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宁波银行(002142)公告正文

宁波银行:2013年第一季度报告正文

公告日期:2013-04-24

                                                                       宁波银行股份有限公司 2013 年第一季度报告正文
    证券代码:002142                              证券简称:宁波银行                                 公告编号:2013-014
              宁波银行股份有限公司 2013 年第一季度报告正文
                                           第一节 重要提示
    公司董事会、监事会及董事、监事、高级管理人员保证季度报告内容的真实、准确、完整,不存在虚假记载、误导性陈述或者重大遗漏,并承担个别和连带的法律责任。
    公司第一季度财务报告未经会计师事务所审计。
    公司负责人陆华裕先生、行长罗孟波先生、主管会计工作负责人罗维开先生及会计机构负责人(会计主管人员)孙洪波女士声明:保证季度报告中财务报表的真实、准确、完整。
    所有董事均已出席了审议本次季报的董事会会议。
                           第二节 主要财务数据及股东变化一、主要财务数据本报告期对以前期间财务数据是否进行了追溯调整或重述□ 是 √ 否
                                                           2013 年 1-3 月     2012 年 1-3 月     比上年同期增减
    营业收入(千元)                                            2,937,207           2,402,595            22.25%
    归属于上市公司股东的净利润(千元)                          1,269,533           1,033,639            22.82%
    归属于上市公司股东的扣除非经常性损益的净利润(千元)        1,264,837           1,031,525            22.62%
    经营活动产生的现金流量净额(千元)                          34,280,627         (8,915,388)          484.51%
    每股经营活动产生的现金流量净额(元)                           11.89             (3.09)             484.51%
    基本每股收益(元)                                             0.44               0.36               22.82%
    稀释每股收益(元)                                             0.44               0.36               22.82%
    扣除非经常性损益后的基本每股收益(元)                         0.44               0.36               22.37%
    加权平均净资产收益率                                           5.58%              5.38%         提高 0.2 个百分点
    扣除非经常性损益后的加权平均净资产收益率                       5.56%              5.37%        提高 0.19 个百分点
    全面摊薄净资产收益率                                           5.43%              5.24%        提高 0.19 个百分点
    扣除非经常性损益后的全面摊薄净资产收益率                       5.41%              5.23%        提高 0.18 个百分点
                                                                       宁波银行股份有限公司 2013 年第一季度报告正文
                                                      2013 年 3 月 31 日 2012 年 12 月 31 日                增减幅度
    总资产(千元)                                            421,619,298            373,536,589                    12.87%
    归属于上市公司股东的所有者权益(千元)                    23,378,044              22,116,961                    5.70%
    股本(千股)                                                2,883,821             2,883,821                       -
    归属于上市公司股东的每股净资产(元/股)                         8.11                 7.67                       5.70%注:1、有关指标根据《公开发行证券的公司信息披露编报规则第 9 号:净资产收益率和每股收益的计算及披露》(2010 年修订)规定计算。2、营业收入包括利息净收入、手续费及佣金净收入、投资收益、公允价值变动收益、汇兑收益和其他业务收入。非经常性损益项目和金额√ 适用 □ 不适用
                                                                                                       单位:(人民币)千元
                                非经常性损益项目                                                 2013 年 1-3 月金额
    1、非流动性资产处置损益                                                                                    18
    2、计入当期损益的政府补助                                                                                  -
    3、采用公允价值模式进行后续计量的投资性房地产公允价值变动产生的损益                                        -
    4、除上述各项之外的其他营业外收入和支出                                                                   6,244
    合计对利润总额的影响                                                                                      6,262
    所得税影响额                                                                                            (1,565)
                                      合计                                                                4,697补充财务指标
                                          监管      2013 年             2012 年              2011 年              2010 年
                 监管指标
                                          标准     3 月 31 日          12 月 31 日          12 月 31 日         12 月 31 日
    资本充足率(%)                                ≥8     13.30               15.65                15.36                16.20
    核心一级资本充足率(%)                        ≥5     10.07               11.49                12.17                12.50
    流动性比率(本外币)(%)                     ≥25       39.93               41.99                52.19                46.90
    拆借资金比例     拆入资金比例                ≤8     3.76                 4.66                 2.76                   1.08
    (人民币)(%)      拆出资金比例                ≤8      0.9                 3.30                 0.59                   0.21
    存贷款比例(本外币)(%)                     ≤75       61.15               67.74                66.62                66.22
    不良贷款比率(%)                              ≤5     0.83                 0.76                 0.68                   0.69
    拨备覆盖率(%)                             ≥150     256.07               275.39               240.74              196.15
    单一最大客户贷款比例(%)                   ≤10       2.35                 2.44                 2.17                   2.48
                                                                         宁波银行股份有限公司 2013 年第一季度报告正文
    最大十家单一客户贷款比例(%)                ≤50          15.34             16.10               18.31             17.43
    单一最大集团客户授信比例(%)                ≤15           3.86              3.99               3.23              3.67
                     正常类贷款迁徙率                     0.51              2.67               3.96              2.33正常贷款迁徙率(%)
                     关注类贷款迁徙率                    14.98             14.81                8.8              18.15
                     次级类贷款迁徙率                    32.95             76.75               4.49              34.27不良贷款迁徙率(%)
                     可疑类贷款迁徙率                     4.97             38.95               36.64             67.08
    利息收回率(%)                                            101.01            98.53               99.12             99.42
    总资产收益率(%)                                           1.28              1.28               1.24              1.09
    成本收入比(%)                                            31.50             34.13               36.38             38.14
    资产负债率(%)                                            94.46             94.08               92.82             93.97
    注:1、一季度总资产收益率为年化数据。
    2、2013 年 3 月 31 日的资本充足率和核心一级资本充足率根据《商业银行资本管理办法(试行)》(中国银行业监督管理委员会 2012 年第 1 号令)计算,其他年度的资本充足率和核心一级资本充足率根据《商业银行资本充足率管理办法》(中国银行业监督管理委员会 2004 年第 2 号令)计算。二、报告期末股东总数及前十名股东持股情况表
                                                                                                                   单位:股
             报告期股东总数                                                  126,005
                                                  前 10 名股东持股情况
                                                                                     持有有限售         质押或冻结情况
                                                          持股比例 报告期末持
                股东名称                   股东性质                                  条件的股份
                                                                (%)      股数量                       股份状态      数量
                                                                                        数量
    新加坡华侨银行有限公司                     境外法人            13.74   396,320,529 146,320,529
    宁波开发投资集团有限公司                   国有法人             8.5    245,106,565       0
    华茂集团股份有限公司                    境内非国有法人         8.32    240,000,000 70,500,000           质押     70,500,000
    宁波市电力开发公司                         国有法人            7.68    221,503,488 26,000,000 质押、冻结 178,503,425
    雅戈尔集团股份有限公司                  境内非国有法人         7.25    209,000,000 70,500,000           质押     190,500,000
    宁波富邦控股集团有限公司                境内非国有法人         6.98    201,304,200 70,500,000           质押     108,200,000
    宁波杉杉股份有限公司                    境内非国有法人         6.21    179,000,000       0
    卓力电器集团有限公司                    境内非国有法人         1.87    54,000,000        0中信证券股份有限公司客户信用交易担
                                        境内非国有法人         1.64    47,215,538        0保证券账户
    新加坡华侨银行有限公司(QFII)             境外法人             1.6    46,099,471        0
                                        根据宁波市国资委《关于宁波市电力开发公司产权划转的批复》(甬国资委办上述股东关联关系或一致行动的说明
                                        [2005]28 号),宁波市电力开发公司产权被整体划转给宁波开发投资集团有限公
                                                                       宁波银行股份有限公司 2013 年第一季度报告正文
                                     司,成为宁波开发投资集团有限公司下属全资子公司,该产权划转事项尚未办妥;
                                     新加坡华侨银行有限公司(QFII)是新加坡华侨银行有限公司的合格境内机构投资
                                     者。
                                       前 10 名无限售条件股东持股情况
                                     期末持有无限售条件股份数                               股份种类
              股东名称
                                                  量                           股份种类                     数量
    新加坡华侨银行有限公司                       250,000,000                     人民币普通股               250,000,000
    宁波开发投资集团有限公司                     245,106,565                     人民币普通股               245,106,565
    宁波市电力开发公司                           195,503,488                     人民币普通股               195,503,488
    宁波杉杉股份有限公司                         179,000,000                     人民币普通股               179,000,000
    华茂集团股份有限公司                         169,500,000                     人民币普通股               169,500,000
    雅戈尔集团股份有限公司                       138,500,000                     人民币普通股               138,500,000
    宁波富邦控股集团有限公司                     130,804,200                     人民币普通股               130,804,200
    卓力电器集团有限公司                          54,000,000                     人民币普通股                54,000,000中信证券股份有限公司客户信用交易担
                                              47,215,538                     人民币普通股                47,215,538保证券账户
    新加坡华侨银行有限公司(QFII)                46,099,471                     人民币普通股                46,099,471
                                        第三节 重要事项一、报告期主要会计报表项目、财务指标发生重大变动的情况及原因
                                                                                                       单位:(人民币)千元
                   项 目              2013 年 1-3 月         比上年同期增减                    主要原因
    利息收入                                5,951,606                 45.92%       贷款增加
    利息支出                                3,247,869                 60.38%       存款增加,利率调整
    手续费及佣金收入                            396,582               40.04%       手续费收入增加
    公允价值变动收益(损失以“-”填列)       (221,909)               (188.76%)      公允价值估值减少
    汇兑收益(损失以“-”填列)                   88,589               149.16%       外汇业务损益增加
    营业税费                                    210,245               37.00%       营业税费增加
                                                                                                       单位:(人民币)千元
                   项目              2013 年 3 月 31 日         比年初增减                      主要原因
    拆出资金                                2,152,600                (67.72%)      拆出资金减少
    交易性金融资产                          2,950,481                 65.35%       交易性金融资产增加
                                                                         宁波银行股份有限公司 2013 年第一季度报告正文
    可供出售金融资产                             76,566,592             33.85%          可供出售金融债券增加
    应收款项类投资                               36,146,171             62.04%          应收款项类投资增加
    应付职工薪酬                                  322,230            (48.36%)           应付职工薪酬减少二、重要事项进展情况及其影响和解决方案的分析说明
    报告期内,除已披露者外,公司没有其他重大事项。三、公司或持股 5%以上股东在报告期内或持续到报告期内的承诺事项
        承诺事项                    承诺方                  承诺内容              承诺时间 承诺期限                  履行情况
    股改承诺                              -                         -                                    -                  -收购报告书或权益变动报
                                      -                         -                                    -                  -告书中所作承诺
    资产重组时所作承诺                    -                         -                                    -                  -
                         宁波市财政局、新加波华侨 自公司股票在深圳证                                          限售期内,上述承诺得到
                         银行有限公司、宁波杉杉股 券交易所上市交易之                                          严格履行。上述限售股份
                         份有限公司、雅戈尔集团股 日起 36 个月内,不转                                        上市流通日为 2010 年 7
                                                                                  2007 年 7
    首次公开发行时所作承诺 份有限公司、宁波富邦控股 让或者委托他人管理                              36 个月 月 19 日。2010 年 7 月
                                                                                   月 19 日
                         集团有限公司、宁波市电力 其直接和间接持有的                                          19 日,上述股东持有的
                         开发公司和华茂集团股份         公司股份,也不由公                                    1,415,000,000 股限售
                         有限公司                       司收购该部分股份。                                    股份上市流通。
                         宁波市电力开发公司、新加
                         坡华侨银行有限公司、雅戈 自发行结束之日起,
                                                                                  2010 年 10
    非公开发行认购对象承诺 尔集团股份有限公司、宁波 36 个月内不转让本次                             36 个月 严格履行
                                                                                   月 25 日
                         富邦控股集团有限公司、宁 认购的股份
                         波华茂集团股份有限公司其他对公司中小股东所作
                                      -                         -                     -              -                  -承诺
    承诺是否及时履行                                                             是是否就导致的同业竞争和
                                                                             否关联交易问题作出承诺四、对 2013 年 1-6 月经营业绩的预计
                                                                                                                单位:(人民币)千元
    2013 年 1-6 月归属于上市公司股东的净利润比上年同期变动幅度为:                                 10%       至                     20%
    2013 年 1-6 月归属于上市公司股东的净利润区间:                                        2,373,683          至              2,589,473
    2012 年 1-6 月归属于上市公司股东的净利润:                                                           2,157,894
                                                                    宁波银行股份有限公司 2013 年第一季度报告正文
    业绩变动的原因说明                                                            业务规模扩大、盈利能力增强五、上市公司发生控股股东及其关联方非经营性占用资金情况
       报告期内,公司无控股股东及其关联方占用本行资金的情况。六、证券投资情况
                                                                                              单位:(人民币)千元
                                   最初投资成 期初持股 期初持股 期末持股 期末持股 期末账面 报告期损 会计核算
    证券品种 证券代码      证券简称
                                       本     数量(股) 比例     数量(股) 比例       值       益          科目
    A股        600830    香溢融通       3,866    750,000   0.165%   750,000    0.165%   4,875       -        可供出售
    期末持有的其他证券投资                  -         -          -       -            -     -         -
    合计                                  3,866    750,000   0.165%   750,000    0.165%   4,875
    证券投资审批董事会公告披露日期                                           不适用
    证券投资审批股东会公告披露日期                                           不适用