                             证券简称:宁波银行                              公告编号:2014-022




           宁波银行股份有限公司 2014 年第一季度报告正文


                                         第一节 重要提示

    公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整,不存在虚
假记载、误导性陈述或者重大遗漏,并承担个别和连带的法律责任。
       公司第一季度财务报告未经会计师事务所审计。
    公司负责人陆华裕先生、行长罗孟波先生、主管会计工作负责人罗维开先生及会计机构负责人(会计主
管人员)孙洪波女士声明:保证季度报告中财务报表的真实、准确、完整。
       所有董事均已出席了审议本次季报的董事会会议。



                            第二节 主要财务数据及股东变化

       一、主要会计数据和财务指标


       (一)主要会计数据


       报告期内,公司未对以前期间财务数据进行追溯调整或重述。


                                                   2014 年 1-3 月        2013 年 1-3 月      比上年同期增减
营业收入(千元)                                       3,529,709           2,937,207              20.17%
归属于上市公司股东的净利润(千元)                     1,502,152           1,269,533              18.32%
归属于上市公司股东的扣除非经常性损益的净利润(千
元)                                                   1,503,183           1,264,837              18.84%
经营活动产生的现金流量净额(千元)                  27,211,732             34,280,627            (20.62%)
每股经营活动产生的现金流量净额(元)                     9.44                11.89               (20.62%)
基本每股收益(元)                                       0.52                 0.44                18.32%
稀释每股收益(元)                                       0.52                 0.44                18.32%
扣除非经常性损益后的基本每股收益(元)                   0.52                 0.44                18.84%
加权平均净资产收益率                                    5.68%                5.58%          提高 0.10 个百分点



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                                                                          宁波银行股份有限公司 2014 年第一季度报告正文
扣除非经常性损益后的加权平均净资产收益率                       5.69%                    5.56%             提高 0.13 个百分点
全面摊薄净资产收益率                                           5.49%                    5.43%             提高 0.06 个百分点
扣除非经常性损益后的全面摊薄净资产收益率                       5.50%                    5.41%             提高 0.09 个百分点
                                                       2014 年 3 月 31 日         2013 年 12 月 31 日             增减幅度
总资产(千元)                                           531,748,357                 467,772,601                   13.68%
归属于上市公司股东的所有者权益(千元)                    27,343,001                 25,506,693                    7.20%
股本(千股)                                                 2,883,821                2,883,821                    0.00%
归属于上市公司股东的每股净资产(元/股)                         9.48                     8.84                      7.20%
    注:1、有关指标根据《公开发行证券的公司信息披露内容与格式准则第 2 号--年度报告的内容与格式》(2012 年修订)
及《公开发行证券的公司信息披露编报规则第 9 号:净资产收益率和每股收益的计算及披露》(2010 年修订)规定计算。
    2、营业收入包括利息净收入、手续费及佣金净收入、投资收益、公允价值变动收益、汇兑收益和其他业务收入。
    3、以上数据均为并表口径。


    (二)非经常性损益项目及金额

                                                                                                         单位:(人民币)千元
                                    非经常性损益项目                                                    2014 年 1-3 月金额
1、非流动性资产处置损益                                                                                            1
2、计入当期损益的政府补助                                                                                          0

3、采用公允价值模式进行后续计量的投资性房地产公允价值变动产生的损益                                                0
4、除上述各项之外的其他营业外收入和支出                                                                        (1,376)
合计对利润总额的影响                                                                                           (1,375)
所得税影响额                                                                                                      344
                                          合计                                                                 (1,031)
    注:根据《公开发行证券的公司信息披露解释性公告第 1 号——非经常性损益》(2008 年修订)规定计算。


    (三)补充财务指标

                                                       监管             2014 年        2013 年          2012 年          2011 年
                     监管指标                          标准            3 月 31 日     12 月 31 日   12 月 31 日         12 月 31 日
                                资本充足率(%)          ≥10.5            11.04          12.06           不适用            不适用
根据《商业银行资本管理
                            一级资本充足率(%)          ≥8.5             8.81            9.35           不适用            不适用
    办法(试行)》
                           核心一级资本充足率(%)       ≥7.5             8.81            9.35           不适用            不适用
根据《商业银行资本充足          资本充足率(%)           ≥8              12.28          13.88           15.65             15.36
     率管理办法》           核心资本充足率(%)           ≥4              9.01           10.16           11.49             12.17
流动性比率(本外币)(%)                                   ≥25             46.93          42.68           41.99             52.19
                                拆入资金比例            ≤8              2.16            1.54            4.66              2.76
 拆借资金比例(人民币)(%)
                                拆出资金比例            ≤8              1.22            0.22            3.3               0.59
存贷款比例(本外币)(%)                                   ≤75             60.97          61.97           67.74             66.62
不良贷款比率(%)                                         ≤5              0.89            0.89            0.76              0.68
拨备覆盖率(%)                                          ≥150            248.74          254.88          275.39            240.74
单一最大客户贷款比例(%)                                 ≤10             3.44            3.08            2.44              2.17


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                                                                          宁波银行股份有限公司 2014 年第一季度报告正文

最大十家单一客户贷款比例(%)                                ≤50         16.60         15.54            16.1              18.31
单一最大集团客户授信比例(%)                                ≤15          6.44         6.73             3.99               3.23
                           正常类贷款迁徙率                              0.69         2.92             2.67               3.96
正常贷款迁徙率(%)          关注类贷款迁徙率                             22.12         38.49           14.81               8.8
                           次级类贷款迁徙率                             41.58         64.07           76.75               4.49
不良贷款迁徙率(%)          可疑类贷款迁徙率                              8.38         31.15           38.95              36.64
利息收回率(%)                                                           96.26         96.06           98.53              99.12
总资产收益率(%)                                                          1.20         1.15             1.28               1.24
成本收入比(%)                                                           31.57         34.86           34.13              36.38
资产负债率(%)                                                           94.86         94.54           94.08              92.82
    注:1、公司根据中国银监会颁布的《商业银行资本管理办法(试行)》和《商业银行资本充足率管理办法》(简称“旧办
法”)有关规定计算和披露资本充足率,数据口径为母公司口径。
    2、上表中流动性比率、存贷款比率、单一最大客户贷款比例、最大十家客户贷款比例、单一最大集团客户授信比例按
照上报监管机构的数据计算。


    二、报告期末股东总数及前十名股东持股情况表
                                                                                                                         单位:股
           报告期股东总数                                                       124,705
                                                   前 10 名股东持股情况
                                                                                      持有有限售           质押或冻结情况
                                                            持股比例 报告期末持
                股东名称                      股东性质                                条件的股份
                                                                 (%)      股数量                     股份状态            数量
                                                                                           数量
新加坡华侨银行有限公司                        境外法人            13.74 396,320,529         0
雅戈尔集团股份有限公司                  境内非国有法人          11.13   320,826,940         0
宁波开发投资集团有限公司                      国有法人          9.36    270,000,000         0
华茂集团股份有限公司                    境内非国有法人          8.32    240,000,000         0              质押     73,000,000
宁波市电力开发公司                            国有法人          7.68    221,503,488         0              质押     162,000,000
宁波富邦控股集团有限公司                境内非国有法人          6.98    201,304,200         0              质押     136,340,000
宁波杉杉股份有限公司                    境内非国有法人          6.21    179,000,000         0
卓力电器集团有限公司                    境内非国有法人          1.87    54,000,000          0              质押     54,000,000
新加坡华侨银行有限公司(QFII)                境外法人          1.60    46,099,471          0
宁兴(宁波)资产管理有限公司            境内非国有法人          1.55    44,750,000          0
                                        根据宁波市国资委《关于宁波市电力开发公司产权划转的批复》(甬国资委办
                                        [2005]28 号),宁波市电力开发公司产权被整体划转给宁波开发投资集团有限公
上述股东关联关系或一致行动的说明        司,成为宁波开发投资集团有限公司下属全资子公司,该产权划转事项尚未办妥;
                                        宁波开发投资集团有限公司和宁兴(宁波)资产管理有限公司为一致行动人;新加
                                        坡华侨银行有限公司(QFII)是新加坡华侨银行有限公司的合格境内机构投资者。
                                              前 10 名无限售条件股东持股情况
                                        期末持有无限售条件股份数                                股份种类
                股东名称
                                                      量                        股份种类                          数量
新加坡华侨银行有限公司                            396,320,529                人民币普通股                    396,320,529
雅戈尔集团股份有限公司                            320,826,940                人民币普通股                    320,826,940
宁波开发投资集团有限公司                          270,000,000                人民币普通股                    270,000,000


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                                                                           宁波银行股份有限公司 2014 年第一季度报告正文

华茂集团股份有限公司                             240,000,000                 人民币普通股                 240,000,000
宁波市电力开发公司                               221,503,488                 人民币普通股                 221,503,488
宁波富邦控股集团有限公司                         201,304,200                 人民币普通股                 201,304,200
宁波杉杉股份有限公司                             179,000,000                 人民币普通股                 179,000,000
卓力电器集团有限公司                             54,000,000                  人民币普通股                 54,000,000
新加坡华侨银行有限公司(QFII)                   46,099,471                  人民币普通股                 46,099,471
宁兴(宁波)资产管理有限公司                     44,750,000                  人民币普通股                 44,750,000




                                             第三节 重要事项

一、报告期主要会计报表项目、财务指标发生重大变动的情况及原因

                                                                                                        单位:(人民币)千元
                 项 目                       2014 年 1-3 月              比上年同期增减                   主要原因
手续费及佣金收入                                684,159                       72.51%                 中间业务渠道拓展
资产减值损失                                    340,365                       52.58%                 贷款规模增加
                                                                                                        单位:(人民币)千元
                   项目                     2014 年 3 月 31 日              比年初增减                     主要原因
拆出资金                                       3,540,075                     546.00%                 可拆出资金增加
交易性金融资产                                 2,379,397                     101.83%                 投资结构调整
买入返售金融资产                               58,518,026                     48.01%                 买入返售票据增加
应收款项类投资                                 48,673,790                     34.89%                 投资规模增加
拆入资金                                       21,151,934                     62.52%                 同业业务结构调整


二、重要事项进展情况及其影响和解决方案的分析说明

    报告期内,除已披露外,公司没有其他重大事项。


三、公司或持股 5%以上股东在报告期内或持续到报告期内的承诺事项

       承诺事项                    承诺方                      承诺内容        承诺时间 承诺期限             履行情况
股改承诺                             -                            -                          -                   -
收购报告书或权益变动报
                                     -                            -                          -                   -
告书中所作承诺
资产重组时所作承诺                   -                            -                          -                   -
                          宁波市财政局、新加坡华侨 自公司股票在深圳证                                 限售期内,上述承诺得到
                          银行有限公司、宁波杉杉股 券交易所上市交易之                                 严格履行。上述限售股份
                          份有限公司、雅戈尔集团股 日起 36 个月内,不转 2007 年 7                     上市流通日为 2010 年 7
首次公开发行时所作承诺                                                                     36 个月
                          份有限公司、宁波富邦控股 让或者委托他人管理          月 19 日               月 19 日。2010 年 7 月
                          集团有限公司、宁波市电力 其直接和间接持有的                                 19 日,上述股东持有的
                          开发公司和华茂集团股份       公司股份,也不由公                             1,415,000,000 股限售


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                                                                         宁波银行股份有限公司 2014 年第一季度报告正文

                          有限公司                     司收购该部分股份。                                    股份上市流通。
                                                                                                             限售期内,上述承诺得到
                          宁波市电力开发公司、新加                                                           严格履行。上述限售股份
                          坡华侨银行有限公司、雅戈 自发行结束之日起,                                        上市流通日为 2013 年 10
                                                                               2010 年 10
非公开发行认购对象承诺 尔集团股份有限公司、宁波 36 个月内不转让本次                            36 个月 月 25 日。2013 年 10 月
                                                                                 月 25 日
                          富邦控股集团有限公司、宁 认购的股份                                                25 日,上述股东持有的
                          波华茂集团股份有限公司                                                             383,820,529 股限售股
                                                                                                             份上市流通。
其他对公司中小股东所作
                                       -                           -                -               -                    -
承诺
承诺是否及时履行                                                          是
是否就导致的同业竞争和
                                                                          否
关联交易问题作出承诺


四、对 2014 年 1-6 月经营业绩的预计

                                                                                                               单位:(人民币)千元

2014 年 1-6 月归属于上市公司股东的净利润比上年同期变动幅度为:                                10%            至                  20%

2014 年 1-6 月归属于上市公司股东的净利润区间:                                     2,868,259                 至          3,129,010
2013 年 1-6 月归属于上市公司股东的净利润:                                                              2,607,508
业绩变动的原因说明                                                                          业务规模扩大、盈利能力增强


五、证券投资情况

                                                                                                               单位:(人民币)千元

                                     最初投资成 期初持股 期初持股 期末持股 期末持股 期末账面 报告期损 会计核算
证券品种 证券代码      证券简称
                                           本   数量(股) 比例        数量(股) 比例                  值          益         科目
  A股     600830       香溢融通        3,866    750,000    0.165%      750,000     0.165%           6,098           -        可供出售
期末持有的其他证券投资                     -       -           -          -             -               -           -
合计                                   3,866    750,000    0.165%      750,000     0.165%           6,098
证券投资审批董事会公告披露日期                                                 不适用
证券投资审批股东会公告披露日期                                                 不适用




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