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2019年09月16日 星期一

宁波银行(002142)公告正文

宁波银行2007年半年度报告摘要

公告日期:2007-08-06

股票简称 宁波银行 股票代码 002142

      宁波银行股份有限公司2007年半年度报告摘要

    1重要提示
    1.1本公司董事会、监事会及其董事、监事、高级管理人员保证本报告所载资料不存在虚假记载、误导性陈述或者重大遗漏,并对其内容的真实性、准确性和完整性负个别及连带责任。
    本半年度报告摘要摘自半年度报告全文,报告全文同时刊载于巨潮资讯网(www.cninfo.com.cn)。投资者欲了解详细内容,应当仔细阅读半年度报告全文。
    1.2没有董事、监事、高级管理人员对半年度报告内容的真实性、准确性和完整性无法保证或存在异议。
    1.3本公司第二届董事会第十一次会议审议了2007年半年度报告及其摘要。参加本次会议的董事18人。本次董事会会议一致同意此报告。
    1.4公司半年度财务报告未经会计师事务所审计。
    1.5本公司董事长陆华裕先生、行长俞凤英女士、财务负责人罗维开先生及会计机构负责人孙洪波女士声明:保证2007年半年度报告中财务报告的真实、完整。
    2上市公司基本情况
    2.1基本情况简介
             股票简称               宁波银行
             股票代码               002142
          上市证券交易所            深圳证券交易所
                                                    董事会秘书                                证券事务代表
               姓名                 杨晨                                       陈晨
             联系地址               中国浙江省宁波市中山东路294号              中国浙江省宁波市中山东路294号
               电话                 (0574)87050028                             (0574)87050060
               传真                 (0574)87050027                             (0574)87050027
             电子信箱               DSH@nbcb.cn                                DSH@nbcb.cn
    2.2主要财务数据和指标
    2.2.1主要会计数据和财务指标
    单位:(人民币)元
                                                                                           本报告期末比上年度期末增减
                                                    本报告期末           上年度期末
                                                                                                      (%)
                    总资产                         66,919,310,805.45    56,546,232,890.72                          18.34%
          所有者权益(或股东权益)                  3,373,414,553.61     3,196,183,697.80                           5.55%
                  每股净资产                                    1.65                 1.56                           5.77%
                                                 报告期(1-6月)         上年同期        本报告期比上年同期增减(%)
                  营业总收入                        1,456,847,534.66     1,053,919,481.56                           38.23%
                   营业利润                           503,816,383.37      330,071,788.63                           52.64%
                   利润总额                           506,422,130.11       328,351,789.17                           54.23%
                    净利润                            382,811,020.33       271,632,846.03                           40.93%
         扣除非经常性损益后的净利润                   381,065,170.01       272,785,245.67                           39.69%
                 基本每股收益                                   0.19                 0.15                           26.67%
                 稀释每股收益                                   0.19                 0.15                           26.67%
                 净资产收益率                                 11.35%               9.65%                            1.70%
         经营活动产生的现金流量净额                 3,710,110,075.01     2,152,578,098.23                           72.36%
       每股经营活动产生的现金流量净额                           1.81                 1.05                           72.38%
    2.2.2非经常性损益项目
    √适用□不适用
                                                                                                         单位:(人民币)元
                           非经常性损益项目                                                    金额
    1、非流动资产处置损益                                                                                         2,769,978.94
    2、除上述各项之外的其他营业外收支净额                                                                          -164,232.20
    3、所得税影响额                                                                                                -859,896.42
                                  合计                                                                            1,745,850.32
        2.2.3国内外会计准则差异
        □适用√不适用
        3股本变动及股东情况
        3.1股份变动情况表
        √适用□不适用
                                                                                                                   单位:股
                              本次变动前                        本次变动增减(+,-)                          本次变动后
                                                                       公积金转
                            数量       比例     发行新股      送股                   其他       小计       数量        比例
                                                                          股
                          2,050,000,000                                                               2,050,000,000
    一、有限售条件股份                 100.00%                                                                          100.00%
                         270,000,000                                                                    270,000,000
    1、国家持股                         13.17%                                                                          13.17%
                         218,080,500                                                                    218,080,500
    2、国有法人持股                     10.64%                                                                          10.64%
                         1,311,919,500                                                                1,311,919,500
    3、其他内资持股                     64.00%                                                                          64.00%
     其中:境内非国有     900,734,853                                                                   900,734,853
                                        43.94%                                                                          43.94%
    法人持股
          境内自然人持    411,184,647                                                                   411,184,647
                                        20.06%                                                                         20.06%
    股
                         250,000,000                                                                      250,000,000
    4、外资持股                         12.20%                                                                          12.20%
     其中:境外法人持    250,000,000                                                                      250,000,000
                                        12.20%                                                                          12.20%
    股
          境外自然人持
    股
    二、无限售条件股份
    1、人民币普通股
    2、境内上市的外资
    股
    3、境外上市的外资
    股
    4、其他
                      2,050,000,000                                                                     2,050,000,000
    三、股份总数                    100.00%                                                                             100.00%
        3.2前10名股东、前10名无限售条件股东持股情况表
        单位:股
              股东总数                                                                                                   3,154
               前10名股东持股情况
                                                                                   持有有限售条件股份    质押或冻结的股份数
              股东名称               股东性质        持股比例        持股总数
                                                                                           数量                   量
    宁波市财政局                 国家                     13.17%      270,000,000            270,000,000                     0
    华侨银行                     境外法人                 12.20%      250,000,000            250,000,000                     0
                                 境内非国有法
    宁波杉杉股份有限公司                                   8.73%      179,000,000            179,000,000                     0
                                 人
                                 境内非国有法
    雅戈尔集团股份有限公司                                 8.73%      179,000,000            179,000,000                     0
                                 人
                                 境内非国有法
    宁波富邦控股集团有限公司                               8.73%      179,000,000            179,000,000                     0
                                 人
    宁波市电力开发公司           国有法人                  8.73%      179,000,000            179,000,000                     0
                                 境内非国有法
    华茂集团股份有限公司                                   8.73%      179,000,000            179,000,000                     0
                                 人
                                 境内非国有法
    宁波韵升股份有限公司                                   2.97%       60,840,000             60,840,000                     0
                                 人
                                 境内非国有法
    浙江卓力电器集团有限公司                               2.63%       54,000,000             54,000,000                     0
                                 人
    宁波经济技术开发区控股有
                                 国有法人                  1.07%       22,009,200             22,009,200                     0
    限公司
               前10名无限售条件股东持股情况
                      股东名称                          持有无限售条件股份数量                         股份种类
     上述股东关联关系或一致行
                                 据本公司了解,报告期内持有本公司已发行股份5%以上的主要股东之间不存在关联关系。
              动的说明
        3.3控股股东及实际控制人变更情况
        □适用√不适用
        4董事、监事和高级管理人员情况
        4.1董事、监事和高级管理人员持股变动
        √适用□不适用
                                                 本期增持股    本期减持股
        姓名            职务        年初持股数                               期末持股数                变动原因
                                                    份数量       份数量
    陆华裕        董事长               7,000,000            0             0     7,000,000
    俞凤英        董事、行长           6,000,000            0             0     6,000,000
    洪立峰        董事、副行长         6,000,000            0             0     6,000,000
                  董事兼行长助
    罗维开                             5,221,947            0             0     5,221,947
                  理、财务负责人
                  董事兼董事会秘
    杨晨                               2,080,000            0             0     2,080,000
                  书
    孙泽群        董事                         0            0             0             0
    宋汉平        董事                         0            0             0             0
    李如成        董事                         0            0             0             0
    时利众        董事                         0            0             0             0
    郑永刚        董事                         0            0             0             0
    徐万茂        董事                         0            0             0             0
    王峥          董事                         0            0             0             0
    陈永富        独立董事                     0            0             0             0
    万建华        独立董事                     0            0             0             0
    李多森        独立董事                     0            0             0             0
    翁礼华        独立董事                     0            0             0             0
    韩子荣        独立董事                     0            0             0             0
    刘亚          独立董事                     0            0             0             0
                  监事长、职工代
    张辉                               6,009,000            0             0     6,009,000
                  表监事
    王力行        职工代表监事         2,080,000            0             0     2,080,000
    应林军        职工代表监事           350,000            0             0       350,000
    张建杰        监事                         0            0             0             0
    杨雨莳        监事                         0            0             0             0
    郑孟状        外部监事                     0            0             0             0
    罗国芳        外部监事                     0            0             0             0
    任智水        行长助理             5,370,000            0             0     5,370,000
    陈雪峰        行长助理             5,203,600            0             0     5,203,600
        上述人员持有本公司的股票期权及被授予的限制性股票数量
        √适用□不适用
        以上持股人员所持有的本行股份全部为限售股份。
        5董事会报告
        5.1主营业务分行业、产品情况表
                                                                                                       单位:(人民币)万元
                                                       主营业务分产品情况
    1、利息收入                   137,813.39       44,636.44          67.61%          38.52%          33.54%            1.82%
    2、手续费及佣金收入             7,531.25          886.54          88.23%          31.47%          45.41%            -1.26%
    3、投资收益                        65.20            0.00         100.00%         -94.14%           0.00%            0.00%
    4、汇兑收益                      -377.46            0.00         100.00%         146.39%           0.00%            0.00%
    5、其他业务收入                   340.11            0.00         100.00%          97.16%           0.00%            0.00%
        其中:报告期内上市公司向控股股东及其子公司销售产品和提供劳务的关联交易总金额为0.00万元
        5.2主营业务分地区情况
                                                                                                       单位:(人民币)万元
                            地区                                     营业收入                   营业收入比上年增减(%)
    宁波地区                                                                      99,692.73                            37.86%
    上海地区                                                                         156.78
        5.3主营业务及其结构发生重大变化的原因说明
        √适用□不适用
        在报告期内,本行以提高经济资本收益率为目标,以调整业务结构为主线,进一步优化业务和管理流程,积极推进产品服务和创新,转变经营理念和营销方式,各项业务平稳运行,效益、质量、规模呈现协调发展态势。
        截至六月末,本行资产总额达到669.19亿元,比年初增18.34%;存款总额达到514.76亿元,比年初增11.44%;贷款总额达到336.16亿元,比年初增19.48%;实现净利润为3.83亿元,同比增40.93%。全面摊薄净资产收益率为11.35%,资本充足率为11.02%;核心资本充足率为9.31%;不良贷款率为0.35%。
        上半年的经营管理主要呈现以下几方面的特点:
        1、进一步完善考核办法,完善组织架构,提高管理效能
        在上年实行平衡计分法的基础上,进一步完善考核办法,实行以经济利润考核为主体,结合目标任务、内部控制、团队合作等内容相挂钩的平衡计分考核,促进支行全面、综合、平衡发展。加强对各级各业务层面包括客户经理的内控建设、合规执行力的考核,体现内控优先的原则。同时突出业务拓展的有效率考核,在各项业务的发展中,既注重业务发展的数量,又强调发展的质量。
        2、继续大力拓展各项业务,确保业务稳步发展
        (1)公司业务。以结构调整为主线,结合客户对我行的贡献度,着力于优质客户群体的巩固、培育、发展和壮大,着力于优质客户的忠诚度的提升。在结构调整的基础上,努力促进大中企业资产业务的平稳增长与发展,重点发展大中企业的负债业务、网银结算业务、国际业务和贸易融资业务,积极寻求资金衍生产品的发展途径。截至6月末,全行对公存款余额414.03亿元,比年初增加45.01亿元,增幅10.87%。其中,大中企业条线存款余额392.27亿元,比年初增加35.87亿元;到6月末网上银行签约客户数26768户,比上年同期增长118.14%,上半年网银交易额577.41亿元,同比增长70.01%;上半年全行实现国际结算27.5亿美元,同比增长31.7%。确定小企业业务条线组织架构及考核体系,开发了颇受市场欢迎的小企业业务产品,推进“资金融通新渠道、零成本财务顾问、现金流增值新方式”为目标的“金色池塘”小企业全面金融服务品牌建设。截至6月末,小企业条线存款余额21.76亿元,比年初增加9.15亿元;全行小企业开户数21185户,比年初增加7584户。
        (2)个人业务。截至6月末,储蓄存款为100.02亿元,比年初增8.04%;个人贷款余额99.43亿元,比年初增22.34%,个人贷款占全部贷款29.58%,比年初提高0.69个百分点。
        本行在理财业务、以“金算盘”为主的新产品以及银行卡业务推广上有所突破。上半年总计发行了六期理财产品,市场反响较好;金算盘业务发展较快,受到个体私营业务的青睐,市场前景较好,客户质量不断提升,到6月末共有金算盘客户20221户,比去年新增13163户。上半年本行银行卡业务保持较好的发展势头。在不断拓展发卡渠道,扩大发卡规模的同时,积极组织开展交易促进活动,实行区域联动,使信用卡的交易量和业务收入有了大幅度的提升。到6月底,借记卡累计发卡量达119.5万张,新增26.6万张;贷记卡发卡量达16.2万张,新增6万张,发卡规模稳居全市第一;POS交易额超过14亿元,银行卡各项业务收入达到1929万元,信用卡交易额和业务收入均超过去年全年。
        (3)资金业务。本行在积极发展货币市场、债券市场、外汇市场的基础上,依托衍生产品业务的拓展,努力提高资金业务的收入占比。一是建立了交易和营销团队,二是积极发展理财产品,三是推出了远期结售汇、远期掉期外汇买卖等代客汇率风险管理新产品。截至到6月末完成远期结售汇交易1.8亿美元,代客外汇买卖1000万美元,实现收益人民币350万元,并发行了6期汇通人民币理财产品3.2亿元,发行3期外币理财产品48.4万美元。
        3、完善和落实风险控制措施,进一步提高风险管理水平
        一是建立信用风险、流动性风险、操作风险、市场风险管理岗位,形成全面的、专业的风险管理队伍。二是成立了合规部,以加强全行法律风险和合规风险的管理。三是建立了独立的小企业信用风险管理制度。四是完善贷后管理制度与程序,实现了小企业贷后管理及大中型企业贷后管理两类模式。
        4、上海分行顺利开业,实现了跨区域经营
        今年1月9日,银监会批复同意我行筹建上海分行,上海分行已于5月18日顺利开业,使我行实现了跨区域经营,这对于提升本行的品牌形象,寻求新的发展空间,确保可持续发展有一定促进作用。
        5、积极推进企业文化建设
        根据本行经营管理的实际和发展的需要,确定了“诚信敬业,合规高效,融合创新”的企业文化,组织全行员工听取有关专家“先进银行优秀企业文化”的专题讲座,开展了企业文化教育演讲比赛,确立全行统一的价值观和经营理念,为我行的发展注入新的生机和活力。
        6、进一步加快科技平台建设,为业务发展和管理提供有力的技术支撑
        今年上半年,我行继续致力于科技信息平台建设,依靠科技信息平台,进一步健全和完善了金融工具和支付结算手段,为业务发展提供技术支撑。目前,本行已经着手建设MIS系统,人力资源管理(HR)系统、CRM系统、办公助手系统等项目,从而提高全行数据信息的管理效率,进一步为客户提供便捷高效的服务。
        7、做好人力资源管理和人才培养工作
        为了适应业务发展的需要,本行从内部培训和外部引进两个方面积极改善人员素质结构,提高全行管理和服务水平,引进境外高端人才6名,举办了21期各类员工培训班,启动了“五年百人培养计划”,经选拔已有11名员工到华侨银行进行为期2年的跟班学习。
        5.4主营业务盈利能力(毛利率)与上年相比发生重大变化的原因说明
        □适用√不适用
        5.5利润构成与上年度相比发生重大变化的原因分析
        □适用√不适用
        5.6募集资金使用情况
        5.6.1募集资金运用
        □适用√不适用
        5.6.2变更项目情况
        □适用√不适用
        5.7董事会下半年 的经营计划修改计划
        □适用√不适用
        5.8对2007年前三季度经营业绩的预计
                                                                                                          单位:(人民币)元
    对2007年前三季度经营业绩净利润比上年同期增长30%以上
    的预计                       今年前三季度净利润预计比上年同期增长30%-50%
    2006年前三季度的经营业绩     净利润(已按新会计准则调整)                                                   443,265,411.08
    业绩变动的原因说明           业务规模扩大
        5.9公司董事会对会计师事务所本报告期“非标准审计报告”的说明
        □适用√不适用
        5.10公司董事会对会计师事务所上年度“非标准审计报告”涉及事项的变化及处理情况的说明
        □适用√不适用
        6重要事项
        6.1收购、出售资产及资产重组
        6.1.1收购资产
        □适用√不适用
        6.1.2出售资产
        □适用√不适用
        6.1.3自资产重组报告书或收购出售资产公告刊登后,该事项的进展情况及对报告期经营成果与财务状况的影响
        □适用√不适用
        6.2担保事项
        □适用√不适用
        6.3非经营性关联债权债务往来
        □适用√不适用
        6.4重大诉讼仲裁事项
        √适用□不适用
        截至2007年6月30日止,本行作为原告的诉讼案件的标的金额为2,446.64万元,本行作为被告的诉讼案件的标的金额为51.50万元。
        6.5其他重大事项及其影响和解决方案的分析说明
        √适用□不适用
        本行7月12日公开发行股票4.5亿股,发行价9.20元,募集资金41.4亿元. 2007年7月17日由主承销商高盛高华证券有限责任公司汇入本行4,035,500,000.00元(已扣除承销商发行费用104,500,000.00元),减除其他发行费用人民币8,540,000.00元,计募集资金净额为人民币4,026,960,000.00元,其中注册资本人民币450,000,000.00元,资本溢价人民币3,576,960,000.00元计入资本公积。
        经立信长江审验,截至2007年7月17日止,贵行实际已发行人民币普通股(A股)450,000,000.00股,新增注册资本、实收资本(股本)人民币450,000,000.00元,均以货币资金出资。变更后的注册资本为人民币2,500,000,000.00元。本行股票于7月19日在深交所中小版成功挂牌。
        6.5.1证券投资情况
        □适用√不适用
        6.5.2持有非上市金融企业和拟上市公司股权情况
        □适用√不适用
        6.6与日常经营相关的关联交易
        √适用□不适用
                                                                                                       单位:(人民币)万元
                                                                                                      占同类交易金额的比例
            关联方名称             与上市公司的关联关系           交易类型           交易金额
                                                                                                              (%)
    应林军                     关联自然人                     其他                            60.00                     0.01%
    王力行                     关联自然人                     其他                            70.00                     0.01%
    除本行董事、关键管理人员
    外的内部人以及内部人的     关联自然人                     其他                        23,390.55                     2.35%
    近亲属
    杉杉集团有限公司           潜在关联方                     其他                         8,000.00                     0.34%
    宁波杉杉科技创业投资有
                               潜在关联方                     其他                         2,000.00                     0.08%
    限公司
    宁波杉杉服装有限公司       潜在关联方                     其他                         4,500.00                     0.19%
    宁波杉杉新材料科技有限
                               潜在关联方                     其他                         4,417.00                     0.19%
    公司
    宁波贝儿森孕婴用品有限
                               潜在关联方                     其他                           100.00                     0.00%
    公司
    宁波市工艺品进出口有限
                               潜在关联方                     其他                           580.00                     0.03%
    公司
    中基宁波对外贸易股份有
                               潜在关联方                     其他                         2,812.38                     0.12%
    限公司
    宁波雅戈尔国际贸易运输
                               潜在关联方                     其他                           385.30                     0.02%
    有限公司
    宁波市家电日用品进出口
                               潜在关联方                     其他                        10,908.05                     0.46%
    有限公司
    宁波双鹿电池有限公司       潜在关联方                     其他                           500.00                     0.02%
    宁波亨润集团有限公司       潜在关联方                     其他                         2,000.00                     0.08%
    宁波亨润聚合有限公司       潜在关联方                     其他                         8,371.08                     0.35%
    宁波富邦家具有限公司       潜在关联方                     其他                         2,000.00                     0.08%
    宁波富邦精业集团股份有
                               潜在关联方                     其他                         1,000.00                     0.04%
    限公司铝材厂
    宁波亨润家具有限公司       潜在关联方                     其他                         3,500.00                     0.15%
    浙江华茂国际贸易有限公
                               潜在关联方                     其他                         2,768.06                     0.12%
    司
     7财务报告
    7.1审计意见
             财务报告            √未经审计   □审计
    7.2财务报表
    7.2.1资产负债表
    编制单位:宁波银行股份有限公司                            2007年06月30日                             单位:(人民币)元
                                                       期末数                                        期初数
                 项目
                                             合并                 母公司                  合并                  母公司
    流动资产:
      货币资金                            8,808,223,805.16                              7,527,710,802.25
      结算备付金                          1,183,371,602.20                                970,791,294.98
      拆出资金                              500,000,000.00                                          0.00
      交易性金融资产
      应收票据
      应收账款
      预付款项
      应收保费
      应收分保账款
      应收分保合同准备金
      应收利息                                4,634,771.20                                251,158,952.51
      其他应收款
      买入返售金融资产                    3,406,858,891.96                              3,337,535,092.90
      存货
      一年内到期的非流动资产
      其他流动资产
    流动资产合计                         13,903,089,070.52                             12,087,196,142.64
    非流动资产:
      发放贷款及垫款                     33,180,345,357.54                             27,762,605,778.96
      可供出售金融资产                      486,359,506.77                                470,910,000.00
      持有至到期投资                     16,788,784,629.42                             13,715,866,626.75
      长期应收款
      长期股权投资                            8,250,000.00                                  8,250,000.00
      投资性房地产                          160,592,600.00                                163,738,463.00
      固定资产                              567,729,821.52                                572,838,897.32
      在建工程
      工程物资
      固定资产清理
      生产性生物资产
      油气资产
      无形资产                               13,835,686.28                                 10,981,401.72
      开发支出
      商誉
      长期待摊费用
      递延所得税资产                         41,356,159.46                                 41,356,159.46
      其他非流动资产                      1,768,967,973.94                              1,712,489,420.87
    非流动资产合计                       53,016,221,734.93                             44,459,036,748.08
    资产总计                             66,919,310,805.45                             56,546,232,890.72
    流动负债:
      短期借款
      向中央银行借款
      吸收存款及同业存放                 51,629,203,611.06                             46,329,976,393.13
      拆入资金                               72,331,100.00                                          0.00
      交易性金融负债
      应付票据
      应付账款
      预收款项
      卖出回购金融资产款                  9,690,000,000.00                              5,000,000,000.00
      应付手续费及佣金
      应付职工薪酬                           69,392,854.54                                129,088,648.17
      应交税费                              112,518,726.56                                 88,939,280.09
      应付利息                              223,144,613.76                                169,791,502.85
      其他应付款
      应付分保账款
      保险合同准备金
      代理买卖证券款
      代理承销证券款
      一年内到期的非流动负债
      其他流动负债
    流动负债合计                         61,796,590,905.92                             51,717,795,824.24
    非流动负债:
      长期借款
      应付债券
      长期应付款
      专项应付款
      预计负债
      递延所得税负债                         21,006,875.67                                 21,006,875.67
      其他非流动负债                      1,728,298,470.25                              1,611,246,493.01
    非流动负债合计                        1,749,305,345.92                              1,632,253,368.68
    负债合计                             63,545,896,251.84                             53,350,049,192.92
    所有者权益(或股东权益):
      实收资本(或股本)                  2,050,000,000.00                              2,050,000,000.00
      资本公积                              337,081,745.48                                336,905,745.62
      减:库存股
      盈余公积                              147,912,789.73                                147,912,789.73
      一般风险准备                           70,973,394.62                                 70,973,394.62
      未分配利润                            767,446,623.78                                590,391,767.83
      外币报表折算差额
    归属于母公司所有者权益合计            3,373,414,553.61                              3,196,183,697.80
    少数股东权益
    所有者权益合计                        3,373,414,553.61                              3,196,183,697.80
    负债和所有者权益总计                 66,919,310,805.45                             56,546,232,890.72
    7.2.2利润表
    编制单位:宁波银行股份有限公司                             2007年1-6月                             单位:(人民币)元
                                                        本期                                       上年同期
                 项目
                                             合并                 母公司                  合并                  母公司
    一、营业总收入                        1,456,847,534.66                              1,053,919,481.56
    其中:营业收入                            3,401,131.69                                  1,725,074.47
           利息收入                       1,378,133,853.20                                994,907,625.80
           已赚保费
           手续费及佣金收入                  75,312,549.77                                 57,286,781.29
    二、营业总成本                          949,908,495.22                                733,433,740.09
    其中:营业成本                              752,742.85                                    320,162.16
           利息支出                         446,364,376.57                                334,254,573.70
           手续费及佣金支出                   8,865,387.51                                  6,096,617.97
           退保金
           赔付支出净额
           提取保险合同准备金净
    额
           保单红利支出
           分保费用
           营业税金及附加                    62,968,712.62                                 43,633,082.39
           销售费用
           管理费用                         367,477,623.57                                281,908,781.61
           财务费用
           资产减值损失                      63,479,652.10                                 67,220,522.26
      加:公允价值变动收益(损失
                                                      0.00                                          0.00
    以“-”号填列)
           投资收益(损失以“-”号
                                                651,962.63                                 11,118,046.59
    填列)
             其中:对联营企业和合
    营企业的投资收益
         汇兑收益(损失以“-”号填
                                             -3,774,618.70                                 -1,531,999.43
    列)
    三、营业利润(亏损以“-”号填
                                            503,816,383.37                                330,071,788.63
    列)
      加:营业外收入                          4,395,184.75                                    727,287.06
      减:营业外支出                          1,789,438.01                                  2,447,286.52
         其中:非流动资产处置损失
    四、利润总额(亏损总额以“-”
                                            506,422,130.11                                328,351,789.17
    号填列)
      减:所得税费用                        123,611,109.78                                 56,718,943.14
    五、净利润(净亏损以“-”号填
                                            382,811,020.33                                271,632,846.03
    列)
         归属于母公司所有者的净
                                            382,811,020.33                                271,632,846.03
    利润
         少数股东损益
    六、每股收益:
         (一)基本每股收益                           0.19                                          0.15
         (二)稀释每股收益                           0.19                                          0.15
    7.2.3现金流量表
    编制单位:宁波银行股份有限公司                             2007年1-6月                             单位:(人民币)元
                                                        本期                                       上年同期
                 项目
                                             合并                 母公司                  合并                  母公司
    一、经营活动产生的现金流量:
         销售商品、提供劳务收到的
    现金
         客户存款和同业存放款项
                                          5,299,227,217.93                              4,946,845,162.47
    净增加额
         向中央银行借款净增加额
         向其他金融机构拆入资金
                                          4,961,407,300.94                              4,577,085,003.87
    净增加额
         存放央行和同业款项净减
                                                      0.00                                192,858,075.90
    少额
         收到原保险合同保费取得
    的现金
         收到再保险业务现金净额
         保户储金及投资款净增加
    额
         处置交易性金融资产净增
    加额
         收取利息、手续费及佣金的
                                          1,193,216,930.63                                848,000,296.56
    现金
         拆入资金净增加额
         回购业务资金净增加额
         收到的税费返还
         收到其他与经营活动有关             191,991,541.17                                105,920,675.56
    的现金
           经营活动现金流入小计          11,645,842,990.67                             10,670,709,214.36
         购买商品、接受劳务支付的
    现金
         客户贷款及垫款净增加额           5,481,219,230.68                              7,773,336,509.00
         存放中央银行和同业款项
                                          1,398,398,537.09                                          0.00
    净增加额
         支付原保险合同赔付款项
    的现金
         支付利息、手续费及佣金的
                                            406,237,780.83                                299,330,261.56
    现金
         支付保单红利的现金
         支付给职工以及为职工支
                                            244,744,435.10                                182,686,160.42
    付的现金
         支付的各项税费                     167,820,126.13                                174,155,043.56
         支付其他与经营活动有关
                                            237,312,805.83                                 88,623,141.59
    的现金
           经营活动现金流出小计           7,935,732,915.66                              8,518,131,116.13
             经营活动产生的现金
                                          3,710,110,075.01                              2,152,578,098.23
    流量净额
    二、投资活动产生的现金流量:
         收回投资收到的现金              12,959,029,768.75                              9,407,606,471.20
         取得投资收益收到的现金             511,114,781.31                                 95,615,943.52
         处置固定资产、无形资产和
    其他长期资产收回的现金净额
         处置子公司及其他营业单
    位收到的现金净额
         收到其他与投资活动有关
                                              6,076,000.00
    的现金
           投资活动现金流入小计          13,476,220,550.06                              9,503,222,414.72
         购建固定资产、无形资产和
                                             63,021,655.49                                 79,267,293.76
    其他长期资产支付的现金
         投资支付的现金                  16,479,734,664.08                             10,014,077,319.65
         质押贷款净增加额
         取得子公司及其他营业单
    位支付的现金净额
         支付其他与投资活动有关
    的现金
           投资活动现金流出小计          16,542,756,319.57                             10,093,344,613.41
             投资活动产生的现金
                                          -3,066,535,769.51                              -590,122,198.69
    流量净额
      三、筹资活动产生的现金流
    量:
         吸收投资收到的现金                           0.00                                570,000,000.00
         其中:子公司吸收少数股东
    投资收到的现金
         取得借款收到的现金
         发行债券收到的现金
         收到其他与筹资活动有关
    的现金
           筹资活动现金流入小计                       0.00                                570,000,000.00
         偿还债务支付的现金
         分配股利、利润或偿付利息
                                            205,756,164.38                                221,144,998.08
    支付的现金
         其中:子公司支付给少数股
    东的股利、利润
         支付其他与筹资活动有关
    的现金
           筹资活动现金流出小计             205,756,164.38                                221,144,998.08
             筹资活动产生的现金
                                           -205,756,164.38                                348,855,001.92
    流量净额
    四、汇率变动对现金及现金等价
                                             -7,888,716.46                                 -2,471,906.00
    物的影响
    五、现金及现金等价物净增加额            429,929,424.66                              1,908,838,995.46
         加:期初现金及现金等价物
                                          5,101,106,154.44                              5,392,724,111.41
    余额
    六、期末现金及现金等价物余额          5,531,035,579.10                              7,301,563,106.87
        7.2.4所有者权益变动表
        编制单位:宁波银行股份有限公司                                                     2007年06月30日                                                      单位:(人民币)元
                                                       项目        本期金额        上年金额
                                                       归属于母公司所有者权益                                                                                     少数股东权益      所有者权益合计        归属于母公司所有者权益                                                                          少数股东权益     所有者权益合计
                                                       实收资本(或股本)       资本公积        减:库存股  盈余公积        一般风险准备   未分配利润      其他                                       实收资本(或股本)   资本公积    减:库存股 盈余公积        一般风险准备  未分配利润      其他
    一、上年年末余额                                   2,050,000,000.00         336,905,745.62              147,912,789.73  70,973,394.62  590,391,767.83                           3,196,183,697.80  1,800,000,000.00     -21,373.95             84,704,338.59                 302,489,102.21                             2,187,172,066.85
    加:会计政策变更
    前期差错更正
    二、本年年初余额                                   2,050,000,000.00         336,905,745.62              147,912,789.73  70,973,394.62  590,391,767.83                           3,196,183,697.80  1,800,000,000.00     -21,373.95             84,704,338.59                 302,489,102.21                             2,187,172,066.85
    三、本年增减变动金额(减少以“-”号填列)                                     175,999.86                                                 177,054,855.95                           177,230,855.81    250,000,000.00       317,353,098.95                         70,973,394.62 -9,340,548.59                              628,985,944.98
    (一)净利润                                                                                                                           382,811,020.33                           382,811,020.33                                                                              271,632,846.03                             271,632,846.03
    (二)直接计入所有者权益的利得和损失                                        175,999.86                                                 175,999.86                                                                      -2,646,901.05                                                                                   -2,646,901.05
    1. 可供出售金融资产公允价值变动净额                                        175,999.86                                                 175,999.86                                                                      -3,950,598.59                                                                                   -3,950,598.59
    2. 权益法下被投资单位其他所有者权益变动的影响
    3. 与计入所有者权益项目相关的所得税影响                                                                                                                                                                               1,303,697.54                                                                                    1,303,697.54
    4.其他
    上述(一)和(二)小计                                                      175,999.86                                                 382,811,020.33                           382,987,020.19                         -2,646,901.05                                        271,632,846.03                             268,985,944.98
    (三)所有者投入和减少资本                                                                                                                                                                        250,000,000.00       320,000,000.00                                                                                  570,000,000.00
    1. 所有者投入资本                                                                                                                                                                                 250,000,000.00       320,000,000.00                                                                                  570,000,000.00
    2. 股份支付计入所有者权益的金额
    3.其他
    (四)利润分配                                                                                                                         -205,756,164.38                          -205,756,164.38                                                                70,973,394.62 -280,973,394.62                           -210,000,000.00
    1.提取盈余公积
    2. 提取一般风险准备                                                                                                                                                                                                                                            70,973,394.62 -70,973,394.62
    3.对所有者(或股东)的分配                                                                                                            -205,756,164.38                          -205,756,164.38                                                                              -210,000,000.00                           -210,000,000.00
    4.其他
    (五)所有者权益内部结转
    1.资本公积转增资本(或股本)
    2.盈余公积转增资本(或股本)
    3.盈余公积弥补亏损
    4.其他
    四、本期期末余额                                   2,050,000,000.00         337,081,745.48              147,912,789.73  70,973,394.62  767,446,623.78                           3,373,414,553.61  2,050,000,000.00     317,331,725.00         84,704,338.59    70,973,394.62 293,148,553.62                             2,816,158,011.83
    7.3报表附注
    7.3.1如果出现会计政策、会计估计变更或会计差错更正的,说明有关内容、原因及影响数
    无
    7.3.2如果财务报表合并范围发生重大变化的,说明原因及影响数
    □适用√不适用
    7.3.3如果被出具非标准无保留意见,列示涉及事项的有关附注
    □  适用√不适用

    董事长:陆华裕
    宁波银行股份有限公司董事会
    二○○七年八月二日